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4 Reasons Why You Should Always Have a Clean Car

4 Reasons Why You Should Always Have a Clean Car

You may have the nicest car in the country, but it won’t look that way if it isn’t clean. Many people put off the task of cleaning their car. Depending on where you currently are in life, failing to keep your ride sparkling may do more than damaging the paint job. If you are wondering what could be so important that keeping your car clean should be a priority, consider these points:

1. Enter the Dating Scene in Style

It is no secret that men and women judge their dates on their car. Having a nicer car is more likely to turn the heads. It can also make a critical first impression when dating someone new.

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Since everyone knows their car is part of the total package they are offering to a potential mate, it is definitely worth the effort to keep it clean.

2. Looking for a New Job

While a clean car may not be part of the official job description, maintaining a clean vehicle may help you land a job. For positions that require you to spend time on the road, in your own vehicle, the need for a clean car is obvious. However, a potential employer may sneak a peek at your car when you arrive for the interview.

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Why would an interviewer look at your car? They may be trying to assess how organised you may (or may not) be, as well as your attention to detail. While having a dirty or unkempt car may not be a deal breaker if you are an exceptional candidate, it could be used to break a tie between equally qualified applicants.

Your car is part of your first impression. Make sure it’s a good one.

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3. Driving and Clients

Some jobs require you to drive clients and customers in your own vehicle. Others have you racing to different places looking for new clients and potential sales. Either way, your vehicle is not just a part of your image, it can also affect how people view your employer.

You may be dressed in the snazziest high-end suit, a designer dress, and carrying the latest go-to technical equipment, but if your car is a mess, you may lose an opportunity. If you are driving clients around, both the interior and exterior of your vehicle need to be reasonably spotless. You’ll also want to make sure the cabin doesn’t have any lingering odours, such as cigarette smoke or fast food.

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Even if no one will be entering your car, keeping the interior basically clean and organised will make a better impression than having papers strewn about and empty drink containers littering the floor.

4. You Don’t Need a Luxury Car

While having a luxury car may be nice, it isn’t always necessary. Having a modestly priced vehicle in excellent condition may actually make a better impression than having a luxury car of which you have failed to take care. There is no legitimate reason to stretch your finances beyond your comfort zone to simply acquire a new car that you think will impress.

Your car also doesn’t have to be spotless every day. You will not always be in a situation where a little bit of dirt will matter. Just take the time to make a reasonable effort on a regular basis, and who knows when having a clean car will make a difference. If you aren’t sure how to go about it and where to start, car cleaning tips are fairly easy to find, and most of the supplies you need can be found in a variety of retailers. So stop what you’re doing, grab a bucket, and get started today.

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Published on July 4, 2018

Top 10 Recommendations on Money Management Apps

Top 10 Recommendations on Money Management Apps

Don’t want to overspend your budget, swipe your credit card too many times, and feel like a financial mess? Instead of beating yourself up for the bad financial decisions you’ve ever made, create a new plan!

The solution is simple, save more and spend less. But, we all know it’s easier said than done.

One problem is finding quality apps that save you time and money, and aren’t just hype.

Luckily, there’re many great money management apps available at your fingertips. Here are 10 reliable money management apps that can help you save money, and crush debt.

1. Personal Capital

    When was the last time you’ve tracked your net worth? Probably months ago or maybe never. Personal Capital allows you to easily track your net worth and plan for retirement.

    Here are some of its main features:

    • Sync many investment accounts, and expenses (mortgage, credit cards, etc.) in one place
    • Discover hidden fees and how much they’re affecting your retirement plan
    • Wealth management for investors requiring a long-term strategy

    With Personal you’re free to track your expenses and net worth.

    Available for: iOS and Android

    2. Mint

      If your smartphone could only install a few apps, Mint would be one of them. Why? Because Mint tracks all your balances and bills in one place.

      Here are some of its main features:

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      • Effortlessly track all your bills and balances in one dashboard
      • Categorized expenses to understand where you spend your money
      • Uncover hidden fees, and determine your investment style with sophisticated retirement tools.

      Feel at ease with managing your money by a reputable company that isn’t going anywhere.

      Available for: iOS and Android

      3. YNAB

        Everyone needs a budget, there’s no way around it. YNAB (You Need A Budget) is an easy to use app that will change the way you think about money. Their motto is to “give every dollar a job”, and you’ll quickly discover why.

        Here are some of its main features:

        • Easily sync all bank accounts in one place
        • Visually see your debt paying progress with eye-catching charts and notifications
        • Customized categories setting saving goals

        The best part about YNAB is the community that comes along with it. You can hop on the YNAB forum to receive support, listen to the YNAB Podcast or stay tuned for their weekly videos.

        Available for: iOS and Android

        4. Wealthfront

          Albert Einstein once said “compound interest is the eight wonder in the world”, and for a very good reason. The problem is, most people are scared or unwilling to learn the basics of investing. This is why Wealthfront is the perfect solution for the hands-off investors.

          Here are some of its main features:

          • Variety of investment account options including IRA, Roth IRA, and more
          • Your portfolio composed of 7 different asset classes
          • Automatically rebalanced portfolio
          • Daily tax loss harvesting

          Wealthfront is perfect for people requiring investment guidance, or prefer a hands-off solution.

          Available for: iOS and Android

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          5. Clarity Money

            If you’re staying on top of your budget but want to take your finances to the next level, Clarity Money can help you. Clarity Money helps you stay under budget and build a personalized savings plan.

            Here are some of its main features:

            • Easily cancel subscriptions with one click
            • Synchronize bank accounts fast
            • Transfer money effortlessly between different accounts

            Clarity Money isn’t an app that does it all. But, it does make transferring money and canceling subscriptions fast and efficient.

            Available for: iOS and Android

            6. Acorns

              What if there was a way to quickly gain confidence in investing your money, without too much risk? There is, and Acorns is your solution. With Acorns’s technology, you’re able to make investments as small as $5.

              Here are some of its main features:

              • Automatic contribution option
              • Customized portfolio tailored to your needs
              • Low management fees ranging from $1-$2 per month

              Stop wasting dollars on expensive coffee. Instead, invest them towards a brighter financial future.

              Available for: iOS and Android

              7. Albert

                Do you budget by only subtracting your expenses from your income? If so, how would you discover any overpayments or extra money you could save? This is where Albert shines, and it does it all free.

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                Here are some of its main features:

                • Receive notifications for overpayments, hidden fees, and low balances
                • An Automatic budget that’s built around your spending and income
                • Easily track debt and set new financial goals

                While Albert does offer a paid option, most of its core features are FREE. So, what better option to save?

                Available for: iOS

                8. Prism

                  Have you recently forgot to pay a bill because life got in the way? Prism automatically tracks your bills and syncs your bank accounts in one place.

                  Here are some of its main features:

                  • View all your account balances in one glance
                  • Bill due dates are automatically pulled and tracked
                  • Receive early reminders for upcoming bills

                  If your budget is on “fleek” but can’t seem to stay on top of your bills, Prism is your go-to app.

                  Available for: iOS, Android, Windows, Amazon

                  9. Mvelopes

                    Remember hearing about people using envelopes to budget their money? Well, Mvelopes is the new envelope system for this generation. Easily create monthly budgets and track your saving goals.

                    Here are some of its main features:

                    • Connect unlimited bank accounts
                    • Real-time budgeting with auto transaction syncing
                    • Low monthly $4 fee or $40 annual

                    Mvelopes can help you crush debt, save more, and help you stop overspending. With its low monthly fee, it’s worth a try.

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                    Available for: iOS and Android

                    10. Wallaby

                      Most people don’t have time to track their credit card’s changing rewards and interest rates. Because of this, you need help reaping the most of your credit card’s rewards. Wallaby is the app that will help you do just that.

                      Here are some of its main features:

                      • Automatic recommendations for the best credit card to use for each transaction
                      • A friendly user interface, displaying credit cards with their corresponding images
                      • Free to use

                      If you’re using the same credit card to make your purchases, you may be leaving money on the table. Give Wallaby a try if you’re ready to maximize your credit card’s rewards.

                      Available for: iOS and Android

                      Take control of your finances and experience financial freedom

                      Picture yourself staying on budget and saving more money than you’d ever imagined.

                      It took hard work and dedication but you’d finally learned how to manage your money. You have to start taking control of your spending and saving habits.

                      You now have a list of reliable apps that can help you build better money habits, what are you waiting for?

                      Featured photo credit: Pexels via pexels.com

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