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8 Things You Should Consider Looking At When Buying A Home, Part 2

8 Things You Should Consider Looking At When Buying A Home, Part 2

One of the biggest decisions that you will make in your life is buying a new home, for yourself or for your family. It is imperative for you stay prudent throughout the entire process. Fortunately, there are sound principles that can help you handle this task with ease.

I’ve already covered the first half of the topics here. This time, I will dive into a broader scope. Let’s take a close look at another eight things you should consider looking at when buying a home.

Use the Right Real Estate Listings Website

There are dozens of listing sites around today. It is vital for you to focus on using a credible real estate site with home listings that appeal to your area, budget, and target price. An exceptional real estate listings site will give you guides that can help you save precious time and find the home of your dreams.

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Get More Details on the Listing

A real estate listing website will give you an opportunity to see many homes for sale in your area. You should get more details on the listings that get your attention. Real estate search engines like Zillow and EstateBlock provide in-depth demographics and neighborhood information, making it easier for you to gauge if the property you are eyeing is suitable for your needs and preferences. Let’s zero in on several important questions:

  • Is the home located near schools?
  • Is the crime rate low in the area?
  • Are hospitals or clinics nearby?
  • Is the home in an area where public transportation is accessible?

The answers to these questions will help you decide if the home will be ideal for you and your family.

Know Your Realtor

A realtor plays a big role in the home-buying process. You should choose an experienced realtor that has sold homes in your targeted area. A local realtor will be in the position to offer better results. It is also important for you to choose a realtor that speaks your language.

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Inspect the Property

You cannot make a final decision without inspecting the property. A same-day showing with your realtor will give you a chance to see the home in person. Attending an open house is important because this will give you an opportunity to inspect the property. Keep in mind, though, that an open house is a selling tactic used by realtors. You and others will be invited to see the home during the same time period. Realtors use open houses to get home shoppers to compete with each other.

Take your time while inspecting the property. Look at the home’s structure, landscaping, and amenities. A thorough home inspection will let you know if the home is suitable for you and your family.

Examine the Surrounding Area

Concentrate on buying a home in an area with rising property values. Homes located near hospitals, shopping malls, and schools normally increase in market value over time. This will increase your home’s equity.

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Move-In or Fixer-Upper?

You need to determine if the house is ready to move in or if it’s a fixer-upper. A move-in house does not need any cosmetic work. It is ready for you to move in as is. A fixer-upper requires minimal to major cosmetic work, such as re-painting, repairing minor damages to wood floors, fixing roof gutter and electrical systems, etc. Unlike the seller of a move-in home, a fixer-upper seller will be easier to negotiate with.

Terms of the Payment

Does the seller want full payment? Is the seller willing to take most of their money upfront and create a second mortgage? A second mortgage allows you to pay the remaining balance owed to the seller in the form of monthly payments. You should consider dealing with a home seller that is willing to accept a second mortgage if your lender will not provide the full amount for the purchase.

Go With Your Instincts

Your instincts will let you know if you are looking at the right home. Relying upon your instincts will help you make the right decision. You should also determine how the home will be used. Will it serve as a primary residence or a vacation home? It would be a grave mistake for you to ignore your instincts!

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Buying a home will be one of the most important decisions that you will make in your life. Using the eight pointers listed above will help you buy the home of your dreams with ease.

Featured photo credit: Christian Koch via unsplash.com

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Junie Rutkevich

Game Developer of iXL Digital

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Last Updated on February 21, 2019

How to Stop Information Overload

How to Stop Information Overload

Information overload is a creature that has been growing on the Internet’s back since its beginnings. The bigger the Internet gets, the more information there is. The more quality information we see, the more we want to consume it. The more we want to consume it, the more overloaded we feel.

This has to stop somewhere. And it can.

As the year comes to a close, there’s no time like the present to make the overloading stop.

But before I explain exactly what I mean, let’s discuss information overload in general.

How Serious Is Information Overload?

The sole fact that there’s more and more information published online every single day is not the actual problem. Only the quality information becomes the problem.

This sounds kind of strange…but bear with me.

When we see some half-baked blog posts we don’t even consider reading, we just skip to the next thing. But when we see something truly interesting — maybe even epic — we want to consume it.

We even feel like we have to consume it. And that’s the real problem.

No matter what topic we’re interested in, there are always hundreds of quality blogs publishing entries every single day (or every other day). Not to mention all the forums, message boards, social news sites, and so on.

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The amount of epic content on the Internet these days is so big that it’s virtually impossible for us to digest it all. But we try anyway.

That’s when we feel overloaded. If you’re not careful, one day you’ll find yourself reading the 15th blog post in a row on some nice WordPress tweaking techniques because you feel that for some reason, “you need to know this.”

Information overload is a plague. There’s no vaccine, there’s no cure. The only thing you have is self-control.

Luckily, you’re not on your own. There are some tips you can follow to protect yourself from information overload and, ultimately, fight it.

But first, admit that information overload is really bad for you.

Why Information Overload Is Bad for You

Information overload stops you from taking action. That’s the biggest problem here.

When you try to consume more and more information every day, you start to notice that even though you’ve been reading tons of articles, watching tons of videos and listening to tons of podcasts, the stream of incoming information seems to be infinite.

Therefore, you convince yourself that you need to be on a constant lookout for new information if you want to be able to accomplish anything in your life, work and/or passion. The final result is that you are consuming way too much information, and taking way too little action because you don’t have enough time for it.

The belief that you need to be on this constant lookout for information is just not true.

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You don’t need every piece of advice possible to live your life, do your work or enjoy your passion.

How to Stop Information Overload (And Start to Achieve More)

So how to recognize the portion of information that you really need? Start with setting goals.

1. Set Your Goals

If you don’t have your goals put in place, you’ll be just running around grabbing every possible advice and thinking that it’s “just what you’ve been looking for.”

Setting goals is a much more profound task than just a way to get rid of information overload. Now by “goals” I don’t mean things like “get rich, have kids, and live a good life”. I mean something much more within your immediate grasp. Something that can be achieved in the near future — like within a month (or a year) at most.

Basically, something that you want to attract to your life, and you already have some plan on how you’re going to make it happen. So no hopes and dreams, just actionable, precise goals.

Then once you have your goals, they become a set of strategies and tactics you need to act upon.

2. Know What to Skip When Facing New Information

Once you have your goals, plans, strategies and tasks, you can use them to decide what information is really crucial.

First of all, if the information you’re about to read has nothing to do with your current goals and plans, then skip it. You don’t need it.

If it does, then ask yourself these questions:

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  • Will you be able to put this information into action immediately?
  • Does it have the potential to maybe alter your nearest actions/tasks?
  • Is it so incredible that you absolutely need to take action on it right away?

If the information is not actionable in a day or two, then skip it.

(You’ll forget about it anyway.)

And that’s basically it. Digest only what can be used immediately. If you have a task that you need to do, consume only the information necessary for getting this one task done, nothing more.

You need to be focused in order to have clear judgment, and be able to decide whether some piece of information is mandatory or redundant.

Self-control comes handy too. It’s quite easy to convince yourself that you really need something just because of poor self-control. Try to fight this temptation, and be as ruthless about it as possible – if the information is not matching your goals and plans, and you can’t take action on it in the near future, then SKIP IT.

3. Be Aware of the Minimal Effective Dose

There’s a thing called the MED – Minimal Effective Dose. I was first introduced to this idea by Tim Ferriss. In his book The 4-Hour BodyTim illustrates the minimal effective dose by talking about medical drugs.

Everybody knows that every pill has a MED, and after that specific dose, no other positive effects occur, only some negative side effects if you overdose big.

Consuming information is somewhat similar. You need just a precise amount of it to help you to achieve your goals and put your plans into life.

Everything more than that amount won’t improve your results any further. And if you try to consume too much of it, it will eventually stop you from taking any action altogether.

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4. Don’t Procrastinate by Consuming More Information

Probably one of the most common causes of consuming ridiculous amounts of information is the need to procrastinate. By reading yet another article, we often feel that we are indeed working, and that we’re doing something good – we’re learning, which in result will make us a more complete and educated person.

This is just self-deception. The truth is we’re simply procrastinating. We don’t feel like doing what really needs to be done – the important stuff – so instead we find something else, and convince ourselves that “that thing” is equally important. Which is just not true.

Don’t consume information just for the sake of it. It gets you nowhere.

The focus of this article is not on how to stop procrastinating, but if you’re having such issue, I recommend you read this:

Procrastination – A Step-By-Step Guide to Stop Procrastinating

Summing It Up

As you can see, information overload can be a real problem and it can have a sever impact on your productivity and overall performance.

I know I have had my share of problems with it (and probably still have from time to time). But creating this simple set of rules helps me to fight it, and to keep my lizard brain from taking over.

I hope it helps you too, especially as we head into a new year with a new chance at setting ourselves up for success.

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Featured photo credit: Pexels via pexels.com

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