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7 Reasons Why You Should Get Pet Insurance

7 Reasons Why You Should Get Pet Insurance

Most of us treat pets as more than companion animals. We let them live in our own homes, sleep in our own beds, we even celebrate their birthdays and include them in our weddings. Pets have become valuable and irreplaceable members of our family. That’s why when they get sick, we do anything to make sure they’re cared for properly. This brings us to the question: Is pet insurance worth it? What are the benefits of having one?

For a number of reasons, many pet owners don’t register for insured pet policies, but as it turns out, pet insurance is just as necessary as any other infsurence we get. Pet insurance policies cover pets like cats, dogs, horses, and even exotic ones like iguanas, guinea pigs and snakes.

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Pet insurance reimburses more than 80% of vet bills and includes great packages to make sure your pet lives as long and is happy as it could be. In view of this, here are a few reasons why getting pet insurance is a wise choice:

1. It gives peace of mind

Just like any other kind of insurance, pet insurance gives owners peace of mind by making them prepared for any unfortunate event that may befall their petlike sickness or accidents. It also allows them to choose the best medical treatment available so they never worry about their beloved companion’s health.

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2. It helps you save

If you have pet insurance, you can refrain from using your family’s emergency fund or your travel savings. This will save you thousands of dollars of unexpected costs in times your pet gets severely injured and may need surgery. Aside from injuries, pet insurance also covers various illness such as cancer, upset stomach, and diabetes.

3. Veterinary cost is rising

Today the average vet bills can get as high as around $500 to $3000 depending on your pet’s illness. While vets claim this inflation is a result of development in drugs and medical technologies, many pet owners can’t afford this price. Because of this many pets die of sickness or are not given proper medical care. Pet insurance gives you financial solutions from these pricey vet bills and helps you take good care of your beloved pet.

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4. It can cover your pet’s hereditary condition

A lot of pets suffer from serious health problems and congenital conditions during their lifetime. Some of these conditions are inherited or are caused by severe inbreeding. Experts recommend getting pet insurance as early as possible. Many pet insurance providers include age limits or restrictions that may require you to pay an extra fee.

5. It can help you find your missing/stolen pet

Many pet insured policies cover the cost of advertising for your missing pet. They also take the responsibility of placing a reward for returning your lost or stolen pet. Today, there are many pet trackers that can also be used to track your pet’s location which is handy if your pet goes missing or is stolen.

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6. Pet insurance offers flexible packages

Pet insurance  offers flexible packages that will fit your needs and your budget. You can choose to get an annual maximum package, deductible, or reimbursement percentage for services such as veterinary exams, surgeries, therapies, breed-specific conditions and dog care.

7. It can cover third-party liabilities

Got a hyperactive husky that likes to run around and destroy other people’s fences? Or a dog that’s not too friendly with strangers? Many pet insured policies cover third party liabilities that will help you refund expenses if your dog ever wrecks someone else’s property or injures someone accidentally. This will help you cover the cost of expensive property damages e.g. your dog broke an antique vase or knocked someone over accidentally while chasing squirrels, you never know and it’s always good to be prepared.

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Armela Escalona

Freelance Writer

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Last Updated on September 20, 2018

How to Stay Calm and Cool When You Are Extremely Stressful

How to Stay Calm and Cool When You Are Extremely Stressful

Being in a hurry all the time drains your energy. Your work and routine life make you feel overwhelmed. Getting caught up in things beyond your control stresses you out…

If you’d like to stay calm and cool in stressful situations, put the following 8 steps into practice:

1. Breathe

The next time you’re faced with a stressful situation that makes you want to hurry, stop what you’re doing for one minute and perform the following steps:

  • Take five deep breaths in and out (your belly should come forward with each inhale).
  • Imagine all that stress leaving your body with each exhale.
  • Smile. Fake it if you have to. It’s pretty hard to stay grumpy with a goofy grin on your face.

Feel free to repeat the above steps every few hours at work or home if you need to.

2. Loosen up

After your breathing session, perform a quick body scan to identify any areas that are tight or tense. Clenched jaw? Rounded shoulders? Anything else that isn’t at ease?

Gently touch or massage any of your body parts that are under tension to encourage total relaxation. It might help to imagine you’re in a place that calms you: a beach, hot tub, or nature trail, for example.

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3. Chew slowly

Slow down at the dinner table if you want to learn to be patient and lose weight. Shoveling your food down as fast as you can is a surefire way to eat more than you need to (and find yourself with a bellyache).

Be a mindful eater who pays attention to the taste, texture, and aroma of every dish. Chew slowly while you try to guess all of the ingredients that were used to prepare your dish.

Chewing slowly will also reduce those dreadful late-night cravings that sneak up on you after work.

4. Let go

Cliche as it sounds, it’s very effective.

The thing that seems like the end of the world right now?

It’s not. Promise.

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Stressing and worrying about the situation you’re in won’t do any good because you’re already in it, so just let it go.

Letting go isn’t easy, so here’s a guide to help you:

21 Things To Do When You Find It Hard To Let Go

5. Enjoy the journey

Focusing on the end result can quickly become exhausting. Chasing a bold, audacious goal that’s going to require a lot of time and patience? Split it into several mini-goals so you’ll have several causes for celebration.

Stop focusing on the negative thoughts. Giving yourself consistent positive feedback will help you grow patience, stay encouraged, and find more joy in the process of achieving your goals.

6. Look at the big picture

The next time you find your stress level skyrocketing, take a deep breath, and ask yourself:

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Will this matter to me…

  • Next week?
  • Next month?
  • Next year?
  • In 10 years?

Hint: No, it won’t.

I bet most of the stuff that stresses you wouldn’t matter the next week, maybe not even the next day.

Stop agonizing over things you can’t control because you’re only hurting yourself.

7. Stop demanding perfection of yourself

You’re not perfect and that’s okay. Show me a person who claims to be perfect and I’ll show you a dirty liar.

Demanding perfection of yourself (or anybody else) will only stress you out because it just isn’t possible.

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8. Practice patience every day

Below are a few easy ways you can practice patience every day, increasing your ability to remain calm and cool in times of stress:

  • The next time you go to the grocery store, get in the longest line.
  • Instead of going through the drive-thru at your bank, go inside.
  • Take a long walk through a secluded park or trail.

Final thoughts

Staying calm in stressful situations is possible, all you need is some daily practice.

Taking deep breaths and eat mindfully are some simple ways to train your brain to be more patient. But changing the way you think of a situation and staying positive are most important in keeping cool whenever you feel overwhelmed and stressful.

Featured photo credit: Brooke Cagle via unsplash.com

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