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6 Ways To Live Luxuriously Without Spending Too Much

6 Ways To Live Luxuriously Without Spending Too Much

You want to live a quite luxurious lifestyle, but the thought of having to act as a spendthrift to keep up with this living standard takes you aback. This is actually more of the opposite of what you should be thinking about right now. Make a difference by calculating a number of ways you can make the best out of your finances without having to overstretch your resources.

Talk of planning to put up a house, anything to do with the furniture inside, parenting and your car insurance to mention just a few. You can do much more at less if you work out the math real smart at the drawing table. Here are a few ways you can take down the high-level expenditure while still living high.

1. You don’t have to involve a 3D rendering architecture

You have that housing project within the pipeline and you think the only way you can make this real is by engaging 3D architectural rendering… think again. According to Stefan Kaertner, “3D rendering in architecture is a complex process that produces life-like presentation of buildings in image-ready prints.” Architectural 3d rendering may be an option, but it may be too expensive if you are looking to getting yourself a realistic cost house.

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Forget about the high quality and high-resolution images, animations, the fly-through videos or the virtual reality technology the high-end architects promise to offer you – there is a lot you can do with your plan, proposal or sketch. Oh, have you thought of engaging a normal architectural engineer? Maybe it is about time you considered that option if you are really into cutting down the extra expenditure on your house.

2. No luxury can’t be complete without comfort

Comfort in your home requires energy. You have to use energy to keep warm in winter and energy to cool down during hot seasons. Such would tremendously cost you a lot with bills that would certainly empty your pockets.

Instead of spending lavishly towards expensive energy saving appliances, why not use the old, working ones and get a consultant for home energy audit savings. This would enhance the home environment you are in while keeping the rest of the family health and luxuriously comfortable.

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3. Make loyalty your policy

There is no point in avoiding services to save some cash. If you uphold a constant loyalty to a store, until you get to understand their policies, you may easily qualify for discounts. This can be a great plan to go slow on your finances, while you still live the same old style.

Dry cleaners and liquor stores are some of the destinations where you can get real discounts and save yourself a pretty penny. Do not feel ashamed of asking whether they do offer affiliate discounts. This could be a good opportunity to strike.

4. Keep your TV out of sight – easy and simple

Living in a simple but organized house can be much far better than living high while complicating everything around the house with flashy furnishing. When it comes to house entertainment, television has to be in the script, but not all the time will you be on the TV of course, so why not keep it out of sight for the time you are not using it?

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With a TV chest or an automated cabinet, you can easily hide your TV and then switch to watching it only when you need it, rather than filling the house with the unnecessary and costly display.

5. All-in-one monitoring works wonders

When it comes to keeping a watch on what is going on in our common gadgets when we are away, curiosity seems to take over our confidence. Parents would do about anything to keep an eye on what is happening on their kids’ computer or iPhone.

You may be in the same situation, but installing cameras and applications to keep you informed on what is happening back there, sounds quite pointless when you have an alternative. Using a single monitoring app such as iKeyMonitor that can keep you updated on without undergoing through all the hassle and expensive software or hardware.

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6. Auto insurance is good for you and your car too

Insuring your car is an inevitable step if you want to stay safeguarded against the risks down the road. Nevertheless, having the insurance is somewhat an attractive option that you would not resist going by.

An auto insurance with low down payment cover sounds sensible in this case. Just imagine how much you can save if you get this cover, where you only have to pay the premium in full and pay up the rest in equal installments per month without the need for some down payments.

Now, that makes sense – saving on the cost of insurance while having your car sorted as well!
These are just a few of the examples on how you can simply lead a luxurious and fancy lifestyle without having to max out your finances.

With these simple ways, you can make a good luxurious lifestyle out of being smart on almost everything you do – at home and away – with just one focus to cut on the costs. More importantly, knowing what to give priority over the others, seem more promising when it comes to spending. It is about time you lived large at an unbelievably low and pocket-friendly cost.

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Junie Rutkevich

Game Developer of iXL Digital

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How to Control Your Thoughts and Become the Master of Your Mind

How to Control Your Thoughts and Become the Master of Your Mind

Your mind is the most powerful tool you have for the creation of good in your life, but if not used correctly, can also be the most destructive force in your life.

Your mind, more specifically, your thoughts, affect your perception and therefore, your interpretation of reality.

I have heard that the average person thinks around 70,000 thoughts a day. That’s a lot, especially if they are unproductive, self-abusive and just a general waste of energy.

You can let your thoughts run amok, but why would you? It is your mind, your thoughts; isn’t it time to take your power back? Isn’t it time to take control?

Choose to be the person who is actively, consciously thinking your thoughts. Become the master of your mind.

When you change your thoughts, you will change your feelings as well, and you will also eliminate the triggers that set off those feelings. Both of these outcomes provide you with a greater level of peace in your mind.

I currently have few thoughts that are not of my own choosing or a response from my reprogramming. I am the master of my mind, so now my mind is quite peaceful. Yours can be too!

Who Is Thinking My Thoughts?

Before you can become the master of your mind, you must recognize that you are currently at the mercy of several unwanted “squatters” living in your mind, and they are in charge of your thoughts. If you want to be the boss of them, you must know who they are and what their motivation is, and then you can take charge and evict them.

Here are four of the “squatters” in your head that create the most unhealthy and unproductive thoughts:

1. The Inner Critic

This is your constant abuser. He is often a conglomeration of:

  • Other people’s words; many times your parents.
  • Thoughts you have created based on your own or other peoples expectations.
  • Comparing yourself to other people, including those in the media.
  • The things you told yourself as a result of painful experiences such as betrayal and rejection. Your interpretation creates your self-doubt and self-blame, which are most likely undeserved in cases of rejection and betrayal.

He is motivated by pain, low self-esteem, lack of self-acceptance and lack of self-love.

Why else would he abuse you? And since “he” is actually you– why else would you abuse yourself? Why would you let anyone treat you this badly?

2. The Worrier

This person lives in the future; in the world of “what ifs.”

He is motivated by fear which is often irrational and with no basis for it.

Occasionally, he is motivated by fear that what happened in the past will happen again.

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3. The Reactor or Trouble-Maker

He is the one that triggers anger, frustration and pain. These triggers stem from unhealed wounds of the past. Any experience that is even closely related to a past wound will set him off.

He can be set off by words or feelings. He can even be set off by sounds and smells.

He has no real motivation; he has poor impulse control and is run by past programming that no longer serves you, if it ever did.

4. The Sleep Depriver

This can be a combination of any number of different squatters including the inner planner, the rehasher, and the ruminator, along with the inner critic and the worrier.

His motivation can be:

  • As a reaction to silence, which he fights against
  • Taking care of the business you neglected during the day
  • Self-doubt, low self-esteem, insecurity and generalized anxiety
  • As listed above for the inner critic and worrier

How can you control these squatters?

How to Master Your Mind

You are the thinker and the observer of your thoughts. You must pay attention to your thoughts so you can identify “who” is running the show; this will determine which technique you will want to use.

Begin each day with the intention of paying attention to your thoughts and catching yourself when you are thinking undesirable thoughts.

There are two ways to control your thoughts:

  • Technique A – Interrupt and replace them
  • Technique B – Eliminate them altogether

This second option is what is known as peace of mind!

The technique of interrupting and replacing is a means of reprogramming your subconscious mind. Eventually, the replacement thoughts will become the “go to” thoughts in the applicable situations.

Use Technique A with the Inner Critic and Worrier and Technique B with the Reactor and Sleep Depriver.

For the Inner Critic

When you catch yourself thinking something negative about yourself (calling yourself names, disrespecting yourself, or berating yourself), interrupt it.

You can yell (in your mind), “Stop! No!” or, “Enough! I’m in control now.” Then, whatever your negative thought was about yourself, replace it with an opposite or counter thought or an affirmation that begins with “I am.”

For example, if your thought is, “I’m such a loser,” you can replace it with, “I am a Divine Creation of the Universal Spirit. I am a perfect spiritual being learning to master the human experience. I am a being of energy, light, and matter. I am magnificent, brilliant, and beautiful. I love and approve of myself just as I am.”

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You can also have a dialogue with yourself with the intention of discrediting the ‘voice’ that created the thought, if you know whose voice it is:

“Just because so-and-so said I was a loser doesn’t make it true. It was his or her opinion, not a statement of fact. Or maybe they were joking and I took it seriously because I’m insecure.”

If you recognize that you have recurring self-critical thoughts, you can write out or pre-plan your counter thoughts or affirmation so you can be ready. This is the first squatter you should evict, forcefully, if necessary:

  • He riles up the Worrier.
  • The names you call yourself become triggers when called those names by others, so he also maintains the presence of the Reactor.
  • He is often present when you try to fall asleep so he perpetuates the Sleep Depriver.
  • He is a bully and is verbally and emotionally abusive.
  • He is the destroyer of self-esteem. He convinces you that you’re not worthy. He’s a liar! In the interest of your self-worth, get him out!

Eliminate your worst critic and you will also diminish the presence of the other three squatters.

Replace him with your new best friend who supports, encourages, and enhances your life. This is a presence you want in your mind.

For the Worrier

Prolonged anxiety is mentally, emotionally and physically unhealthy. It can have long-term health implications.

Fear initiates the fight or flight response, creates worry in the mind and creates anxiety in the body.

You should be able to recognize a “worry thought” immediately by how you feel. The physiological signs that the fight or flight response of fear has kicked in are:

  • Increased heart rate, blood pressure, or surge of adrenaline
  • Shallow breathing or breathlessness
  • Muscles tense

Use the above stated method to interrupt any thought of worry and then replace it. But this time you will replace your thoughts of worry with thoughts of gratitude for the outcome you wish for.

If you believe in a higher power, this is the time to engage with it. Here is an example:

Instead of worrying about my loved ones traveling in bad weather, I say the following (I call it a prayer):

“Thank you great spirit for watching over _______. Thank you for watching over his/her car and keeping it safe, road-worthy, and free of maintenance issues without warning. Thank you for surrounding him/her with only safe, conscientious, and alert drivers. And thank you for keeping him/her safe, conscientious, and alert.”

Smile when you think about it or say it aloud, and phrase it in the present tense; both of these will help you feel it and possibly even start to believe it.

If you can visualize what you are praying for, the visualization will enhance the feeling so you will increase the impact in your vibrational field.

Now take a calming breath, slowly in through your nose, and slowly out through the mouth. Take as many as you like!

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Replacing fearful thoughts with gratitude will decrease reactionary behavior, taking the steam out of the Reactor.

For example:

If your child gets lost in the mall, the typical parental reaction that follows the fearful thoughts when finding them is to yell at them.

“I told you never to leave my sight.” This reaction just adds to the child’s fear level from being lost in the first place. Plus, it also teaches them that mom and/or dad will get mad when he or she makes a mistake, which may make them lie to you or not tell you things in the future.

Change those fearful thoughts when they happen:

“Thank You (your choice of Higher Power) for watching over my child and keeping him safe. Thank you for helping me find him soon.”

Then, when you see your child after this thought process, your only reaction will be gratitude, and that seems like a better alternative for all people involved.

For the Trouble-Maker, Reactor or Over-Reactor

Permanently eliminating this squatter will take a bit more attention and reflection after the fact to identify and heal the causes of the triggers; but until then, you can prevent the Reactor from getting out of control by initiating conscious breathing as soon as you recognize his presence.

The Reactor’s thoughts or feelings activate the fight or flight response just like with the Worrier. The physiological signs of his presence will be the same. With a little attention, you should be able to tell the difference between anxiety, anger, frustration, or pain:

  • Increased heart rate and blood pressure; surge of adrenaline
  • Shallow breathing or breathlessness
  • Muscles tension

I’m sure you’ve heard the suggestion to count to ten when you get angry—well, you can make those ten seconds much more productive if you are breathing consciously during that time.

Conscious breathing is as simple as it sounds; just be conscious of your breathing. Pay attention to the air going in and coming out.

Breathe in through your nose:

  • Feel the air entering your nostrils.
  • Feel your lungs filling and expanding.
  • Focus on your belly rising.

Breathe out through your nose:

  • Feel your lungs emptying.
  • Focus on your belly falling.
  • Feel the air exiting your nostrils.

Do this for as long as you like. Leave the situation if you want. This gives the adrenaline time to normalize.

Now you can address the situation with a calmer, more rational perspective and avoid damaging behavior.

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One of the troubles this squatter causes is that it adds to the sleep depriver’s issues. By evicting, or at least controlling the Reactor, you will decrease reactionary behavior, which will decrease the need for the rehashing and ruminating that may keep you from falling asleep.

Master your mind and stop the Reactor from bringing stress to you and your relationships!

For the Sleep Depriver

(He’s made up of the Inner Planner, the Rehasher and the Ruminator, along with the Inner Critic and the Worrier.)

I was plagued with a very common problem: not being able to turn off my mind at bedtime. This inability prevented me from falling asleep and thus, getting a restful and restorative night’s sleep.

Here’s how I mastered my mind and evicted the Sleep Depriver and all his cronies.

  1. I started by focusing on my breathing—paying attention to the rise and fall of my belly—but that didn’t keep the thoughts out for long. (Actually, I now start with checking my at-rest mouth position to keep me from clenching.)
  2. Then I came up with replacement strategy that eliminated uncontrolled thinking—imagining the word in while breathing in and thinking the word out when breathing out. I would (and do) elongate the word to match the length of my breath.

When I catch myself thinking, I shift back to in, out. With this technique, I am still thinking, sort of, but the wheels are no longer spinning out of control. I am in control of my mind and I choose quiet.

From the first time I tried this method I started to yawn after only a few cycles and am usually asleep within ten minutes.

For really difficult nights, I add an increase of attention by holding my eyes in a looking-up position (Closed, of course!). Sometimes I try to look toward my third eye but that really hurts my eyes.

If you have trouble falling asleep because you can’t shut off your mind, I strongly recommend you try this technique. I still use it every night. You can start sleeping better tonight!

You can also use this technique any time you want to:

  • Fall back to sleep if you wake up too soon.
  • Shut down your thinking.
  • Calm your feelings.
  • Simply focus on the present moment. 

Becoming the Master of Your Mind

Your mind is a tool, and like any other tool, it can be used for constructive purposes or for destructive purposes.

You can allow your mind to be occupied by unwanted, undesirable and destructive tenants, or you can choose desirable tenants like peace, gratitude, compassion, love, and joy.

Your mind can become your best friend, your biggest supporter, and someone you can count on to be there and encourage you. The choice is yours!

Featured photo credit: Pexels via pexels.com

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