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5 Great Paypal Alternatives For Any Business

5 Great Paypal Alternatives For Any Business

For a long time, PayPal made people believe that they were the only company that would let you pay and receive funds on the internet conveniently. In theory, it’s very easy to send and receive money as long as you have an email address. That’s a good idea. So when PayPal opened business, the idea was to keep the process simple and hassle-free. It was a wonderful payment service you could use. A lot of small and big businesses like Pearl Only and Dollar Tree along with other coupon sites like mamma coupon search engine, were using them as one of their payment gateway.

But like it always happens, when companies start to acquire a large customer base, they grow complacent and begin to suck – that is, they start making very damn decisions in the name of enforcing security. They start to do nasty things with your account as long as they detect that it has some good cash. These include holding your money under scrutiny for no apparent reason. This could go on indefinitely and you know how it feels when someone refuses with your money for no reason.

When you inquire with several phone calls and emails, they end up enforcing some form of limitation to your account and tell you that it’s their final decision, and you can do nothing. Isn’t this impunity?
Well, so many PayPal users are being subjected to this kind of thing on a daily basis. If you are one lucky user who has never experienced this problem before, count yourself lucky indeed. But also know that it’s just a matter of time before they will lock your money at a time when you most need it.

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That’s why we have decided to zero down to some good PayPal alternatives that respect customers’ rights. If you’ve heard enough of PayPal nonsense, this list is for you:

Payoneer

Payoneer is a fierce competitor of PayPal, and this means low transaction fees and no subscription charges. Getting started is very easy with Payoneer. After signup, you’ll be required to apply for their PrePaid Mastercard which can be loaded with funds in 2-4 days. If you have an online business, you can make use of their ‘’Request a Payment’’ feature.

Your client will receive an invoice from their end with a link to pay you. Likewise, you can send money to whoever you wish without being restricted whatsoever. They don’t have to own a Payoneer account.

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Stripe

If you normally receive payments in your ecommerce site via PayPal, perhaps it’s time you remove PayPal and replace it with Stripe. They will never put limits on your account, so you’re free to withdraw your money in whichever amount you like at any time.

It’s very easy to make use of Stripe in your website. You just need SSL certificate (which all ecommerce sites have anyway), and a content management service that allows this sort of integration. You could also use their API or plugins to facilitate easy integration.

For smaller payments, Stripe is cheaper than PayPal. But for bulk Payments, Stripe tends to be a little expensive than PayPal. But what we love is the convenience and unparalleled customer support which they have. PayPal support takes days to reply tickets, while Stripe takes less than 40 minutes on average. So it’s just worth it.

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Bitcoin

Even though Bitcoin is a relatively young technology, it offers numerous advantages to those who have already implemented it in their websites. So far, there are different ways to accept payments and a lot of information on how Bitcoins work.

You can use a service like BitcoinPayFlow or BitPay for convenience. If you run a Magento or Ubercart site, you can use existing plugins which make it even more convenient to get started without wasting time. Finally, you can also code your site in such a way that it accepts this mode of Payment.

Skrill

Skrill used to operate under the name of MoneyBookers. It’s the only payment service that doesn’t deduct a fee if someone makes a chargeback on you. The only disadvantage is that Skrill tends to have slightly high currency conversion fees compared to PayPal. But the advantages far surpass what you’d experience with PayPal. There are no restrictions on how much you receive or withdraw provided you have a verified account. There’s also the option to use their prepaid card.

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Serve

You might also want to look into a service called Serve. This is like a bank account which is operated on your Android or iOS device. Just like PayPal, you can add money using bank account, credit or debit card. Funds can also be received to your phone from other Serve users. Finally, as a Serve user, one receives an American Express card to use their Serve balance in the real world.

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Junie Rutkevich

Game Developer of iXL Digital

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Last Updated on August 15, 2018

30 Fun Things You Can Do This Summer Without Spending Much

30 Fun Things You Can Do This Summer Without Spending Much

Summertime can be a real strain on your wallet. The sun is out, there are people to see, places to be; it’s no wonder you might be short of funds during these sunny months. Not everything has to cost you an arm and a leg.

Take some time to go through this list of 20 cheap summer activities and make some realistic goals to complete as many as you can.

Video Summary

1. Visit a strawberry festival

Summer is prime time for tasting strawberries. More often than not, an area that grows strawberries will have a strawberry festival. Indulge yourself in strawberry pies, jams, cakes and more!

2. Have a picnic

Take your partner or your family to the local park and enjoy a relaxing picnic. Designate each person to bring one food item of their choice to add to the fun.

3. Camp in your back yard

    The summer heat can sometimes make it hard to sleep. Why not enjoy the heat outside in the yard? Pitch a tent or gaze into the night sky.

    4. Take long walks

    Discover something new where you live. Take the afternoon off from your chores and go for a long walk. You may be surprised by what you discover.

    5. Break a world record

    Breaking a world record doesn’t have to be time-consuming. You could even break one on your lunch hour. Give it a go!

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    6. Go on a bike ride

    The number of bike paths on roads in big cities has increased dramatically over the years. Take advantage, and enjoy the summer breeze.

    7. Join a gym class

      The gym is not everyone’s idea of a good time, but why not go with a friend a join a class? Spinning, yoga and step classes are always more fun with friends, and a lot of gyms allow you to pay-as-you-go.

      8. Find a new hobby

      The summer is the perfect time to find a new hobby. Serotonin (our body’s natural “happy” hormone) is produced by the sunshine and will be at a yearly high, which is great for when we want to tackle something new.

      9. Join a sports team

      Not all sports teams are competitive and require huge amounts of your time. Join in the fun with like-minded people, get fit, stay healthy and make some friends along the way.

      10. Make a slip ‘n slide

        Gather your friends, some plastic sheeting, a hose, washing up liquid if desired, and make a huge slip ‘n slide just like these guys. Granted, yours won’t be as big, but you get the idea… it’s fun!

        11. Make a treasure hunt for your kids

        Today’s digital world sees our children more often than not playing inside than outside. Why not create a sense of adventure by making a treasure hunt? Only rule? It has to be outside.

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        12. Visit a free festival

        Towns and cities are awash with free festivals, with themes from film to science. Scout your local area and discover something new.

        13. Visit the zoo

          Let’s face it: we love animals. While browsing news websites and social media networks you’re bound to come across a few pictures of cats. Take a trip to your local zoo for a better experience.

          14. Take a road trip

          Enjoy the open road with a few friends and take a road trip somewhere–anywhere. Just go out and enjoy the sunshine!

          15. Play ultimate frisbee in the park

            Frisbee is always great fun down the park, but why not turn it into more of a competitive sport by playing ultimate frisbee?

            16. Make your own ice cream

            Ice cream is a very versatile dessert. Make a sandwich, enjoy a cone, or simply just enjoy a bowl full. Better yet, making your own ice cream allows you to create any flavor you want.

            17. Invite your neighbors over for a BBQ

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              When was the last time you invited your neighbors over? Do you even know them? Now’s your chance. Just ask each person to bring a food item so costs don’t mount up for you.

              18. Get a summer job

              For many students, summer is the time for relaxation and fun. But who said earning money and being productive isn’t fun? You only get out what you put into a situation.

              19. Attend a charity event

              Attending a charity event is a great way to raise funds and awareness for a cause, meet new people, and generally have a good time. Search for your local charity event today.

              20. Visit a national park

              National parks are a great way to explore nature and learn something new. You could even volunteer and make a difference in helping restore natural habitats.

              21. Visit your local comedy club

                Local comedy clubs are extremely underrated. They are cheap to attend and no doubt you’ll have a barrel of laughs.

                22. Make your own hammock

                  Hammocks are very relaxing, are perfect for summer afternoons and are surprisingly easy to make.

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                  23. Read in your new hammock

                  Now you have your very own hammock, the only thing left to do is enjoy it. Grab your favorite book and read to your heart’s content.

                  24. Watch a movie outside

                  Movies are great. Relaxing outside in the evening is great. Put them together and you’ve got a perfect combination. In D.C, Maryland and Virginia this summer, for example, you can enjoy a huge number of movies outside.

                  25. Take a hike

                    Hikes are a great way to keep fit and see more of Mother Nature. There are countless trails available for you to explore. Why not try some this summer?

                    26. Learn how to fly a kite

                    As a child, you probably had a kite and haven’t touched it since. Why not dust it off and attempt to fly it? It’s tricky, but well worth the challenge.

                    27. Work out at the park

                    American cities are full of parks with ample space for a work out session. No doubt you’ll be happier to work out in the sun rather than a crowded gym.

                    28. Take your dog to the beach

                      One of the many joys of owning a dog is taking him or her for long walks during the summertime. This joy is enhanced when visiting the beach, for both you and your dog.

                      29. Make a summer smoothie

                      Healthy, delicious and perfect for the summer. Not only that, there are countless recipes ready for you to try.

                      30. Attend a free yoga session at the beach

                      No experience needed and all skill levels are welcome. Take yourself and a buddy down to the beach and try some yoga. You’ve got nothing to lose!

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