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3 Ways Car Accident Lawyers can Help you Overcome your Losses

3 Ways Car Accident Lawyers can Help you Overcome your Losses

According to some sources, there are around 28.7 million automobiles registered in California out of which nearly 7,43,282 are publicly owned and rest are owned privately. The demand for vehicles is also increasing exponentially with the passage of time.

And when we consider such a large vehicles count, the chances of an accident is obvious. Accidents can happen to anyone; regardless of being an expert driver. An accident not only affects you externally, but it also affects you mentally giving minor to severe injuries. Your car repairing and injury treatment may encompass large expenses. Also, it makes you unable to attend the office, continue your hobbies and many other such daily activities.

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For maximum recovery, you need a car accident lawyer. These lawyers will help you in getting the compensation for all the damages you have encountered during the accident.

Below are the points how the lawyers will help you heal your losses.

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1. Helping You Recover Your Financial Loss

A car accident brings with it huge expenses required for the treatment of the driver, passengers, and for repairing the car. It may make you unable to attend your office due to your injuries. So, in such cases, your family faces a huge financial loss. A car accident lawyer helps you recover the loss through an insurance claim or filing a personal injury lawsuit. The lawyer helps you compensate medical costs, pain and suffering, lost wages and your vehicle damages.

2. Helps You Get Maximum Compensation

The expenses you incur on your medical treatment and car maintenance can’t be claimed 100%. But it’s good if you can receive the maximum possible amount as compensation.

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These lawyers are highly proficient and knowledgeable and can interact with the insurance company to get the maximum compensation for your losses. They do their best to deliver the settlement between you and the insurance firm.

3. Represents On Your Behalf

In the case of a severe injury, the victim is unable to get in touch with the insurance authority and file any claim. It also becomes difficult to attend the trials and settlement callings. So, the car accident attorney represents you during the hearings.

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But before getting in touch with an injury attorney, you should do some homework on your end.

  • If the victim is in the conscious state and is capable of moving, he or he should save the details of the other car driver. It will help you to get the settlement done at the base level. Note down all the information of the second party.
  • If you saw any witness during the accident, it’s good to note the contact details of the witness. It will help you authenticate your statements and get maximum compensation from the insurance company.
  •  If you are capable of coming out of the car, it’s better to capture the accident scene in photos. It will always help the injury attorney to build a clear picture of the accident scene.

Don’t Make These Mistakes

There are some mistakes that people do to get compensation for the accident.

  • Lying: To get compensation, the drive tries to lie, but its results are disastrous.
  • Incorrect Form Filling: Because of less knowledge or lack of understanding, the victim fills the insurance claim form incorrectly that may lead to its rejection.
  • Applying Too Late: Many of the car accident victims apply for the compensation very late, which rejects their plea at the initial level.

If anyone in your family has met with an accident and you need to recover that loss, you should find the best car accident attorneys in your area. The lawyers will always assist you in getting the maximum compensation for your damages from the insurance firm and thus help you heal your losses.

We know that some non-living losses can be recovered, but the loss of any human life can never be recovered at any cost. So, it’s better to take care of your life and drive as safely as possible.

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Published on July 4, 2018

Top 10 Recommendations on Money Management Apps

Top 10 Recommendations on Money Management Apps

Don’t want to overspend your budget, swipe your credit card too many times, and feel like a financial mess? Instead of beating yourself up for the bad financial decisions you’ve ever made, create a new plan!

The solution is simple, save more and spend less. But, we all know it’s easier said than done.

One problem is finding quality apps that save you time and money, and aren’t just hype.

Luckily, there’re many great money management apps available at your fingertips. Here are 10 reliable money management apps that can help you save money, and crush debt.

1. Personal Capital

    When was the last time you’ve tracked your net worth? Probably months ago or maybe never. Personal Capital allows you to easily track your net worth and plan for retirement.

    Here are some of its main features:

    • Sync many investment accounts, and expenses (mortgage, credit cards, etc.) in one place
    • Discover hidden fees and how much they’re affecting your retirement plan
    • Wealth management for investors requiring a long-term strategy

    With Personal you’re free to track your expenses and net worth.

    Available for: iOS and Android

    2. Mint

      If your smartphone could only install a few apps, Mint would be one of them. Why? Because Mint tracks all your balances and bills in one place.

      Here are some of its main features:

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      • Effortlessly track all your bills and balances in one dashboard
      • Categorized expenses to understand where you spend your money
      • Uncover hidden fees, and determine your investment style with sophisticated retirement tools.

      Feel at ease with managing your money by a reputable company that isn’t going anywhere.

      Available for: iOS and Android

      3. YNAB

        Everyone needs a budget, there’s no way around it. YNAB (You Need A Budget) is an easy to use app that will change the way you think about money. Their motto is to “give every dollar a job”, and you’ll quickly discover why.

        Here are some of its main features:

        • Easily sync all bank accounts in one place
        • Visually see your debt paying progress with eye-catching charts and notifications
        • Customized categories setting saving goals

        The best part about YNAB is the community that comes along with it. You can hop on the YNAB forum to receive support, listen to the YNAB Podcast or stay tuned for their weekly videos.

        Available for: iOS and Android

        4. Wealthfront

          Albert Einstein once said “compound interest is the eight wonder in the world”, and for a very good reason. The problem is, most people are scared or unwilling to learn the basics of investing. This is why Wealthfront is the perfect solution for the hands-off investors.

          Here are some of its main features:

          • Variety of investment account options including IRA, Roth IRA, and more
          • Your portfolio composed of 7 different asset classes
          • Automatically rebalanced portfolio
          • Daily tax loss harvesting

          Wealthfront is perfect for people requiring investment guidance, or prefer a hands-off solution.

          Available for: iOS and Android

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          5. Clarity Money

            If you’re staying on top of your budget but want to take your finances to the next level, Clarity Money can help you. Clarity Money helps you stay under budget and build a personalized savings plan.

            Here are some of its main features:

            • Easily cancel subscriptions with one click
            • Synchronize bank accounts fast
            • Transfer money effortlessly between different accounts

            Clarity Money isn’t an app that does it all. But, it does make transferring money and canceling subscriptions fast and efficient.

            Available for: iOS and Android

            6. Acorns

              What if there was a way to quickly gain confidence in investing your money, without too much risk? There is, and Acorns is your solution. With Acorns’s technology, you’re able to make investments as small as $5.

              Here are some of its main features:

              • Automatic contribution option
              • Customized portfolio tailored to your needs
              • Low management fees ranging from $1-$2 per month

              Stop wasting dollars on expensive coffee. Instead, invest them towards a brighter financial future.

              Available for: iOS and Android

              7. Albert

                Do you budget by only subtracting your expenses from your income? If so, how would you discover any overpayments or extra money you could save? This is where Albert shines, and it does it all free.

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                Here are some of its main features:

                • Receive notifications for overpayments, hidden fees, and low balances
                • An Automatic budget that’s built around your spending and income
                • Easily track debt and set new financial goals

                While Albert does offer a paid option, most of its core features are FREE. So, what better option to save?

                Available for: iOS

                8. Prism

                  Have you recently forgot to pay a bill because life got in the way? Prism automatically tracks your bills and syncs your bank accounts in one place.

                  Here are some of its main features:

                  • View all your account balances in one glance
                  • Bill due dates are automatically pulled and tracked
                  • Receive early reminders for upcoming bills

                  If your budget is on “fleek” but can’t seem to stay on top of your bills, Prism is your go-to app.

                  Available for: iOS, Android, Windows, Amazon

                  9. Mvelopes

                    Remember hearing about people using envelopes to budget their money? Well, Mvelopes is the new envelope system for this generation. Easily create monthly budgets and track your saving goals.

                    Here are some of its main features:

                    • Connect unlimited bank accounts
                    • Real-time budgeting with auto transaction syncing
                    • Low monthly $4 fee or $40 annual

                    Mvelopes can help you crush debt, save more, and help you stop overspending. With its low monthly fee, it’s worth a try.

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                    Available for: iOS and Android

                    10. Wallaby

                      Most people don’t have time to track their credit card’s changing rewards and interest rates. Because of this, you need help reaping the most of your credit card’s rewards. Wallaby is the app that will help you do just that.

                      Here are some of its main features:

                      • Automatic recommendations for the best credit card to use for each transaction
                      • A friendly user interface, displaying credit cards with their corresponding images
                      • Free to use

                      If you’re using the same credit card to make your purchases, you may be leaving money on the table. Give Wallaby a try if you’re ready to maximize your credit card’s rewards.

                      Available for: iOS and Android

                      Take control of your finances and experience financial freedom

                      Picture yourself staying on budget and saving more money than you’d ever imagined.

                      It took hard work and dedication but you’d finally learned how to manage your money. You have to start taking control of your spending and saving habits.

                      You now have a list of reliable apps that can help you build better money habits, what are you waiting for?

                      Featured photo credit: Pexels via pexels.com

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