Advertising
Advertising

4 Best Cities for Millennials Paying Off College Debt

4 Best Cities for Millennials Paying Off College Debt

We millennials are a diverse group, and nobody knows this better than we do. Even so, there are some things that we can all unite around, things that every one of us gets. These Millennial factors are making a huge difference in our moving trends. Here’s what Millennials are thinking about in a move and which cities provide the best environments for emerging adults.

Paying Student Loans

Student debt seems to be the one unavoidable facet of Millennial life. Some people like to write the growing debt off as the laziness of our generation, but we know better. We know that we’re out there busting our asses and looking for the most effective ways to get our debt paid off, and fast.

Turns out, this is having a huge impact on the cities that we like too. Millennials are loving these often overlooked cities with lots of great employment opportunities and a low cost of living; the perfect storm for quick loan repayment.

Advertising

Raising a Family

It’s tough to raise a family these days and nobody knows that better than new parents. Choosing the best city to raise a family in is hard work. Aspiring parents should focus on cities that offer good schools, quality children’s healthcare, and tons of other parents in the exact same situations that you’re in. And don’t stop at high school education when looking for a city with good local education facilities. We know all too well that having to look out of state for a good university can be financially devastating.

Although we don’t think of it as having a huge direct impact, a city that’s easy on parents is critical as well. Look for cities that will treat you right and avoid triggering that ‘angry mom’ gene.

Cities with Culture

All those student loans weren’t for naught. Millennials are by far the most educated generation ever and our taste for culture is reflected in that. We’re not satisfied with earning a paycheck and then plopping down in front of the tv. Millennials love food, wine, music, and everything else that goes into a highly cultured city. We’re not afraid to move into a fixer-upper, if it means living in a city with a well-established cultural base.

Advertising

Unfortunately many of us have seen firsthand that our top cities for culture, like New York or Washington D.C., are way out of our budget. Meanwhile, the cheapest cities aren’t always the most family-friendly. The best cities for Millennials have to bring it all together into a well-wrapped package. Taking everything above into account, here are my top four cities for those of our generation.

1. Houston

This is no shocker. Ranking well in all three of our factors, Houston is quickly becoming a top city for young people. Its prime gulfside location keeps a steady flow of unique culture coming into the city, not to mention loads of great fish to fuel our shared craving for late night sushi. There can’t be any other city in the world, where you can get incredibly fresh sushi and authentic Texas barbeque on the same block.

On top of that Houston had a remarkable 3.7% unemployment rate in 2015, almost two percentage points below the national average.

Advertising

2. Dallas

It seems fair to say that Texas, once the paradigm of rural America, is making a name for itself in in the urban domain. First Houston and now Dallas, another hub of culture and beautiful mixing place for North and Central America. Add to that Dallas’s award-winning schools and its healthy 3.8% unemployment and you’ve got another great match.

3. Boise

I’ve gotta throw in a little hometown pride here. Boise isn’t quite the metropolis that popular Northwest cities like Seattle and Vancouver are, but it’s also not so remarkably unaffordable. Millennials are starting to realize this and Boise is growing like crazy, creating interest in new commerce centers and bringing great culture into the city. Local entrepreneurs are also taking advantage of the boom with popular destinations like the Boise Fry Company.

If that’s not enough, Boise beats every other city on this list with a whopping 2.6% unemployment and tons of affordable housing.

Advertising

4. Philadelphia

The only Eastern city on this list, Philly sets itself apart from its neighbors with affordable housing. It packs all the cultural punch of New York or Boston without the huge price tag. There’s absolutely no doubt that Millennials are already making their mark in Philadelphia and taking advantage of a world class city, at a discount.

More by this author

Get your training on! What’s Wrong With Your New Year’s Resolution 4 Home Improvement Hacks for this Winter Wedding couple Have a Great Eco Friendly Wedding Rock climbing is a great form of exercise. Fun Workouts That Don’t Feel Like Working Out Check Out These Great Retirement Destinations for Seniors

Trending in Home

1 10 Small Changes To Make Your House Feel Like A Home 2 30 Awesome DIY Projects that You’ve Never Heard of 3 5 Reasons Why Tidying Your Room Can Change Your Life 4 25 Really Cool Cat Furniture Design Ideas Every Cat Owner Needs 5 Scientists Discover Why You Should Take Off Your Shoes Before Entering Your Home

Read Next

Advertising
Advertising
Advertising

Last Updated on October 23, 2019

50 Habits of Highly Successful People You Should Learn

50 Habits of Highly Successful People You Should Learn

If you’re like me and really into self-development, you’ve probably read many of the thousands of self-help books out there on the market. But also like me, you probably find all the information a bit overwhelming.

That’s why I wanted to do the self-less task of taking the most important, life-changing lessons I’ve drawn from these books and condensed them into fifty key points.

Here’re 50 habits of highly successful people you should learn:

1. Believe It to See It

Our minds tend to focus on what’s happening around us and refuse to see what could happen. Only when you trust in what’s possible and dare to dream big, big things can happen for you.

2. See Problems as a Wonderful Gift

While others only see problems and give up, successful people use the problem as a lesson to find improvement in themselves or the task at hand.

3. Keep Looking for Solutions

Even if they’re knee-deep in problems, successful people will still put all of their focus on finding solutions.

4. Remember It’s All About the Journey

Successful people are conscious and methodical in creating their own success. They don’t sit around doing the bare minimum, hoping success finds them.

5. Feel the Fear and Do It Anyway

There’s so much fear on the road to success, but instead of letting that fear control and limit them, successful people do a good job of just forging ahead regardless.

6. Always Ask Productive Questions

It’s all about asking the right questions. Successful people make sure they are questions that will elicit information for a more productive, creative and positive mindset moving forward.

7. Understand the Best Waste of Energy Is Complaining

Successful people know that choosing to see the negative side of things will only create a useless and unproductive state.

8. Don’t Play the Blame Game

Taking responsibility for actions and outcomes is a form of empowerment that you can build your success upon. While the act of blaming others or outside circumstances takes this empowerment away from you.

Advertising

9. Maximize Your Strengths

Not every successful person is simply more talented than the rest, but they do use what they know they’re good at to achieve more successful results.

10. Be in It to Win It

Successful people are busy, productive and proactive. Instead of sitting around over-thinking and over-planning a great idea, they just take a step towards it no matter how small.

11. Know That Success Attracts Success

People who are successful surround themselves and seek out like-minded people. They understand the importance of being part of a team and forge win-win relationships.

12. Actually Choose to Be Successful

Dreaming big is a massive part of being successful even if your dream seems impossible. Ambition is a mindset that needs to be a daily conscious choice.

13. Visualize, Visualize, Visualize!

You’ve got to see your success in your mind’s eye even before it comes. Successful people clarify and get that certainty about what they want their reality to look like rather than being mere spectators of life.

14. Be a One-Off Original

Successful people look for what’s working and then create a unique spin on it. Imitating only regurgitates other people’s ideas with no originality.

15. The Perfect Time to Act Is Now

Waiting for the right time to act is basically procrastination wrapped up in an excuse. Successful people know there’s never a perfect time so they may as well just do it now.

16. Keep Learning, Keep Growing

Continuous learning is the key to a successful life. Whether it’s academic, being a student of life or actionable learning, it’s all about expanding your knowledge and personal development.

17. Always Look on the Bright Side of Life

Successful people have the knack for finding positive aspects in all people and circumstances no matter what.

18. Having a Bad Day? Do It Anyway!

We all have bad moods but it shouldn’t be an excuse to stop everything. Giving into a bad mood just stop-starts your life, slowing success way down.

19. Sometimes Risky Business Is Needed

Calculated risks are a must for success. It’s about weighing the pros and cons while moving forward with that element of trust.

Advertising

20. Accept Challenge All the Time

Dealing with problems head-on is a must to be successful. Successful people also face challenges in order to improve themselves.

21. Make Your Own Luck

In the mindset of a successful person, there’s no such thing as ‘luck’ or ‘fate’. They take control to actively and consciously create their own best life.

22. Ignite Your Initiative

While many people are reactive, successful people are proactive – taking action before they have to.

23. Be the Master of Your Emotions

Being effective at managing emotions is key on the road to success. That’s not to say successful people don’t feel like we all do, but they’re just not slaves to their emotions.

24. Champion in Communication

Consciously working on effective communication skills gets anyone closer to success.

25. Plan Your Life Strategically

Successful people’s lives aren’t a clumsy series of unplanned events and outcomes, they methodically work at turning their plans into a reality.

26. Become Exceptional at What You Do

To become exceptional, you typically have to do things that most won’t. To become successful, hard decisions need to be made and acting on them is crucial.

27. Choose to Live Outside of Your Comfort Zone

While many people are pleasure junkies and avoid pain and discomfort at all costs, successful people understand the value and benefits of working through the tough stuff that most would avoid.

28. Live by Core Values

Successful people firstly identify their core values and what’s important to them, then do their best to live a life that reflects these values.

29. Realize Money Isn’t Everything

Money and success are not interchangeable and the most successful people understand this. Putting money on a pedestal and equating it to success is a dangerous mindset to have. Success comes in many forms.

30. Don’t Get Carried Away

Successful people understand the importance of discipline and self-control and as a result they are happy to take the road less travelled.

Advertising

31. Self-Worth Is Not Tied to Success

Successful people are secure. They do not derive their self-worth from what they own, who they know, where they live or what they look like.

32. Kindness Breeds Kindness (And Success)

Generosity and kindness is a common trait among long-term successful people. It’s important to take pleasure in helping others achieve.

33. More Humility, Less Arrogance

Successful people are humble and happy to admit and apologize for mistakes. This is because they’re confident in their ability. They are happy to learn from others and happy to make others look good rather than seek their own personal glory.

34. Change Opens New Doors

People who are successful are adaptable and embrace change, while the majority are creatures of comfort and habit. They are comfortable with, and embrace, the new and the unfamiliar.

35. Success Requires a Healthy Body

It’s not just how you think, it’s about how you show up for success. Successful people understand the importance of being physically well, not for vain reasons but because being in tiptop condition creates a better personal life for success.

36. Laziness Just Doesn’t Exist

Successful people are never considered lazy. Yes, they can relax when they need to, but working hard is their game.

37. Resilience by the Bucket Load

When difficulty strikes, most would throw in the towel, but successful people are just warming up.

38. Feedback Is Just Another Chance to Improve

How people react to feedback determines their potential for success. Being open to constructive criticism and acting on it to improve is most seen in those who are successful.

39. Your Vibe Attracts Your Tribe

If people are hanging out with toxic and negative people, then they need to take a look at themselves. Successful people hang out with others who are positive and supportive.

40. Can’t Control It? Forget It

Successful people don’t invest time or emotional energy into things which they have no control of.

41. Swim Against the Tide

Successful people are not people-pleasers and they don’t need constant approval from others in order to move ahead.

Advertising

42. Alone Time Is Valuable Time

More self-worth means being more comfortable with your own company. Successful people are more happy and see the value in spending time alone.

43. Self-Standard Is Higher Than Most

Everyone has a choice to set high standards for themselves. Successful people do this, which in turn produces greater commitment, more momentum, a better work ethic and of course, better results.

44. Failure Isn’t Rationalized

While many use age, health, lack of time, ‘bad luck’, or lack of opportunity to explain away their failure, the key to success is finding a way to succeed despite facing these challenges.

45. Down Time Is an Important Part of a Routine

Having an off switch and taking time to do things that make them happy is a common trait of a successful person. Take a look at here The Importance of Scheduling Downtime.

46. Career Isn’t Who You Are, It’s What You Do

Successful people know their career isn’t their identity. They are multi-dimensional and don’t define themselves by their job.

47. Be Interested in Only the Path of Resistance

While most people look for the easiest way or the shortcut, successful people are more interested in the most effective way. They look for the course of action which will produce the best results over the long term.

48. Follow Through

Many spend their life starting things that they never finish, but successful people get the job done. Even when the excitement and the novelty has worn off they still follow through and finish.

49. Invest in All Your Dimensions

We’re not just physical and psychological beings, but emotional and spiritual creatures as well. Successful people consciously work at being healthy and productive on all levels.

50. Put Your Money Where Your Mouth Is

To obtain success, it’s important to practice what you preach. Successful people don’t talk about the theory, they live the reality.

So there you have it, a summary of what I’ve learned from self-help books. But of course, you need to start taking actions so you will get closer to success too.

More About Success

Featured photo credit: Juan Jose via unsplash.com

Read Next