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10 Surefire Ways Of Spotting A Cowboy Builder

10 Surefire Ways Of Spotting A Cowboy Builder

When you’re planning construction, you’ve got a lot on your mind – the last thing you want to worry about is whether your builder has skipped town or not. But that’s what happens to people every year at the hands of cowboy builders. These guys offer temptingly low costs and impossible promises, then leave behind disasters and unfinished jobs before getting out of dodge.

For those interested in protecting themselves from this unfortunate fate, there are signs to look out for. The following list will help you identify cowboy builders before they can squeeze your wallet.

1. They will be available immediately for work

An established business will have a fairly full schedule. If someone tells you he’s available for work tomorrow, be suspicious. Why isn’t he busy? Why doesn’t he have other customers to attend to first? It may mean he doesn’t have any customers. When you discuss scheduling with your builder, take the time to examine the dates presented to you. If the availability seems suspiciously convenient, it probably is.

2. They won’t have references to provide you with

A reputable builder can offer you names and addresses of previous customers; a cowboy builder will be reluctant to share that information with you, or refuse outright.

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Further, a reputable builder’s references will check out. Always be sure to call and visit the references provided. Ask to see the work the builder completed, as well as inquire into the quality and timeframe of the work. If you can’t get anyone to show you an example of a builder’s previous work, assume there is no good example.

3. They will provide an exceptionally cheap quote

When looking for a builder, you’re probably going to shop around a bit looking for quotes. Don’t go with the cheapest price – that may be a cowboy builder, whose charges have nothing to do with the cost of your proposed project and everything to do with how much they can swindle from you.

Make sure to ask for an itemized quote. In the UK, some financial institutions provide an online app that helps customers determine what the going rate is for a building job. This can help you ascertain whether your builder is lowballing you or overcharging. Materials and costs should be explained, and a pay schedule should be created to either pay in installments or upon completion of the work. If they ask you to pay upfront, find another builder.

4. They won’t have a registration or license to show you

Always ask your builder to show their credentials. Many countries have national registries or organizations that builders are required to register with in order to be legally recognized and licensed. Look into the registration your builder should have, then check to see if he does have it. If your builder tries to offer any reason for not having credentials, walk away. Whatever the reason is, it’s not good enough to put your own property in jeopardy.

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5. They won’t have a landline or address

A cowboy builder doesn’t lock himself down to any particular place as part of his strategy. If your builder can’t provide a landline number or a permanent address to contact, then he might have reason to stay under the radar. That’s not good news for you. Although landline numbers are declining in popularity, a lack of a business address is a big red flag.

6. They will ask you to pay in cash

Along with asking you to pay upfront, a cowboy builder will often ask for cash payments. This allows them to avoid paying taxes or registering the payment as income. It also prevents you from having a paper trail to prove that you’ve paid him. Never pay your builder in cash. A transaction with a paper trail is critical to protecting yourself in case of a shoddy or unfinished job, and provides you with the means to claim a refund.

7. They won’t have a clear timeframe for finishing the project

An experienced builder can give you a reasonable estimate for how much time your project will take, from beginning to end, including estimating what will be accomplished at what point.

If your builder won’t commit to a time frame or seems unsure or how long it will take him to complete a project, he either doesn’t have the experience to calculate it or isn’t intending to finish it. Get a timeframe in writing, and even after hiring your builder, remember to check the time frame to make sure that he’s following his own schedule.

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8. They don’t have a history

If you look up your builder online, you expect to find some indication of his presence and history. Past customers will have talked about their experiences, registration for his business will be available, and information about him will be online. If your builder has none of these, definitely be wary. They could be offline, but it’s unlikely that any reputable builder has no online presence to back up his work.

9. They won’t explain the work they’re doing to you

A decent builder will take the time to communicate with a client about project expectations and requirements. Be sure to talk to your builder about what exactly will be happening during the project. What materials will he use, how will he construct, what does he need to do, what variables are still present?

If your builder dismisses your questions, refuses to simplify explanations and generally resists being transparent about his building plans, you may be dealing with a cowboy builder who’s hiding behind jargon to mask his credentials or ill intentions. Red flag.

10. They will refuse to sign a contract

Never begin a medium to large project without a contract, and consider a contract for a small project as well. A contract will lay out all the terms of the project, including payment plans, construction plans and timelines. These are all critical to have in writing. A builder who’s reluctant to sign a contract is trying to protect himself, but not you.

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Contracts are mutually beneficial for customers and reputable builders. If your builder is afraid of contracts, he might just be a cowboy builder, and you should stay away.

Construction projects can be overwhelming, and it’s difficult to keep track of everything that can go wrong. You want to know your builder can handle his side of the job.

Featured photo credit: Dave Barker via flickr.com

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Last Updated on January 24, 2021

How to Say No When You Know You Say Yes Too Often

How to Say No When You Know You Say Yes Too Often

Do you say yes so often that you no longer feel that your own needs are being met? Are you wondering how to say no to people?

For years, I was a serial people pleaser[1]. Known as someone who would step up, I would gladly make time, especially when it came to volunteering for certain causes. I proudly carried this role all through grade school, college, even through law school. For years, I thought saying “no” meant I would disappoint a good friend or someone I respected.

But somewhere along the way, I noticed I wasn’t quite living my life. Instead, I seem to have created a schedule that was a strange combination of meeting the expectations of others, what I thought I should be doing, and some of what I actually wanted to do. The result? I had a packed schedule that left me overwhelmed and unfulfilled.

It took a long while, but I learned the art of saying no. Saying no meant I no longer catered fully to everyone else’s needs and could make more room for what I really wanted to do. Instead of cramming too much in, I chose to pursue what really mattered. When that happened, I became a lot happier.

And guess what? I hardly disappointed anyone.

The Importance of Saying No

When you learn the art of saying no, you begin to look at the world differently. Rather than seeing all of the things you could or should be doing (and aren’t doing), you start to look at how to say yes to what’s important.

In other words, you aren’t just reacting to what life throws at you. You seek the opportunities that move you to where you want to be.

Successful people aren’t afraid to say no. Oprah Winfrey, considered one of the most successful women in the world, confessed that it was much later in life when she learned how to say no. Even after she had become internationally famous, she felt she had to say yes to virtually everything.

Being able to say no also helps you manage your time better.

Warren Buffett views “no” as essential to his success. He said:

“The difference between successful people and really successful people is that really successful people say no to almost everything.”

When I made “no” a part of my toolbox, I drove more of my own success, focusing on fewer things and doing them well.

How We Are Pressured to Say Yes

It’s no wonder a lot of us find it hard to say no.

From an early age, we are conditioned to say yes. We said yes probably hundreds of times in order to graduate from high school and then get into college. We said yes to find work, to get a promotion, to find love and then yes again to stay in a relationship. We said yes to find and keep friends.

We say yes because we feel good when we help someone, because it can seem like the right thing to do, because we think that is key to success, and because the request might come from someone who is hard to resist.

And that’s not all. The pressure to say yes doesn’t just come from others. We put a lot of pressure on ourselves.

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At work, we say yes because we compare ourselves to others who seem to be doing more than we are. Outside of work, we say yes because we are feeling bad that we aren’t doing enough to spend time with family or friends.

The message, no matter where we turn, is nearly always, “You really could be doing more.” The result? When people ask us for our time, we are heavily conditioned to say yes.

How Do You Say No Without Feeling Guilty?

Deciding to add the word “no” to your toolbox is no small thing. Perhaps you already say no, but not as much as you would like. Maybe you have an instinct that if you were to learn the art of no that you could finally create more time for things you care about.

But let’s be honest, using the word “no” doesn’t come easily for many people.

3 Rules of Thumbs for Saying No

1. You Need to Get Out of Your Comfort Zone

Let’s face it. It is hard to say no. Setting boundaries around your time, especially you haven’t done it much in the past, will feel awkward. Your comfort zone is “yes,” so it’s time to challenge that and step outside that.

If you need help getting out of your comfort zone, check out this article.

2. You Are the Air Traffic Controller of Your Time

When you want to learn how to say no, remember that you are the only one who understands the demands for your time. Think about it: who else knows about all of the demands in your life? No one.

Only you are at the center of all of these requests. You are the only one that understands what time you really have.

3. Saying No Means Saying Yes to Something That Matters

When we decide not to do something, it means we can say yes to something else that we may care more about. You have a unique opportunity to decide how you spend your precious time.

6 Ways to Start Saying No

Incorporating that little word “no” into your life can be transformational. Turning some things down will mean you can open doors to what really matters. Here are some essential tips to learn the art of no:

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1. Check in With Your Obligation Meter

One of the biggest challenges to saying no is a feeling of obligation. Do you feel you have a responsibility to say yes and worry that saying no will reflect poorly on you?

Ask yourself whether you truly have the duty to say yes. Check your assumptions or beliefs about whether you carry the responsibility to say yes. Turn it around and instead ask what duty you owe to yourself.

2. Resist the Fear of Missing out (FOMO)

Do you have a fear of missing out (FOMO)? FOMO can follow us around in so many ways. At work, we volunteer our time because we fear we won’t move ahead. In our personal lives, we agree to join the crowd because of FOMO, even while we ourselves aren’t enjoying the fun.

Check in with yourself. Are you saying yes because of FOMO or because you really want to say yes? More often than not, running after fear doesn’t make us feel better[2].

3. Check Your Assumptions About What It Means to Say No

Do you dread the reaction you will get if you say no? Often, we say yes because we worry about how others will respond or because of the consequences. We may be afraid to disappoint others or think we will lose their respect. We often forget how much we are disappointing ourselves along the way.

Keep in mind that saying no can be exactly what is needed to send the right message that you have limited time. In the tips below, you will see how to communicate your no in a gentle and loving way.

You might disappoint someone initially, but drawing a boundary can bring you the freedom you need so that you can give freely of yourself when you truly want to. And it will often help others have more respect for you and your boundaries, not less.

4. When the Request Comes in, Sit on It

Sometimes, when we are in the moment, we instinctively agree. The request might make sense at first. Or we typically have said yes to this request in the past.

Give yourself a little time to reflect on whether you really have the time or can do the task properly. You may decide the best option is to say no. There is no harm in giving yourself the time to decide.

5. Communicate Your “No” with Transparency and Kindness

When you are ready to tell someone no, communicate your decision clearly. The message can be open and honest[3] to ensure the recipient that your reasons have to do with your limited time.

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How do you say no? 9 Healthy Ways to Say “No”

    Resist the temptation not to respond or communicate all. But do not feel obligated to provide a lengthy account about why you are saying no.

    Clear communication with a short explanation is all that is needed. I have found it useful to tell people that I have many demands and need to be careful with how I allocate my time. I will sometimes say I really appreciate that they came to me and for them to check in again if the opportunity arises another time.

    6. Consider How to Use a Modified No

    If you are under pressure to say yes but want to say no, you may want to consider downgrading a “yes” to a “yes but…” as this will give you an opportunity to condition your agreement to what works best for you.

    Sometimes, the condition can be to do the task, but not in the time frame that was originally requested. Or perhaps you can do part of what has been asked.

    Final Thoughts

    Beginning right now, you can change how you respond to requests for your time. When the request comes in, take yourself off autopilot where you might normally say yes.

    Use the request as a way to draw a healthy boundary around your time. Pay particular attention to when you place certain demands on yourself.

    Try it now. Say no to a friend who continues to take advantage of your goodwill. Or, draw the line with a workaholic colleague and tell them you will complete the project, but not by working all weekend. You’ll find yourself much happier.

    More Tips on How to Say No

    Featured photo credit: Chris Ainsworth via unsplash.com

    Reference

    [1] Science of People: 11 Expert Tips to Stop Being a People Pleaser and Start Doing You
    [2] Anxiety and Depression Association of America: Tips to Get Over Your FOMO, or Fear of Missing Out
    [3] Cooks Hill Counseling: 9 Healthy Ways to Say “No”

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