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5 Easy Ways to Earn Some Extra Money

5 Easy Ways to Earn Some Extra Money

Everyone wants to earn some extra money. Of course when googling the topic you will have thousands, perhaps, millions of responses to how you can actually tackle this need. Yes there are many articles out there which talks about earning extra money. However your focus should never be about simply making money and becoming a victim of any get “rich quick” schemes or shelling out a lot of money to simply sign up for some webinar or training session. All these may simply take you nowhere.

It can be a tedious exercise trying to make millions from home or online, yet it doesn’t mean you cannot earn some extra cash the easy way with the several opportunities this information age has afforded us. Rather than make excuses about the subject it is time for you to try any of these 5 easy ways to earn some extra money.

Partake in a survey

Of course there are a lot of websites that will actually pay you for doing various things online. It could be shopping or testing products. Yet partaking in a survey does stand out because, although it doesn’t make you a millionaire, it does give you the flexibility you need to earn some extra cash.

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It is good to sift through the many sites advertising surveys for cash, though some are running an illegitimate business, but sites like iPoll, MySurvey and Swagbucks can help you realize your dream of earning some extra bucks.

Be rewarded when you use an app

Of course there are a lot of apps that offers you cash. But one I will recommend is Showbox. Showbox helps smartphone users get cash rewards as they discover free and fun games. Showbox recommends new games every day and you can get cash-points for playing games which can be cashed out via PayPal, Netflix or Amazon Gift Card.

There are several ways you can earn money with Showbox as they regularly hold game contest both in the app and facebook as people can also earn money by partaking in their partnership program, where you refer this app to others. It is the best way for you to earn some easy money especially if you are a game lover.

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Website Testing

You can make a decent income simply by reviewing new and upcoming websites. There are sites like Usertesting that offer users the chance to give creators their honest opinion and feedback.

Any single task you are assigned can be accomplished in less than a hour. You shouldn’t worry if the tasks are difficult since you will only be asked to review sites that fit your interests.

Upload your photos and sell them

If you are the artistic type of person you can upload your photos, videos and illustrations on places like iStockPhoto for earnings. There are reports of exclusive contributors making lots of money because their pictures or vector illustrations have experienced loads of downloads.

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There are also other opportunities and sites where you can make cool cash for simply showing off the right pictures. For certain photographers who are great at using Instagram they have gone ahead to sell their photos as prints.

Sell things online

Yes many have turned sites like ebay.com as places to make some extra and easy cash. You could sell the things around your house or you could buy things on the site or elsewhere from other people to sell for higher prices.

You can also compare prices by looking through the “sold” listings. There are a lot of persons who buy items en masse and sell them for profit. It is something you can try if you are great at shopping and selling stuffs.

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I know I have not exhausted the options for earning some extra and easy money, so you can share some ideas you know.

Featured photo credit: https://www.flickr.com/photos/[email protected]/6848823919/in/photolist-brd1K2-fs8wS2-aYWk56-6J61R8-9TssNG-5ya91c-fsnWD5-fs8B6e-58jnpb-42PQoC-dbMPFC-chEwR9-fsnVRq-aEmHZ-6u2TxZ-8JT2P1-jHu7UE-aFAQEv-7bxjE4-97gKwe-aEFfuQ-7bAt4u-edkjf4-nvfmAY-gHbh-bH1gac-a2Y7cz-fs8BHa-dK2oa7-fs8BqV-fsnRBq-a2YSa6-7VuuMQ-fs8wxp-92Qfqf-4CVgw-fs8vbc-fsnRju-4tUpn4-qDExUq-5LyrQh-vuwwkk-fs8wd6-dUuy6E-2tE2Cn-5aSAmS-fsnQuN-9jmCu1-rXQZZt-8rgBPN via flickr.com

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Casey Imafidon

Specialized in motivation and personal growth, providing advice to make readers fulfilled and spurred on to achieve all that they desire in life.

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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