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10 Surefire Ways Of Spotting A Cowboy Builder

10 Surefire Ways Of Spotting A Cowboy Builder

When you’re planning construction, you’ve got a lot on your mind – the last thing you want to worry about is whether your builder has skipped town or not. But that’s what happens to people every year at the hands of cowboy builders. These guys offer temptingly low costs and impossible promises, then leave behind disasters and unfinished jobs before getting out of dodge.

For those interested in protecting themselves from this unfortunate fate, there are signs to look out for. The following list will help you identify cowboy builders before they can squeeze your wallet.

1. They will be available immediately for work

An established business will have a fairly full schedule. If someone tells you he’s available for work tomorrow, be suspicious. Why isn’t he busy? Why doesn’t he have other customers to attend to first? It may mean he doesn’t have any customers. When you discuss scheduling with your builder, take the time to examine the dates presented to you. If the availability seems suspiciously convenient, it probably is.

2. They won’t have references to provide you with

A reputable builder can offer you names and addresses of previous customers; a cowboy builder will be reluctant to share that information with you, or refuse outright.

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Further, a reputable builder’s references will check out. Always be sure to call and visit the references provided. Ask to see the work the builder completed, as well as inquire into the quality and timeframe of the work. If you can’t get anyone to show you an example of a builder’s previous work, assume there is no good example.

3. They will provide an exceptionally cheap quote

When looking for a builder, you’re probably going to shop around a bit looking for quotes. Don’t go with the cheapest price – that may be a cowboy builder, whose charges have nothing to do with the cost of your proposed project and everything to do with how much they can swindle from you.

Make sure to ask for an itemized quote. In the UK, some financial institutions provide an online app that helps customers determine what the going rate is for a building job. This can help you ascertain whether your builder is lowballing you or overcharging. Materials and costs should be explained, and a pay schedule should be created to either pay in installments or upon completion of the work. If they ask you to pay upfront, find another builder.

4. They won’t have a registration or license to show you

Always ask your builder to show their credentials. Many countries have national registries or organizations that builders are required to register with in order to be legally recognized and licensed. Look into the registration your builder should have, then check to see if he does have it. If your builder tries to offer any reason for not having credentials, walk away. Whatever the reason is, it’s not good enough to put your own property in jeopardy.

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5. They won’t have a landline or address

A cowboy builder doesn’t lock himself down to any particular place as part of his strategy. If your builder can’t provide a landline number or a permanent address to contact, then he might have reason to stay under the radar. That’s not good news for you. Although landline numbers are declining in popularity, a lack of a business address is a big red flag.

6. They will ask you to pay in cash

Along with asking you to pay upfront, a cowboy builder will often ask for cash payments. This allows them to avoid paying taxes or registering the payment as income. It also prevents you from having a paper trail to prove that you’ve paid him. Never pay your builder in cash. A transaction with a paper trail is critical to protecting yourself in case of a shoddy or unfinished job, and provides you with the means to claim a refund.

7. They won’t have a clear timeframe for finishing the project

An experienced builder can give you a reasonable estimate for how much time your project will take, from beginning to end, including estimating what will be accomplished at what point.

If your builder won’t commit to a time frame or seems unsure or how long it will take him to complete a project, he either doesn’t have the experience to calculate it or isn’t intending to finish it. Get a timeframe in writing, and even after hiring your builder, remember to check the time frame to make sure that he’s following his own schedule.

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8. They don’t have a history

If you look up your builder online, you expect to find some indication of his presence and history. Past customers will have talked about their experiences, registration for his business will be available, and information about him will be online. If your builder has none of these, definitely be wary. They could be offline, but it’s unlikely that any reputable builder has no online presence to back up his work.

9. They won’t explain the work they’re doing to you

A decent builder will take the time to communicate with a client about project expectations and requirements. Be sure to talk to your builder about what exactly will be happening during the project. What materials will he use, how will he construct, what does he need to do, what variables are still present?

If your builder dismisses your questions, refuses to simplify explanations and generally resists being transparent about his building plans, you may be dealing with a cowboy builder who’s hiding behind jargon to mask his credentials or ill intentions. Red flag.

10. They will refuse to sign a contract

Never begin a medium to large project without a contract, and consider a contract for a small project as well. A contract will lay out all the terms of the project, including payment plans, construction plans and timelines. These are all critical to have in writing. A builder who’s reluctant to sign a contract is trying to protect himself, but not you.

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Contracts are mutually beneficial for customers and reputable builders. If your builder is afraid of contracts, he might just be a cowboy builder, and you should stay away.

Construction projects can be overwhelming, and it’s difficult to keep track of everything that can go wrong. You want to know your builder can handle his side of the job.

Featured photo credit: Dave Barker via flickr.com

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Last Updated on December 10, 2019

5 Smart Reasons to Start Journal Writing Today

5 Smart Reasons to Start Journal Writing Today

Here’s the truth: your effectiveness at life is not what it could be. You’re missing out.

Each day passes by and you have nothing to prove that it even happened. Did you achieve something? Go on a date? Have an emotional breakthrough? Who knows?

But what you do know is that you don’t want to make the same mistakes that you’ve made in the past.

Our lives are full of hidden gems of knowledge and insight, and the most recent events in our lives contain the most useful gems of all. Do you know why? It’s simple, those hidden lessons are the most up to date, meaning they have the largest impact on what we’re doing right now.

But the question is, how do you get those lessons? There’s a simple way to do it, and it doesn’t involve time machines:

Journal writing.

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Improved mental clarity, the ability to see our lives in the big picture, as well as serving as a piece of evidence cataloguing every success we’ve ever had; we are provided all of the above and more by doing some journal writing.

Journal writing is a useful and flexible tool to help shed light on achieving your goals.

Here’s 5 smart reasons why you should do journal writing:

1. Journals Help You Have a Better Connection with Your Values, Emotions, and Goals

By journaling about what you believe in, why you believe it, how you feel, and what your goals are, you understand your relationships with these things better. This is because you must sort through the mental clutter and provide details on why you do what you do and feel what you feel.

Consider this:

Perhaps you’ve spent the last year or so working at a job you don’t like. It would be easy to just suck it up and keep working with your head down, going on as if it’s supposed to be normal to not like your job. Nobody else is complaining, so why should you, right?

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But a little journal writing will set things straight for you. You don’t like your job. You feel like it’s robbing you of happiness and satisfaction, and you don’t see yourself better there in the future.

The other workers? Maybe they don’t know, maybe they don’t care. But you do, you know and care enough to do something about it. And you’re capable of fixing this problem because your journal writing allows you to finally be honest with yourself about it.

2. Journals Improve Mental Clarity and Help Improve Your Focus

If there’s one thing journal writing is good for, it’s clearing the mental clutter.

How does it work? Simply, whenever you have a problem and write about it in a journal, you transfer the problem from your head to the paper. This empties the mind, allowing allocation of precious resources to problem-solving rather than problem-storing.

Let’s say you’ve been juggling several tasks at work. You’ve got data entry, testing, e-mails, problems with the boss, and so on—enough to overwhelm you—but as you start journal writing, things become clearer and easier to understand: Data entry can actually wait till Thursday; Bill kindly offered earlier to do my testing; For e-mails, I can check them now; the boss is just upset because Becky called in sick, etc.

You become better able to focus and reason your tasks out, and this is an indispensable and useful skill to have.

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3. Journals Improve Insight and Understanding

As a positive consequence of improving your mental clarity, you become more open to insights you may have missed before. As you write your notes out, you’re essentially having a dialogue with yourself. This draws out insights that you would have missed otherwise; it’s almost as if two people are working together to better understand each other. This kind of insight is only available to the person who has taken the time to connect with and understand themselves in the form of writing.

Once you’ve gotten a few entries written down, new insights can be gleaned from reading over them. What themes do you see in your life? Do you keep switching goals halfway through? Are you constantly dating the same type of people who aren’t good for you? Have you slowly but surely pushed people out of your life for fear of being hurt?

All of these questions can be answered by simply self-reflecting, but you can only discover the answers if you’ve captured them in writing. These questions are going to be tough to answer without a journal of your actions and experiences.

4. Journals Track Your Overall Development

Life happens, and it can happen fast. Sometimes we don’t take the time to stop and look around at what’s happening to us at each moment. We don’t get to see the step-by-step progress that we’re making in our own lives. So what happens? One day it’s the future, and you have no idea how you’ve gotten there.

Journal writing allows you to see how you’ve changed over time, so you can see where you did things right, and you can see where you took a misstep and fell.

The great thing about journals is that you’ll know what that misstep was, and you can make sure it doesn’t happen again—all because you made sure to log it, allowing yourself to learn from your mistakes.

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5. Journals Facilitate Personal Growth

The best thing about journal writing is that no matter what you end up writing about, it’s hard to not grow from it. You can’t just look at a past entry in which you acted shamefully and say “that was dumb, anyway!” No, we say “I will never make a dumb choice like that again!”

It’s impossible not to grow when it comes to journal writing. That’s what makes journal writing such a powerful tool, whether it’s about achieving goals, becoming a better person, or just general personal-development. No matter what you use it for, you’ll eventually see yourself growing as a person.

Kickstart Journaling

How can journaling best be of use to you? To vent your emotions? To help achieve your goals? To help clear your mind? What do you think makes journaling such a useful life skill?

Know the answer? Then it’s about time you reap the benefits of journal writing and start putting pen to paper.

Here’s what you can do to start journaling:

Featured photo credit: Jealous Weekends via unsplash.com

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