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How To Teach Your Kids To Have The Right Money Mind In This Materialistic World

How To Teach Your Kids To Have The Right Money Mind In This Materialistic World

It’s no secret we live in a materialistic world.

We’re constantly bombarded with messages telling us to buy more stuff, even if we have no need for it all.

It’s bad enough full-grown adults fall into the trap of spending more than they can afford. But it’s even worse when children grow up thinking it’s totally okay to do so.

As parents, we need to teach kids about money management, materialism, and how to find happiness without overspending.

If we do that, we can perhaps create a better future for our world as a whole.

There are a few ways we can do this:

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1. Teach kids about money management

Budgeting and money management gets more complicated as you grow older, but it all sits on the foundation of a single premise:

Don’t spend more than you make.

When we teach kids about money, we need to teach them about long-and short-term savings. They need to understand that if they spend money on candy today, they’ll be that much further away from being to afford a new toy or video game. In a world full of instant gratification, children need to truly grasp the concept of saving their money for another day.

Children also need to be taught about saving for emergencies. Although “emergency” in kid-terms would be a broken toy or ruined book that needs to be replaced, they still need to understand that, most of the time, money isn’t a commodity – it’s a necessity.

2. Teach kids the difference between wants and needs

As just mentioned, kids need to understand that money isn’t just what people use to buy whatever they want. Adults put most of their money toward ensuring they have a roof over their head, clothes on their bodies, and food on the table.

This isn’t to say parents should make their kids pay their share into the monthly electricity bill, but they do need to know that money should be spent on necessities first, superfluous items second. But first, they need to be taught the difference between wants and needs.

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Simply put: A “need” is something you can’t live without, while a “want” is something that – while it may be fun and exciting – isn’t necessary for survival. Kids who grow up understanding this will be less likely to make impulse purchases, and be less likely to overspend, in the future.

3. Teach kids about the psychology of advertising

Going along with the last point, parents should talk to their children about the commercials and advertisements they see on TV and the internet on a daily basis.

An advertisement’s job is to make potential customers think they absolutely need the product being advertised – even if it means sacrificing an actual “need” in their life. As mentioned before, some adults have a hard enough time battling this overwhelming desire to buy, buy, buy. But children actually lack the capacity to understand the psychology behind advertising, and are much more likely to be taken advantage of.

By teaching children to think critically about the messages advertisers send them, we can ensure they’ll learn to spend their money wisely and avoid being sold false promises.

4. Teach kids work ethic

At the risk of sounding cliche, kids need to know that money doesn’t grow on trees.

It sounds simple, but most kids really don’t understand how hard their parents work – because they never see it happen. They don’t see the paycheck their father brings home, and they don’t see the checks written to the utility companies. Since they don’t see all this, children often think money is an infinite resource.

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We adults know that money only comes from diligent effort and hard work. We need to instill this idea in our children as soon as they’re old enough to clean their room and make their bed on their own. Instead of just giving them an allowance, make them earn it. Explain how they can earn more by doing more to help out around the house – but also that not everything they do will result in them earning more.

It’s the way of the world, right? The earlier they learn, the better off they’ll be.

5. Say “No” Once in a While

Remember: You’re the adult, here.

No matter how well you teach your kids about money management, the difference between wants and needs, and withholding pleasure, they’re still going to try to get you to compromise as much as possible at times.

The problem is, once you start compromising, it becomes a slippery slope, and becomes harder to say “no” when you really can’t afford a new toy or gadget for them to play with.

When children are upset, they don’t listen to reason. If you say “no” and they start to pout, you won’t be able to teach them anything about money management until they’ve calmed down. For the time being, there’s no shame in falling back on the “Because I said so” card.

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It may lead to a short-lived tantrum, but they’ll eventually learn the lesson you’re aiming for – as long as you reinforce it and don’t budge on the decision you’ve made.

6. Practice What You Preach

Above all else, as a parent you need to act as a model for your children when it comes to money management and materialism.

If they see you going to the mall every weekend and returning with new clothes, new shoes, and other superfluous items, what do you think they’re going to do?

Of course, you work hard for your money and deserve nice things. But don’t confuse “nice things” with “things you want right now and will never use again.” Before you buy something, put some thought into how you’re going to use it so that it doesn’t end up collecting dust.

Teach your children that they should only spend money if they’re going to use whatever they buy wisely. As long as they have a practical use for everything they spend their money on, they’ll avoid overspending and falling into the trap of materialism.

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Published on September 28, 2018

The Top 21 Kids Websites to Teach Responsibility and Life Skills

The Top 21 Kids Websites to Teach Responsibility and Life Skills

Letting your children navigate the internet on their own is like throwing them into the Wild West for them to fend for themselves. The internet can be a dangerous place for children if they are on the wrong websites.

We all want to protect our children, so knowing the websites that are safe for our kids is of utmost importance. What we also want as parents are websites that teach our children life skills and responsibility.

There are great websites, geared for children, that will engage your child and have them learning at the same time. Below are the top 21 websites for teaching children life skills and responsibility. All of the sites have been vetted and approved by Common Sense Media, a non-profit organization whose mission is to “empower parents, teachers, and policymakers by providing unbiased information, trusted advice, and innovative tools to help them harness the power of media and technology as a positive force in all kids’ lives.”

Always monitor children when they are using the internet. Parental guidance for age appropriateness is recommended when your child uses any of the websites listed below. What is appropriate for an eight year old is not always appropriate or suited for a four year old.

These 21 websites can have your kids engaged, entertained, learning, and developing new skills.  Most of them are intended to engage children of various ages, so look for the content on each site that is appropriate for your child’s age and ability level.

1. PBS Kids

    This website is loaded with games, educational activities and videos that will please both child and parent.

    This site engages children in activities and videos that teach them about citizenship, different cultures, geography, global awareness, hypothesis testing, investigating, self-reflection, personal growth, empathy, respect for others, labeling feelings and more.

    For example, the Webonauts Internet Academy teaches kids how to be safe online and Wild Kratts teaches kids about different habitats around the world.

    There is a great deal of content on this website. Head to their site today to discover what your child could be missing out on!

    2. Curious World

      This site is geared for kids ages 2-7. The main character guiding kids on an educational journey is Curious George. If your child is a fan of the books or cartoon, then you should check out this website.

      There are eight key areas of learning covered on this website including math, reading, and science. This website makes learning fun with games and child appropriate online activities. It also includes hands on activities for parents to do with their child.

      Activities such as crafting, cooking, and art projects with detailed instructions are provided, so that parents can interact with their children to build important life skills.

      3. News-O-Matic

        This is a news website geared for kids. The content helps them learn about the world and its happenings, in a website that is made for kids.

        There are daily editions of which include new articles every day on a variety of subjects and topics. The articles are written to grab the attention of a child reader. You will find that even reluctant readers find this site entertaining.

        If you have a passion for the news and keeping up with the changing world, then you can ignite this passion in your children by getting them started on the News-O-Matic website.

        Some of the skills that kids can learn while utilizing this site include reading comprehension, increased vocabulary, geography recognition, critical thinking, perspective taking, reasoning, and cultural awareness.

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        4. National Geographic Kids

          The National Geographic Kids website teaches kids about animals, space, the natural world, dinosaurs, insects and more. They use games, videos, and online activities to connect children with learning about our natural world.

          There are valuable skills reinforced in the online activities including the use of logic, memory, applying information, investigation, problem solving, and imagination.

          There is a great deal of free content on this website that can be utilized without being a paid subscriber.

          5. ABC Mouse

            This website is geared for children ages 2-7. This is a learning website that covers the subjects of reading, math, social studies, science, health, writing, art, and music.

            Some of the skills that are taught on this site through the website activities include following directions, letter recognition, word recognition, phonics, reading comprehension, speaking, memorization, solving puzzles, measurement, goal achievement, rhythm, and more.

            This website boats that it contains a comprehensive curriculum with more than 8,500 learning activities. It is a great tool for preschoolers preparing for kindergarten.

            There are also lessons and activities that are more advanced beyond kindergarten.

            This is a subscription based program. It has won many awards because of its comprehensive nature and successful curriculum.

            6. FunBrain

              This educational website has a great deal of free content, so your child can access hundreds of activities without a subscription.

              There are games and activities for kids to play while they learn at the same time. Kids will use the following skills while playing on this website: problem solving, puzzle solving, reading, vocabulary, math, and reasoning.

              What makes this site unique is that there are online versions of popular kid’s books including the “Diary of a Wimpy Kid” series.

              7. Nourish Interactive

                This website is geared toward nutrition for children. It is a free website.

                There are games, printable activities, recipes and tools on this site that teach children about nutrition.

                The goal of the site is to help children learn to make healthy eating choices at a young age, so they can have this skill for life. The site also teaches about cooking, with many healthy recipes available free.

                8. Arthur Family Health

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                  Arthur is a favorite cartoon character on PBS. The Arthur Family Health website is for kids to learn about resilience, fitness, peanut allergies, asthma, and more.

                  Health is not an easy topic to address with children, but this website does a great job by utilizing games, videos, and activities that are age appropriate and fun.

                  9. Daniel Tiger’s Neighborhood

                    This website uses the popular PBS cartoon character Daniel Tiger. This website has games, activities, and videos geared toward younger children.

                    The skills that are taught on this site include expressing emotions appropriately, eating healthy, making friends, brushing teeth, dealing with disappointment and toilet training.

                    There are stories with a narrator for kids to listen to, simple games to play, videos to watch, and songs to engage younger children.

                    It is an entertaining site for younger kids and the topics teach great life skills for little ones! This is a free website.

                    10. BrainPop

                      This website is geared for children in the fourth grade and older. It is a paid subscription site. However, there are some games and videos that are available free on this site.

                      This website helps kids academically. There are also life skills and lessons addressed on the site. They address even the most sensitive and tough topics such as war, terrorism, sexual development, and alcoholism.

                      Reviewers of the site say that this website is useful for kids all the way through high school.

                      11. Arcademic Skill Builder

                        This website is geared toward helping young students acquire math, language arts, English and critical-thinking skills. This site is filled with games and activities to keep kids entertained while learning.

                        This website has a strong emphasis on math skills including addition, subtraction, counting, division, fractions, money, multiplication, ratios, and shapes.

                        If your child is struggling with their math skills, then this site can be of great help. Many of the games and activities are free.

                        12. Cyberchase

                          This website is based on the PBS show Cyberchase. It is geared toward children who can read or are learning to read. It helps kids acquire critical thinking and reading skills.

                          The site is filled with free games, videos and activities that keep kids entertained, engaged, and learning. Some of the games get kids to think about real life situations to utilize their problem solving skills. Brainstorming is a another skill that is utilized on this site. It is a free website.

                          13. Fact Monster

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                            This website was created in partnership with educational professional. It is a site that is a great help for children completing homework. They can find facts on dozens of subjects on this site along with dictionary and atlas.

                            The content is more than browsing and providing information. There are games and activities to entertain kids on the site while they learn. Interesting to note, the site contains more than 30,000 short biographies!

                            This website is a game changer for home work time. Some of the skills that kids apply on this site include problem solving, thinking, reasoning, and self-direction.

                            14. Maggie’s Earth Adventures

                              This website gets kids thinking and learning about the world and its vast ecosystems. It is a free site that teaches kids about the earth.

                              Real life situations are presented in short videos. Then kids play games that touch on the subjects of animals, earth, recycling, and injustice.

                              Some of the skills that they can acquire on this site include cultural understanding, global awareness, reading comprehension, spelling, vocabulary, investigation, prediction, and thinking critically.

                              15. PBS Lab

                                PBS Lab is funded by a grant from the U.S. Department of Education. This grant requires them to research the games and their effectiveness in helping kids learn real skills. The result is a website where kids actually learn while they have fun.

                                This site teaches kids the skills they need to be successful in school. The website is useful for kids ages three and up. Some of the skills that kids learn on this site include math, reading, spelling, word recognition, measuring, and pattern recognition. This site is free!

                                16. Sesame Street

                                  This website is based on the TV program. Kids are entertained by their favorite Muppets in games, songs, podcasts, videos, and activities.

                                  This site can be used by children ages two and up, so it is one of the best options for very young children.

                                  Some of the skills taught on this site include empathy, labeling emotions, brushing teeth, hygiene, addition, subtraction, counting, measuring, recognizing shapes, understanding cultural differences, following directions, letter recognition, word recognition, spelling, respecting others, asking questions, problem solving, use of imagination, and making new creations.

                                  This site has a great deal of value for parents who want their children to be learning practical life skills while they are on the internet being entertained. This website is completely free!

                                  17. Star Fall

                                    This educational website is geared for children ages four and up. Although this is a subscription website, there is content that users can try out before purchasing.

                                    The website is run through a non profit organization and the price for subscription to the site is low because they want to make the content available widespread to benefit many children.

                                    Some of the skills that kids can learn on this website are addition, subtraction, counting, division, equations, fractions, geometry, grouping, measuring, multiplication, number recognition, shape recognition, reading, letter recognition, and word recognition.

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                                    There are games, lots of songs, and activities to engage young children. The primary focus on this site is math and literacy.

                                    18. How Stuff Works

                                      This website is geared toward older children. It is a site filled with articles, podcasts, games, quizzes, and polls. There is a wealth of information on this site, which makes it useful for homework projects.

                                      The articles are attention grabbing, which help to snag the reader and get them interested in everything from the history of specific holidays to learning how super-volcanos work.

                                      This site touches on eleven primary categories of learning: animals, health, science, tech, automobiles, culture, home & garden, finances, lifestyle, entertainment, and adventure.

                                      Some of the skills that kids can learn through using this site include: building, gardening, self-direction, creativity, researching, empathy, understanding different cultures, and developing novel solutions.

                                      19. Nick Jr

                                        This website is based on the tv shows from the Nick Jr network. Young kids can learn while they interact with their favorite characters on this website. Bubble Guppies, Paw Patrol, Sunny, and dozens of other characters can be found on this site.

                                        There are games, video, stories, and printable activities found on this website. The site is entertaining for kids and they learn a variety of skills including math and reading.

                                        The content is geared toward preschool learning, and it is free.

                                        20. Space Racers

                                          This website is based on the show. The site is designed to get preschoolers excited about space and science.

                                          The learning on this site is based on STEM curriculum (science, technology, engineering, and mathematics). It comes through games, coloring pages, videos, music segments, lesson plans, and printouts from the lessons.

                                          There are a total of 17 lesson plans that use STEM concepts. The skills that kids learn from using this site include observation, teamwork, problem solving, critical thinking, mathematics, decision making, hypothesis testing, and goal setting.

                                          The science subjects taught on this site through the entertaining and engaging content include astronomy, rocket science, geology, and physics. This website is free!

                                          21. Crayola

                                            This website comes from the Crayola company. It is a free website.

                                            When kids click on the “play zone” they can find educational games and activities. The site has many free printable and coloring activities.

                                            The following skills can be learned by kids who use this site: following directions, drawing, painting, making digital creations, use of imagination, innovation, and making new creations.

                                            There are a great deal of DIY craft projects with detailed instructions found on this website.

                                            Featured photo credit: Ben Mullins via unsplash.com

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