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The 4 Steps To A Successful Divorce Settlement

The 4 Steps To A Successful Divorce Settlement

As any woman going through a divorce knows, stress and confusion go hand in hand, especially when divorce occurs earlier on in life. Trying to sort through legal and financial matters while also coping with emotional turmoil can easily lead to poor decision making—with costly long-term consequences.

In order to ensure that your divorce proceeds as smoothly as possible, try to adhere to the divorce management strategies outlined below. While there’s no one “right” way to cope with divorce, this time-tested advice will stand you in good stead to start rebuilding your life.

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1. Give yourself time

Many women make the mistake of trying to ignore the conflicting emotions surrounding their divorce by immersing themselves in the many practical tasks that come with organizing a separation. This, however, is a surefire route to burnout and possibly even a breakdown. Instead of trying to take care of everyone and everything else, take care of yourself first. Talk to a trusted friend, a family member, or a counsellor and don’t hesitate to ask for their advice on how you ought to go forward with your life. Objective insight is incredibly valuable when a person is feeling overwhelmed.

2. Choose your legal counsel wisely

Remember, no two law firms are exactly the same; legal professionals have many different areas of expertise, so it’s incredibly important to choose a lawyer who has a strong background in family law. Christine K. Clifford, CEO of Divorcing Divas, learned this the hard way: “I used a criminal attorney,” says Clifford, “and got a poor settlement.”

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Conversely, a lawyer who’s well-versed in the ins and outs of family law is likely to get you a better settlement than you expect; he or she will understand the complexities of the laws in your area, as well as being familiar with local judges and lawyers. Tim Moynahan, a Family Lawyer in Waterbury, CT reminds us that “You should be aware that if you and your partner have a long list of combined assets, you may need additional legal aid, e.g. from a financial planner”.

3. When you’re ready, gather all of the relevant financial information you can find

According to financial analyst and divorcee advocate Sandy Arons, fully 40% of divorce proceedings revolve around money. Your divorce will therefore go much more smoothly if you accrue as much information as possible about your shared assets and bank accounts before you head to court.

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Jacqueline Newman, a partner at a boutique New York City law firm specializing in divorce, says that you should “Learn all of the online passwords to bank accounts, which accounts had automatic payments and where money is invested, including the names of all accounts, the account numbers and the investment advisors.” Seek advice from your lawyer as you do so and, if possible, also seek the advice of an accountant with a background in handling the financial affairs of divorcing couples.

4. Calculate Future Living Expenses

This tip comes to us from Max Smelyansky, a Family Lawyer in Albany, NY. Max says it’s important to calculate your future living expenses and account for inflation. Once you have assessed your current financial situation with the aid of your lawyer and accountant, the next step is calculating your future living expenses (using your current living expenses as a guide). As divorce financial expert and mediator Rosemary Frank so aptly put it, “Raw emotions will heal and legalities will be completed, but the financial impact of poor decisions, or default decisions due to lack of understanding, will last a lifetime… If you don’t know what you’ll need in the future, you won’t be able to ask for it and you surely won’t get it.”

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Remember, those who fail to plan—and plan with the right professional assistance—plan to fail. If you are currently getting divorced or think you may be divorcing in the future, seek legal and financial counsel as soon as possible.

Featured photo credit: pixabay.com via pixabay.com

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Last Updated on August 12, 2019

12 Best Foods That Improve Memory and Brain Health

12 Best Foods That Improve Memory and Brain Health

Nutrition plays a vital role in brain function and staying sharp into the golden years. Personally, my husband is going through medical school, which is like a daily mental marathon. Like any good wife, I am always looking for things that will boost his memory fortitude so he does his best in school.

But you don’t have to be a med student to appreciate better brainiac brilliance. If you combine certain foods with good hydration, proper sleep and exercise, you may just rival Einstein and have a great memory in no time.

I’m going to reveal the list of foods coming out of the kitchen that can improve your memory and make you smarter.

Here are 12 best brain foods that improve memory and brain power:

1. Nuts

The American Journal of Epidemiology published a study linking higher intakes of vitamin E with the prevention on cognitive decline.[1]

Nuts like walnuts and almonds (along with other great foods like avocados) are a great source of vitamin E.

Cashews and sunflower seeds also contain an amino acid that reduces stress by boosting serotonin levels.

Walnuts even resemble the brain, just in case you forget the correlation, and are a great source of omega 3 fatty acids, which also improve your mental magnitude.

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2. Blueberries

Shown in studies at Tuffs University to benefit both short-term memory and coordination, blueberries pack quite a punch in a tiny blue package.[2]

When compared to other fruits and veggies, blueberries were found to have the highest amount of antioxidants (especially flavonoids), but strawberries, raspberries, and blackberries are also full of brain benefits.

3. Tomatoes

Tomatoes are packed full of the antioxidant lycopene, which has shown to help protect against free-radical damage most notably seen in dementia patients.

4. Broccoli

While all green veggies are important and rich in antioxidants and vitamin C, broccoli is a superfood even among these healthy choices.

Since your brain uses so much fuel (it’s only 3% of your body weight but uses up to 17% of your energy), it is more vulnerable to free-radical damage and antioxidants help eliminate this threat.

Broccoli is packed full of antioxidants, is well-known as a powerful cancer fighter and is also full of vitamin K, which is known to enhance cognitive function.

5. Foods Rich in Essential Fatty Acids

Your brain is the fattest organ (not counting the skin) in the human body, and is composed of 60% fat. That means that your brain needs essential fatty acids like DHA and EPA to repair and build up synapses associated with memory.

The body does not naturally produce essential fatty acids so we must get them in our diet.

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Eggs, flax, and oily fish like salmon, sardines, mackerel and herring are great natural sources of these powerful fatty acids. Eggs also contain choline, which is a necessary building block for the neurotransmitter acetylcholine, to help you recall information and concentrate.

6. Soy

Soy, along with many other whole foods mentioned here, are full of proteins that trigger neurotransmitters associated with memory.

Soy protein isolate is a concentrated form of the protein that can be found in powder, liquid, or supplement form.

Soy is valuable for improving memory and mental flexibility, so pour soy milk over your cereal and enjoy the benefits.

7. Dark Chocolate

When it comes to chocolate, the darker the better. Try to aim for at least 70% cocoa. This yummy desert is rich in flavanol antioxidants which increase blood flow to the brain and shield brain cells from aging.

Take a look at this article if you want to know more benefits of dark chocolate: 15 Surprising and Science-Backed Health Effects of Dark Chocolate

8. Foods Rich in Vitamins: B vitamins, Folic Acid, Iron

Some great foods to obtain brain-boosting B vitamins, folic acid and iron are kale, chard, spinach and other dark leafy greens.

B6, B12 and folic acid can reduce levels of homocysteine in the blood. Homocysteine increases are found in patients with cognitive impairment like Alzheimer’s, and high risk of stroke.

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Studies showed when a group of elderly patients with mild cognitive impairment were given high doses of B6, B12, and folic acid, there was significant reduction in brain shrinkage compared to a similar placebo group.[3]

Other sources of B vitamins are liver, eggs, soybeans, lentils and green beans. Iron also helps accelerate brain function by carrying oxygen. If your brain doesn’t get enough oxygen, it can slow down and people can experience difficulty concentrating, diminished intellect, and a shorter attention span.

To get more iron in your diet, eat lean meats, beans, and iron-fortified cereals. Vitamin C helps in iron absorption, so don’t forget the fruits!

9. Foods Rich in Zinc

Zinc has constantly demonstrated its importance as a powerful nutrient in memory building and thinking. This mineral regulates communications between neurons and the hippocampus.

Zinc is deposited within nerve cells, with the highest concentrations found in the hippocampus, the part of the brain responsible for higher learning function and memory.

Some great sources of zinc are pumpkin seeds, liver, nuts, and peas.

10. Gingko Biloba

This herb has been utilized for centuries in eastern culture and is best known for its memory boosting brawn.

It can increase blood flow in the brain by dilating vessels, increasing oxygen supply and removing free radicals.

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However, don’t expect results overnight: this may take a few weeks to build up in your system before you see improvements.

11. Green and Black Tea

Studies have shown that both green and black tea prevent the breakdown of acetylcholine—a key chemical involved in memory and lacking in Alzheimer’s patients.

Both teas appear to have the same affect on Alzheimer’s disease as many drugs utilized to combat the illness, but green tea wins out as its affects last a full week versus black tea which only lasts the day.

Find out more about green tea here: 11 Health Benefits of Green Tea (+ How to Drink It for Maximum Benefits)

12. Sage and Rosemary

Both of these powerful herbs have been shown to increase memory and mental clarity, and alleviate mental fatigue in studies.

Try to enjoy these savory herbs in your favorite dishes.

When it comes to mental magnitude, eating smart can really make you smarter. Try to implement more of these readily available nutrients and see just how brainy you can be!

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Featured photo credit: Pexels via pexels.com

Reference

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