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4 Best Cities for Millennials Paying Off College Debt

4 Best Cities for Millennials Paying Off College Debt

We millennials are a diverse group, and nobody knows this better than we do. Even so, there are some things that we can all unite around, things that every one of us gets. These Millennial factors are making a huge difference in our moving trends. Here’s what Millennials are thinking about in a move and which cities provide the best environments for emerging adults.

Paying Student Loans

Student debt seems to be the one unavoidable facet of Millennial life. Some people like to write the growing debt off as the laziness of our generation, but we know better. We know that we’re out there busting our asses and looking for the most effective ways to get our debt paid off, and fast.

Turns out, this is having a huge impact on the cities that we like too. Millennials are loving these often overlooked cities with lots of great employment opportunities and a low cost of living; the perfect storm for quick loan repayment.

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Raising a Family

It’s tough to raise a family these days and nobody knows that better than new parents. Choosing the best city to raise a family in is hard work. Aspiring parents should focus on cities that offer good schools, quality children’s healthcare, and tons of other parents in the exact same situations that you’re in. And don’t stop at high school education when looking for a city with good local education facilities. We know all too well that having to look out of state for a good university can be financially devastating.

Although we don’t think of it as having a huge direct impact, a city that’s easy on parents is critical as well. Look for cities that will treat you right and avoid triggering that ‘angry mom’ gene.

Cities with Culture

All those student loans weren’t for naught. Millennials are by far the most educated generation ever and our taste for culture is reflected in that. We’re not satisfied with earning a paycheck and then plopping down in front of the tv. Millennials love food, wine, music, and everything else that goes into a highly cultured city. We’re not afraid to move into a fixer-upper, if it means living in a city with a well-established cultural base.

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Unfortunately many of us have seen firsthand that our top cities for culture, like New York or Washington D.C., are way out of our budget. Meanwhile, the cheapest cities aren’t always the most family-friendly. The best cities for Millennials have to bring it all together into a well-wrapped package. Taking everything above into account, here are my top four cities for those of our generation.

1. Houston

This is no shocker. Ranking well in all three of our factors, Houston is quickly becoming a top city for young people. Its prime gulfside location keeps a steady flow of unique culture coming into the city, not to mention loads of great fish to fuel our shared craving for late night sushi. There can’t be any other city in the world, where you can get incredibly fresh sushi and authentic Texas barbeque on the same block.

On top of that Houston had a remarkable 3.7% unemployment rate in 2015, almost two percentage points below the national average.

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2. Dallas

It seems fair to say that Texas, once the paradigm of rural America, is making a name for itself in in the urban domain. First Houston and now Dallas, another hub of culture and beautiful mixing place for North and Central America. Add to that Dallas’s award-winning schools and its healthy 3.8% unemployment and you’ve got another great match.

3. Boise

I’ve gotta throw in a little hometown pride here. Boise isn’t quite the metropolis that popular Northwest cities like Seattle and Vancouver are, but it’s also not so remarkably unaffordable. Millennials are starting to realize this and Boise is growing like crazy, creating interest in new commerce centers and bringing great culture into the city. Local entrepreneurs are also taking advantage of the boom with popular destinations like the Boise Fry Company.

If that’s not enough, Boise beats every other city on this list with a whopping 2.6% unemployment and tons of affordable housing.

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4. Philadelphia

The only Eastern city on this list, Philly sets itself apart from its neighbors with affordable housing. It packs all the cultural punch of New York or Boston without the huge price tag. There’s absolutely no doubt that Millennials are already making their mark in Philadelphia and taking advantage of a world class city, at a discount.

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Last Updated on December 13, 2018

12 Practical Tips To Stay Fit For Christmas

12 Practical Tips To Stay Fit For Christmas

Christmas is approaching fast, and lots of people not only tend to ruin their usual diets, but they also gain a few extra pounds. Based on studies, the majority of people tend to gain additional weight during the holiday season that starts at the Thanksgiving Day and ends with the New Year celebrations. Excessive eating is claimed to be the main cause for the additional weight gain, but it is also due to lack of physical activity and exercise.

A lot of individuals out there tend to set aside their fitness routines during the holidays since they believe that they do not have enough time to perform their workouts. And because they feel guilty after the holiday season, most of the gyms and fitness centers are packed with fresh members. Always bear in mind that you can still enjoy the holidays and stay fit at the same time. If you want to stay fit during the holiday season, especially during Christmas and the New Year’s Eve, here are some useful tips that might help you:

1. Eat Before Heading Out

First, it is best that you eat something before heading out to visits, trips or family dinners. By doing so, you will no longer be tempted to eat a lot or overindulge yourself since you have already eaten. Skipping on meals is not a good idea either, because you will only be forced to eat more later.

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2. Select The Treats

Make sure to select the treats that you eat in a wise manner. You should choose something that you can only enjoy during the holiday season and not something that is readily available all the time.

3. Avoid Skipping Meals

Don’t skip meals, especially breakfast! Even though it can be tempting to skip on certain meals, believing that it will make up for the treats you consumed in the previous day, don’t do it because it will only lead to counterproductive results.

4. Drink With Moderation

It is best to regulate your drinking since alcohol, coke or other juices will only add more calories to the ones you already eaten!

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5. Be Active

You should still perform your fitness routine whenever possible and if you can’t do that, simply walk more, park your car some distance away from the store or just use the stairs!

6. Get Out Of The House

Make the holidays a family affair and plan outdoor activities where everyone is involved. Even a snowball fight in the backyard will burn a lot of calories and will keep the children entertained.

7. Don’t Skip Your Strength Workouts

Always remember to perform your strength training in order to maintain that muscle mass you worked hard to get. You might be tempted to use lightweights and just do some cardio, but you can burn just as many calories by lifting weights. And with all of those extra stakes you had on the holiday meals, you might even gain some extra muscle. And this is much better than gaining some extra fat.

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8. Set Realistic Goals

You should set realistic exercise objectives. Aim for at least half an hour per day and you will be very happy when you will achieve that. If you plan one hour or more and not achieve it, you will only end up disappointed.

9. Enjoy Yourself

Also make sure to set realistic diet plans! Trying to restrain yourself totally from some foods will only make you eat more. Feel free to enjoy the treats that you really love, but in small portions.

10. Drink A Lot Of Water

This can satiate your appetite as well as keep you hydrated at all times. And it will also prevent a possible hangover if you overdo it with alcohol.

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11. Eat Less And More Often

Distribute your meals evenly throughout the day, and do not eat everything at once.  Instead of having 2 enormous meals, have 5 small ones.  Eat your dinner earlier and have a nice walk before going to bed.

12. Prioritize Your Workouts

Try to do them early in the morning while everyone else is still sleeping. This way you will also avoid remarks like “Oh, come on! It’s Christmas…”

So there you go! Twelve simple tips that will help you avoid gaining weight during the winter holidays, but will also allow you to enjoy yourself and have a great time with your loved ones.

Happy Holidays everyone!

Featured photo credit: rawpixel via unsplash.com

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