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6 Ways To Live Luxuriously Without Spending Too Much

6 Ways To Live Luxuriously Without Spending Too Much

You want to live a quite luxurious lifestyle, but the thought of having to act as a spendthrift to keep up with this living standard takes you aback. This is actually more of the opposite of what you should be thinking about right now. Make a difference by calculating a number of ways you can make the best out of your finances without having to overstretch your resources.

Talk of planning to put up a house, anything to do with the furniture inside, parenting and your car insurance to mention just a few. You can do much more at less if you work out the math real smart at the drawing table. Here are a few ways you can take down the high-level expenditure while still living high.

1. You don’t have to involve a 3D rendering architecture

You have that housing project within the pipeline and you think the only way you can make this real is by engaging 3D architectural rendering… think again. According to Stefan Kaertner, “3D rendering in architecture is a complex process that produces life-like presentation of buildings in image-ready prints.” Architectural 3d rendering may be an option, but it may be too expensive if you are looking to getting yourself a realistic cost house.

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Forget about the high quality and high-resolution images, animations, the fly-through videos or the virtual reality technology the high-end architects promise to offer you – there is a lot you can do with your plan, proposal or sketch. Oh, have you thought of engaging a normal architectural engineer? Maybe it is about time you considered that option if you are really into cutting down the extra expenditure on your house.

2. No luxury can’t be complete without comfort

Comfort in your home requires energy. You have to use energy to keep warm in winter and energy to cool down during hot seasons. Such would tremendously cost you a lot with bills that would certainly empty your pockets.

Instead of spending lavishly towards expensive energy saving appliances, why not use the old, working ones and get a consultant for home energy audit savings. This would enhance the home environment you are in while keeping the rest of the family health and luxuriously comfortable.

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3. Make loyalty your policy

There is no point in avoiding services to save some cash. If you uphold a constant loyalty to a store, until you get to understand their policies, you may easily qualify for discounts. This can be a great plan to go slow on your finances, while you still live the same old style.

Dry cleaners and liquor stores are some of the destinations where you can get real discounts and save yourself a pretty penny. Do not feel ashamed of asking whether they do offer affiliate discounts. This could be a good opportunity to strike.

4. Keep your TV out of sight – easy and simple

Living in a simple but organized house can be much far better than living high while complicating everything around the house with flashy furnishing. When it comes to house entertainment, television has to be in the script, but not all the time will you be on the TV of course, so why not keep it out of sight for the time you are not using it?

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With a TV chest or an automated cabinet, you can easily hide your TV and then switch to watching it only when you need it, rather than filling the house with the unnecessary and costly display.

5. All-in-one monitoring works wonders

When it comes to keeping a watch on what is going on in our common gadgets when we are away, curiosity seems to take over our confidence. Parents would do about anything to keep an eye on what is happening on their kids’ computer or iPhone.

You may be in the same situation, but installing cameras and applications to keep you informed on what is happening back there, sounds quite pointless when you have an alternative. Using a single monitoring app such as iKeyMonitor that can keep you updated on without undergoing through all the hassle and expensive software or hardware.

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6. Auto insurance is good for you and your car too

Insuring your car is an inevitable step if you want to stay safeguarded against the risks down the road. Nevertheless, having the insurance is somewhat an attractive option that you would not resist going by.

An auto insurance with low down payment cover sounds sensible in this case. Just imagine how much you can save if you get this cover, where you only have to pay the premium in full and pay up the rest in equal installments per month without the need for some down payments.

Now, that makes sense – saving on the cost of insurance while having your car sorted as well!
These are just a few of the examples on how you can simply lead a luxurious and fancy lifestyle without having to max out your finances.

With these simple ways, you can make a good luxurious lifestyle out of being smart on almost everything you do – at home and away – with just one focus to cut on the costs. More importantly, knowing what to give priority over the others, seem more promising when it comes to spending. It is about time you lived large at an unbelievably low and pocket-friendly cost.

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Junie Rutkevich

Game Developer of iXL Digital

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Last Updated on November 20, 2018

10 Reasons Why New Year’s Resolutions Fail

10 Reasons Why New Year’s Resolutions Fail

A new year beautifully symbolizes a new chapter opening in the book that is your life. But while so many people like you aspire to achieve ambitious goals, only 12% of you will ever experience the taste of victory. Sound bad? It is. 156 million people (that’s 156,000,000) will probably give up on their resolution before you can say “confetti.” Keep on reading to learn why New Year’s resolutions fail (and how to succeed).

Note: Since losing weight is the most common New Year’s resolution, I chose to focus on weight loss (but these principles can be applied to just about any goal you think of — make it work for you!).

1. You’re treating a marathon like a sprint.

Slow and steady habit change might not be sexy, but it’s a lot more effective than the “I want it ALL and I want it NOW!” mentality. Small changes stick better because they aren’t intimidating (if you do it right, you’ll barely even notice them!).

If you have a lot of bad habits today, the last thing you need to do is remodel your entire life overnight. Want to lose weight? Stop it with the crash diets and excessive exercise plans. Instead of following a super restrictive plan that bans anything fun, add one positive habit per week. For example, you could start with something easy like drinking more water during your first week. The following week, you could move on to eating 3 fruits and veggies every day. And the next week, you could aim to eat a fistful of protein at every meal.

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2. You put the cart before the horse.

“Supplementing” a crappy diet is stupid, so don’t even think about it. Focus on the actions that produce the overwhelming amount of results. If it’s not important, don’t worry about it.

3. You don’t believe in yourself.

A failure to act can cripple you before you leave the starting line. If you’ve tried (and failed) to set a New Year’s resolution (or several) in the past, I know it might be hard to believe in yourself. Doubt is a nagging voice in your head that will resist personal growth with every ounce of its being. The only way to defeat doubt is to believe in yourself. Who cares if you’ve failed a time or two? This year, you can try again (but better this time).

4. Too much thinking, not enough doing.

The best self-help book in the world can’t save you if you fail to take action. Yes, seek inspiration and knowledge, but only as much as you can realistically apply to your life. If you can put just one thing you learn from every book or article you read into practice, you’ll be on the fast track to success.

5. You’re in too much of a hurry.

If it was quick-and-easy, everybody would do it, so it’s in your best interest to exercise your patience muscles.

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6. You don’t enjoy the process.

Is it any wonder people struggle with their weight when they see eating as a chore and exercise as a dreadful bore? The best fitness plan is one that causes the least interruption to your daily life. The goal isn’t to add stress to your life, but rather to remove it.

The best of us couldn’t bring ourselves to do something we hate consistently, so make getting in shape fun, however you’ve gotta do it. That could be participating in a sport you love, exercising with a good friend or two, joining a group exercise class so you can meet new people, or giving yourself one “free day” per week where you forget about your training plan and exercise in any way you please.

7. You’re trying too hard.

Unless you want to experience some nasty cravings, don’t deprive your body of pleasure. The more you tell yourself you can’t have a food, the more you’re going to want it. As long as you’re making positive choices 80-90% of the time, don’t sweat the occasional indulgence.

8. You don’t track your progress.

Keeping a written record of your training progress will help you sustain an “I CAN do this” attitude. All you need is a notebook and a pen. For every workout, record what exercises you do, the number of repetitions performed, and how much weight you used if applicable. Your goal? Do better next time. Improving your best performance on a regular basis offers positive feedback that will encourage you to keep going.

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9. You have no social support.

It can be hard to stay motivated when you feel alone. The good news? You’re not alone: far from it. Post a status on Facebook asking your friends if anybody would like to be your gym or accountability buddy. If you know a co-worker who shares your goal, try to coordinate your lunch time and go out together so you’ll be more likely to make positive decisions. Join a support group of like-minded folks on Facebook, LinkedIn, or elsewhere on the internet. Strength in numbers is powerful, so use it to your advantage.

10. You know your what but not your why.

The biggest reason why most New Year’s resolutions fail: you know what you want but you not why you want it.

Yes: you want to get fit, lose weight, or be healthy… but why is your goal important to you? For example:

Do you want to be fit so you can be a positive example that your children can admire and look up to?

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Do you want to lose fat so you’ll feel more confident and sexy in your body than ever before?

Do you want to be healthy so you’ll have increased clarity, energy, and focus that would carry over into every single aspect of your life?

Whether you’re getting in shape because you want to live longer, be a good example, boost your energy, feel confident, have an excuse to buy hot new clothes, or increase your likelihood of getting laid (hey, I’m not here to judge) is up to you. Forget about any preconceived notions and be true to yourself.

  • The more specific you can make your goal,
  • The more vivid it will be in your imagination,
  • The more encouraged you’ll be,
  • The more likely it is you will succeed (because yes, you CAN do this!).

I hope this guide to why New Year’s resolutions fail helps you achieve your goals this year. If you found this helpful, please pass it along to some friends so they can be successful just like you. What do you hope to accomplish next year?

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