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8 Ways to Protect Yourself During the Holiday Shopping Season

8 Ways to Protect Yourself During the Holiday Shopping Season

Holiday shopping enables you to treat your loved ones to a special surprise, but it also comes with some unfortunate risks. There’s always the possibility that your gifts won’t be appreciated, but that’s not the type of risk we’re talking about. Instead, it’s important for everyone to carefully consider the necessity of taking steps to protect themselves from a long list of potential holiday shopping related issues. By doing this now, you can take a safer and more realistic approach to crossing everything off your shopping list.

1. Be Cautious in Parking Lots

Parking lots can quickly turn into a madhouse during the holidays, which makes them much more dangerous to drive and walk through. Unfortunately, this isn’t even the worst thing you need to keep an eye on. Parking lots are one of the prime abduction spots for women and children. It might seem like this would be impossible with holiday shoppers everywhere, but the reality is that more people are distracted and criminals will wait for the perfect opportunity to strike. Sadly, parking garages are even worse.

Approximately 7.3 percent of all violent crimes happen in a parking lot or garage, and another 12.1 percent occur in commercial buildings such as stores and restaurants. By remaining cautious at all times, you can reduce your odds of becoming a victim. Always keep your car doors locked, and be sure to keep your keys handy as you walk through the parking lot.

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2. Avoid Credit Card Fraud

Credit card fraud and identity theft is continuously on the rise, and you can be certain that these criminals will take advantage of the holidays. Your credit card will most likely be used much more frequently during the next couple of months. Therefore, it’s important to take steps to protect yourself from credit card fraud, including closely monitoring your credit score and transaction records. You should also steer clear of paying at gas station pumps and other exterior places where credit card skimmers can easily be placed.

3. Stay Home on Black Friday

Yes, Black Friday has become a major shopping event, and you might even be able to score an amazing deal. However, most stores have a ridiculously small quantity of sale items on hand, and you can usually get the same deal online. In some cases, the online sales are even better than those in the physical stores.

Black Friday has become a recipe for disaster because shoppers are forced to stand in long lines, deal with huge crowds and compete for the best prices. Naturally, this leads to violence and numerous injuries every year. There have even been seven deaths attributed to Black Friday shopping. If you want to stay safe, it’s best to avoid all of this madness and shop online instead.

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4. Don’t Overspend

Everyone wants to give their loved ones a special holiday. This is especially true for parents who have young children. Part of keeping them safe and happy, though, requires making wise financial choices.

The U.S. is currently dealing with an eviction epidemic, and millions of people will lose their home this year. San Francisco alone has approximately 2,000 annual evictions. Sadly, January and February are when a large percentage of these evictions happen because people overspend during the holidays. Make a realistic gift budget and stick with it to avoid this problem and protect your entire family.

5. Choose Safety Instead of the Hottest Toy

It is inevitable that one or two toys will become so highly sought after that they sell out nationwide. When this happens, some parents become obsessed with the idea of finding these items for their child. As a result, it is common to see hot toys for sale at ridiculously inflated prices on eBay and Craigslist.

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If you have the money for this in your holiday shopping budget, then the price increase isn’t the risk you need to avoid. However, be sure that you choose a safe spot to meet up with anyone from Craigslist or any other local online marketplace. Some police stations have set up safe exchange zones in their parking lot. Even if your local station doesn’t have one of these designated areas, it’s still wise to meet in the parking lot.

6. Leave Your Children at Home

Busy stores are not only chaotic and no fun for a child but they also increase your risk of losing them in the crowd. Because of this, most police departments recommend leaving your kids in the care of a trusted babysitter when you have to go shopping during the holiday season. If this isn’t possible, be sure to always accompany them to the restroom. It’s also imperative to teach them to go to the customer service desk if they get separated from you.

7. Shop Online From Trusted Sites

Any website could get hacked, which might compromise your credit card and personal information. Of course, the same thing could happen if you shop in person. Therefore, it makes the most sense to choose your most trusted online sites and purchase holiday gifts from the safety of your home. This will make it easy to avoid crowds, parking lots, the need for a babysitter and many other issues that plague the biggest shopping season of the year.

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If you must buy something from a site that isn’t well-known or doesn’t have a solid history of protecting consumer data, be sure to use a third-party payment processor to reduce your risk. For example, using PayPal is safer than paying directly with a credit card because the online store in question will not have access to your payment information.

8. Be Aware of Drunk Drivers

The night before Thanksgiving has become a drinking holiday, and this leads to a lot of drunk drivers and DUIs. The rest of the holiday season is also more dangerous than usual from this perspective. Be sure to remain vigilant on the roadways so that you avoid and report drunk drivers. Almost 10,000 people die annually due to drunk drivers, but you can reduce your risk by staying off the roads at night and driving defensively.

These tips may seem overly cautious or even put a slight damper on your holiday shopping mood, but they are an accurate reflection of reality. By putting these protective measures in place, you can help ensure that you won’t enter the New Year broke, injured or battling with credit card fraud. Don’t forget that you can also take advantage of cashback sites to save money while shopping for holiday gifts, and this is a great way to stretch your budget.

Featured photo credit: Antoine K via flic.kr

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Holly Chavez

Writer, Entrepreneur, Small Business Owner

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Last Updated on September 20, 2018

How to Stay Calm and Cool When You Are Extremely Stressful

How to Stay Calm and Cool When You Are Extremely Stressful

Being in a hurry all the time drains your energy. Your work and routine life make you feel overwhelmed. Getting caught up in things beyond your control stresses you out…

If you’d like to stay calm and cool in stressful situations, put the following 8 steps into practice:

1. Breathe

The next time you’re faced with a stressful situation that makes you want to hurry, stop what you’re doing for one minute and perform the following steps:

  • Take five deep breaths in and out (your belly should come forward with each inhale).
  • Imagine all that stress leaving your body with each exhale.
  • Smile. Fake it if you have to. It’s pretty hard to stay grumpy with a goofy grin on your face.

Feel free to repeat the above steps every few hours at work or home if you need to.

2. Loosen up

After your breathing session, perform a quick body scan to identify any areas that are tight or tense. Clenched jaw? Rounded shoulders? Anything else that isn’t at ease?

Gently touch or massage any of your body parts that are under tension to encourage total relaxation. It might help to imagine you’re in a place that calms you: a beach, hot tub, or nature trail, for example.

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3. Chew slowly

Slow down at the dinner table if you want to learn to be patient and lose weight. Shoveling your food down as fast as you can is a surefire way to eat more than you need to (and find yourself with a bellyache).

Be a mindful eater who pays attention to the taste, texture, and aroma of every dish. Chew slowly while you try to guess all of the ingredients that were used to prepare your dish.

Chewing slowly will also reduce those dreadful late-night cravings that sneak up on you after work.

4. Let go

Cliche as it sounds, it’s very effective.

The thing that seems like the end of the world right now?

It’s not. Promise.

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Stressing and worrying about the situation you’re in won’t do any good because you’re already in it, so just let it go.

Letting go isn’t easy, so here’s a guide to help you:

21 Things To Do When You Find It Hard To Let Go

5. Enjoy the journey

Focusing on the end result can quickly become exhausting. Chasing a bold, audacious goal that’s going to require a lot of time and patience? Split it into several mini-goals so you’ll have several causes for celebration.

Stop focusing on the negative thoughts. Giving yourself consistent positive feedback will help you grow patience, stay encouraged, and find more joy in the process of achieving your goals.

6. Look at the big picture

The next time you find your stress level skyrocketing, take a deep breath, and ask yourself:

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Will this matter to me…

  • Next week?
  • Next month?
  • Next year?
  • In 10 years?

Hint: No, it won’t.

I bet most of the stuff that stresses you wouldn’t matter the next week, maybe not even the next day.

Stop agonizing over things you can’t control because you’re only hurting yourself.

7. Stop demanding perfection of yourself

You’re not perfect and that’s okay. Show me a person who claims to be perfect and I’ll show you a dirty liar.

Demanding perfection of yourself (or anybody else) will only stress you out because it just isn’t possible.

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8. Practice patience every day

Below are a few easy ways you can practice patience every day, increasing your ability to remain calm and cool in times of stress:

  • The next time you go to the grocery store, get in the longest line.
  • Instead of going through the drive-thru at your bank, go inside.
  • Take a long walk through a secluded park or trail.

Final thoughts

Staying calm in stressful situations is possible, all you need is some daily practice.

Taking deep breaths and eat mindfully are some simple ways to train your brain to be more patient. But changing the way you think of a situation and staying positive are most important in keeping cool whenever you feel overwhelmed and stressful.

Featured photo credit: Brooke Cagle via unsplash.com

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