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10 Surefire Ways Of Spotting A Cowboy Builder

10 Surefire Ways Of Spotting A Cowboy Builder

When you’re planning construction, you’ve got a lot on your mind – the last thing you want to worry about is whether your builder has skipped town or not. But that’s what happens to people every year at the hands of cowboy builders. These guys offer temptingly low costs and impossible promises, then leave behind disasters and unfinished jobs before getting out of dodge.

For those interested in protecting themselves from this unfortunate fate, there are signs to look out for. The following list will help you identify cowboy builders before they can squeeze your wallet.

1. They will be available immediately for work

An established business will have a fairly full schedule. If someone tells you he’s available for work tomorrow, be suspicious. Why isn’t he busy? Why doesn’t he have other customers to attend to first? It may mean he doesn’t have any customers. When you discuss scheduling with your builder, take the time to examine the dates presented to you. If the availability seems suspiciously convenient, it probably is.

2. They won’t have references to provide you with

A reputable builder can offer you names and addresses of previous customers; a cowboy builder will be reluctant to share that information with you, or refuse outright.

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Further, a reputable builder’s references will check out. Always be sure to call and visit the references provided. Ask to see the work the builder completed, as well as inquire into the quality and timeframe of the work. If you can’t get anyone to show you an example of a builder’s previous work, assume there is no good example.

3. They will provide an exceptionally cheap quote

When looking for a builder, you’re probably going to shop around a bit looking for quotes. Don’t go with the cheapest price – that may be a cowboy builder, whose charges have nothing to do with the cost of your proposed project and everything to do with how much they can swindle from you.

Make sure to ask for an itemized quote. In the UK, some financial institutions provide an online app that helps customers determine what the going rate is for a building job. This can help you ascertain whether your builder is lowballing you or overcharging. Materials and costs should be explained, and a pay schedule should be created to either pay in installments or upon completion of the work. If they ask you to pay upfront, find another builder.

4. They won’t have a registration or license to show you

Always ask your builder to show their credentials. Many countries have national registries or organizations that builders are required to register with in order to be legally recognized and licensed. Look into the registration your builder should have, then check to see if he does have it. If your builder tries to offer any reason for not having credentials, walk away. Whatever the reason is, it’s not good enough to put your own property in jeopardy.

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5. They won’t have a landline or address

A cowboy builder doesn’t lock himself down to any particular place as part of his strategy. If your builder can’t provide a landline number or a permanent address to contact, then he might have reason to stay under the radar. That’s not good news for you. Although landline numbers are declining in popularity, a lack of a business address is a big red flag.

6. They will ask you to pay in cash

Along with asking you to pay upfront, a cowboy builder will often ask for cash payments. This allows them to avoid paying taxes or registering the payment as income. It also prevents you from having a paper trail to prove that you’ve paid him. Never pay your builder in cash. A transaction with a paper trail is critical to protecting yourself in case of a shoddy or unfinished job, and provides you with the means to claim a refund.

7. They won’t have a clear timeframe for finishing the project

An experienced builder can give you a reasonable estimate for how much time your project will take, from beginning to end, including estimating what will be accomplished at what point.

If your builder won’t commit to a time frame or seems unsure or how long it will take him to complete a project, he either doesn’t have the experience to calculate it or isn’t intending to finish it. Get a timeframe in writing, and even after hiring your builder, remember to check the time frame to make sure that he’s following his own schedule.

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8. They don’t have a history

If you look up your builder online, you expect to find some indication of his presence and history. Past customers will have talked about their experiences, registration for his business will be available, and information about him will be online. If your builder has none of these, definitely be wary. They could be offline, but it’s unlikely that any reputable builder has no online presence to back up his work.

9. They won’t explain the work they’re doing to you

A decent builder will take the time to communicate with a client about project expectations and requirements. Be sure to talk to your builder about what exactly will be happening during the project. What materials will he use, how will he construct, what does he need to do, what variables are still present?

If your builder dismisses your questions, refuses to simplify explanations and generally resists being transparent about his building plans, you may be dealing with a cowboy builder who’s hiding behind jargon to mask his credentials or ill intentions. Red flag.

10. They will refuse to sign a contract

Never begin a medium to large project without a contract, and consider a contract for a small project as well. A contract will lay out all the terms of the project, including payment plans, construction plans and timelines. These are all critical to have in writing. A builder who’s reluctant to sign a contract is trying to protect himself, but not you.

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Contracts are mutually beneficial for customers and reputable builders. If your builder is afraid of contracts, he might just be a cowboy builder, and you should stay away.

Construction projects can be overwhelming, and it’s difficult to keep track of everything that can go wrong. You want to know your builder can handle his side of the job.

Featured photo credit: Dave Barker via flickr.com

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Last Updated on October 17, 2019

How to Spend More Quality Time with Your Partner

How to Spend More Quality Time with Your Partner

You see your partner every single day. They are the first person you talk to in the morning and the last person you kiss goodnight.

But does seeing each other day in and day out equal a healthy relationship? Not necessarily.

Spending quality time with your partner is the best way to ensure your relationship stays healthy and strong. This means going above and beyond sitting together while you watch Netflix or going out for the occasional dinner. You deserve more from your relationship – and so does your spouse!

What does quality time mean? It means spending time with your spouse without interruption. It’s a chance for you to come together and talk. Communication will build emotional intimacy and trust.

Quality time is also about expressing love in a physical way. Not sex, necessarily (but that’s great, too!) but through hand-holding, cuddling, caressing, and tickling. Studies show that these displays of affection will boost partner satisfaction.[1]

So how do you spend quality time with your partner? Here are 13 relationship tips on making the most out of your time with your partner.

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1. Recognize the Signs

If you want a healthy relationship, you have to learn how to recognize the signs that you need to spend more quality time together.

Some telltale signs include:

  • You’re always on your phones.
  • You value friendships or hobbies over quality time with your spouse.
  • You aren’t together during important events.
  • You are arguing more often or lack connection.
  • You don’t make plans or date nights.
  • You’re not happy.

If you are experiencing any of these relationship symptoms, know that quality time together can reverse the negative effects of the signs above.

2. Try New Things Together

Have you ever wanted to learn how to play an instrument or speak another language? How about skydive or ballroom dance?

Instead of viewing these as solo hobbies and interests, why not involve your partner?

Trying new activities together builds healthy relationships because it encourages spouses to rely on one another for emotional and physical support.

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Shared hobbies also promote marital friendship, and the Journal of Happiness Studies found that marital satisfaction was twice as high for couples who viewed each other as best friends.[2]

3. Schedule in Tech-Free Time

Your phone is a great way to listen to music, watch videos, and keep up-to-date with friends and family. But is your phone good for your relationship?

Many couples phone snub, or ‘phub’, one another. Studies show that phubbing can lower relationship satisfaction and increase one’s chances of depression.[3]

Reduce those chances by removing distractions when spending quality time together and showing your partner they have your full attention.

4. Hit the Gym as a Couple

One way you can spend more time together as a couple is by becoming workout partners. Studies show that couples are more likely to stay with their exercise routine if they work out together.[4] Couples also work out harder than they would solo. One study found that 95 percent of couples who work out together maintained weight loss compares to the 66 percent of singles who did.[5]

Join a gym, do at-home couples’ workouts, try couples yoga, hit the hiking trails, or get your bikes out. No matter which way you choose to exercise, these healthy activities can promote a healthy relationship.

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5. Cook Meals Together

Pop open a bottle of wine or put some romantic music on while you get busy – in the kitchen, of course!

One of the best relationship tips for spending quality time together when you both have busy schedules is to cook meals together.[6]

Spice things up and try and prepare a four-course meal or a fancy French dish together. Not only is this a fun way to spend your time together, but it also promotes teamwork.

If all goes well, you’ll have a romantic date night meal at home that you prepared with your four hands. And if the food didn’t turn out the way you’d hoped, you are guaranteed to have a laugh and create new memories together.

6. Have a Regular Date Night

Couples experience a greater sense of happiness and less stress when they are spending quality time together.[7] One of the biggest relationship tips for a healthy partnership is to include a date night in your weekly routine.

The National Marriage Project found that having a weekly date night can make your relationship seem more exciting and helps prevent relationship boredom.[8] It also lowers the probability of divorce, improves your sex life, and increases healthy communication.

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Some great ideas for what to do on your date night include:

  • Have a movie marathon – Gather up your favorite flicks and cuddle up on the couch.
  • Play games together – Cards, board games, video games, and other creative outlets are a fun way to spend quality time together.
  • Recreate your first date – Go back to that restaurant and order the same meal you did when you first got together. You can spice up your evening by pretending you’re strangers meeting for the first time and see how sexy the night gets.
  • Plan a weekend getaway – There’s nothing better than traveling with the one you love.
  • Dinner and a movie – A classic!
  • Try a new restaurant – Make it your mission to rate and try all of the Mexican restaurants/Irish pubs/Italian trattorias in your area.
  • Have a long sex session – Intimacy promotes the release of the oxytocin hormone which is responsible for a myriad of great feelings.[9]

Here’re even more date night ideas for your reference: 50 Unique and Really Fun Date Ideas for Couples

Final Thoughts

The benefits of spending quality time together are endless. Here are just some of the ways it can contribute to a healthy relationship:

  • Improves emotional and physical intimacy
  • Lowers divorce rates
  • Improves communication
  • Reduces marital boredom
  • Bonds couples closer
  • Improves friendship
  • Boosts health
  • Reduces stress

These are all excellent reasons to start making date night a regular part of your week.

It’s easy to have a healthy relationship when you set aside dedicated time to share with your spouse. Try new things together, make your spouse your workout buddy, and look for innovative ways to be close and connected.

These relationship tips will bring great benefits to your marriage.

Featured photo credit: Allen Taylor via unsplash.com

Reference

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