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5 Great Paypal Alternatives For Any Business

5 Great Paypal Alternatives For Any Business

For a long time, PayPal made people believe that they were the only company that would let you pay and receive funds on the internet conveniently. In theory, it’s very easy to send and receive money as long as you have an email address. That’s a good idea. So when PayPal opened business, the idea was to keep the process simple and hassle-free. It was a wonderful payment service you could use. A lot of small and big businesses like Pearl Only and Dollar Tree along with other coupon sites like mamma coupon search engine, were using them as one of their payment gateway.

But like it always happens, when companies start to acquire a large customer base, they grow complacent and begin to suck – that is, they start making very damn decisions in the name of enforcing security. They start to do nasty things with your account as long as they detect that it has some good cash. These include holding your money under scrutiny for no apparent reason. This could go on indefinitely and you know how it feels when someone refuses with your money for no reason.

When you inquire with several phone calls and emails, they end up enforcing some form of limitation to your account and tell you that it’s their final decision, and you can do nothing. Isn’t this impunity?
Well, so many PayPal users are being subjected to this kind of thing on a daily basis. If you are one lucky user who has never experienced this problem before, count yourself lucky indeed. But also know that it’s just a matter of time before they will lock your money at a time when you most need it.

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That’s why we have decided to zero down to some good PayPal alternatives that respect customers’ rights. If you’ve heard enough of PayPal nonsense, this list is for you:

Payoneer

Payoneer is a fierce competitor of PayPal, and this means low transaction fees and no subscription charges. Getting started is very easy with Payoneer. After signup, you’ll be required to apply for their PrePaid Mastercard which can be loaded with funds in 2-4 days. If you have an online business, you can make use of their ‘’Request a Payment’’ feature.

Your client will receive an invoice from their end with a link to pay you. Likewise, you can send money to whoever you wish without being restricted whatsoever. They don’t have to own a Payoneer account.

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Stripe

If you normally receive payments in your ecommerce site via PayPal, perhaps it’s time you remove PayPal and replace it with Stripe. They will never put limits on your account, so you’re free to withdraw your money in whichever amount you like at any time.

It’s very easy to make use of Stripe in your website. You just need SSL certificate (which all ecommerce sites have anyway), and a content management service that allows this sort of integration. You could also use their API or plugins to facilitate easy integration.

For smaller payments, Stripe is cheaper than PayPal. But for bulk Payments, Stripe tends to be a little expensive than PayPal. But what we love is the convenience and unparalleled customer support which they have. PayPal support takes days to reply tickets, while Stripe takes less than 40 minutes on average. So it’s just worth it.

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Bitcoin

Even though Bitcoin is a relatively young technology, it offers numerous advantages to those who have already implemented it in their websites. So far, there are different ways to accept payments and a lot of information on how Bitcoins work.

You can use a service like BitcoinPayFlow or BitPay for convenience. If you run a Magento or Ubercart site, you can use existing plugins which make it even more convenient to get started without wasting time. Finally, you can also code your site in such a way that it accepts this mode of Payment.

Skrill

Skrill used to operate under the name of MoneyBookers. It’s the only payment service that doesn’t deduct a fee if someone makes a chargeback on you. The only disadvantage is that Skrill tends to have slightly high currency conversion fees compared to PayPal. But the advantages far surpass what you’d experience with PayPal. There are no restrictions on how much you receive or withdraw provided you have a verified account. There’s also the option to use their prepaid card.

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Serve

You might also want to look into a service called Serve. This is like a bank account which is operated on your Android or iOS device. Just like PayPal, you can add money using bank account, credit or debit card. Funds can also be received to your phone from other Serve users. Finally, as a Serve user, one receives an American Express card to use their Serve balance in the real world.

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Junie Rutkevich

Game Developer of iXL Digital

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Last Updated on June 25, 2019

5 Books You Must Read if You Want to Be a Millionaire in Your 20’s

5 Books You Must Read if You Want to Be a Millionaire in Your 20’s

Millionaires and billionaires read more than you think. In fact, the likes of Warren Buffet are said to read 1.000 pages a day. As the old saying goes “There’s no smoke without fire”; so, start off with these 5 incredible books!

1. The 48 Laws of Power

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    “If you are unsure of a course of action, do not attempt it. Your doubts and hesitations will infect your execution. Timidity is dangerous: Better to enter with boldness. Any mistakes you commit through audacity are easily corrected with more audacity. Everyone admires the bold; no one honors the timid.”

    On your journey to becoming a millionaire in your 20’s, there will be many people trying to manipulate you into doing what they want. This international bestseller by Robert Greene is the widely read by those in the entertainment industry because of its dog-eat-dog environment. This book is a must-read for anybody who wants to claim power and keep it. it’s a fun read that tells the story of some of the most powerful people in history.

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    An example of a law of power is: Always say less than necessary.

    • When trying to impress, the more you say the more common you look and less in control.
    • Be vague.
    • Powerful people impress and intimidate by saying less.

    2. Influence: The Psychology of Persuasion

    influence-the-psychology-of-persuasion

      “Often we don’t realize that our attitude toward something has been influenced by the number of times we have been exposed to it in the past.”

      This book explains the core strategies people use to influence others using real world examples. Robert Cialdini’s book goes over human quirks like the need to be consistent, and how you can use that in your marketing strategy to make more money. “People’s ability to understand the factors that affect their behaviour is surprisingly poor,” Cialdini says, “which leads to people making poor decisions without realising why.”

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      Cialdini includes real world examples of why people join cults, buy certain jewellery, or give to charity.

      3. Blue Ocean Strategy

      blue-ocean-strategy

        “Value innovation is the cornerstone of blue ocean strategy. We call it value innovation because instead of focusing on beating the competition, you focus on making the competition irrelevant by creating a leap in value for buyers and your company, thereby opening up new and uncontested market space. Value innovation places equal emphasis on value.”

        This book argues that leading companies don’t succeed by battling competitors in “Red Oceans”, but by creating “Blue Oceans” where they have uncontested market space to grow. It goes over case studies like “Cirque Du Soleil” who created a blue ocean by creating a circus platform that didn’t include animals or more than one act on at once but instead, decided to focus on talented performers and music who created a mystical storyline.

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        4. The Fountainhead

        the-fountainhead

          “A man’s spirit is himself. That entity which is his consciousness. To think, to feel, to judge, to act are functions of the ego.”

          The Fountainhead takes place in the United States, mostly in New York City, during the 1920s and 1930s. Billionaire Mark Cuban named his yacht “Fountainhead” after this book. This classic novel is about the struggles of an innovative architect named Howard Roark and his effort to achieve success on his own terms. Many entrepreneurs are inspired by this book because it depicts how you should be uncompromising when it comes to your vision and your goals. If you follow this way of life, you develop the ability to change the world and creating something unique.

          5. The Compound Effect

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            “Do you know how the casinos make so much money in Vegas? Because they track every table, every winner, every hour. Why do Olympic trainers get paid top dollar? Because they track every workout, every calorie, and every micronutrient for their athletes. All winners are trackers.”

            This book is by Darren Hardy the CEO of Success Magazine, he goes over how it’s the small, seemingly insignificant choices that compound to create success or failure over time. No one has a plan to be broke and fat but that’s what happens when you don’t have a plan and go along the path of least resistance. Hardy argues that you cannot improve something until you measure it and to always take 100 percent responsibility for everything that happens to you.

            So, those are five books you must read if you want to give it a try to become a millionaire in your 20’s. What are the best books you have ever read? Leave a comment and share these life-changing books with your friends to help them become successful like you.

            Featured photo credit: Bill Gates Foundation via businessinsider.com

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