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Four Tips to Find Easy Scholarships to Apply For

Four Tips to Find Easy Scholarships to Apply For

Some scholarships will be easier to apply for than others. Keep in mind that if they are really easy to apply for, e.g. if they just require a couple of sentences by way of application (instead of requesting an essay, personal statement, proof of grades, a CV, examples of extra-curricular activities of sports or volunteering) then there will probably be more competition for that scholarship. Everyone wants an easy option and the scholarship may not amount to a high financial reward. That said, you must to be in it to win it and even small scholarships here and there can help.

There are many ways to pay for college. This article focuses on making the scholarship search as easy as possible for you, whilst trying to keep it realistic and relevant to your needs.

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1. Be prepared.

Be prepared to thoroughly research relevant scholarships yourself and send in the applications. Do not pay someone to do this research for you. Both searching for and completing the applications is time consuming, and it may feel like you are having to repeat a lot of information in slightly different ways, but it’s worth it when successful. If you are put off by applying, other people will be, too. If you actually get your applications in, then you are already one step ahead of most of them. The more you apply for the better. If you have done your research before you start, you’ll have already decided which scholarships are worth your while applying for. You will have checked that you meet all their requirements and therefore stand a better chance of success.

2. Know the amount you want.

To some extent, it depends on how much scholarship money would be beneficial to you. Some weird scholarships are for a lower amount of money, and may not require you to submit such a lengthy essay response, but may offer a $500, $1,000 or $2,000 dollar scholarship to the successful candidate. These may be easy to apply for and easy to find online with a quick Internet search. You can specifically search for “no-essay scholarships.”

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3. Think outside of the box.

Do you belong to a club or church, or  do you work for a business that funds private scholarships? Are there big businesses near where you live that may offer a scholarship (and perhaps future employment once you have graduated)? It may depend on what sort of study you are interested in, i.e. if it is something like chemistry or engineering then look at large organizations/industries connected to them near where you are located. If they do have scholarships, enquire whether you’re eligible to apply.

There are big companies that offer scholarships. For example: Dr Pepper offers $100,000 to students ages 18-24 years and gives four awards. The entry for this is a 350-word response. Then students need to get friends to vote for them, submit a video, and attend a college football conference championship game. There’s a $20,000 Foot Locker Scholar Athletes Scholarship that gives 20 awards per year; this requires applicants to demonstrate the good skills of being motivated and showing good morals, plus good sportsmanship with a desire to lead. There are certain scholarships affiliated with certain religions such as the Christian College Scholarship worth $2,500.

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There will be universities that are local to you, universities that teach specific courses that are highly relevant to your chosen area of study, and universities that have outstanding reputations that you’d like to attend. In all of these cases, go directly to the university’s main website and type “scholarships” into the search-box. If they’re good, reputable universities, with a quick search you’ll find all the scholarship opportunities that they have to offer. Some university websites will break this down specifically into subject/department areas for scholarships. If the government of the country you live in funds any research (for example in the UK they have research councils), they’re likely to pay this funding directly to universities, and then they distribute that money as scholarships.

4. Pick the right scholarships.

Just like when choosing college, ensure that the scholarship you are applying for is for something that you are really passionate about and enjoy. If you enjoy what you are applying to do, the application for it will seem easy and not hard work at all. For example, if creative writing is your passion and you want to study that at university, having to complete a creative writing task for your scholarship application should actually be a pleasure. We often excel at what we enjoy, so your application may stand out from the rest. You may find the scholarship application task easy, whereas another person may struggle with it.

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Many “Easy Scholarships” mean that you don’t have to do a lengthy application form, essay, or show grades, but many students will apply for these. Generally the amount you could get isn’t as great as some other more traditional scholarships unless it’s a promotional one, such as the Dr. Pepper one mentioned in point four above. You can look for many easy scholarships online from scholarship websites. Remember, the more you find and apply for the better.

College life is not easy, but having scholarships will definitely help you financially and that will make your life much easier.

Featured photo credit: StartupStockPhotos via pixabay.com

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Liem Nguyen

Entrepreneur

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Published on July 4, 2018

Top 10 Recommendations on Money Management Apps

Top 10 Recommendations on Money Management Apps

Don’t want to overspend your budget, swipe your credit card too many times, and feel like a financial mess? Instead of beating yourself up for the bad financial decisions you’ve ever made, create a new plan!

The solution is simple, save more and spend less. But, we all know it’s easier said than done.

One problem is finding quality apps that save you time and money, and aren’t just hype.

Luckily, there’re many great money management apps available at your fingertips. Here are 10 reliable money management apps that can help you save money, and crush debt.

1. Personal Capital

    When was the last time you’ve tracked your net worth? Probably months ago or maybe never. Personal Capital allows you to easily track your net worth and plan for retirement.

    Here are some of its main features:

    • Sync many investment accounts, and expenses (mortgage, credit cards, etc.) in one place
    • Discover hidden fees and how much they’re affecting your retirement plan
    • Wealth management for investors requiring a long-term strategy

    With Personal you’re free to track your expenses and net worth.

    Available for: iOS and Android

    2. Mint

      If your smartphone could only install a few apps, Mint would be one of them. Why? Because Mint tracks all your balances and bills in one place.

      Here are some of its main features:

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      • Effortlessly track all your bills and balances in one dashboard
      • Categorized expenses to understand where you spend your money
      • Uncover hidden fees, and determine your investment style with sophisticated retirement tools.

      Feel at ease with managing your money by a reputable company that isn’t going anywhere.

      Available for: iOS and Android

      3. YNAB

        Everyone needs a budget, there’s no way around it. YNAB (You Need A Budget) is an easy to use app that will change the way you think about money. Their motto is to “give every dollar a job”, and you’ll quickly discover why.

        Here are some of its main features:

        • Easily sync all bank accounts in one place
        • Visually see your debt paying progress with eye-catching charts and notifications
        • Customized categories setting saving goals

        The best part about YNAB is the community that comes along with it. You can hop on the YNAB forum to receive support, listen to the YNAB Podcast or stay tuned for their weekly videos.

        Available for: iOS and Android

        4. Wealthfront

          Albert Einstein once said “compound interest is the eight wonder in the world”, and for a very good reason. The problem is, most people are scared or unwilling to learn the basics of investing. This is why Wealthfront is the perfect solution for the hands-off investors.

          Here are some of its main features:

          • Variety of investment account options including IRA, Roth IRA, and more
          • Your portfolio composed of 7 different asset classes
          • Automatically rebalanced portfolio
          • Daily tax loss harvesting

          Wealthfront is perfect for people requiring investment guidance, or prefer a hands-off solution.

          Available for: iOS and Android

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          5. Clarity Money

            If you’re staying on top of your budget but want to take your finances to the next level, Clarity Money can help you. Clarity Money helps you stay under budget and build a personalized savings plan.

            Here are some of its main features:

            • Easily cancel subscriptions with one click
            • Synchronize bank accounts fast
            • Transfer money effortlessly between different accounts

            Clarity Money isn’t an app that does it all. But, it does make transferring money and canceling subscriptions fast and efficient.

            Available for: iOS and Android

            6. Acorns

              What if there was a way to quickly gain confidence in investing your money, without too much risk? There is, and Acorns is your solution. With Acorns’s technology, you’re able to make investments as small as $5.

              Here are some of its main features:

              • Automatic contribution option
              • Customized portfolio tailored to your needs
              • Low management fees ranging from $1-$2 per month

              Stop wasting dollars on expensive coffee. Instead, invest them towards a brighter financial future.

              Available for: iOS and Android

              7. Albert

                Do you budget by only subtracting your expenses from your income? If so, how would you discover any overpayments or extra money you could save? This is where Albert shines, and it does it all free.

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                Here are some of its main features:

                • Receive notifications for overpayments, hidden fees, and low balances
                • An Automatic budget that’s built around your spending and income
                • Easily track debt and set new financial goals

                While Albert does offer a paid option, most of its core features are FREE. So, what better option to save?

                Available for: iOS

                8. Prism

                  Have you recently forgot to pay a bill because life got in the way? Prism automatically tracks your bills and syncs your bank accounts in one place.

                  Here are some of its main features:

                  • View all your account balances in one glance
                  • Bill due dates are automatically pulled and tracked
                  • Receive early reminders for upcoming bills

                  If your budget is on “fleek” but can’t seem to stay on top of your bills, Prism is your go-to app.

                  Available for: iOS, Android, Windows, Amazon

                  9. Mvelopes

                    Remember hearing about people using envelopes to budget their money? Well, Mvelopes is the new envelope system for this generation. Easily create monthly budgets and track your saving goals.

                    Here are some of its main features:

                    • Connect unlimited bank accounts
                    • Real-time budgeting with auto transaction syncing
                    • Low monthly $4 fee or $40 annual

                    Mvelopes can help you crush debt, save more, and help you stop overspending. With its low monthly fee, it’s worth a try.

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                    Available for: iOS and Android

                    10. Wallaby

                      Most people don’t have time to track their credit card’s changing rewards and interest rates. Because of this, you need help reaping the most of your credit card’s rewards. Wallaby is the app that will help you do just that.

                      Here are some of its main features:

                      • Automatic recommendations for the best credit card to use for each transaction
                      • A friendly user interface, displaying credit cards with their corresponding images
                      • Free to use

                      If you’re using the same credit card to make your purchases, you may be leaving money on the table. Give Wallaby a try if you’re ready to maximize your credit card’s rewards.

                      Available for: iOS and Android

                      Take control of your finances and experience financial freedom

                      Picture yourself staying on budget and saving more money than you’d ever imagined.

                      It took hard work and dedication but you’d finally learned how to manage your money. You have to start taking control of your spending and saving habits.

                      You now have a list of reliable apps that can help you build better money habits, what are you waiting for?

                      Featured photo credit: Pexels via pexels.com

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