Advertising
Advertising

6 Easy Lifehacks to Help You Save Money When Paying Online

6 Easy Lifehacks to Help You Save Money When Paying Online

The internet has made our lives so much simpler. Today, you can save a great deal of time just using this mighty resource to exchange messages, work, do research, and handle a variety of other tasks. However, you can also benefit from the great number of opportunities to save money via online payments.

The following tools and tricks will allow you to manage your funds most efficiently when making payments, shopping, or running a business online.

1. Honey

a

    Honey is a browser extension aimed to help you save money when shopping online. It’s focused on being your main tool for getting the best deal from coupons. The program can be integrated into Chrome, Opera, Firefox, and Safari browsers.

    Advertising

    Once you install and activate it, Honey will not only find the best coupon codes for every purchase you are about to make; it will also apply them. The automation feature makes using Honey an easy task, and you can be sure that you won’t forget to use the best coupon available online to save the most money.

    In addition, the app will provide you with a list of most trending stores and real-time information on offered deals and the amount of savings you can make.

    2. Due

    b

      Due is your place to go if you want to not only save money but also ensure efficient invoice tracking for a small business. Due is a simple but fantastically efficient tool that will ensure you never miss an invoice and process all your payments efficiently.

      Advertising

      The program’s interface is easy and intuitive, so you don’t need to possess any specialized knowledge to use it. Due will allow you to monitor all payments and fund transfers as well as track billable times and productivity.

      This solution complies with the US and international regulations regarding the payment security technology and offers you a chance to track all your payments, invoices, etc. in real time.

      3. Shoptagr

      c

        Shoptagr is a wish list browser extension that synchronizes with all devices. This means that you can use it from your PC, laptop, tablet, or phone with equal efficiency and ensure you won’t miss the best deal.

        Advertising

        The program’s mechanics are extremely simple: you just create a wishlist of the products you are interested in. The program will keep track of it and alert you once it goes on sale or otherwise offers an opportunity for a lower price. Shoptagr partners with over 400 stores, so you will definitely find a few that offer exactly what you need.

        4. Shoptimate

        d

          This browser extension is another fantastic tool to save money when paying online. It compares prices from many most popular stores to help you find the best deal on the product. The solution is automatic, which saves you a great deal of time. You just need to view a product and the program will search comparisons independently and provide you with results at the top of the window.

          The best thing is that it gets you not only the lowest price, but a list of all prices and addresses of stores so you can pick the best option for you.

          Advertising

          5. GiftCardGranny

          e

            This is a website where you can learn to pay less through the clever use of gift cards. It’s a service for those who have cards they don’t need. Here you can exchange them for those you would really enjoy cashing in.

            6. CamelCamelCamel

            f

              This is an online service that will help you save money by claiming Amazon drop price refunds. It’ll work if you bought the item but the price for it dropped a couple of days later. If your purchase meets the required criteria and you apply for a refund fast enough (usually seven calendar dates from delivery), you’ll get the difference.

              Featured photo credit: pixabay.com via pixabay.com

              More by this author

              What do you know about Internet of Things (IoT)? Omega 3 food Eat Your Way To Perfect Skin! Include These 10+ High Omega 3 Foods In Your Meal! divorce 6 Important Divorce Guidelines: Getting Out With Your Skin Intact 7 Helpful Tools to Choose the Perfect Christmas Vacation Destination 5 Solutions to Lower Back Pain Using Our Grannies’ Experience

              Trending in Money

              1 The Best Ways to Save Money Even Impulsive Spenders Can Get Behind 2 How to Answer the Tough Question: What are Your Salary Requirements? 3 How Personal Finance Software Helps You Get More Out of Your Money 4 The Definitive Guide to Get Out of Debt Fast (And Forever) 5 35 Real Ways to Actually Make Money Online

              Read Next

              Advertising
              Advertising

              Published on November 20, 2018

              The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

              The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

              The truth is, there are many “money saving guides” online, but most don’t cover the root issue for not saving.

              Once I’d discovered a few key factors that allowed me to save 10k in one year, I realized why most articles couldn’t help me. The problem is that even with the right strategies you can still fail to save money. You need to have the right systems in place and the right mindset.

              In this guide, I’ll cover the best ways to save money — practical yet powerful steps you can take to start saving more. It won’t be easy but with hard work, I’m confident you’ll be able to save more money–even if you’re an impulsive spender.

              Why Your Past Prevents You from Saving Money

              Are you constantly thinking about your financial mistakes?

              If so, these thoughts are holding you back from saving.

              I get it, you wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

              It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

              For example, after accepting that you’re thousands of dollars in debt create a plan to be debt free in a year or two. This way when you’ll be at peace even when you get negative thoughts about your finances. Now you can focus more time on saving and less on your past financial mistakes.

              Advertising

              How to Effortlessly Track Your Spending

              Stop manually tracking your spending.

              Leverage powerful analytic tools such as Personal Capital and these money management apps to do the work for you. This tool has worked for me and has kept me motivated to why I’m saving in the first place. Once you login to your Personal Capital dashboard, you’re able to view your net worth.

              When I’d first signed up with Personal Capital, I had a negative net worth, but this motivated me to save more. With this tool, you can also view your spending patterns, expenses, and how much money you’re saving.

              Use your net worth as your north star to saving more. Whenever you experience financial setbacks, view how far you’ve come along. Saving money is only half the battle, being consistent is the other half.

              The Truth on Why You Keep Failing

              Saving money isn’t sexy. If it was, wouldn’t everyone be doing it?

              Some people are natural savers, but most are impulsive spenders. Instead of denying that you’re an impulsive spender, embrace it.

              Don’t try to save 60 to 70% of your income if this means you’ll live a miserable life. Saving money isn’t a race but a marathon. You’re saving for retirement and for large purchases.

              If you’re currently having a hard time saving, start spending more money on nice things. This may sound counterintuitive but hear me out. Wouldn’t it be better to save $200 each month for 12 months instead of $500 for 3 months?

              Advertising

              Most people run into trouble because they create budgets that set them up for failure. This system won’t work for those who are frugal, but chances are they don’t need help saving. This system is for those who can’t save money and need to be rewarded for their hard work.

              Only because you’re buying nice things doesn’t mean that you’ll save less. Here are some rules you should have in place:

              1. Save more than 50% of your available money (after expenses)
              2. Only buy nice things after saving
              3. Automate your savings with automatic bank transfers

              These are the same rules that helped me save thousands each year while buying the latest iPhone. Focus only on items that are important to you. Remember, you can afford anything but not everything.

              How to Foolproof Yourself out of Debt

              Personal finance is a game. On one end, you’re earning money; and on the to other, you’re saving. But what ends up counting in the end isn’t how much you earn but how much you save. Research shows that about 60% of Americans spend more than they save.[1]

              So how can you separate yourself from the 60%?

              By not accumulating more debt. This way you’ll have more money to save and avoid having more financial obligations. A great way to stop accumulating debt is using cash to pay for all your transactions.

              This will be challenging, depending on how reliant you are with your credit card, but it’s worth the effort. Not only will you stop accruing debt, but you’ll also be more conscious with what you buy.

              For example, you’ll think twice about purchasing a new $200 headphone despite having the cash to buy them. According to a poll conducted by The CreditCards.com, 5 out of 6 Americans are impulsive spenders.[2]

              Advertising

              Telling yourself that you’ll have the discipline to not buy things won’t cut it. This is equal to having junk food in your fridge while trying to eat healthy–it’s only a matter of time before you slip. By using cash to make your purchases, you’ll spend less and save more.

              A Proven Formula to Skyrocket Your Savings

              Having proven systems in place to help you save more is important, but they’re not the best way to save money.

              You can search for dozens of ways to save money, but there’ll always be a limit. Instead of spending the majority of your effort saving, look for ways to increase your income. The truth is that once you have the right systems in place, saving is easy.

              What’s challenging is earning more money. There are many routes you can take to achieve this. For example, you can work long and hard at your current job to earn a raise. But there’s one problem–you’re depending on someone else to give you a raise.

              Your company will have to have the budget, and you’ll have to know how to toot your own horn to get this raise. This isn’t to say that earning a raise is impossible, but things are better when you’re in control right? That’s why building a side-hustle is the best way to increase your income.

              Think of your side-hustle as a part-time job doing something you enjoy. You can sell items on eBay for a profit, or design websites for small businesses. Building a side-hustle will be on the hardest things you’ll do, be too stubborn to quit.

              During the early stages, you won’t be making money and that’s okay. Since you already have a source of income, you won’t be dependent on your side-hustle to pay for your expenses. Depending on how much time you invest in your side-hustle, it can one day replace your current income.

              Whatever route you take, focus more on earning and save as much as possible. You have more control than you give yourself credit for.

              Advertising

              Transform Yourself into a Saving Money Machine

              Saving money isn’t complicated but it’s one of the hardest things you’ll do.

              By learning from your mistakes and rewarding yourself after saving you’ll save more. What would you do with an extra $200 or $500 each month? To some, this is life-changing money that can improve the quality of their lives.

              The truth is saving money is an art. Save too much and you’ll quit, but save too little and you’ll pay for the consequences in the future. Saving money takes effort and having the right systems in place.

              Imagine if you’d started saving an extra $100 this next month? Or, saved $20K in one year? Although it’s hard to imagine, this can be your reality if you follow the principles covered in this guide.

              Take a moment to brainstorm which goals you’d be able to reach if you had extra money each month. Use these goals as motivation to help you stay on track on your journey to saving more. If I was able to save thousands of dollars with little guidance, imagine what you’ll be able to do.

              What are you waiting for? Go and start saving money, the sky is your limit.

              Featured photo credit: rawpixel via unsplash.com

              Reference

              Read Next