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10 Tips on What to Do if You Have Been in a Motorcycle Accident

10 Tips on What to Do if You Have Been in a Motorcycle Accident

These tips apply whether you were riding your motorcycle or operating the other vehicle involved in the crash. Follow these recommendations even if you are uninjured or suffered only minor, incidental injuries that may not require medical attention.

1. Ensure you are safe

Ensure you are safe after performing a self-check for injuries, however minor. Your safety is the top priority. Check yourself out for any areas of pain first.

2. Remain calm

Remain calm by suppressing your emotions and adrenaline pumping through your veins. Emotions run high after an accident.

Stay calm and try to stay relaxed. The chemical, adrenaline, automatically pumps to keep you alert and functioning at high levels. It’s difficult to remain calm in the face of all that’s happening, but you must do it. Resist any yelling at the involved motorist or causing a major “scene” at the site of the crash can only result in negative items later.

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3. Check for injuries

Check the motor vehicle driver and any pedestrians for injuries. Check the other participant and pedestrians to learn if they’re injured. Confirm the apparent condition, whether they are injured or not.

4. Call emergency medical responders 

Call emergency medical responders if needed, or the appropriate authorities, typically local police

If you or others are injured, dial 9-1-1 to get first responder help. If all are uninjured, contact the local police to advise them of the accident.

5. Talk with bystanders to learn what they saw

Bystanders, if any, qualify as witnesses. Talk to them to learn what they did or did not see. Do not exert any “pressure” on them to state things that mirror your preferences. Be sure to record their responses on your smartphone or on paper.

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6. Exchange pertinent information with the other participant

Pertinent information includes the following, at a minimum:* Name* Address (including city and state, if the other driver was from out-of-state).

  • Phone number
  • Insurance company name and policy number
  • License plate number

7. Capture photos of the accident scene 

Capture photos of the accident scene with your smartphone or camera—or make copious notes.

Do not depend on your memory to remember all the details of the accident. Photos of the accident scene or your detailed notes of what happened are much more valuable to maximizing your claim settlement award. Photos of the results of the crash will carry more weight with your insurance company or a jury than your notes, but either option has validity.

8. File a health insurance claim if you’re injured

If you are injured, contact your health insurance company and file a claim. If you can, try to find out exactly what your coverage is before you get into an accident.

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Being on the record by filing a claim the same day should protect you for subsequent medical expenses resulting from the accident. If you have high deductible health care coverage, file the claim anyway since you probably have little idea what future medical treatment may cost.

9. Contact a personal injury lawyer who specializes in motorcycle accident cases

Taking on a mega insurance company lawyer by yourself could prove costly to you.

You are smarter retaining an attorney that has an outstanding “track record” in receiving maximum settlements or favorable jury decisions in motorcycle accident cases. This step is very important, since if you’re injured the medical bills could keep pouring in long after the accident date.

10. Ask your attorney if you should file a personal injury lawsuit 

An experienced motorcycle accident attorney will advise you if it’s wise to file a personal injury lawsuit or concentrate on achieving a maximum settlement on your insurance claim.

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Sometimes either option is viable, but your legal expert will know which is your best option depending on the circumstances of the accident and the extent of your injuries.

Now You’re Prepared, Stay Safe!

These tips apply to any motor vehicle or motorcycle accident, whether or not injuries are involved. Following these steps will better ensure a successful settlement from your insurance company. Of course, this is all dependent on retaining the best legal expert you can find.

Choosing the right lawyer to represent your interests is a must after you’ve been in a motorcycle accident. The right legal counsel makes all the difference in just getting your medical bills paid and receiving a monetary award for your medical fees and your “pain and suffering.”

In most cases, having a “battle-tested” legal veteran will make a significant difference it what the insurance company is hoping to pay—and what they actually pay.

Featured photo credit: shutterstock.com via shutterstock.com

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Last Updated on March 24, 2021

8 Smart Home Gadgets You Need in Your House

8 Smart Home Gadgets You Need in Your House

We’ve all done it. We’ve gone out and bought useless gadgets that we don’t really need, just because they seemed really cool at the time. Then, we are stuck with a bunch of junk, and end up tossing it or trying to sell it on Ebay.

On the other hand, there are some pretty awesome tech inventions that are actually useful. For instance, many of the latest home gadgets do some of your work for you, from adjusting the home thermostat to locking your front door. And, if used as designed, these tools should really help to make your life a lot easier—and that’s not just a claim from some infomercial trying to sell you yet another useless gadget.

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Take a look at some of the most popular “smart gadgets” on the market:

1. Smart Door Locks

A smart lock lets you lock and unlock your doors by using your smartphone, a special key fob, or biometrics. These locks are keyless, and much more difficult for intruders to break into, making your home a lot safer. You can even use a special app to let people into your home if you are not there to greet them.

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2. Smart Kitchen Tools

Wouldn’t you just love to have a pot of coffee waiting for you when you get home from work? What about a “smart pan” that tells you exactly when you need to flip that omelet? From meat thermometers to kitchen scales, you’ll find a variety of “smart” gadgets designed to make culinary geeks salivate.

3. Mini Home Speaker Play:1

If you love big sound, but hate how much space big speakers take up, and if you want a stereo system that is no bigger than your fist, check out the Play:1 mini speaker. All you have to do is plug it in, connect, and then you can stream without worrying about any interruptions or interface. You can even add onto it, and have different music playing in different rooms.

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4. Wi-Fi Security Cameras

These are the latest in home security, and they connect to the Wi-Fi in your home. You can use your mobile devices to monitor what is going on in your home at all times, no matter where you are. Options include motion sensors, two-way audio, and different recording options.

5. Nest Thermostat

This is a thermostat that lives with you. It can sense seasonal changes, temperature changes, etc., and it will adjust itself automatically. You will never have to fiddle with a thermostat dial or keypad again, because this one basically does all of the work for you. It can also help you to save as much as 12% on heating bills, and 15% on cooling bills.

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6. Smart Lighting

Control your home lighting from your remote device. This is great if you are out and want to make sure that there are some lights on. It is designed to be energy efficient, so it will pay for itself over time because you won’t have to spend so much on your monthly energy bills.

7. Google Chromecast Ultra

Whether you love movies, television shows, music, etc., you can stream it all using Google Chromecast Ultra. Stream all of the entertainment you love in up to 4K UHD and HDR, for just $69 monthly.

8. Canary

This home security system will automatically contact emergency services when they are needed. This system offers both video and audio surveillance, so there will be evidence if there are any break-ins on your property. You can also use it to check up on what’s happening at home when you are not there, including to make sure the kids are doing their homework.

Featured photo credit: Karolina via kaboompics.com

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