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8 Ways to Overcome Impulsive Spending

8 Ways to Overcome Impulsive Spending

Back in 2007, with the economic recession looming, President George W. Bush offered questionable advice to his fellow Americans: “Go shopping more.”

There are plenty of behaviors we all should engage in more often—exercising, volunteering, showing kindness—but clicking “Buy now” is not among them.

And yet many of us follow that “go shopping more” advice all too readily. We shop recreationally, habitually, impulsively, and, in many cases, uncontrollably. In fact, 6 to 7 percent of Americans qualify as “compulsive buyers,” according to a 20-year review of studies published in the American Journal on Addictions.

“We may feel a temporary high when we make impulsive purchases, but there are serious long-term consequences,” says Koorosh Ostowari, author of The Money Anxiety Cure.

The financial perils of impulsive spending are obvious: major debt, an empty college fund, a plundered retirement account, perhaps the loss of your home, possessions, or dream vacation. As demonstrated by lottery-winners and celebrities alike, how much money you make doesn’t guarantee financial freedom—it all comes down to what you spend.

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But impulse buying endangers more than your bank account. Even if you’re well off, mindless spending clutters your home and your mind while costing you energy and time.

Spending on impulse may feel good temporarily, but it often triggers residual stress and anxiety, which can even lead to more spending. “Impulsive shoppers sometimes fall into a vicious cycle of buying, feeling bad about it, and then buying more to feel better,” says Koorosh.

Are you ready to stop making hasty, mindless purchases? The first step is to figure out why you’re doing it.

Have you ever purchased a $200 black sweater in spite of a) not having $200 to spend, b) already owning three blacker sweaters or c) having no room for it in your closet?

Koorosh points to four possible reasons you said, “I’ll take it!”

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  1. To fill an emotional void. “Some people use shopping to counteract a sense of emptiness, fear, guilt, stress, or boredom,” says Koorosh.
  2. Because you’re in the habit. Maybe you have an affinity for black sweaters and buy them on autopilot. “Sometimes we’re just not present during a purchase and don’t give it any thought.”
  3. To boost your self-image or social status. A fashion-forward purchase here and there is fine, but unconsciously purchasing each season’s new styles for the sake of social status can feel like an unforgiving obligation.
  4. To score a “deal”—and prove how business-savvy you are. Of course, where’s the “value” if you don’t need or can’t afford the sweater?

Whether you shop at Costco or at Tiffany, the strategies for putting a halt to impulsive spending are the same:

1. Browse Your Favorite Store—Without Buying

Notice what thoughts and emotions bubble up as you scan the shelves. Do you have that “wanting, craving, grasping” feeling? Then notice how you feel after you exit the store empty-handed.

“Saying no is an empowering feeling,” says Koorosh. “You think, ‘Oh my gosh, I caught myself,’ and you remember that feeling next time you go shopping.”

2. Scrutinize the Stuff in Your House

Take a hard look inside your drawers, cabinets, and closets. Are they crowded with items you never use? What prompted you to buy those items, and how did you feel when you brought them home? Did the purchases satisfy your needs?

How will it feel to own even more gadgets, earrings, or vintage salt-and-pepper shakers?

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3. Don’t Shop Unless You Feel Centered and Relaxed

Hitting the stores when you’re sad, mad, or stressed is like walking into a bakery when you’re famished: a ticket to overindulgence and remorse.

Look for other ways to nurture your emotional needs. When you feel blue, call a friend. When you feel bored, start a new book. When you feel angry, go for a power walk.

4. Pause Before Each Purchase and Check-In With Yourself

Ask: Do I really need this or do I just want it? Can I afford it? How many hours will I have to work to cover this purchase? How will I feel if I bring it home? Does my home have space for this?

We are constantly under pressure—from social media, from advertisers, and even our friends—to buy without thinking, so it’s critical to step back and reflect. “Unless we practice building that muscle of inquiry,” says Koorosh, “it stays weak. Just taking that little pause can make a huge difference.”

For major purchases, make it a bigger pause before you commit—for a few weeks at least. Then see if buying that kayak, TV, or mini-van still seems like a good idea.

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5. Shop With a List, and Don’t Buy Anything That’s Not On It

If you truly need new athletic shoes, fine, head to the store and buy a pair. But don’t walk into a store or go online without an agenda that passes your muster (see #4).

6. For Two Weeks, Buy Nothing but Groceries and Essentials

“It’s like doing a cleanse, like seeing what it feels like to eliminate donuts from your diet,” says Koorosh. “Just explore and see what happens.”

This practice is more of a commitment but will prove to you that you can live without that afternoon Frappuccino or a new cosmetic. Afterward, this can help you feel more satisfied with future purchases.

7. Make Gratitude a Daily Practice

Each day, list three things you dearly appreciate, whether it’s your daughter’s piano playing, your daily yoga practice, or the hummingbird outside your window. “When you remember what you are grateful for, you need less stuff to feel happy and satisfied,” says Koorosh. “Practicing gratitude opens up neurological pathways, taking us out of fight-or-flight survival mode into feelings of love and satisfaction.”

8. Track Your Spending

Taking a few minutes each day to monitor and think about where your money is going is a powerful, enlightening habit. In a recent survey conducted by Tiller Money, 79% of people said that tracking their spending with a simple spreadsheet has led to less impulsive spending.

If you find any of these strategies too difficult to implement and you think you may have a serious shopping addiction, consider seeking help from an experienced therapist or joining Debtors Anonymous.

Featured photo credit: Clark Street Mercantile via Unsplash.com

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Sharen Ross

Marketing Strategy Consultant

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Last Updated on July 11, 2019

10 Best Brain Power Supplements That Will Supercharge Your Mind

10 Best Brain Power Supplements That Will Supercharge Your Mind

If you have watched movies like Limitless[1] (both the movie and television series) and Lucy,[2] then you have likely come across smart drugs or nootropics. In the movie Limitless, you are introduced to NZT-48 (known as MDT-48 in the book The Dark Fields), which grants heightened intellectual abilities allowing one to pattern-match at lighting speed.

In the movie Lucy, you are introduced to the drug CPH4, which is actually based on a molecule that a pregnant woman produces after six weeks of pregnancy. The director of Lucy, Luc Besson, remarked,[3]

“But it’s totally real, and it’s true that the power of this product for a baby is the power of an atomic bomb. It’s real. It’s totally real. So its not a drug in fact, it’s a natural molecule that pregnant women produce.”

NZT-48 is fictional and CPH4 is a fictional drug based on a real substance. So, are there any real life smart drugs or brain boosters similar to either fictional drug? The answer is no. But powerful cognitive enhancing drugs do exist. And they are Nootropics.

Nootropics

Nootropics was coined by Romanian psychologist Corneliu E. Giurgea in 1972. The etymology of the word is nous or mind and trepein or to bend.[4] According to Smart Drug Smarts, nootropics is an umbrella term for a class of chemicals, some naturally-occurring and some man-made, that give cognitive benefits to the human brain. To be a nootropic, Giurgea found that the substance must meet five specific criteria:[5]

  1. Enhance memory and ability to learn.
  2. Help the brain function under disruptive conditions.
  3. Protect the brain from chemical and physical assaults.
  4. Increase the efficacy of neuronal firing control mechanisms.
  5. Possess few or no side effects and be virtually non-toxic.

Let’s now examine the 10 best brain power supplements that will supercharge your mind and 4 bonus tips (in no particular order – meaning #1 is not better than #2 nor #10). Very few of the brain boosters listed can be purchased in a local brick and mortar store.

For most, you will have to place an order online. However, be extremely cautious and diligently research each prior to ordering.

For a more detailed breakdown of each brain booster in the form of a wiki, I recommend visiting the website BrainTropic[6]. I will provide a summary for each smart drug below. Summaries will be from BrainTropic unless otherwise stated. In addition, visit my website (you can find the link in my bio) as I regularly write and provide advice on nootropics.

*Some of the supplements listed require a prescription and could be harmful. Consult with your doctor before consumption.

1. Qualia Mind

Qualia Mind is an extremely powerful smart drug created by Neurohacker packed with a variety of nootropics. It is a multi-nootropic leading to potential neurochemical and physiological enhancements.

Qualia Mind is specifically designed to lift brain fog, amplify willpower, upgrade energy, heighten creativity, and promote mental clarity. No prescription is required.

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Side effects: headaches, sleep disturbance, muscle tightness, and upset stomach.

Summary
  • Type: Multi-Nootropic (crucial ingredients include: Acetyl-L-Carnitine, DL-Phenylalanine, N-Acetyl L-Tyrosine, Taurine, L-Theanine, Alpha GPC, Citicoline, Anhydrous Caffeine, Huperzine A, and more)
  • Good for: Energy, Focus, Learning, Memory, Motivation, and Physical Performance
  • Typical Dose: 7 capsules per day (maximum of 12)
  • Half-life: 4-6 hours

You can learn more about Qualia Mind in Neurohacker.

2. Modafinil

Modafinil is a stimulant to treat narcolepsy and has been shown to enhance our cognitive functions. Sold under the names Vigil, Nuvigil or Provigil, has became one of the most popular cognitive enhancing drugs on the market.

Bio-hacker and founder of Bulletproof Coffee, Dave Asprey, is just one of many advocating the drug. Some think Modafinil inspired the movie Limitless. For more on this discussion, read I Spent a Week on Nuvigil, the Drug From ‘Limitless’ and Modafinil: My Experience with the Real Life Limitless Pill by Joen Rude Falsner. Falsner remarked about Modafinil, it’s “Sort of like a real life pop-up blocker…”

In the US, Modafinil is classified as Schedule IV Controlled Substance and a prescription is required for it. Potential side effects: headache, dizziness, nausea, diarrhea, nervousness, and trouble sleeping.

Bonus Tip: Top Modafinil researchers have found that Modafinil combined with coffee can create a powerful combination.[7]

Summary
  • Type: Stimulant
  • Good for: Energy, Focus, Learning, Memory, Motivation, and Physical Performance
  • Typical Dose: 50-200mg
  • Half-life: 15 hours

3. Adrafinil

Adrafinil is a stimulant that can increase energy and prevent fatigue. It is metabolized and converted into Modafinil. In fact, the effects are similar to Modafinil; however, it is not as strong. No prescription is required for Adrafinil in the US, Canada, or the UK.

Potential side effects: headache, dizziness, nausea, diarrhea, nervousness, and trouble sleeping.

Summary
  • Type: Stimulant
  • Good for: Energy, Focus, Learning, Memory, Motivation, and Physical Performance
  • Typical Dose: 150-600mg
  • Half-life: 1 hour

4. Noopept

According to braintropic.com, Noopept is a powerful synthetic nootropic with cognitive enhancement and neuroprotective properties. It was developed in Russia in the mid-1990s and is used as a prescription treatment for cognitive impairments. Researchers found that, in animal studies, Noopept has been shown to stimulate the expression of two chemicals: Nerve Growth Factor (NGF) and brain-derived neurotrophic factor (BDNF).[8]

Potential side effects: headaches, restlessness, dizziness, and irritability.

Summary
  • Type: Peptide
  • Good for: Anxiety, Energy, Focus, Learning and Memory
  • Typical Dose: 10-20 mg
  • Half-life: 30-60 minutes

5. Adderall

Adderall is a stimulant used to treat those with attention deficit hyperactivity disorder (ADHD). Adderall primarily increases the release to two specific neurotransmitters involved with ADHD: dopamine and norepinephrine.

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For an interesting read on what Adderall does to the brain – to include a good discussion of the benefits and side effects of the drug – read What adderall does to your brain by Daniela Hernandez. Similar to Modafinil, some think the movie Limitless was inspired by Adderall.

For more on this discussion, read Limitless: The Brain-Doping Movie We All Know Was Inspired by Adderall and The Drug From Limitless Is Available for Purchase on Your College Campus.

Adderall is considered a Schedule II Controlled Substance and a prescription is required for it. This means anyone caught in possession of it without a prescription could face criminal charges. Potential side effects: irregular heartbeat, paranoia, headaches, restlessness, dizziness, lack of appetite, high risk of dependency, and irritability.

Summary[9]
  • Type: Stimulant
  • Good for: Energy, Focus, Learning, Memory, Motivation, and Physical Performance
  • Typical Dose: 5-40 mg (Adderall XR is 5-60 mg)
  • Half-life: 4-6 hours (Adderall XR is 6-8 hours)

6. Oxiracetam

Oxiracetam was developed in the 1970s and is a synthetic derivative of the original nootropic – Piracetam. However, according to braintropic.com, Oxiracetam is more potent than Piracetam. Oxiracetam has been studied for treatment with those suffering from Alzheimer’s or memory.[10] No prescription is required for Oxiracetam.

Potential side effects: no serious side effects – the most commonly reported side effect is headache.

Summary
  • Type: Ampakine and Racetam
  • Good for: Energy, Focus, Learning and Memory
  • Typical Dose: 400-2400 mg
  • Half-life: 8 hours

7. Bulletproof Coffee

Dave Asprey (also an advocate for Modafinil) is the creator of Bulletproof Coffee. Asprey contends that Bulletproof Coffee is clean and tested for toxins.

However, when you first read about Bulletproof Coffee, you hear about the combination of Butter – Oil – Coffee. That can’t be a good combination, right?

Wrong. It is.

Bulletproof Coffee has been found to help with weight loss, boost cognitive functioning, maintain mental clarity, and decrease brain fog. For more on Bulletproof Coffee, read What It’s Like To Drink Bulletproof Coffee Every Morning For Two Weeks by Chris Gayomali. Potential side effects: restlessness, anxiety, insomnia, and rapid heart rate.

Summary[11]
  • Type: Stimulant
  • Good for: Mental Clarity, Decrease Brain Fog, and Weight Loss
  • Typical Dose: Varies by type of coffee (e.g. Coffee Pods or Brew)
  • Half-life: Varies

8. Cellucor C4 Ultimate

Cellucor C4 Ultimate is a powerful pre workout supplement. It provides an instant cognitive boost so that you can not only get the most out of your exercise training sessions, but also maximize your ability to learn (even during exercise).

C4 Ultimate should be consumed 20-30 minutes prior to training. No prescription is required for C4 Ultimate.

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Potential side effects: insomnia, diarrhea, dehydration, headaches, high blood pressure, and tingly or prickly sensations. To counter these side effects, read Pre-Workout Supplements: 6 Side Effects and How To Avoid Them by Matt Weik.

Summary[12]
  • Type: Pre Workout (crucial ingredients include: Vitamin C, Vitamins B6 and B12, Niacin, Citrulline Malate, Caffeine Anhydrous, Taurine, Beta-Alanine, Creatine Nitrate, and N-Acetyl L-Tyrosine)
  • Good for: Energy, Pumps, Endurance, and Physical Performance
  • Typical Dose: 1 scoop with water
  • Half-life: Varies

You can get Cellucor C4 Ultimate at Cellucor.

9. Piracetam

Piracetam is the first synthetic smart drug developed and is the compound that inspired the term nootropic. It was invented by the same individual who coined the term nootropic – Dr. Giurgea.

According to Brain Tropic, Piracetam works by improving blood flow in the brain, boosts the production of crucial brain chemicals, and increases synaptic plasticity.[13] It requires a prescription in the UK and Australia and cannot be legally marketed in the US as a dietary supplement.

Potential side effects: no serious side effects – the most commonly reported side effect is headache.

Summary
  • Type: Ampakine and Racetam
  • Good for: Learning and Memory
  • Typical Dose: 1600-4800 mg
  • Half-life: 4-5 hours

10. Qualia Focus

Qualia Focus is another product offered by Neurohacker. It too is a multi-nootropic with powerful cognitive enhancements. While it is not as strong as Qualia Mind, it still upgrades your energy, heightens creativity, and promotes mental clarity at a lower cost than Qualia Mind. No prescription is required.

Side effects: headaches, sleep disturbance, muscle tightness, and upset stomach.

Summary
  • Type: Multi-Nootropic (crucial ingredients include: Acetyl-L-Carnitine, DL-Phenylalanine, N-Acetyl L-Tyrosine, Taurine, L-Theanine, Alpha GPC, Citicoline, Coffeeberry Energy, Ginko Biloba Leaf Extract, Huperzine A, and more)
  • Good for: Focus and Concentration, Memory, and Energy
  • Typical Dose: 5 capsules per day (maximum of 9)
  • Half-life: 4-6 hours

You can learn more about Qualia Focus in Neurohacker.

While the brain boosters listed above are not the smart drugs in Limitless or Lucy, they still provide you phenomenal results. To find out which of the 10 are the best for you, I suggest you do the following:

  1. Research each one diligently
  2. Test them out for yourself
  3. Try the following Bonus Tips along with your brain booster. In doing so, you will discover a pop-up blocker for your brain!

Bonus Tips

1. Take antacids to increase potency

To increase the potency of a brain booster, ingest alkaline substances like antacids such as Tums or Alka-Seltzer. Read A Brief Guide to Non-medical Psychostimulant Use for more information.

You should consult with your doctor as there could be serious side effects.

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2. Take on an empty stomach

You should take your brain booster on an empty stomach as this will further potentiate both the duration and effect of the drug. The exceptions are Qualia Mind and Focus. I recommend taking both with food as this will cause an upset stomach.

However, you should consult with your doctor prior to taking any of the brain boosters listed and to identify the proper way to take each.

3. Adderall alarm clock

There is an interesting definition in the crowd-sourced online dictionary Urban Dictionary:[14]

The Adderall Alarm Clock is defined as setting an alarm for an hour before you have to get up; upon waking, roll over and take your prescription stimulant of choice and go back to sleep. In about an hour, you wake up naturally with a smile on your face and a spring in your step.

This actually works. Choose one of your brain boosters and try this out.

However, you should consult with your doctor prior to attempting this as there could be serious side effects.

4. Exercise sparks neurogenesis

Exercise alone will provide similar benefits and could be substituted for any of the brain boosters listed. Exercise plus brain boosters provide even more cognitive enhancing benefits.

One of the most powerful benefits exercise provides is that it sparks the production of brain-derived neurotrophic factor (BDNF) which brings about neurogenesis. Neurogenesis is the process by which new neurons are formed in the brain.[15]

Dr. John Ratey discusses both neurogenesis and BDNF at length in his book Spark: The Revolutionary New Science of Exercise and the Brain. Ratey dubbed BDNF the master molecule and refers to it as “Miracle-Gro for the brain”. Linda Gabriel writes about BDNF in BDNF – Miracle-Gro for the Brain, “BDNF binds to receptors in the synapses between neurons, increasing voltage (yes your brain is electric!), and improving signal strength.”

Featured photo credit: Josh Riemer via unsplash.com

Reference

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