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8 Hacks to Get Your Tenancy Deposits Refunded

8 Hacks to Get Your Tenancy Deposits Refunded

Proper End of Tenancy Cleaning Guarantees Your Deposit Refunds

Many good property owners expect their property to be returned in the best hygienic state it was given out. Also, they understand that their property has been used for many years and is due for its tears and wears. However, there could be others who no matter how long their property has existed, they expect it remains ever brand new as it was when newly built and never agreeing to wears and tears. These property owners are ready to push little issues about wears and tears on their property to any length “legality and beyond” just to get you over billed. As if they expects you never to touch anything while using the property.

Is there a possibility to know which one of these landlords understands the use of their property and its depreciation value with age? Well, I don’t think it’s worth the stress finding out which landlord is understanding or which is not. So, if you desire to have your tenancy deposit refunded, there is need to return the property in the best way possible as it was let out and just in case, get some evidence.

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1. Keep check in records.

Just with time, it’s likely you will forget the status of the property when you moved in. It is very important that the wears and tears on the property like wall stains (scuff marks) before moving in are documented and signed by you and the property owner as fast as possible. With this, you won’t be charged for any existing property wears and tears when your tenancy period ends. also, keeping check-in records will help save many issues about electricity, waste disposal, if any surfaces need special cleaning and more.

2. Taking photographs.

It will be amazing that your camera is a strong a weapon when issues arises. While moving in or out, make sure to photograph the each you as you meet it or left it. In case any issue comes up, the photograph indeed can never be wrong unless it’s showing entirely another property. It’s also advisable to take dated photographs or labeled photographs immediately as you arrive at this property and never forget to send them along with the check in records. Keep your own copies, too.

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3. Invite the property owner and walk him around.

While moving in, it’s sure your landlord will walk you around the property for inspection and records before signing the agreement documents. Still, it’s very important to ask the landlord around and walk him through the property both interior and exterior to attest the status of the property before finally moving out and if possible, he may come around with a potential tenant wishing to take the property over from you if there is already one. The landlord can use this as an opportunity to point out anything he is not OK with regarding the property status and you settle it the best way to avoid issues with your deposit refund. Use the check-in record as a guide. Interestingly, the potential tenant could act as a witness to this inspection.

4. End of tenancy cleaning.

At the most, this is where major issues arise and everything we have said this far all has a link to this. Interesting to know that over 55% of deposit issues comes from non-satisfactory cleaning by the tenant. Landlords often use this as opportunity to withhold your deposit and you have to be very careful how this is done. To be sure of your deposit refund, it’s advisable to contact an end of tenancy cleaning company for their service if you don’t have enough time left to do it or it appears too stressful for you.

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However you chose to do this, either cleaning yourself or requiring the service of professional end of tenancy cleaning company is your choice and not the landlords’. The landlord can’t force you to use a particular cleaning company for the cleaning. It is good to let him know however you wish to do your cleaning, but know this well that it’s solely your decision. If you chose to do it yourself, this simple steps should guide your alongside your check-in records.

5. Remember the hidden areas.

This is especially important if you chose to do your cleaning yourself. It is very easy to become used to your environment and never noticing areas where dirt could accumulate but the landlord will be sure to notice these areas on inspection. To ensure you do this to its best, it’s helpful to assume it’s your first time in the environments and you’re making sure it’s safe for your habitation, so you have to make sure you look around properly.

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Asking friends for help might be of great help while they act as the landlord passing judgment on your work if it’s satisfactory or not. Ask them to be fair and serious enough because it will be of great help. Inspect where normally you hardly look like on top the refrigerator, the top corners of the room, etc. Check and unblock all plugholes.

7. Be paranoid.

Just because your landlord seems nice to you or often compliment you on how great you keep this property, doesn’t mean they will keep that nice manly attitude at the end of the year of your tenancy period. If perhaps you are renting for the first time, ask those who have had such experience and they will have much to tell you about this.

8. Don’t forget the tenancy dispute service.

No matter how smart or careful you may be, chances may have it that issues arise. There could always be broken promises and a huge sum of completely illegal charges on the deposits at the end of the rental period or end of tenancy is demanded. No matter how right you are, there might be a need to settle issues with tenancy dispute service and both will be asked to submit all evidences at the moment. Remember, keeping records becomes very useful here and you certainly will be able to claim all your deposits back if evidences are in your favor.

Featured photo credit: javavida.com via cheapestironing.co.uk

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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