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Car Leasing Made Simple – Advantages & Disadvantages

Car Leasing Made Simple – Advantages & Disadvantages

These days our cars mean everything to us, they’re our most favourable mode of transport that gives us our independency to come and go when and where we please. However with the price of a decent car these days on the increase there has got to be a better way of obtaining a car without paying a small fortune, and there is!

Car leasing is an affordable scheme that allows you to pay monthly instalments under a contract period for using a brand new car. This means there are no large upfront costs and you can pretty much start driving straight away. In previous years you had to physically go into a showroom and speak to one of the sales team to sort out a lease, however these days you can now sort out a car lease over the internet. Its car leasing made simple!

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If you buy your lease over the internet you are protected under the Distance Selling Act, which regulates consumer contracts under the sales of goods or services without face to face contact. When purchasing a lease online make sure you have all the companies details just as a precaution, and always look for the padlock sign to make sure the site it legitimate and the connection is secure.

When trying to get the best price on a lease agreement, ensure you have the full contract details and there isn’t any hidden extras. It’s common to forget VAT so find out whether that’s inclusive in the price, which will guard you from any unknown additional charges.

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So what are the advantages and disadvantages of a new car lease?

Advantages

Stating the obvious, it means you get a brand new car and can start driving it almost straight away. You can choose whatever colour of vehicle you wish and anything else to suit your specification. Given that it’s a new car it will have all the latest features and safety functions, and it will be accident free and mechanically sound. A full manufacturer’s warranty is included so you will have service support.

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One of the best advantages of leasing a car is that there is a low initial payment so you don’t need to empty all funds just to make the payment. A bonus advantage is how easy it is to sort out at the end of the lease, the vehicle will be collected so there’s no hard sell, and you can even trade it in for an upgrade on a new lease.

Disadvantages

As the car is brand new the cost will be higher than it would be for a used model, and insurance could also be potentially higher as well. As the lease is a binding contract any early termination could become costly, and you must return the car in good condition or penalties will be applied. Lastly if you were to go over the agreed annual mileage, you will have to pay excess fees which again can figure out pretty costly.

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Aside from these advantages and disadvantages, there are many reasons to lease a car. You might be someone who really looks after your cars and knows how much you travel on an average annual mileage anyway. You might be someone who can comfortably manage the monthly payments from a regular income. You might even be someone who just likes to keep up to date with the latest features, and for that reason you change your car every 3 years anyway.

Sometimes people need a car for work, especially as more and more companies are expanding and are moving out of the city. In this scenario a company car might not be an option so a lease would really support your day to day travel from point A to point B.

So as you can see, like everything else car leasing has its advantages and disadvantages, but it’s all about what works for you.

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Roxanne Tanner

Digital Media Blogger

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Last Updated on May 28, 2020

How to Overcome Boredom

How to Overcome Boredom

Have you ever been bored? Restless? Fidgety? In need of some inspiration?

I have a theory on boredom. I believe that the rate of boredom has increased alongside the pace of technology.

If you think about it, technology has provided us with mobile phones, laptops, Ipads, device after device – all to ultimately fix one problem: boredom.

What is Boredom?

We have become a global nation that feeds on entertainment. We associate ‘living’ with ‘doing’. People now do not know how to sit still, and we feel guilty when we are not doing anything. Today, inactivity has become the ultimate sin.

You might not realize it, but boredom stimulates a form of anxiety and stress. It evokes an emotional state that creates frustration and feeds procrastination.

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It’s a desire to be ‘doing something’ or to be ‘entertained’ – it’s a desire for sensory stimulation. What it boils down to is a lack of focus.

If you think about those times when you’re bored, it’s usually because you did not know what to do. So, indecision also plays a big part.

When we are focused on what’s important to us and what we want to achieve, it’s pretty hard to be bored. So, one answer to boredom is to become focused on what you want.

Sometimes It’s Good to Be Bored

If boredom is a desire for sensory stimulation – then what’s the opposite of that? To be content with no stimulation – in other words – to enjoy stillness.

Sometimes, it’s not boredom itself that causes the frustration but the resistance to doing nothing.

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Think about it. What would happen if you were to ‘let go’ of the desire to be entertained? You wouldn’t be bored anymore, and you will feel more relaxed!

In my experience, it’s often the most obvious, simplistic solutions that are the most powerful in life. So, when you’re bored, the easiest way to combat this is to enjoy it.

It may sound weird but think of ‘boredom’ as a form of ‘relaxation’. It’s a break from the constant stimulation that 21st-century living provides – constant TVs, mobile phones, radios, internet, emails, phone calls, etc.

Who knows, maybe ‘boredom’ is actually good for us?

Next time you’re ‘feeling bored’ instead of feeding the frustration by frantically looking for something to do, maybe you can sit back, relax, and savor the feeling of having nothing to do.

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In this article, I’ll share with you my 3-step strategy on how to overcome boredom.

3-Step Strategy to Overcome Boredom

1. Get Focused

Instead of chasing sensory stimulation at random, focus on what’s really important to you. Focusing on something important helps prevent boredom because it forces you to utilize your time productively.

You should ask yourself: what would make good use of your time? What could you be doing that would contribute to your major goals in life?

Here are a few ideas:

  • Spend some time in quiet contemplation considering what’s important to you.
  • Start that creative project you’ve been talking about for the last few weeks.
  • Brainstorm: think of some ideas for new innovative products or businesses.

2. Kill Procrastination

Boredom is useful in some ways because it gives you the energy and time to do things. It is only a problem if you let it. But if you use it to motivate yourself to be productive, then you can more easily overcome boredom.

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So, the next time you’re bored, why not put this good energy to use by ticking off those things that you have been meaning to get done but have been too busy to finish? This also presents a great time for you to clear your to-do list.

Here are some ideas:

  • Do some exercise.
  • Read a book.
  • Learn something new.
  • Call a friend.
  • Get creative (draw, paint, sculpt, create music, write).
  • Do a spring cleaning.
  • Wash the car.
  • Renovate the house.
  • Re-arrange the furniture.
  • Write your shopping list.
  • Water the plants.
  • Walk the dog.
  • Sort out your mail & email.
  • De-clutter (clear out that wardrobe).

3. Enjoy Boredom

If none of the above solutions work, then you can try a different approach. Don’t give in to boredom and instead choose to enjoy it. This doesn’t mean allowing yourself to waste your time being bored. Instead, think of it as your time to relax and re-energize, which will help you be more productive the next time you work.

Contrary to popular belief, we don’t need to be constantly doing things to be productive. In fact, research has shown that people are more productive when they take periods of rest to recharge.[1] Taking breaks once in a while helps boost your performance and can help make you feel more motivated.

So, take some time to relax. You never know, you might even like it.

Final Thoughts

Learning how to overcome boredom may be difficult at the beginning, but it can be easier if you make use of some techniques. You can start with my 3-step strategy on how to overcome boredom and work your way from there. So, ready your mind and make use of these tips, and you will be overcoming boredom in no time.

More Tips on Overcoming Boredom

Featured photo credit: Johnny Cohen via unsplash.com

Reference

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