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7 Life-Changing Skills You Can Learn Even If You’re Broke

7 Life-Changing Skills You Can Learn Even If You’re Broke

Skills are the gateway to a better quality career and life.

The problem is, money is tight for most of us after covering rent/mortgage, car payments, and just maintaining our quality of life. But don’t worry, there are many ways for you to acquire new skills without breaking the bank.

Here are seven life-changing skills you can learn even if you’re broke (and where to learn them).

1. Public speaking

Speaker giving a talk on corporate Business Conference. Audience at the conference hall. Business and Entrepreneurship event.

    When Warren Buffett was asked to give one piece of advice to recent graduates, he said that improving your ability to communicate and speak publicly is one of the most valuable skill sets you can develop.

    Most of us don’t have regular opportunities to improve our speaking skills, but there are cheap options you can take advantage of to start practicing immediately.

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    Where to go: The International Toastmasters organization puts you in a tight-knit community of supportive people with the same goal as you: to improve public speaking skills. Having been a Toastmaster member myself, it’s one of the most affordable ways to get consistent feedback and practice around a great group of people.

    2. Personal finance

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      As basic as it seems, getting your personal finances down is something many people haven’t yet handled. It’s one thing to remember that you should spend less than you make, it’s another to know the details of how much you should be saving, where you should be allocating your funds, etc.

      Where to go: A great book that will teach you how to automate your personal finance is I Will Teach You To Be Rich by Ramit Sethi, and as scammy as it sounds, it delivers real value. A free app worth checking out is Mint.com, which automatically integrates your bank accounts and analyzes your spending, budgeting, and income for you in a visual and easy-to-understand application.

      3. Investing

      Making trading online on the smart phone. New ways to make economy and trading

        Once you have your personal finances in order, it’s time to start investing. None of us can get the wealth we want without investing our way there. If you’re not 100% sure which avenue you should pursue (stocks, bonds, real estate, etc.), it’s worth investing some of your time to learn about it before you get into the game.

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        Where to go: Check out a tool like Investopedia, which has an abundance of resources to teach you the terminology of investing, and even have a virtual stock market platform that allows you to invest “fake” money into the stock market. Wealthfront is another great option to go to, which automates your investments for you depending on your goals, risk-tolerance, etc.

        4. Foreign language

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          We’re quickly entering a multilingual era, where everything from culture, business, and people are integrating globally. Whether you’re looking to advance your career, form a deeper connection with your family & friends, or looking to travel in the near future, learning a foreign language is a life-changer.

          Where to go: The good news is, learning a language has never been easier. Take advantage of free options like this Learn A Language Challenge, delivering 10 new most common words in your inbox every morning. Or if you’re busy, like most people, you can check out Duolingo, which is a gamified application, or Rype, which offers unlimited private language lessons 24/7.

          5. Web/Mobile development

          A few shots of 500px team working on exciting new things at HQ here in Toronto

            Have a great idea, but no idea how to build it?

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            Instead of spending tens of thousands of dollars on developers or agencies, why not take the time to learn it yourself? Learning how to code has never been more accessible and affordable, and luckily it’s also in huge demand.

            Where to go: Check out free options like Codeacademy, which has you building real applications and websites on their platform, while giving you real-time feedback.

            6. Speed reading

            Reading room with open window

              Books are a game-changer in our lives and careers. They condense the knowledge of experts and thought leaders into one place, and can significantly improve the quality of our lives. The problem is, books can consume a lot of time, especially if we’re busy with our work and personal lives.

              One way to overcome this is to increase our reading speed. The faster you read, the more books you can read in less time.

              Where to go: First, you should take this quick reading speed test to see where you’re currently at. With speed reading, you can either go the technology route, with apps like Spreeder, or you can try to improve your own reading speed through free courses.

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              7. Meditating

              Yoga exercises at the city park

                Meditating has been scientifically proven to increase happiness levels, reduce stress, and enhance productivity to get more done throughout the day. While it was once an uncommon practice, meditation is becoming more mainstream in our culture–for the better.

                Where to go: There are free (with premium options) apps like Calm or Headspace, which will guide you through a meditation practice if you’re just getting started. All you need is 10 minutes a day, and you’ll quickly begin to build a habit that will positively impact your life.

                Which of these life-changing skills were your favorite? Share this with someone that’s also trying to learn something new!

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                Last Updated on June 13, 2019

                How to Quit Your Boring Life and Start Living an Interesting One

                How to Quit Your Boring Life and Start Living an Interesting One

                Think you have a boring life?

                The definition of boring is dull or not interesting. Maybe you’ve been doing the same thing and living the same life for too long, or maybe your daily routine is limiting your growth and happiness. Whatever your reason is, the following list of 20 things can definitely make any day more interesting. Some of them are silly, while some are more meaningful, so hopefully just reading the list makes your life less boring and sparks your creativity.

                Let’s dive in the list to quit your boring life and start living an interesting (and meaning) one!

                1. Channel Your 7-Year-Old Self

                What would he or she want to do right now? Color? Paint? Run around outside? Play dress up? Eat with your hands? Play that instrument hiding in the back of your closet that you haven’t touched in years?

                Just because you’re a grown up doesn’t mean any of this stuff will be less enjoyable than you remember it. Give yourself permission to play.

                2. Go Play with Kids

                Speaking of little kids, if you have your own or access to any (in a non-creepy way, like they’re your niece or your best friend’s kid, you get the idea) go play with them!

                They didn’t create an entire show called Kids Say The Darndest Things because kids aren’t hilarious. They also keep things so simple, and we can really stand to be reminded of this and stop allowing ourselves to get bogged down in boring details.

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                3. Order a Hot Dog

                While you’re eating it, Google: “What’s in a hot dog?” You decide whether or not you want to finish it.

                4. For the Ladies: Wear Your Sexiest Lingerie Under Your Work Clothes

                Your “little secret” will leave you feeling anything but boring all day!

                5. Play Cell Phone Roulette

                You’ll need at least one buddy for this. Scroll through the contacts in your phone, stop on a random one and call the person.

                You could spark an incredible catch up session or be incredibly awkward. Neither are boring.

                6. Fill out a Pack of Thank-You Cards

                Give them to random people who probably don’t get thanked too often for doing what they do ever day.

                Ideas: police officers, librarians, servers, baristas, cab drivers, sanitation workers, teachers, people behind any check out counter, receptionists, your friends, the guy at the falafel stand, etc.

                7. Sign up for a Class in Something You’ve “Always Wanted to Do”, or Something That Makes You Really Uncomfortable

                Ideas: pole dancing, salsa lessons, improv, pottery, cooking, knitting (yup, there are classes for this, too!), karate, boxing, something techy like the workshops they run in Apple stores, get Rosetta Stone and learn that language you’ve always wanted to speak, etc.

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                What’s good about joining an interest class is that you will also meet new people!

                8. Interview Your Grandparents About Their Lives

                You can bet they’ve had some crazy experiences you probably never knew about.

                9. Get up on Stage at an Open Mic Night

                Whether you’re funny or not, get up on stage and just talk funny. And if you’re not, memorize a few of your favorite jokes and tell those!

                10. Do Something for Someone Else That You Wish Someone Would Do for You

                We all have a few ideas on this list. I promise you will feel amazing after and anything but bored.

                11. Start a DIY Project in Your Home

                It doesn’t have to be super complicated. If you need ideas, there’re plenty on Pinterest. Or you can also check out these 30 Awesome DIY Projects that You’ve Never Heard of.

                12. Plan a Weekend Trip or an All-Out Vacation

                This will give you something to look forward to.

                Even if you don’t have the time or money to go on a vacation, plan for a staycation, which is same fun and relaxing!

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                13. People Watch

                Find a bench in a crowded area (centers of transportation like airports, bus stops and train stations are great for this!) and just observe.

                People are infinitely interesting.

                14. Eat Something You’ve Never Eaten Before

                Bonus points if it’s a random fruit or veggie.

                15. Dance

                You can get your friends together for a night on the town or just pull up a video on YouTube and bust a move from your own living room.

                If you’re feeling extra brave, you can even dance in public and get other people involved.

                16. Go to YOUTUBE and Search “Funny Pets” or “Funny Babies”

                This is also a great quickie ab workout as you will be laughing hysterically.

                17. Pick up a Book and Start Reading

                Check out the NY Times Best Sellers lists and grab a new book you can get lost in.

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                18. Step Away from the Computer and Go Get Some Time with People You Care About in Real Life

                Facebook stalking doesn’t count as real social interaction. You can even share this post with your friends and vote on which one you’d like to do together!

                19. Check out a Museum You’ve Never Been to Before

                OK, depending on your interests, this one might actually be boring. If you love learning, art or different cultures though, this one is for you!

                20. Write a List of Things You Desire and Truly Want

                This is a great way to help you figure out the real reason why you’re feeling bored about your life. Maybe you haven’t really done things that you truly enjoy? Maybe what you’ve wanted to do all the time has been left behind?

                Think about the list of things you really want to do, and ask yourself why you aren’t doing these things (yet). Then start taking your first step to make what you want happen.

                Now go make your life interesting and live your dream life!

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                Featured photo credit: Kev Costello via unsplash.com

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