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5 Ways Millennials Can Start Building Their Future Today

5 Ways Millennials Can Start Building Their Future Today

There has been a lot written about the way millennials are approaching the world of work in a very different manor to previous generations. We tend to place a strong emphasis on making sure that we work simply to enjoy life to the fullest, rather than only working to live, and you will often hear many people talking about wanting to live only in the now.

These are positive ideals that I very much subscribe to, but aside from being millennials, we’re also known as Generation-Rent thanks to the way our carefree attitude to life and finances in general mean that many of us will never get to own our own home. This is as much to do with our generation being priced out of the market as it is a question of choice, but this one example doesn’t bode all that well for our long-term futures.

I have zero interest in being the killjoy who tells everybody to get serious and get to work, but I do think there are a number of little things that we could be doing now in order to better prepare ourselves for a slightly more prosperous future.

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1. Get a Roommate

If you’ve already got one, cool, but for many people the moment you move into your own flat is a seminal one that proves you’re now a fully-fledged adult with your own established place in the world. This is awesome, well done, but is it really all that important for you to be living alone right now? I am very guilty of having gone down this same route. I have paid a high price for it, and looking back I realise that I would have saved a lot of money if only I had continued to live with friends.

Even if you aren’t ready to ditch your independence completely, there has never been a better time than now for you to rent out a spare room via Airbnb in order to save some extra cash. This is never more true than when you go on holiday and your home is just left sitting there completely empty. Not only are you blowing all your cash on a good time in Ibiza, but you’re paying the rent too. Rent it out and pass that cost onto somebody else. Doing so should at least cover your drinks’ bill.

2. Turn Your Blog Into a Business

Our generation is able to benefit from technology in ways never previously accessible to our parents and grandparents. The internet may waste almost as much of our time as it does provide us with amazing opportunities, but this is something we really have to turn to our advantage. This is especially true for those people who run their own blogs.

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You might think of your blog as not much more than a hobby where you post your writing, art, photography, or any of the other things that resonate with you personally, but this passion could be something that you could turn into a little cash. Advertisers may be interested in buying space on your page if you’re attracting a lot of daily traffic.

And if you’ve got unique content on there that could be turned into merchandise, there might just be a market willing to buy from you. This could get a little complicated and involve a bit of training and some ecommerce CRM software to make this transition a reality, but the long-term rewards will be well worth the hassle.

3.  Be Money Smart

One of the big problems for many people is not that they don’t have any money. It is more often the case that they just don’t manage it well. When you live hand to mouth it is hard to think about saving, but it’s even harder to do this if you just bury your head in the sand and don’t think about it all.

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Aside from trying to work out little ways in which you could budget and save money each month, you should also review all of your financial arrangements. Banking is a business just like any other. You might be perfectly happy with your bank and credit card, but are they really giving you the best market deal? Chances are you probably have no idea.

You might not be able to pay off your credit card over night, but in a few clicks you could very well move all your debt over to a card where for the next year or more you will have 0% interest on the balance you moved.

4. Learn a Second Language

Budgeting and money saving where you can are great ways to build up a little nest egg but so too is education. If you can promote yourself as being bilingual on your CV, there is a good chance that this will make your odds of getting a new job significantly better. Langue learning via a school or an academy can be quite time consuming and expensive, but there are a number of cheaper ways to go about this.

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In many big cities there are often “intercambio” opportunities where you can find people who want to meet up over coffee and spend half the time speaking in their language and the other half in yours. This is great for those people who already have a base knowledge and want to push on. And for absolute beginners there are lots of free resources online which you can use to get started.

5. Buy a Bike

For city dwellers and those that commute from the outskirts each day, travel costs can take up a high percentage of your monthly outgoings. By investing in a decent second-hand bike, or even a cheap brand new one, you’ll not only save money in the long run, but you’ll be improving your health and saving the environment as you do it.

Many major cities understand how beneficial having a bustling bike culture is with extensive bike lanes and low-cost bike share services being a fixture of places like Barcelona, Paris, New York and London. Even if your own city doesn’t have these kinds of luxuries, there’s no reason why you can’t saddle up anyway in order to start saving some money.

Featured photo credit: http://getrefe.tumblr.com/ via 67.media.tumblr.com

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Last Updated on September 26, 2018

10 Inspirational Books That Can Change Your Life

10 Inspirational Books That Can Change Your Life

If you want to change your life, you are going to have to do things differently. Sometimes you can look to inspirational books to create a positive change in your life. If you desire change, you are going to have to step out of your comfort zone. As Anthony Robbins points out in the quote below, you are going have to experience discomfort and pain in order to transform your life. Any change, whether it be an organisation or personal, can be a painful process. However, the rewards of going through the change process are priceless.

“All personal breakthroughs begin with a change in beliefs. So how do we change? The most effective way is to get your brain to associate massive pain to the old belief. You must feel deep in your gut that not only has this belief cost you pain in the past, but it’s costing you in the present and, ultimately, can only bring you pain in the future. Then you must associate tremendous pleasure to the idea of adopting an empowering new belief” – Anthony Robbins

There are two specific events that threw my life into a tailspin, where for a while there it felt like I was losing control. These two events were, the sudden and tragic loss of my parents, and being made redundant three times in eighteen months.

With the third redundancy, I was at my lowest point in my life. I felt utterly useless. My self-confidence was at zero, and I could see no future for me.

My life was turned upside down. I knew that I had to turn it around. I just didn’t know how.

Then one wet Sunday afternoon, I picked up a book from my bookshelf called ,“The Gifts of Imperfection” by Brene Brown. I had this book for at least a year and had been meaning to read it, but hadn’t gone anywhere near a book for months.

When I read this book, I decided that I needed to get my life back. I needed to learn how to heal and rebuild my confidence, as well as my self belief.

So I started to read books. I read lots of books about inspirational stories on life, love, and happiness. Personal development and motivational books were full of information, tools, and strategies about how I could take control back and change my life. I would like to share with you the inspirational messages I got from reading these ten books that changed my life.

Read these 10 books because I believe they will inspire you, motivate you, and show you how to take action and go change your life!

    Awaken The Giant Within

    by Anthony Robbins
    The inspirational message from this book is how you have the power right now to control how you think, how you feel, and what you do. Anything you want or desire in your life, you already have the power to achieve it.

    “You and I have that same power at our disposal every moment of the day. At the moment, the questions that we ask ourselves can shape our perception of who we are, what we’re capable of, and what we’re willing to do to achieve our dreams” – Anthony Robbins

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      Screw It Lets Do It: Lessons in Life

      by Richard Branson
      Reading other people’s stories about their journeys in life can give you better perspective of what the journey of change can be about. Richard Branson is into reinvention and as a result, he embraces change.

      This book will fuel your enthusiasm to give things a go. It will show you how to sort out the self-limiting beliefs that stop you from stepping up and taking on the challenge of change.

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      “As soon as something stops being fun, I think it’s time to move on. Life is too short to be unhappy. Waking up stressed and miserable is not a good way to live” – Richard Branson

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        The Art of Happiness

        by Dalai Lama

        There is not a person I know who is not in the pursuit of happiness.

        “The Art of Happiness” is a book that will encourage you to practice the discipline of self-reflection.The more you reflect on your life, the deeper you look into your inner self (your soul). This is where you discover what happiness truly means to you.

        Knowing what happiness means to you, gives you purpose. With purpose, you’ll have clarity, focus, and a vision. These are the foundations that will empower you to embark on the journey to change your life.

        “Both these people illustrate the essential point that happiness is determined more by one’s state of mind than by external events.” – Dalai Lama

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          The Four Agreements

          by Don Miguel Ruiz

          “The Four Agreements” are Don Miguel’s code for life.

          “The Four Agreements” provide an inspirational code for life, for the way you handle your relationships, how you behave, and how you communicate with others. If you want to change your life, read “The Four Agreements”. This book will show you how to attain a happy fulfilled life.

          “If you live in a past dream, you don’t enjoy what is happening right now because you will always wish it to be different than it is. There is no time to miss anyone or anything because you are alive. Not enjoying what is happening right now is living in the past and being only half alive. This leads to self pity, suffering and tears.” – Don Miguel Ruiz

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            The Magic of Thinking Big

            by David J Schwartz

            According to Dr Schwartz, to create change in your life and to attain all that you desire, you need to change your thinking and your attitude.

            The importance of preparing your mind and your thinking for the journey of personal change is the key message of this book.

            “Those who believe they can move mountains, do. Those who believe they can’t, cannot. Belief triggers the power to do.” – David J. Schwartz.

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              Reinventing the Body, Resurrecting the Soul: How To Create A New You

              by Deepak Chopra

              Deepak Chopra believes that personal transformation not only involves the mind, but also your body and soul. According to Chopra, you cannot transform your mind without transforming your body and soul.

              Reading this book will encourage you to think about the potential energy force and power you hold within you. This energy grows when you are connected and aligned to your mind, body, and soul.

              “The key to transformation is that you create the change you want to see in yourself.” – Deepak Chopra

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                The Greatest Salesman In The World

                by Og Mandino

                This little classic has been around since 1968. Have you ever wondered what truly successful people have in common?

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                This book doesn’t really tell you how to be a great salesperson. It will; however, give you some fantastic tips on how to be an entrepreneur, how to self-motivate, and how to think like a successful person.

                The underlying message is the power of positive thinking – that you become what you think, say, and do. This book has great tactics for those of us in the process of change.

                “My dreams are worthless, my plans are dust, my goals are impossible. All are of no value unless they are followed by action.” – Og Mandino

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                  Don’t Sweat the Small Stuff

                  by Richard Carlson

                  This book helps you to manage the small stuff in your life that is usually creating the most pain in your life. This very supportive book is full of great practical suggestions on how you can live a more joyful and peaceful life.

                  “True happiness comes not when we get rid of all of our problems, but when we change our relationship to them, when we see our problems as a potential source of awakening, opportunities to practice, and to learn.” – Richard Carlson

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                    Switch: How to Change Things When Change is Hard

                    by Chip & Dan Heath

                    Have you ever tried to lose weight or get fit and never reached your goal? You know that you have to make changes in your life, but you don’t know how?

                    If you are nodding in agreement, then you need to read “Switch“. If I had to recommend one book that shows you how to create and maintain lasting change in your life – then it would be “Switch“.

                    In this book, Chip and Dan share the Secret as to how you can create and sustain change in your life.

                    Hint: It has something to do with knowing how to “Direct The Rider”, “Motivate The Elephant”, and “Shape the Path.”

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                    This book, without a doubt, will show you how to change your life.

                    “When you’re at the beginning, don’t obsess about the middle, because the middle is going to look different once you get there. Just look for a strong beginning and a strong ending and get moving.” – Chip & Dan Heath

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                      The Gifts of Imperfection

                      by Brene Brown

                      Do you ever feel that you are just not worthy enough, intelligent enough, or courageous enough to live a fulfilled happy life?

                      Do you have secret dreams that you hold deep inside of you that you don’t share in case someone thinks they are silly? Or are you too scared to follow your dreams because you fear that you may fail?

                      Brene Brown’s book, “The Gifts of Imperfection”, will show you how to find your courage, as well as rediscover your self-belief and self-worth.

                      This is the book that will get you prepared to embark on your journey of change. “The Gifts of Imperfection” is about you learning how to let go of who you think you’re supposed to be and embrace who you are.

                      “Owning our story can be hard but not nearly as difficult as spending our lives running from it. Embracing our vulnerabilities is risky but not nearly as dangerous as giving up on love and belonging and joy — the experiences that make us the most vulnerable. Only when we are brave enough to explore the darkness will we discover the infinite power of our light.” – Brene Brown

                      These 10 books were key to helping me change my life. I rediscovered hope for my future. I found my courage, strength, and my self-belief. I hope that by reading these books, you will find the same inspiration and motivation to take up the challenge and change your life.

                      “If one reads enough books one has a fighting chance. Or better, one’s chances of survival increase with each book one reads.” – Sherman Alexie

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