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The 4 Steps To A Successful Divorce Settlement

The 4 Steps To A Successful Divorce Settlement

As any woman going through a divorce knows, stress and confusion go hand in hand, especially when divorce occurs earlier on in life. Trying to sort through legal and financial matters while also coping with emotional turmoil can easily lead to poor decision making—with costly long-term consequences.

In order to ensure that your divorce proceeds as smoothly as possible, try to adhere to the divorce management strategies outlined below. While there’s no one “right” way to cope with divorce, this time-tested advice will stand you in good stead to start rebuilding your life.

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1. Give yourself time

Many women make the mistake of trying to ignore the conflicting emotions surrounding their divorce by immersing themselves in the many practical tasks that come with organizing a separation. This, however, is a surefire route to burnout and possibly even a breakdown. Instead of trying to take care of everyone and everything else, take care of yourself first. Talk to a trusted friend, a family member, or a counsellor and don’t hesitate to ask for their advice on how you ought to go forward with your life. Objective insight is incredibly valuable when a person is feeling overwhelmed.

2. Choose your legal counsel wisely

Remember, no two law firms are exactly the same; legal professionals have many different areas of expertise, so it’s incredibly important to choose a lawyer who has a strong background in family law. Christine K. Clifford, CEO of Divorcing Divas, learned this the hard way: “I used a criminal attorney,” says Clifford, “and got a poor settlement.”

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Conversely, a lawyer who’s well-versed in the ins and outs of family law is likely to get you a better settlement than you expect; he or she will understand the complexities of the laws in your area, as well as being familiar with local judges and lawyers. Tim Moynahan, a Family Lawyer in Waterbury, CT reminds us that “You should be aware that if you and your partner have a long list of combined assets, you may need additional legal aid, e.g. from a financial planner”.

3. When you’re ready, gather all of the relevant financial information you can find

According to financial analyst and divorcee advocate Sandy Arons, fully 40% of divorce proceedings revolve around money. Your divorce will therefore go much more smoothly if you accrue as much information as possible about your shared assets and bank accounts before you head to court.

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Jacqueline Newman, a partner at a boutique New York City law firm specializing in divorce, says that you should “Learn all of the online passwords to bank accounts, which accounts had automatic payments and where money is invested, including the names of all accounts, the account numbers and the investment advisors.” Seek advice from your lawyer as you do so and, if possible, also seek the advice of an accountant with a background in handling the financial affairs of divorcing couples.

4. Calculate Future Living Expenses

This tip comes to us from Max Smelyansky, a Family Lawyer in Albany, NY. Max says it’s important to calculate your future living expenses and account for inflation. Once you have assessed your current financial situation with the aid of your lawyer and accountant, the next step is calculating your future living expenses (using your current living expenses as a guide). As divorce financial expert and mediator Rosemary Frank so aptly put it, “Raw emotions will heal and legalities will be completed, but the financial impact of poor decisions, or default decisions due to lack of understanding, will last a lifetime… If you don’t know what you’ll need in the future, you won’t be able to ask for it and you surely won’t get it.”

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Remember, those who fail to plan—and plan with the right professional assistance—plan to fail. If you are currently getting divorced or think you may be divorcing in the future, seek legal and financial counsel as soon as possible.

Featured photo credit: pixabay.com via pixabay.com

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Last Updated on January 11, 2021

11 Hidden Benefits of Using Oil Diffusers

11 Hidden Benefits of Using Oil Diffusers

Affordable, relaxing, and healthy, oil diffusers are gaining popularity with people everywhere due to their extensive benefits. Oil diffusers work through the simple process of oil diffusion, which uses heat to turn oil into a vapor that is then spread around a living space. Diffused oil can have several relaxation and health-related benefits, including safe scent-dispersion, mosquito and mold defense, stress relief, and more!

Read on for 11 hidden benefits of using oil diffusers.

1. Safe Scents That Make Sense

Unlike candles or air fresheners, oil diffusers release cleansing molecules into your air that work to purify it, not overload it with unhealthy chemicals. Electronic diffusers also do not pose the fire risk that candles do. Plus, they contain the added feature of interchangeability, which means you change oil types for different scents and health benefits.

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2. Stress Relief

Several lab studies have confirmed that diffusing essential oils like lavender have been shown to reduce stress and help relieve anxiety in medical patients. Preliminary studies have also shown that oil diffusers can help alleviate symptoms of depression.

3. Improved Sleep

Diffused oil has relaxing properties that can help people of all ages fall asleep quicker and sleep more soundly. Electronic diffusers not only have the option to mix and match different oil blends (Try a lavender, Bulgarian rose, and Roman chamomile blend to help with insomnia), they also run at a gentle hum that helps relax an agitated mind. Many also come with an auto shut-off feature to help conserve oils once you have fallen asleep.

4. Appetite Control

Much like gum, oil diffusers can help stimulate the senses in a way that works to curb appetite. New research has shown that diffused peppermint oil can help curb appetite by inducing a satiety response within the body. Diffused peppermint oil has also been shown to increase energy.

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5. Bacteria and Mold Killing

When essential oils are diffused in the air, they break down free radicals that contribute to the growth of harmful bacteria. Eucalyptus, thyme, and tea tree oils are especially good for this purpose. Diffused oil is also highly effective when it comes to combating fungal yeast threats, as the oil help makes the air inhospitable for yeasts such as mold. Pine and red thyme essential oils are best for combating mold.

6. Decongestion and Mucus Control

Ever tried Vick’s Vapo-Rub? Its decongesting powers come from active ingredients made from the eucalyptus tree. In principle, oil diffusers work the same way as Vapo-Rub, except they diffuse their decongesting vapor all around the room, not just on your chest or neck. Oil diffusers have been known to cure pneumonia in lab mice.

7. Mosquito Repellant

Nobody likes mosquitoes — but when the trade-off means using repellants full of DEET, a toxic chemical that can be especially harmful to children, mosquito control can often seem like a lose-lose. However, scientists have shown that oil diffusers can be used as a safe and highly effective mosquito repellant. Studies have shown that a diffused oil mixture containing clove essential oil and lemongrass essential oil repelled one type of Zika-carrying mosquito, the Aedes aegypti mosquito, at a rate of 100%.

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8. Pain Relief

While applying oils directly to areas of your body may be the most effective way to alleviate pain, diffusing essential oils can also be an effective means of pain relief. When we inhale healthy essential oils, they enter our blood stream and can help internally relieve persistent pain from headaches, overworked muscles, and sore joints.

9. The New Anti-Viral

Research into the anti-viral effects of oil diffusion is now just gaining steam. A recent study showed that star anise essential oil was proven in medical experiments to destroy the herpes simplex virus in contained areas at a rate of 99%. Another study showed the popular DoTerra oil blend OnGuard to have highly-effective influenza-combating powers.

10. Improved Cognitive Function

Diffusing essential oils has also been shown to improve cognitive function. Many essential oils have adaptogenic qualities, which can work twofold in soothing us when we’re stressed, and giving our bodies a pick-me-up when we’re feeling down or sluggish. By working to level out an imbalanced mood, diffused oils also help us to focus. There are also several essential oils which have been shown to help balance the body’s hormones. With prolonged use, these oils can work to repair the underlying causes responsible for hindering cognitive function.

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11. Money Saving

With ten clear benefits of oil diffusers already outlined, there is one more that should now be obvious: using an oil diffuser will help you to save money. As an anti-viral, bug repelling, and stress-relief solution rolled into one safe product, an oil diffuser used with the proper oils will save you money on products you might otherwise be buying to help cure those pesky headaches or get your kids to fall asleep on time. If you’re wondering just how affordable oil diffusers can be, check the buyer’s guide to the best oil diffusers — you’ll be sure to find one that fits your budget!

Featured photo credit: Jopeel Quimpo via unsplash.com

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