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5 Ways Millennials Can Start Building Their Future Today

5 Ways Millennials Can Start Building Their Future Today

There has been a lot written about the way millennials are approaching the world of work in a very different manor to previous generations. We tend to place a strong emphasis on making sure that we work simply to enjoy life to the fullest, rather than only working to live, and you will often hear many people talking about wanting to live only in the now.

These are positive ideals that I very much subscribe to, but aside from being millennials, we’re also known as Generation-Rent thanks to the way our carefree attitude to life and finances in general mean that many of us will never get to own our own home. This is as much to do with our generation being priced out of the market as it is a question of choice, but this one example doesn’t bode all that well for our long-term futures.

I have zero interest in being the killjoy who tells everybody to get serious and get to work, but I do think there are a number of little things that we could be doing now in order to better prepare ourselves for a slightly more prosperous future.

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1. Get a Roommate

If you’ve already got one, cool, but for many people the moment you move into your own flat is a seminal one that proves you’re now a fully-fledged adult with your own established place in the world. This is awesome, well done, but is it really all that important for you to be living alone right now? I am very guilty of having gone down this same route. I have paid a high price for it, and looking back I realise that I would have saved a lot of money if only I had continued to live with friends.

Even if you aren’t ready to ditch your independence completely, there has never been a better time than now for you to rent out a spare room via Airbnb in order to save some extra cash. This is never more true than when you go on holiday and your home is just left sitting there completely empty. Not only are you blowing all your cash on a good time in Ibiza, but you’re paying the rent too. Rent it out and pass that cost onto somebody else. Doing so should at least cover your drinks’ bill.

2. Turn Your Blog Into a Business

Our generation is able to benefit from technology in ways never previously accessible to our parents and grandparents. The internet may waste almost as much of our time as it does provide us with amazing opportunities, but this is something we really have to turn to our advantage. This is especially true for those people who run their own blogs.

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You might think of your blog as not much more than a hobby where you post your writing, art, photography, or any of the other things that resonate with you personally, but this passion could be something that you could turn into a little cash. Advertisers may be interested in buying space on your page if you’re attracting a lot of daily traffic.

And if you’ve got unique content on there that could be turned into merchandise, there might just be a market willing to buy from you. This could get a little complicated and involve a bit of training and some ecommerce CRM software to make this transition a reality, but the long-term rewards will be well worth the hassle.

3.  Be Money Smart

One of the big problems for many people is not that they don’t have any money. It is more often the case that they just don’t manage it well. When you live hand to mouth it is hard to think about saving, but it’s even harder to do this if you just bury your head in the sand and don’t think about it all.

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Aside from trying to work out little ways in which you could budget and save money each month, you should also review all of your financial arrangements. Banking is a business just like any other. You might be perfectly happy with your bank and credit card, but are they really giving you the best market deal? Chances are you probably have no idea.

You might not be able to pay off your credit card over night, but in a few clicks you could very well move all your debt over to a card where for the next year or more you will have 0% interest on the balance you moved.

4. Learn a Second Language

Budgeting and money saving where you can are great ways to build up a little nest egg but so too is education. If you can promote yourself as being bilingual on your CV, there is a good chance that this will make your odds of getting a new job significantly better. Langue learning via a school or an academy can be quite time consuming and expensive, but there are a number of cheaper ways to go about this.

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In many big cities there are often “intercambio” opportunities where you can find people who want to meet up over coffee and spend half the time speaking in their language and the other half in yours. This is great for those people who already have a base knowledge and want to push on. And for absolute beginners there are lots of free resources online which you can use to get started.

5. Buy a Bike

For city dwellers and those that commute from the outskirts each day, travel costs can take up a high percentage of your monthly outgoings. By investing in a decent second-hand bike, or even a cheap brand new one, you’ll not only save money in the long run, but you’ll be improving your health and saving the environment as you do it.

Many major cities understand how beneficial having a bustling bike culture is with extensive bike lanes and low-cost bike share services being a fixture of places like Barcelona, Paris, New York and London. Even if your own city doesn’t have these kinds of luxuries, there’s no reason why you can’t saddle up anyway in order to start saving some money.

Featured photo credit: http://getrefe.tumblr.com/ via 67.media.tumblr.com

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Last Updated on October 13, 2020

12 Things High Self-Esteem People Don’t Do

12 Things High Self-Esteem People Don’t Do

Having high self-esteem is important if you are aiming for personal or professional success. Interestingly, most people will high levels of self-esteem act in similar ways. That’s why it’s often easy to pick them out in a crowd. There’s something about the way they hold themselves and speak, isn’t there?

We all have different hopes, dreams, experiences, and paths, but confidence has its own universal language. This list will present some of the things you won’t find yourself doing if you have high self-esteem.

1. Compare Yourself to Others

People with low self-esteem are constantly comparing their situation to others. On the other hand, people with higher self-esteem show empathy and compassion while also protecting their own sanity. They know how much they can handle and when they can offer a helping hand.

In the age of social media, however, social comparisons are nearly ubiquitous. One study found that “participants who used Facebook most often had poorer trait self-esteem, and this was mediated by greater exposure to upward social comparisons on social media”[1]. Basically, you will feel worse about yourself if you are constantly getting glimpses into lives that you consider to be better than yours.

Try to limit your time on social media. Also, when you do start scrolling, keep in mind that each profile is carefully crafted to create the appearance of a perfect life. Check yourself when you find yourself wishing for greener grass.

2. Be Mean-Spirited

People with low self-esteem bully others. They take pleasure in putting other people down. People with positive self-esteem see no need to down other people, choosing instead to encourage and celebrate successes.

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If you find that you feel the need to put others down, analyze where that’s coming from. If they’ve had success in life, help them feel good about that achievement. They may do the same for you one day.

3. Let Imperfection Ruin Your Day

Perfectionism isn’t necessarily a bad thing, but obsessing over making everything perfect is a sign that you have low self-esteem and can lead to never-ending negative thoughts. This can turn into an inability to solve problems creatively, which will only make self-esteem issues worse. 

Those with high self-esteem disconnect from the results and do their best without expecting perfection.

People with that kind of confidence understand that messing up is a part of life and that each time they aim and miss success, they’ll at least learn something along the way.

If you miss the mark, or if your plan doesn’t work out exactly as you would have liked, take a deep breath and see if you can pivot in order to do better next time.

4. Dwell on Failure

It’s common to hear people dwelling on all the ways things will go wrong. They are positive that their every failure signals an impossible task or an innate inability to do something. People with healthy self-esteem discover why they failed and try again.

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People with higher levels of confidence also tend to adopt a growth mindset[2]. This type of thinking supports the idea that most of your abilities can be improved and altered, as opposed to being fixed.

For example, instead of saying, “I’m just not good at math; that’s why I did bad on the test,” someone with a growth mindset would say, “Math is difficult for me, so I’ll have to put in some more practice to improve next time.”

Next time you experience a failure, check out this video to help you believe in yourself again:

5. Devalue Your Self-Esteem

People with high self-esteem value their own perception of themselves – they understand that they come first and don’t feel guilty about taking care of themselves. They believe charity starts within, and if they don’t believe that, they’ll never have a healthy self-image.

Self-care is often top of the priority list for people with self-esteem. For some ways to practice self-care, check out this article.

6. Try to Please Others

They can’t please all the people all the time, so confident people first focus on doing what will make them feel fulfilled and happy. While they will politely listen to others’ thoughts and advice, they know that their goals and dreams have to be completed on their own terms.

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7. Close Yourself off

Confident people have the ability to be vulnerable. It’s those with poor self-esteem that hide all the best parts of themselves behind an emotional wall. Instead of keeping the real you a secret, be open and honest in all your dealings.

As Brené Brown, author of Daring Greatly, points out, “Vulnerability is about showing up and being seen”[3]. When you embrace each facet of who you are and allow others to see them as well, it will create deeper, more meaningful connections in your life. When that happens, you’ll realize that perfection doesn’t lead to people liking you more.

You can learn more about the power of vulnerability in this TED talk with Brené Brown:

8. Follow and Avoiding Leading

People with low self-esteem don’t believe they can lead, so they end up following others, sometimes into unhealthy situations. Rather than seeking a sense of belonging, people with high self-esteem walk their own paths and create social circles that build them up.

9. Fish for Compliments

If you’re constantly seeking compliments, you’re not confident. People with high self-esteem always do their best (and go out of their way to do good deeds) because it’s what they want to do, not because they’re seeking recognition. If you need to hear compliments, say them to yourself in the mirror.

You can even try some positive affirmations if you need a confidence boost. Check out these affirmations to get started.

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10. Be Lazy

People work harder when they have high self-esteem because they’re not bogged down by doubts and complaints. Those with low self-esteem end up procrastinating and wasting their energy thinking about all the work they have to do rather than rolling up their sleeves and just getting it done.

This may also bounce off perfectionism. Perfectionists often feel intimidated by certain projects if they fear that they won’t be able to complete them perfectly. Tap into your confidence and simply do your best without worrying about a perfect outcome.

11. Shy Away from Risks

When you trust yourself, you’ll be willing to participate more in life. People with low self-esteem are always on the sidelines, waiting for the perfect moment to jump in. Instead of letting life pass you by, have confidence in your success and take the risks necessary to succeed.

12. Gossip

People with low self-esteem are always in other peoples’ business – they’re more interested in what everyone else is doing than themselves. People with high self-esteem are more interested in their own life and stay out of others’ affairs.

Instead of participating in idle gossip, talk about some positive news you heard recently, or that fascinating book you just finished. There’s plenty to talk about beyond what this or that person did wrong in their life.

The Bottom Line

Self-esteem is to success in life. People who maintain a healthy level of self-esteem believe in themselves and push themselves to succeed, while those with low confidence feel a sense of entitlement.

If you need a boost in your self-image and mental health, avoid negative self-talk and the other mistakes of people with low self-esteem. You’ll be amazed at the difference it makes.

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Featured photo credit: Christina @ wocintechchat.com via unsplash.com

Reference

[1] Psychology of Popular Media Culture: Social comparison, social media, and self-esteem
[2] Brain Pickings: Fixed vs. Growth: The Two Basic Mindsets That Shape Our Lives
[3] Forbes: Brene Brown: How Vulnerability Can Make Our Lives Better

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