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5 Ways to Get Your Degree for Free

5 Ways to Get Your Degree for Free

The cost of education is a hot topic these days. Millennials are on track to be the most educated generation ever, but rising costs mean that many graduates are set to be in debt for the rest of their lives. This is a bit of a catch-22 situation.

A more educated population means that we will be able to work more efficiently and make greater contributions to society. But when you have a higher number of degree-holders competing for the same jobs, there will be many unsuccessful applicants with no hope of ever paying back their student loans.

If you know where to look, there is actually a simple solution to this problem. With a little digging, you can have somebody else pay for your degree.

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1. Get Good Grades

Merit is one of the most well-known ways to get your education paid for. If you are able to keep your grades up through high school, many educational institutions are willing to give you a free ride through the entire process.

Unless you’re one of the most brilliant students in the country, it’s unlikely that you’ll be able to get a scholarship for Harvard or Princeton. But simply qualifying for entrance into these school is usually enough to earn you a full ride scholarship at another excellent educational institution.

2. Look Everywhere

Even if you can’t get the school to pay for your education, there is still a lot of money out there just waiting to be found. You just need to look for it. Most financial institutions offer their own scholarships. HonestlyNow Banking, for example, has a scholarship application form located right on their homepage. You can also try local credit unions.

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They often are required to spend a certain amount of money to better the community. What better way to do that, than by helping locals get their education? If you’re still coming up short, there are a number of websites online that allow you to search for scholarship programs located all across the country.

3. Join The Military

What do the Coast Guard, Air Force, Merchant Marines, and Naval Academies all have in common? Every one of them offers free education to their members. Not only do you get a chance to serve your country, but you’ll have the opportunity to get your degree while you do it.

The military actually have their own colleges, and you complete your training while you study. This can even give you an edge in the job market, as military schools are often very well respected in the commercial marketplace.

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4. Be in Demand

If you’re in a high demand field, you can often get your future employer or even the government to pay for your entire education. Jobs like Nursing, teaching, and social work are in desperate need of employees, so there are plenty of programs that can help prospective students pay for their education.

Nursing, for example, has a program where your student loan is paid off provided you work in an underserved community. This does require that you take out a student loan in advance, but as long as you’re willing to live in a rural community your educational expenses could be nothing.

5. Take an Apprenticeship

If you like to work with your hands, apprenticeships are usually incredible opportunities. Typically, an apprenticeship takes 4 years just like a degree. Instead of studying for the entire four years, you’ll usually be working, for 10 months of the year you learn on the job, followed by two months in school.

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The best part of it all is that your employer almost always covers your educational expenses. Even if you do have to pay for them on your own, you have ten months to save. Plus, because the courses are so short, the cost is usually minimal compared to a traditional education. On average, trade school charges $1500 per session. This is more attainable than the $10,000 per year that Universities charge.

Featured photo credit: GHATS via flickr.com

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Josh MacDonald

Internet Entrepreneur

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Last Updated on September 30, 2020

Effective vs Efficient: What’s the Difference Regarding Productivity?

Effective vs Efficient: What’s the Difference Regarding Productivity?

When it comes to being effective vs efficient, there are a lot of similarities, and because of this, they’re often misused and misinterpreted, both in daily use and application.

Every business should look for new ways to improve employee effectiveness and efficiency to save time and energy in the long term. Just because a company or employee has one, however, doesn’t necessarily mean that the other is equally present.

Utilizing both an effective and efficient methodology in nearly any capacity of work and life will yield high levels of productivity, while a lack of it will lead to a lack of positive results.

Before we discuss the various nuances between the word effective and efficient and how they factor into productivity, let’s break things down with a definition of their terms.

Effective vs Efficient

Effective is defined as “producing a decided, decisive, or desired effect.” Meanwhile, the word “efficient ” is defined as “capable of producing desired results with little or no waste (as of time or materials).”[1]

A rather simple way of explaining the differences between the two would be to consider a light bulb. Say that your porch light burned out and you decided that you wanted to replace the incandescent light bulb outside with an LED one. Either light bulb would be effective in accomplishing the goal of providing you with light at night, but the LED one would use less energy and therefore be the more efficient choice.

Now, if you incorrectly set a timer for the light, and it was turned on throughout the entire day, then you would be wasting energy. While the bulb is still performing the task of creating light in an efficient manner, it’s on during the wrong time of day and therefore not effective.

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The effective way is focused on accomplishing the goal, while the efficient method is focused on the best way of accomplishing the goal.

Whether we’re talking about a method, employee, or business, the subject in question can be either effective or efficient, or, in rare instances, they can be both.

When it comes to effective vs efficient, the goal of achieving maximum productivity is going to be a combination where the subject is effective and as efficient as possible in doing so.

Effectiveness in Success and Productivity

Being effective vs efficient is all about doing something that brings about the desired intent or effect[2]. If a pest control company is hired to rid a building’s infestation, and they employ “method A” and successfully completed the job, they’ve been effective at achieving the task.

The task was performed correctly, to the extent that the pest control company did what they were hired to do. As for how efficient “method A” was in completing the task, that’s another story.

If the pest control company took longer than expected to complete the job and used more resources than needed, then their efficiency in completing the task wasn’t particularly good. The client may feel that even though the job was completed, the value in the service wasn’t up to par.

When assessing the effectiveness of any business strategy, it’s wise to ask certain questions before moving forward:

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  • Has a target solution to the problem been identified?
  • What is the ideal response time for achieving the goal?
  • Does the cost balance out with the benefit?

Looking at these questions, a leader should ask to what extent a method, tool, or resource meets the above criteria and achieve the desired effect. If the subject in question doesn’t hit any of these marks, then productivity will likely suffer.

Efficiency in Success and Productivity

Efficiency is going to account for the resources and materials used in relation to the value of achieving the desired effect. Money, people, inventory, and (perhaps most importantly) time, all factor into the equation.

When it comes to being effective vs efficient, efficiency can be measured in numerous ways[3]. In general, the business that uses fewer materials or that is able to save time is going to be more efficient and have an advantage over the competition. This is assuming that they’re also effective, of course.

Consider a sales team for example. Let’s say that a company’s sales team is tasked with making 100 calls a week and that the members of that team are hitting their goal each week without any struggle.

The members on the sales team are effective in hitting their goal. However, the question of efficiency comes into play when management looks at how many of those calls turn into solid connections and closed deals.

If less than 10 percent of those calls generate a connection, the productivity is relatively low because the efficiency is not adequately balancing out with the effect. Management can either keep the same strategy or take a new approach.

Perhaps they break up their sales team with certain members handling different parts of the sales process, or they explore a better way of connecting with their customers through a communications company.

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The goal is ultimately going to be finding the right balance, where they’re being efficient with the resources they have to maximize their sales goals without stretching themselves too thin. Finding this balance is often easier said than done, but it’s incredibly important for any business that is going to thrive.

Combining Efficiency and Effectiveness to Maximize Productivity

Being effective vs efficient works best if both are pulled together for the best results.

If a business is ineffective in accomplishing its overall goal, and the customer doesn’t feel that the service is equated with the cost, then efficiency becomes largely irrelevant. The business may be speedy and use minimal resources, but they struggle to be effective. This may put them at risk of going under.

It’s for this reason that it’s best to shoot for being effective first, and then work on bringing efficiency into practice.

Improving productivity starts with taking the initiative to look at how effective a company, employee, or method is through performance reviews. Leaders should make a point to regularly examine performance at all levels on a whole, and take into account the results that are being generated.

Businesses and employees often succumb to inefficiency because they don’t look for a better way, or they lack the proper tools to be effective in the most efficient manner possible.

Similar to improving a manager or employee’s level of effectiveness, regularly measuring the resources needed to obtain the desired effect will ensure that efficiency is being accounted for. This involves everything from keeping track of inventory and expenses, to how communication is handled within an organization.

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By putting in place a baseline value for key metrics and checking them once changes have been made, a company will have a much better idea of the results they’re generating.

It’s no doubt a step-by-step process. By making concentrated efforts, weakness can be identified and rectified sooner rather than later when the damage is already done.

Bottom Line

Understanding the differences between being effective vs efficient is key when it comes to maximizing productivity. It’s simply working smart so that the intended results are achieved in the best way possible. Finding the optimal balance should be the ultimate goal for employees and businesses:

  • Take the steps that result in meeting the solution.
  • Review the process and figure out how to do it better.
  • Repeat the process with what has been learned in a more efficient manner.

And just like that, effective and efficient productivity is maximized.

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Featured photo credit: Tim van der Kuip via unsplash.com

Reference

[1] Merriam-Webster: effective and efficient
[2] Mind Tools: Being Effective at Work
[3] Inc.: 8 Things Really Efficient People Do

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