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The 4 Steps To A Successful Divorce Settlement

The 4 Steps To A Successful Divorce Settlement

As any woman going through a divorce knows, stress and confusion go hand in hand, especially when divorce occurs earlier on in life. Trying to sort through legal and financial matters while also coping with emotional turmoil can easily lead to poor decision making—with costly long-term consequences.

In order to ensure that your divorce proceeds as smoothly as possible, try to adhere to the divorce management strategies outlined below. While there’s no one “right” way to cope with divorce, this time-tested advice will stand you in good stead to start rebuilding your life.

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1. Give yourself time

Many women make the mistake of trying to ignore the conflicting emotions surrounding their divorce by immersing themselves in the many practical tasks that come with organizing a separation. This, however, is a surefire route to burnout and possibly even a breakdown. Instead of trying to take care of everyone and everything else, take care of yourself first. Talk to a trusted friend, a family member, or a counsellor and don’t hesitate to ask for their advice on how you ought to go forward with your life. Objective insight is incredibly valuable when a person is feeling overwhelmed.

2. Choose your legal counsel wisely

Remember, no two law firms are exactly the same; legal professionals have many different areas of expertise, so it’s incredibly important to choose a lawyer who has a strong background in family law. Christine K. Clifford, CEO of Divorcing Divas, learned this the hard way: “I used a criminal attorney,” says Clifford, “and got a poor settlement.”

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Conversely, a lawyer who’s well-versed in the ins and outs of family law is likely to get you a better settlement than you expect; he or she will understand the complexities of the laws in your area, as well as being familiar with local judges and lawyers. Tim Moynahan, a Family Lawyer in Waterbury, CT reminds us that “You should be aware that if you and your partner have a long list of combined assets, you may need additional legal aid, e.g. from a financial planner”.

3. When you’re ready, gather all of the relevant financial information you can find

According to financial analyst and divorcee advocate Sandy Arons, fully 40% of divorce proceedings revolve around money. Your divorce will therefore go much more smoothly if you accrue as much information as possible about your shared assets and bank accounts before you head to court.

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Jacqueline Newman, a partner at a boutique New York City law firm specializing in divorce, says that you should “Learn all of the online passwords to bank accounts, which accounts had automatic payments and where money is invested, including the names of all accounts, the account numbers and the investment advisors.” Seek advice from your lawyer as you do so and, if possible, also seek the advice of an accountant with a background in handling the financial affairs of divorcing couples.

4. Calculate Future Living Expenses

This tip comes to us from Max Smelyansky, a Family Lawyer in Albany, NY. Max says it’s important to calculate your future living expenses and account for inflation. Once you have assessed your current financial situation with the aid of your lawyer and accountant, the next step is calculating your future living expenses (using your current living expenses as a guide). As divorce financial expert and mediator Rosemary Frank so aptly put it, “Raw emotions will heal and legalities will be completed, but the financial impact of poor decisions, or default decisions due to lack of understanding, will last a lifetime… If you don’t know what you’ll need in the future, you won’t be able to ask for it and you surely won’t get it.”

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Remember, those who fail to plan—and plan with the right professional assistance—plan to fail. If you are currently getting divorced or think you may be divorcing in the future, seek legal and financial counsel as soon as possible.

Featured photo credit: pixabay.com via pixabay.com

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Last Updated on September 25, 2019

How to Tap Into the Power of Positivity

How to Tap Into the Power of Positivity

As it appears, the human mind is not capable of not thinking, at least on the subconscious level. Our mind is always occupied by thoughts, whether we want to or not, and they influence our every action.

When we were still children, our thoughts seemed to be purely positive. Have you ever been around a 4-year old who doesn’t like a painting he or she drew? I haven’t. Instead, I see glee, exciting and pride in children’s eyes. But as the years go by, we clutter our mind with doubts, fears and self-deprecating thoughts.

Just imagine then, how much we limit ourselves in every aspect of our lives if we give negative thoughts too much power!

We’ll never go after that job we’ve always wanted because our nay-saying thoughts make us doubt our abilities.

We’ll never ask that person we like out on a date because we always think we’re not good enough.

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We’ll never risk quitting our job in order to pursue the life and the work of our dreams because we can’t get over our mental barrier that insists we’re too weak, too unimportant and too dumb.

We’ll never lose those pounds that risk our health because we believe we’re not capable of pushing our limits.

And we’ll never be able to fully see our inner potential because we simply don’t dare to question the voices in our head…

But enough is enough! It’s time to stop these limiting beliefs and come to a place of sanity, love and excitement about life, work and ourselves.

So, how can we tap into the power of positivity?

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“Happiness cannot come from without, it comes from within.” – Helen Keller

It’s not as hard as it may seem; you just have to practice, practice, practice. Here are 4 simple yet powerful ideas on how you can get started.

1. Learn to substitute every negative thought with a positive one.

Every time a negative thought crawls into your mind, replace it with a positive thought. It’s just like someone writes a phrase you don’t like on a blackboard and then you get up, erase it and write something much more to your liking.

Just take a look at these 10 Positive Affirmations for Success that will Change your Life.

2. See the positive side of every situation, even when you are surrounded by pure negativity.

This one is a bit harder to put into practice, which does not mean it’s impossible.

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You can find positivity in everything by mentally holding on to something positive, whether this be family, friends, your faith, nature, someone’s sparkling eyes or whatever other glimmer of beauty.

If you seek it, you will find it.

3. At least once a day, take a moment and think of 5 things you are grateful for.

This will lighten your mood and give you some perspective of what really is important in life and how many blessings surround you already.

Here’re 60 Things To Be Thankful For In Life that can inspire you.

4. Change the mental images you allow to enter your mind.

How you see yourself and your surroundings make a huge difference to your thinking.

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Instead of dwelling on dark, negative thoughts, consciously build and focus on positive, light and colorful images, thoughts and situations in your mind a few times a day.

Learn from this article how to change your mental images: How to Think Positive and Eliminate Negative Thoughts

If you are persistent and keep on working on yourself, your mind will automatically reject its negative thoughts and welcome the positive ones.

And remember:

You are (or will become) what you think you are.

This is reasonable enough to be proactive about whatever is going on in your head.

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Featured photo credit: Lauren Richmond via unsplash.com

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