Advertising
Advertising

Four Tips to Find Easy Scholarships to Apply For

Four Tips to Find Easy Scholarships to Apply For

Some scholarships will be easier to apply for than others. Keep in mind that if they are really easy to apply for, e.g. if they just require a couple of sentences by way of application (instead of requesting an essay, personal statement, proof of grades, a CV, examples of extra-curricular activities of sports or volunteering) then there will probably be more competition for that scholarship. Everyone wants an easy option and the scholarship may not amount to a high financial reward. That said, you must to be in it to win it and even small scholarships here and there can help.

There are many ways to pay for college. This article focuses on making the scholarship search as easy as possible for you, whilst trying to keep it realistic and relevant to your needs.

Advertising

1. Be prepared.

Be prepared to thoroughly research relevant scholarships yourself and send in the applications. Do not pay someone to do this research for you. Both searching for and completing the applications is time consuming, and it may feel like you are having to repeat a lot of information in slightly different ways, but it’s worth it when successful. If you are put off by applying, other people will be, too. If you actually get your applications in, then you are already one step ahead of most of them. The more you apply for the better. If you have done your research before you start, you’ll have already decided which scholarships are worth your while applying for. You will have checked that you meet all their requirements and therefore stand a better chance of success.

2. Know the amount you want.

To some extent, it depends on how much scholarship money would be beneficial to you. Some weird scholarships are for a lower amount of money, and may not require you to submit such a lengthy essay response, but may offer a $500, $1,000 or $2,000 dollar scholarship to the successful candidate. These may be easy to apply for and easy to find online with a quick Internet search. You can specifically search for “no-essay scholarships.”

Advertising

3. Think outside of the box.

Do you belong to a club or church, or  do you work for a business that funds private scholarships? Are there big businesses near where you live that may offer a scholarship (and perhaps future employment once you have graduated)? It may depend on what sort of study you are interested in, i.e. if it is something like chemistry or engineering then look at large organizations/industries connected to them near where you are located. If they do have scholarships, enquire whether you’re eligible to apply.

There are big companies that offer scholarships. For example: Dr Pepper offers $100,000 to students ages 18-24 years and gives four awards. The entry for this is a 350-word response. Then students need to get friends to vote for them, submit a video, and attend a college football conference championship game. There’s a $20,000 Foot Locker Scholar Athletes Scholarship that gives 20 awards per year; this requires applicants to demonstrate the good skills of being motivated and showing good morals, plus good sportsmanship with a desire to lead. There are certain scholarships affiliated with certain religions such as the Christian College Scholarship worth $2,500.

Advertising

There will be universities that are local to you, universities that teach specific courses that are highly relevant to your chosen area of study, and universities that have outstanding reputations that you’d like to attend. In all of these cases, go directly to the university’s main website and type “scholarships” into the search-box. If they’re good, reputable universities, with a quick search you’ll find all the scholarship opportunities that they have to offer. Some university websites will break this down specifically into subject/department areas for scholarships. If the government of the country you live in funds any research (for example in the UK they have research councils), they’re likely to pay this funding directly to universities, and then they distribute that money as scholarships.

4. Pick the right scholarships.

Just like when choosing college, ensure that the scholarship you are applying for is for something that you are really passionate about and enjoy. If you enjoy what you are applying to do, the application for it will seem easy and not hard work at all. For example, if creative writing is your passion and you want to study that at university, having to complete a creative writing task for your scholarship application should actually be a pleasure. We often excel at what we enjoy, so your application may stand out from the rest. You may find the scholarship application task easy, whereas another person may struggle with it.

Advertising

Many “Easy Scholarships” mean that you don’t have to do a lengthy application form, essay, or show grades, but many students will apply for these. Generally the amount you could get isn’t as great as some other more traditional scholarships unless it’s a promotional one, such as the Dr. Pepper one mentioned in point four above. You can look for many easy scholarships online from scholarship websites. Remember, the more you find and apply for the better.

College life is not easy, but having scholarships will definitely help you financially and that will make your life much easier.

Featured photo credit: StartupStockPhotos via pixabay.com

More by this author

Liem Nguyen

Entrepreneur

Knowledge Is Power: 6 Rules Successful People Live by to Teach Themselves Everything The Common Quality Successful People Have: High Self Awareness Beach in Pattaya Thailand 6 Things To Do When Visiting Pattaya in Thailand Choose a Pefect Name For Your Cat How to Choose a Pefect Name For Your Cat Snake Boat Races in Kerala Six Exciting Attractions and Activities to Enjoy in Kerala

Trending in Budget Activity

1 6 Easy Ways to Treat Yourself 2 7 Websites to Sell Used Stuff Profitably 3 Seven Tips to Save Money While Renovating Your Home 4 4 Ways to Make Every Penny Stretch in 2017 5 Getting Out of Debt in 4 Simple Steps

Read Next

Advertising
Advertising
Advertising

Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

Advertising

Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

Advertising

I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

Advertising

Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

Advertising

So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

Read Next