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7 Life-Changing Skills You Can Learn Even If You’re Broke

7 Life-Changing Skills You Can Learn Even If You’re Broke

Skills are the gateway to a better quality career and life.

The problem is, money is tight for most of us after covering rent/mortgage, car payments, and just maintaining our quality of life. But don’t worry, there are many ways for you to acquire new skills without breaking the bank.

Here are seven life-changing skills you can learn even if you’re broke (and where to learn them).

1. Public speaking

Speaker giving a talk on corporate Business Conference. Audience at the conference hall. Business and Entrepreneurship event.

    When Warren Buffett was asked to give one piece of advice to recent graduates, he said that improving your ability to communicate and speak publicly is one of the most valuable skill sets you can develop.

    Most of us don’t have regular opportunities to improve our speaking skills, but there are cheap options you can take advantage of to start practicing immediately.

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    Where to go: The International Toastmasters organization puts you in a tight-knit community of supportive people with the same goal as you: to improve public speaking skills. Having been a Toastmaster member myself, it’s one of the most affordable ways to get consistent feedback and practice around a great group of people.

    2. Personal finance

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      As basic as it seems, getting your personal finances down is something many people haven’t yet handled. It’s one thing to remember that you should spend less than you make, it’s another to know the details of how much you should be saving, where you should be allocating your funds, etc.

      Where to go: A great book that will teach you how to automate your personal finance is I Will Teach You To Be Rich by Ramit Sethi, and as scammy as it sounds, it delivers real value. A free app worth checking out is Mint.com, which automatically integrates your bank accounts and analyzes your spending, budgeting, and income for you in a visual and easy-to-understand application.

      3. Investing

      Making trading online on the smart phone. New ways to make economy and trading

        Once you have your personal finances in order, it’s time to start investing. None of us can get the wealth we want without investing our way there. If you’re not 100% sure which avenue you should pursue (stocks, bonds, real estate, etc.), it’s worth investing some of your time to learn about it before you get into the game.

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        Where to go: Check out a tool like Investopedia, which has an abundance of resources to teach you the terminology of investing, and even have a virtual stock market platform that allows you to invest “fake” money into the stock market. Wealthfront is another great option to go to, which automates your investments for you depending on your goals, risk-tolerance, etc.

        4. Foreign language

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          We’re quickly entering a multilingual era, where everything from culture, business, and people are integrating globally. Whether you’re looking to advance your career, form a deeper connection with your family & friends, or looking to travel in the near future, learning a foreign language is a life-changer.

          Where to go: The good news is, learning a language has never been easier. Take advantage of free options like this Learn A Language Challenge, delivering 10 new most common words in your inbox every morning. Or if you’re busy, like most people, you can check out Duolingo, which is a gamified application, or Rype, which offers unlimited private language lessons 24/7.

          5. Web/Mobile development

          A few shots of 500px team working on exciting new things at HQ here in Toronto

            Have a great idea, but no idea how to build it?

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            Instead of spending tens of thousands of dollars on developers or agencies, why not take the time to learn it yourself? Learning how to code has never been more accessible and affordable, and luckily it’s also in huge demand.

            Where to go: Check out free options like Codeacademy, which has you building real applications and websites on their platform, while giving you real-time feedback.

            6. Speed reading

            Reading room with open window

              Books are a game-changer in our lives and careers. They condense the knowledge of experts and thought leaders into one place, and can significantly improve the quality of our lives. The problem is, books can consume a lot of time, especially if we’re busy with our work and personal lives.

              One way to overcome this is to increase our reading speed. The faster you read, the more books you can read in less time.

              Where to go: First, you should take this quick reading speed test to see where you’re currently at. With speed reading, you can either go the technology route, with apps like Spreeder, or you can try to improve your own reading speed through free courses.

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              7. Meditating

              Yoga exercises at the city park

                Meditating has been scientifically proven to increase happiness levels, reduce stress, and enhance productivity to get more done throughout the day. While it was once an uncommon practice, meditation is becoming more mainstream in our culture–for the better.

                Where to go: There are free (with premium options) apps like Calm or Headspace, which will guide you through a meditation practice if you’re just getting started. All you need is 10 minutes a day, and you’ll quickly begin to build a habit that will positively impact your life.

                Which of these life-changing skills were your favorite? Share this with someone that’s also trying to learn something new!

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                Sean Kim

                Sean is the founder and CEO of Rype, a language learning app. He's an entrepreneur and blogger.

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                Last Updated on October 14, 2019

                12 Inspirational Speeches That Teach You the Most Valuable Life Lessons

                12 Inspirational Speeches That Teach You the Most Valuable Life Lessons

                The most valuable thing an experienced person has is their experience. People make mistakes, learn from them, and adapt their life around them to become better people. Those people would then tell tales to others to help teach those lessons so that others would not have to make the same mistakes.

                People still tell these stories today but in a slightly different format — they use speeches to express their experiences. Here are some valuable life lessons you can learn from some of the greatest inspirational speeches:

                1. JK Rowling teaches us to not fear failure no matter how bad things become

                It is a well-known fact that JK Rowling’s now-famous Harry Potter series was turned down by several publishers before it was finally picked up. Those publishers are likely kicking themselves in the pants right now. However, before that, JK Rowling was in a fairly dire situation and was on the brink of failure. Despite being turned down time and time again, she kept trying. Her efforts paid off. Harry Potter is now a ubiquitous character in today’s world culture. Despite failing over and over again, Rowling kept trying and fulfilled her dreams. You can watch her deliver some valuable life lessons in her Harvard commencement speech video above.

                2. Steve Jobs teaches us to never settle

                Steve Jobs had a fairly tumultuous life. He co-founded Apple, was kicked out of the company, came back, and then re-defined the mobile phone space with the iPhone. Even if iPhones aren’t the rage they once were, its iconic value is forever written in stone. One thing Jobs never did was settle. He lived life on his own terms and was rewarded for it by being dubbed one of the most revolutionary voices in technology of our time. In the Stanford commencement speech above, Jobs explains how you should never settle for what someone else wants out of your life. It’s your life and you should do what you want with it.

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                3. Admiral William H McRaven teaches us to make our beds every day

                Anyone who has gone through the basic training of a military service will tell you it’s pretty difficult. However, every seemingly obnoxious step is actually a life lesson in disguise. This even applies to flawlessly making one’s bed every single morning. As Admiral William H McRaven teaches us, recruits are taught to make their beds every morning to remind them that even the little things in life matter. After all, how can you be expected to handle the biggest obstacles in your life if you can’t even handle the small and the mundane like making your bed every day? You can watch the entire speech in the video above.

                4. Author David Foster Wallace teaches us that we’re a part of a greater existence

                David Foster Wallace found fame in 1987 with his book The Broom of the System. Nearly 20 years later in 2005 he game a commencement speech at Kenyon College that is worth listening to at least once. In his speech, he reminds us that was are but a part of a huge, dynamic, ever changing interaction of life forms. In order to truly experience life, we need to leave our personal bubbles and interact with others even if it’s in an unpleasant way. Wallace states, “It will actually be within your power to experience a crowded, hot, slow, consumer-hell type situation as not only meaningful, but sacred, on fire with the same force that made the stars: love, fellowship, the mystical oneness of all things deep down.” You can watch the whole speech above.

                5. Stephen Colbert teaches us that life isn’t something you can plan

                If there is anyone who knows about improvisation, it’s comedian Stephen Colbert. In his commencement speech at Northwestern University in 2011, Colbert reminded students that you cannot plan life. Life throws too many curve balls. There are too many unpredictable things that can happen. The most successful and happy people are not those who have a plan, but those who can roll with the punches and overcome the obstacles. He goes on to site his time as an improv comic and how all of the actors working together to create a scene out of literally nothing are all working for one another. He states that like improv comedy, you don’t know what happens next in life. You just make it up as you go along. You can watch the whole speech above.

                6. Kurt Vonnegut teaches us to not sweat the small stuff

                Some of our younger readers may not know Kurt Vonnegut. He is a famous author that found of of his success during the middle of last century. In 1999, Kurt Vonnegut was at Agnes Scott College giving a commencement speech. During the speech, he mentioned that in order to live a more complete life, people needed to let stuff go. He argued that you cannot reasonably expect others to forgive you for your mistakes if you cannot forgive others and that you cannot live life fostering a personal vendetta against others.

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                7. Neil Gaiman teaches us that success can be distracting.

                Neil Gaiman is most known for his work in a number of literary mediums including journalism, comic books, and novels. In 2012, Gaiman gave a speech at the University of the Arts where he talked about success. He stated that when you become successful, you may be unintentionally swayed from performing the actions that made you successful. Gaiman recalled his early success and how he felt pressured to answer emails all day long and it actually prevented him from writing as much as he wanted. So he reminds us to keep doing what makes us successful and to not let others get in the way.

                8. Barack Obama’s life lessons teaches us that you really can beat the odds

                We know that not everyone likes Barack Obama but that doesn’t mean the man can’t deliver an amazing speech. In this 2004 keynote speech at the Democratic National Convenction, Obama reminds that it is possible to beat the odds and become something great. He cites his own upbringing as an example and how he was never expected to make it as far as he did. It shows that when you’re passionate about something and when you try hard enough, you can accomplish almost anything. It’s important to note that Obama talks about this in 2004 and would become the President of the United States just four years later.

                9. Robin Roberts reminds us that we each have the courage to overcome challenges

                Robin Roberts knows a thing or two about courage. She is a breast cancer survivor and has done battle with a rare blood disease called myelodysplastic syndrome. Her sister once had to donate bone marrow just so Robin could remain alive. She was also ESPN’s first African American broadcaster in the early 1990’s. She’s a woman who works in an industry predominately populated by men. So when Robin Roberts takes the stage at the ESPYs and delivers a short lecture on having courage, we would do well to listen!

                10. Martin Luther King Jr. reminds us that some things are more important than success

                We all know the story of Martin Luther King Jr. So much so that we have a day of the year to celebrate him as a national holiday here in the United States. Most of us have listening to segments of his famous speech where he told the world about a dream he had. The main message of his famous speech is that racial inequalities needed to end and he was absolutely right. However, he also reminds us that there are things that are more important than success such as equal rights and treating each other with respect and kindness. If you somehow made it through school without watching the famous speech, we’ve got it linked above.

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                11. Jim Carrey reminds us that even if you keep it safe, you can still fail so you might as well go big

                Jim Carrey delivered a commencement speech at Maharishi University recently that went absolutely viral. You may know it as the one minute video that will change your life. They weren’t lying but they weren’t telling the whole truth because the speech was actually 28 minutes long. During the speech, Carrey talks about his father who wanted to be a comedian but decided to take the safe route and become an accountant. As it turns out, his father was laid off and his family ended up poor anyway. With that, Carrey tells us that you can still end up failing even if you play it safe so you might as well swing for the fences and do what you want to do.

                12. Bill Murray teaches us that it’s the hard times that determine if someone really loves you

                You may have heard the story about Bill Murray crashing someone’s bachelor party and delivering a speech. It turns out the speech was both short and fairly epic. During the speech, Bill Murray challenged the bachelors to travel around the world with the women they love and go to places that are difficult to go to and deal with. He says if you can get back to the United States and you still love each other, then you should get married right then and there. It’s a great message. It’s easy to love one another when times are good but do you still love each other when the times are bad? If so, that’s true love according to Bill Murray.

                Final thoughts

                Inspiration comes from everywhere and from anyone. There are a countless number of speeches and stories that can teach us an incalculable number of life lessons.

                All these speeches almost share the same message: Don’t be afraid to fail and keep trying.

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                If you also want to live your best life like the above successful people, this is what you should start doing:

                You’ll Only Live Your Best Life Once You Step Out

                At the end of the day, everything is inspirational. It’s just a matter of finding the message that we need to hear to change our lives.

                Featured photo credit: Miguel Henriques via unsplash.com

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