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The 4 Steps To A Successful Divorce Settlement

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The 4 Steps To A Successful Divorce Settlement

As any woman going through a divorce knows, stress and confusion go hand in hand, especially when divorce occurs earlier on in life. Trying to sort through legal and financial matters while also coping with emotional turmoil can easily lead to poor decision making—with costly long-term consequences.

In order to ensure that your divorce proceeds as smoothly as possible, try to adhere to the divorce management strategies outlined below. While there’s no one “right” way to cope with divorce, this time-tested advice will stand you in good stead to start rebuilding your life.

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1. Give yourself time

Many women make the mistake of trying to ignore the conflicting emotions surrounding their divorce by immersing themselves in the many practical tasks that come with organizing a separation. This, however, is a surefire route to burnout and possibly even a breakdown. Instead of trying to take care of everyone and everything else, take care of yourself first. Talk to a trusted friend, a family member, or a counsellor and don’t hesitate to ask for their advice on how you ought to go forward with your life. Objective insight is incredibly valuable when a person is feeling overwhelmed.

2. Choose your legal counsel wisely

Remember, no two law firms are exactly the same; legal professionals have many different areas of expertise, so it’s incredibly important to choose a lawyer who has a strong background in family law. Christine K. Clifford, CEO of Divorcing Divas, learned this the hard way: “I used a criminal attorney,” says Clifford, “and got a poor settlement.”

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Conversely, a lawyer who’s well-versed in the ins and outs of family law is likely to get you a better settlement than you expect; he or she will understand the complexities of the laws in your area, as well as being familiar with local judges and lawyers. Tim Moynahan, a Family Lawyer in Waterbury, CT reminds us that “You should be aware that if you and your partner have a long list of combined assets, you may need additional legal aid, e.g. from a financial planner”.

3. When you’re ready, gather all of the relevant financial information you can find

According to financial analyst and divorcee advocate Sandy Arons, fully 40% of divorce proceedings revolve around money. Your divorce will therefore go much more smoothly if you accrue as much information as possible about your shared assets and bank accounts before you head to court.

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Jacqueline Newman, a partner at a boutique New York City law firm specializing in divorce, says that you should “Learn all of the online passwords to bank accounts, which accounts had automatic payments and where money is invested, including the names of all accounts, the account numbers and the investment advisors.” Seek advice from your lawyer as you do so and, if possible, also seek the advice of an accountant with a background in handling the financial affairs of divorcing couples.

4. Calculate Future Living Expenses

This tip comes to us from Max Smelyansky, a Family Lawyer in Albany, NY. Max says it’s important to calculate your future living expenses and account for inflation. Once you have assessed your current financial situation with the aid of your lawyer and accountant, the next step is calculating your future living expenses (using your current living expenses as a guide). As divorce financial expert and mediator Rosemary Frank so aptly put it, “Raw emotions will heal and legalities will be completed, but the financial impact of poor decisions, or default decisions due to lack of understanding, will last a lifetime… If you don’t know what you’ll need in the future, you won’t be able to ask for it and you surely won’t get it.”

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Remember, those who fail to plan—and plan with the right professional assistance—plan to fail. If you are currently getting divorced or think you may be divorcing in the future, seek legal and financial counsel as soon as possible.

Featured photo credit: pixabay.com via pixabay.com

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Last Updated on December 2, 2021

The Importance of Making a Camping Checklist

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The Importance of Making a Camping Checklist

Camping can be hard work, but it’s the preparation that’s even harder. There are usually a lot of things to do in order to make sure that you and your family or friends have the perfect camping experience. But sometimes you might get to your destination and discover that you have left out one or more crucial things.

There is no dispute that preparation and organization for a camping trip can be quite overwhelming, but if it is done right, you would see at the end of the day, that it was worth the stress. This is why it is important to ensure optimum planning and execution. For this to be possible, it is advised that in addition to a to-do-list, you should have a camping checklist to remind you of every important detail.

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Why You Should Have a Camping Checklist

Creating a camping checklist makes for a happy and always ready camper. It also prevents mishaps.  A proper camping checklist should include every essential thing you would need for your camping activities, organized into various categories such as shelter, clothing, kitchen, food, personal items, first aid kit, informational items, etc. These categories should be organized by importance. However, it is important that you should not list more than you can handle or more than is necessary for your outdoor adventure.

Camping checklists vary depending on the kind of camping and outdoor activities involved. You should not go on the internet and compile a list of just any camping checklist. Of course, you can research camping checklists, but you have to put into consideration the kind of camping you are doing. It could be backpacking, camping with kids, canoe camping, social camping, etc. You have to be specific and take note of those things that are specifically important to your trip, and those things which are generally needed in all camping trips no matter the kind of camping being embarked on.

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Here are some tips to help you prepare for your next camping trip.

  1. First off, you must have found the perfect campground that best suits your outdoor adventure. If you haven’t, then you should. Sites like Reserve America can help you find and reserve a campsite.
  2. Find or create a good camping checklist that would best suit your kind of camping adventure.
  3. Make sure the whole family is involved in making out the camping check list or downloading a proper checklist that reflects the families need and ticking off the boxes of already accomplished tasks.
  4. You should make out or download a proper checklist months ahead of your trip to make room for adjustments and to avoid too much excitement and the addition of unnecessary things.
  5. Checkout Camping Hacks that would make for a more fun camping experience and prepare you for different situations.

Now on to the checklist!

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Here is how your checklist should look

1. CAMPSITE GEAR

  • Tent, poles, stakes
  • Tent footprint (ground cover for under your tent)
  • Extra tarp or canopy
  • Sleeping bag for each camper
  • Sleeping pad for each camper
  • Repair kit for pads, mattress, tent, tarp
  • Pillows
  • Extra blankets
  • Chairs
  • Headlamps or flashlights ( with extra batteries)
  • Lantern
  • Lantern fuel or batteries

2.  KITCHEN

  • Stove
  • Fuel for stove
  • Matches or lighter
  • Pot
  • French press or portable coffee maker
  • Corkscrew
  • Roasting sticks for marshmallows, hot dogs
  • Food-storage containers
  • Trash bags
  • Cooler
  • Ice
  • Water bottles
  • Plates, bowls, forks, spoons, knives
  • Cups, mugs
  • Paring knife, spatula, cooking spoon
  • Cutting board
  • Foil
  • soap
  • Sponge, dishcloth, dishtowel
  • Paper towels
  • Extra bin for washing dishes

3. CLOTHES

  • Clothes for daytime
  • Sleepwear
  • Swimsuits
  • Rainwear
  • Shoes: hiking/walking shoes, easy-on shoes, water shoes
  • Extra layers for warmth
  • Gloves
  • Hats

4. PERSONAL ITEMS

  • Sunscreen
  • Insect repellent
  • First-aid kit
  • Prescription medications
  • Toothbrush, toiletries
  • Soap

5. OTHER ITEMS

  • Camera
  • Campsite reservation confirmation, phone number
  • Maps, area information

This list is not completely exhaustive. To make things easier, you can check specialized camping sites like RealSimpleRainyAdventures, and LoveTheOutdoors that have downloadable camping checklists that you can download on your phone or gadget and check as you go.

Featured photo credit: Scott Goodwill via unsplash.com

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