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10 Surefire Ways Of Spotting A Cowboy Builder

10 Surefire Ways Of Spotting A Cowboy Builder

When you’re planning construction, you’ve got a lot on your mind – the last thing you want to worry about is whether your builder has skipped town or not. But that’s what happens to people every year at the hands of cowboy builders. These guys offer temptingly low costs and impossible promises, then leave behind disasters and unfinished jobs before getting out of dodge.

For those interested in protecting themselves from this unfortunate fate, there are signs to look out for. The following list will help you identify cowboy builders before they can squeeze your wallet.

1. They will be available immediately for work

An established business will have a fairly full schedule. If someone tells you he’s available for work tomorrow, be suspicious. Why isn’t he busy? Why doesn’t he have other customers to attend to first? It may mean he doesn’t have any customers. When you discuss scheduling with your builder, take the time to examine the dates presented to you. If the availability seems suspiciously convenient, it probably is.

2. They won’t have references to provide you with

A reputable builder can offer you names and addresses of previous customers; a cowboy builder will be reluctant to share that information with you, or refuse outright.

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Further, a reputable builder’s references will check out. Always be sure to call and visit the references provided. Ask to see the work the builder completed, as well as inquire into the quality and timeframe of the work. If you can’t get anyone to show you an example of a builder’s previous work, assume there is no good example.

3. They will provide an exceptionally cheap quote

When looking for a builder, you’re probably going to shop around a bit looking for quotes. Don’t go with the cheapest price – that may be a cowboy builder, whose charges have nothing to do with the cost of your proposed project and everything to do with how much they can swindle from you.

Make sure to ask for an itemized quote. In the UK, some financial institutions provide an online app that helps customers determine what the going rate is for a building job. This can help you ascertain whether your builder is lowballing you or overcharging. Materials and costs should be explained, and a pay schedule should be created to either pay in installments or upon completion of the work. If they ask you to pay upfront, find another builder.

4. They won’t have a registration or license to show you

Always ask your builder to show their credentials. Many countries have national registries or organizations that builders are required to register with in order to be legally recognized and licensed. Look into the registration your builder should have, then check to see if he does have it. If your builder tries to offer any reason for not having credentials, walk away. Whatever the reason is, it’s not good enough to put your own property in jeopardy.

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5. They won’t have a landline or address

A cowboy builder doesn’t lock himself down to any particular place as part of his strategy. If your builder can’t provide a landline number or a permanent address to contact, then he might have reason to stay under the radar. That’s not good news for you. Although landline numbers are declining in popularity, a lack of a business address is a big red flag.

6. They will ask you to pay in cash

Along with asking you to pay upfront, a cowboy builder will often ask for cash payments. This allows them to avoid paying taxes or registering the payment as income. It also prevents you from having a paper trail to prove that you’ve paid him. Never pay your builder in cash. A transaction with a paper trail is critical to protecting yourself in case of a shoddy or unfinished job, and provides you with the means to claim a refund.

7. They won’t have a clear timeframe for finishing the project

An experienced builder can give you a reasonable estimate for how much time your project will take, from beginning to end, including estimating what will be accomplished at what point.

If your builder won’t commit to a time frame or seems unsure or how long it will take him to complete a project, he either doesn’t have the experience to calculate it or isn’t intending to finish it. Get a timeframe in writing, and even after hiring your builder, remember to check the time frame to make sure that he’s following his own schedule.

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8. They don’t have a history

If you look up your builder online, you expect to find some indication of his presence and history. Past customers will have talked about their experiences, registration for his business will be available, and information about him will be online. If your builder has none of these, definitely be wary. They could be offline, but it’s unlikely that any reputable builder has no online presence to back up his work.

9. They won’t explain the work they’re doing to you

A decent builder will take the time to communicate with a client about project expectations and requirements. Be sure to talk to your builder about what exactly will be happening during the project. What materials will he use, how will he construct, what does he need to do, what variables are still present?

If your builder dismisses your questions, refuses to simplify explanations and generally resists being transparent about his building plans, you may be dealing with a cowboy builder who’s hiding behind jargon to mask his credentials or ill intentions. Red flag.

10. They will refuse to sign a contract

Never begin a medium to large project without a contract, and consider a contract for a small project as well. A contract will lay out all the terms of the project, including payment plans, construction plans and timelines. These are all critical to have in writing. A builder who’s reluctant to sign a contract is trying to protect himself, but not you.

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Contracts are mutually beneficial for customers and reputable builders. If your builder is afraid of contracts, he might just be a cowboy builder, and you should stay away.

Construction projects can be overwhelming, and it’s difficult to keep track of everything that can go wrong. You want to know your builder can handle his side of the job.

Featured photo credit: Dave Barker via flickr.com

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Last Updated on July 3, 2020

30 Small Habits To Lead A More Peaceful Life

30 Small Habits To Lead A More Peaceful Life

In today’s world, true peace must come from within us and our own actions. Here are 30 small things you can do on a regular basis to increase your overall sense of harmony, peace, and well-being:

1. Don’t go to every fight you’re invited to

Particularly when you’re around those who thrive on chaos, be willing to decline the invitation to join in on the drama.

2. Focus on your breath

Throughout the day, stop to take a few deep breaths. Keep stress at bay with techniques such as “square breathing.” Breathe in for four counts, hold for four counts, then out for four counts, and hold again for four counts. Repeat this cycle four times.

3. Get organized and purge old items

A cluttered space often creates a cluttered spirit. Take the time to get rid of anything you haven’t used in a year and invest in organizational systems that help you sustain a level of neatness.

4. Stop yourself from being judgmental

Whenever you are tempted to have an opinion about someone else’s life, check your intentions. Judging others creates and promotes negative energy.

5. Say ‘thank you’ early and often

Start and end each day with an attitude of gratitude. Look for opportunities in your daily routine and interactions to express appreciation.

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6. Smile more

Even if you have to “fake it until you make it,” there are many scientific benefits of smiling and laughing. Also, pay attention to your facial expression when you are doing neutral activities such as driving and walking. Turn that frown upside down!

7. Don’t worry about the future

As difficult as this sounds, there is a direct connection between staying in the present and living a more peaceful life. You cannot control the future. As the old proverb goes, “Worry is like a rocking chair. It gives you something to do, but it won’t get you anywhere.” Practice gently bringing your thoughts back to the present.

8. Eat real food

The closer the food is to the state from which it came from the earth, the better you will feel in eating it. Choose foods that grew from a plant over food that was made in a plant.

9. Choose being happy over being right

Too often, we sacrifice inner peace in order to make a point. It’s rarely worth it.

10. Keep technology out of the bedroom

Many studies, such as one conducted by Brigham and Women’s Hospital, have connected blue light of electronic devices before bed to adverse sleep and overall health. To make matters worse, many people report that they cannot resist checking email and social media when their cell phone is in reach of their bed, regardless of the time.

11. Make use of filtering features on social media

You may not want to “unfriend” someone completely, however you can choose whether you want to follow their posts and/or the sources of information that they share.

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12. Get comfortable with silence

When you picture someone who is the ultimate state of peace, typically they aren’t talking.

13. Listen to understand, not to respond

So often in conversations, we use our ears to give us cues about when it is our turn to say what we want to say. Practice active listening, ask questions, process, then speak.

14. Put your troubles in a bubble

Whenever you start to feel anxious, visualize the situation being wrapped in a bubble and then picture that sphere floating away.

15. Speak more slowly

Often a lack of peace manifests itself in fast or clipped speech. Take a breath, slow down, and let your thoughtful consideration drive your words.

16. Don’t procrastinate

Nothing adds stress to our lives like waiting until the last minute.

17. Buy a coloring book

Mandala coloring books for adults are becoming more popular because of their connection to creating inner peace.

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18. Prioritize yourself

You are the only person who you are guaranteed to live with 24 hours a day for the rest of your life.

19. Forgive others

Holding a grudge is hurting you exponentially more than anyone else. Let it go.

20. Check your expectations

Presumption often leads to drama. Remember the old saying, “Expectations are premeditated resentments.”

21. Engage in active play

Let your inner child come out and have some fun. Jump, dance, play, and pretend!

22. Stop criticizing yourself

The world is a hard enough place with more than enough critics. Your life is not served well by being one of them.

23. Focus your energy and attention on what you want

Thoughts, words, and actions all create energy. Energy attracts like energy. Put out what you want to get back.

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24. Assign yourself “complaint free” days.

Make a conscious decision not to complain about anything for a whole day. It might be harder than you think and the awareness will stick with you.

25. Surround yourself with people you truly enjoy being in the company of

Personalities tend to be contagious, and not everyone’s is worth catching. Be judicious in your choices.

26. Manage your money

Financial concerns rank top on the list of what causes people stress. Take the time each month to do a budget, calculate what you actually spend and sanity check that against the money you have coming in.

27. Stop trying to control everything

Not only is your inner control freak sabotaging your sense of peace, it is also likely getting in the way of external relationships as well.

28. Practice affirmations

Repeat positive phrases that depict the life and qualities you want to attract. It may not come naturally to you, but it works.

29. Get up before sunrise

Personally witnessing the dawn brings a unique sense of awe and appreciation for life.

30. Be yourself

Nothing creates more inner discord than trying to be something other than who we really are. Authenticity breeds happiness.

Featured photo credit: man watching sunrise via stokpic.com

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