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6 Ways To Live Luxuriously Without Spending Too Much

6 Ways To Live Luxuriously Without Spending Too Much

You want to live a quite luxurious lifestyle, but the thought of having to act as a spendthrift to keep up with this living standard takes you aback. This is actually more of the opposite of what you should be thinking about right now. Make a difference by calculating a number of ways you can make the best out of your finances without having to overstretch your resources.

Talk of planning to put up a house, anything to do with the furniture inside, parenting and your car insurance to mention just a few. You can do much more at less if you work out the math real smart at the drawing table. Here are a few ways you can take down the high-level expenditure while still living high.

1. You don’t have to involve a 3D rendering architecture

You have that housing project within the pipeline and you think the only way you can make this real is by engaging 3D architectural rendering… think again. According to Stefan Kaertner, “3D rendering in architecture is a complex process that produces life-like presentation of buildings in image-ready prints.” Architectural 3d rendering may be an option, but it may be too expensive if you are looking to getting yourself a realistic cost house.

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Forget about the high quality and high-resolution images, animations, the fly-through videos or the virtual reality technology the high-end architects promise to offer you – there is a lot you can do with your plan, proposal or sketch. Oh, have you thought of engaging a normal architectural engineer? Maybe it is about time you considered that option if you are really into cutting down the extra expenditure on your house.

2. No luxury can’t be complete without comfort

Comfort in your home requires energy. You have to use energy to keep warm in winter and energy to cool down during hot seasons. Such would tremendously cost you a lot with bills that would certainly empty your pockets.

Instead of spending lavishly towards expensive energy saving appliances, why not use the old, working ones and get a consultant for home energy audit savings. This would enhance the home environment you are in while keeping the rest of the family health and luxuriously comfortable.

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3. Make loyalty your policy

There is no point in avoiding services to save some cash. If you uphold a constant loyalty to a store, until you get to understand their policies, you may easily qualify for discounts. This can be a great plan to go slow on your finances, while you still live the same old style.

Dry cleaners and liquor stores are some of the destinations where you can get real discounts and save yourself a pretty penny. Do not feel ashamed of asking whether they do offer affiliate discounts. This could be a good opportunity to strike.

4. Keep your TV out of sight – easy and simple

Living in a simple but organized house can be much far better than living high while complicating everything around the house with flashy furnishing. When it comes to house entertainment, television has to be in the script, but not all the time will you be on the TV of course, so why not keep it out of sight for the time you are not using it?

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With a TV chest or an automated cabinet, you can easily hide your TV and then switch to watching it only when you need it, rather than filling the house with the unnecessary and costly display.

5. All-in-one monitoring works wonders

When it comes to keeping a watch on what is going on in our common gadgets when we are away, curiosity seems to take over our confidence. Parents would do about anything to keep an eye on what is happening on their kids’ computer or iPhone.

You may be in the same situation, but installing cameras and applications to keep you informed on what is happening back there, sounds quite pointless when you have an alternative. Using a single monitoring app such as iKeyMonitor that can keep you updated on without undergoing through all the hassle and expensive software or hardware.

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6. Auto insurance is good for you and your car too

Insuring your car is an inevitable step if you want to stay safeguarded against the risks down the road. Nevertheless, having the insurance is somewhat an attractive option that you would not resist going by.

An auto insurance with low down payment cover sounds sensible in this case. Just imagine how much you can save if you get this cover, where you only have to pay the premium in full and pay up the rest in equal installments per month without the need for some down payments.

Now, that makes sense – saving on the cost of insurance while having your car sorted as well!
These are just a few of the examples on how you can simply lead a luxurious and fancy lifestyle without having to max out your finances.

With these simple ways, you can make a good luxurious lifestyle out of being smart on almost everything you do – at home and away – with just one focus to cut on the costs. More importantly, knowing what to give priority over the others, seem more promising when it comes to spending. It is about time you lived large at an unbelievably low and pocket-friendly cost.

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Junie Rutkevich

Game Developer of iXL Digital

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Last Updated on March 13, 2019

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

Have you gotten into a rut before? Or are you in a rut right now?

You know you’re in a rut when you run out of ideas and inspiration. I personally see a rut as a productivity vacuum. It might very well be a reason why you aren’t getting results. Even as you spend more time on your work, you can’t seem to get anything constructive done. While I’m normally productive, I get into occasional ruts (especially when I’ve been working back-to-back without rest). During those times, I can spend an entire day in front of the computer and get nothing done. It can be quite frustrating.

Over time, I have tried and found several methods that are helpful to pull me out of a rut. If you experience ruts too, whether as a working professional, a writer, a blogger, a student or other work, you will find these useful. Here are 12 of my personal tips to get out of ruts:

1. Work on the small tasks.

When you are in a rut, tackle it by starting small. Clear away your smaller tasks which have been piling up. Reply to your emails, organize your documents, declutter your work space, and reply to private messages.

Whenever I finish doing that, I generate a positive momentum which I bring forward to my work.

2. Take a break from your work desk.

Get yourself away from your desk and go take a walk. Go to the washroom, walk around the office, go out and get a snack.

Your mind is too bogged down and needs some airing. Sometimes I get new ideas right after I walk away from my computer.

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3. Upgrade yourself

Take the down time to upgrade yourself. Go to a seminar. Read up on new materials (#7). Pick up a new language. Or any of the 42 ways here to improve yourself.

The modern computer uses different typefaces because Steve Jobs dropped in on a calligraphy class back in college. How’s that for inspiration?

4. Talk to a friend.

Talk to someone and get your mind off work for a while.

Talk about anything, from casual chatting to a deep conversation about something you really care about. You will be surprised at how the short encounter can be rejuvenating in its own way.

5. Forget about trying to be perfect.

If you are in a rut, the last thing you want to do is step on your own toes with perfectionist tendencies.

Just start small. Do what you can, at your own pace. Let yourself make mistakes.

Soon, a little trickle of inspiration will come. And then it’ll build up with more trickles. Before you know it, you have a whole stream of ideas.

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6. Paint a vision to work towards.

If you are continuously getting in a rut with your work, maybe there’s no vision inspiring you to move forward.

Think about why you are doing this, and what you are doing it for. What is the end vision in mind?

Make it as vivid as possible. Make sure it’s a vision that inspires you and use that to trigger you to action.

7. Read a book (or blog).

The things we read are like food to our brain. If you are out of ideas, it’s time to feed your brain with great materials.

Here’s a list of 40 books you can start off with. Stock your browser with only the feeds of high quality blogs, such as Lifehack.org, DumbLittleMan, Seth Godin’s Blog, Tim Ferris’ Blog, Zen Habits or The Personal Excellence Blog.

Check out the best selling books; those are generally packed with great wisdom.

8. Have a quick nap.

If you are at home, take a quick nap for about 20-30 minutes. This clears up your mind and gives you a quick boost. Nothing quite like starting off on a fresh start after catching up on sleep.

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9. Remember why you are doing this.

Sometimes we lose sight of why we do what we do, and after a while we become jaded. A quick refresher on why you even started on this project will help.

What were you thinking when you thought of doing this? Retrace your thoughts back to that moment. Recall why you are doing this. Then reconnect with your muse.

10. Find some competition.

Nothing quite like healthy competition to spur us forward. If you are out of ideas, then check up on what people are doing in your space.

Colleagues at work, competitors in the industry, competitors’ products and websites, networking conventions.. you get the drill.

11. Go exercise.

Since you are not making headway at work, might as well spend the time shaping yourself up.

Sometimes we work so much that we neglect our health and fitness. Go jog, swim, cycle, whichever exercise you prefer.

As you improve your physical health, your mental health will improve, too. The different facets of ourselves are all interlinked.

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Here’re 15 Tips to Restart the Exercise Habit (and How to Keep It).

12. Take a good break.

Ruts are usually signs that you have been working too long and too hard. It’s time to get a break.

Beyond the quick tips above, arrange for a 1-day or 2-days of break from your work. Don’t check your (work) emails or do anything work-related. Relax and do your favorite activities. You will return to your work recharged and ready to start.

Contrary to popular belief, the world will not end from taking a break from your work. In fact, you will be much more ready to make an impact after proper rest. My best ideas and inspiration always hit me whenever I’m away from my work.

Take a look at this to learn the importance of rest: The Importance of Scheduling Downtime

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Featured photo credit: Joshua Earle via unsplash.com

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