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4 Reasons Why You Should Always Have a Clean Car

4 Reasons Why You Should Always Have a Clean Car

You may have the nicest car in the country, but it won’t look that way if it isn’t clean. Many people put off the task of cleaning their car. Depending on where you currently are in life, failing to keep your ride sparkling may do more than damaging the paint job. If you are wondering what could be so important that keeping your car clean should be a priority, consider these points:

1. Enter the Dating Scene in Style

It is no secret that men and women judge their dates on their car. Having a nicer car is more likely to turn the heads. It can also make a critical first impression when dating someone new.

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Since everyone knows their car is part of the total package they are offering to a potential mate, it is definitely worth the effort to keep it clean.

2. Looking for a New Job

While a clean car may not be part of the official job description, maintaining a clean vehicle may help you land a job. For positions that require you to spend time on the road, in your own vehicle, the need for a clean car is obvious. However, a potential employer may sneak a peek at your car when you arrive for the interview.

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Why would an interviewer look at your car? They may be trying to assess how organised you may (or may not) be, as well as your attention to detail. While having a dirty or unkempt car may not be a deal breaker if you are an exceptional candidate, it could be used to break a tie between equally qualified applicants.

Your car is part of your first impression. Make sure it’s a good one.

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3. Driving and Clients

Some jobs require you to drive clients and customers in your own vehicle. Others have you racing to different places looking for new clients and potential sales. Either way, your vehicle is not just a part of your image, it can also affect how people view your employer.

You may be dressed in the snazziest high-end suit, a designer dress, and carrying the latest go-to technical equipment, but if your car is a mess, you may lose an opportunity. If you are driving clients around, both the interior and exterior of your vehicle need to be reasonably spotless. You’ll also want to make sure the cabin doesn’t have any lingering odours, such as cigarette smoke or fast food.

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Even if no one will be entering your car, keeping the interior basically clean and organised will make a better impression than having papers strewn about and empty drink containers littering the floor.

4. You Don’t Need a Luxury Car

While having a luxury car may be nice, it isn’t always necessary. Having a modestly priced vehicle in excellent condition may actually make a better impression than having a luxury car of which you have failed to take care. There is no legitimate reason to stretch your finances beyond your comfort zone to simply acquire a new car that you think will impress.

Your car also doesn’t have to be spotless every day. You will not always be in a situation where a little bit of dirt will matter. Just take the time to make a reasonable effort on a regular basis, and who knows when having a clean car will make a difference. If you aren’t sure how to go about it and where to start, car cleaning tips are fairly easy to find, and most of the supplies you need can be found in a variety of retailers. So stop what you’re doing, grab a bucket, and get started today.

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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