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Last Updated on January 10, 2018

8 Things You Should Consider Looking At When Buying A Home, Part 2

8 Things You Should Consider Looking At When Buying A Home, Part 2

One of the biggest decisions that you will make in your life is buying a new home, for yourself or for your family. It is imperative for you stay prudent throughout the entire process. Fortunately, there are sound principles that can help you handle this task with ease.

I’ve already covered the first half of the topics here. This time, I will dive into a broader scope. Let’s take a close look at another eight things you should consider looking at when buying a home.

Use the Right Real Estate Listings Website

There are dozens of listing sites around today. It is vital for you to focus on using a credible real estate site with home listings that appeal to your area, budget, and target price. An exceptional real estate listings site will give you guides that can help you save precious time and find the home of your dreams.

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Get More Details on the Listing

A real estate listing website will give you an opportunity to see many homes for sale in your area. You should get more details on the listings that get your attention. Real estate search engines like Zillow and EstateBlock provide in-depth demographics and neighborhood information, making it easier for you to gauge if the property you are eyeing is suitable for your needs and preferences. Let’s zero in on several important questions:

  • Is the home located near schools?
  • Is the crime rate low in the area?
  • Are hospitals or clinics nearby?
  • Is the home in an area where public transportation is accessible?

The answers to these questions will help you decide if the home will be ideal for you and your family.

Know Your Realtor

A realtor plays a big role in the home-buying process. You should choose an experienced realtor that has sold homes in your targeted area. A local realtor will be in the position to offer better results. It is also important for you to choose a realtor that speaks your language.

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Inspect the Property

You cannot make a final decision without inspecting the property. A same-day showing with your realtor will give you a chance to see the home in person. Attending an open house is important because this will give you an opportunity to inspect the property. Keep in mind, though, that an open house is a selling tactic used by realtors. You and others will be invited to see the home during the same time period. Realtors use open houses to get home shoppers to compete with each other.

Take your time while inspecting the property. Look at the home’s structure, landscaping, and amenities. A thorough home inspection will let you know if the home is suitable for you and your family.

Examine the Surrounding Area

Concentrate on buying a home in an area with rising property values. Homes located near hospitals, shopping malls, and schools normally increase in market value over time. This will increase your home’s equity.

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Move-In or Fixer-Upper?

You need to determine if the house is ready to move in or if it’s a fixer-upper. A move-in house does not need any cosmetic work. It is ready for you to move in as is. A fixer-upper requires minimal to major cosmetic work, such as re-painting, repairing minor damages to wood floors, fixing roof gutter and electrical systems, etc. Unlike the seller of a move-in home, a fixer-upper seller will be easier to negotiate with.

Terms of the Payment

Does the seller want full payment? Is the seller willing to take most of their money upfront and create a second mortgage? A second mortgage allows you to pay the remaining balance owed to the seller in the form of monthly payments. You should consider dealing with a home seller that is willing to accept a second mortgage if your lender will not provide the full amount for the purchase.

Go With Your Instincts

Your instincts will let you know if you are looking at the right home. Relying upon your instincts will help you make the right decision. You should also determine how the home will be used. Will it serve as a primary residence or a vacation home? It would be a grave mistake for you to ignore your instincts!

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Buying a home will be one of the most important decisions that you will make in your life. Using the eight pointers listed above will help you buy the home of your dreams with ease.

Featured photo credit: Christian Koch via unsplash.com

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Junie Rutkevich

Game Developer of iXL Digital

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Last Updated on August 16, 2018

16 Productivity Secrets of Highly Successful People Revealed

16 Productivity Secrets of Highly Successful People Revealed

The same old motivational secrets don’t really motivate you after you’ve read them for the tenth time, do they?

How about a unique spin on things?

These 16 productivity secrets of successful people will make you reevaluate your approach to your home, work, and creative lives. Learn from these highly successful people, turn these little things they do into your daily habits and you’ll get closer to success.

1. Empty your mind.

It sounds counterproductive, doesn’t it?

Emptying your mind when you have so much to remember seems like you’re just begging to forget something. Instead, this gives you a clean slate so you’re not still thinking about last week’s tasks.

Clear your mind and then start thinking only about what you need to do immediately, and then today. Tasks that need to be accomplished later in the week can wait.

Here’s a guide to help you empty your mind and think sharper:

How to Declutter Your Mind to Sharpen Your Brain and Fall Asleep Faster

2. Keep certain days clear.

Some companies are scheduling “No Meeting Wednesdays,” which means, funnily enough, that no one can hold a meeting on a Wednesday. This gives workers a full day to work on their own tasks, without getting sidetracked by other duties or pointless meetings.

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This can work in your personal life too, for example if you need to restrict Facebook access or limit phone calls.

3. Prioritize your work.

Don’t think every task is created equal! Some tasks aren’t as important as others, or might take less time.

Try to sort your tasks every day and see what can be done quickly and efficiently. Get these out of the way so you have more free time and brain power to focus on what is more important.

Lifehack’s CEO has a unique way to prioritize works, take a look at it here:

How to Prioritize Right in 10 Minutes and Work 10X Faster

4. Chop up your time.

Many successful business leaders chop their time up into fifteen-minute intervals. This means they work on tasks for a quarter of an hour at a time, or schedule meetings for only fifteen minutes. It makes each hour seem four times as long, which leads to more productivity!

5. Have a thinking position.

Truman Capote claimed he couldn’t think unless he was laying down. Proust did this as well, while Stravinsky would stand on his head!

What works for others may not work for you. Try to find a spot and position that is perfect for you to brainstorm or come up with ideas.

6. Pick three to five things you must do that day.

To Do lists can get overwhelming very quickly. Instead of making a never-ending list of everything you can think of that needs to be done, make daily lists that include just three to five things.

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Make sure they’re things that need to be done that day, so you don’t keep putting them off.

7. Don’t try to do too much.

OK, so I just told you to work every day, and now I’m telling you to not do too much? It might sound like conflicting advice, but not doing too much means not biting off more than you can chew. Don’t say yes to every work project or social engagement and find yourself in way over your head.

8. Have a daily action plan.

Don’t limit yourself to a to-do list! Take ten minutes every morning to map out a daily action plan. It’s a place to not only write what needs to be done that day, but also to prioritize what will bring the biggest reward, what will take the longest, and what goals will be accomplished.

Leave room for a “brain dump,” where you can scribble down anything else that’s on your mind.

9. Do your most dreaded project first.

Getting your most dreaded task over with first means you’ll have the rest of the day free for anything and everything else. This also means that you won’t be constantly putting off the worst of your projects, making it even harder to start on it later.

10. Follow the “Two-Minute Rule.”

The “Two-Minute Rule” was made famous by David Allen. It’s simple – if a new task comes in and it can be done in two minutes or less, do it right then. Putting it off just adds to your to-do list and will make the task seem more monumental later.

11. Have a place devoted to work.

If you work in an office, it’s no problem to say that your cubicle desk is where you work every day.

But if you work from home, make sure you have a certain area specifically for work. You don’t want files spread out all over the dinner table, and you don’t want to feel like you’re not working just because you’re relaxing on the couch.

Agatha Christie never wrote at her desk, she wrote wherever she could sit down. Ernest Hemingway wrote standing up. Thomas Wolfe, at 6’6″ tall, used the top of his refrigerator as a desk. Richard Wright wrote on a park bench, rain or shine.

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Have a space where, when you go there, you know you’re going to work. Maybe it’s a cafe downstairs, the library, or a meeting room. Whenever and wherever works for you, do your works there.

12. Find your golden hour.

You don’t have to stick to a “typical” 9–5 schedule!

Novelist Anne Rice slept during the day and wrote at night to avoid distractions. Writer Jerzy Kosinski slept eight hours a day, but never all at once. He’d wake in the morning, work, sleep four hours in the afternoon, then work more that evening.

Your golden hour is the time when you’re at your peak. You’re alert, ready to be productive, and intent on crossing things off your to-do list.

Once you find your best time, protect it with all your might. Make sure you’re always free to do your best uninterrupted work at this time.

13. Pretend you’re on an airplane.

It might not be possible to lock everyone out of your office to get some peace and quiet, but you can eliminate some distractions.

By pretending you’re on an airplane, you can act like your internet access is limited, you’re not able to get something from your bookcase, and you can’t make countless phone calls.

Eliminating these distractions will help you focus on your most important tasks and get them done without interruption.

14. Never stop.

Writers Anthony Trollope and Henry James started writing their next books as soon as they finished their current work in progress.

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Stephen King writes every day of the year, and holds himself accountable for 2,000 words a day! Mark Twain wrote every day, and then read his day’s work aloud to his family to get their feedback.

There’s something to be said about working nonstop, and putting out continuous work instead of taking a break. It’s just a momentum that will push you go further./

15. Be in tune with your body.

Your mind and body will get tired of a task after ninety minutes to two hours focused on it. Keep this in mind as you assign projects to yourself throughout the day, and take breaks to ensure that you won’t get burned out.

16. Try different methods.

Vladimir Nabokov wrote the first drafts of his novels on index cards. This made it easy to rearrange sentences, paragraphs, and chapters by shuffling the cards around.

It does sound easier, and more fun, than copying and pasting in Word! Once Nabokov liked the arrangement, his wife typed them into a single manuscript.

Same for you, don’t give up and think that it’s impossible for you to be productive when one method fails. Try different methods until you find what works perfectly for you.

Featured photo credit: Unsplash via unsplash.com

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