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7 Life-Changing Skills You Can Learn Even If You’re Broke

7 Life-Changing Skills You Can Learn Even If You’re Broke

Skills are the gateway to a better quality career and life.

The problem is, money is tight for most of us after covering rent/mortgage, car payments, and just maintaining our quality of life. But don’t worry, there are many ways for you to acquire new skills without breaking the bank.

Here are seven life-changing skills you can learn even if you’re broke (and where to learn them).

1. Public speaking

Speaker giving a talk on corporate Business Conference. Audience at the conference hall. Business and Entrepreneurship event.

    When Warren Buffett was asked to give one piece of advice to recent graduates, he said that improving your ability to communicate and speak publicly is one of the most valuable skill sets you can develop.

    Most of us don’t have regular opportunities to improve our speaking skills, but there are cheap options you can take advantage of to start practicing immediately.

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    Where to go: The International Toastmasters organization puts you in a tight-knit community of supportive people with the same goal as you: to improve public speaking skills. Having been a Toastmaster member myself, it’s one of the most affordable ways to get consistent feedback and practice around a great group of people.

    2. Personal finance

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      As basic as it seems, getting your personal finances down is something many people haven’t yet handled. It’s one thing to remember that you should spend less than you make, it’s another to know the details of how much you should be saving, where you should be allocating your funds, etc.

      Where to go: A great book that will teach you how to automate your personal finance is I Will Teach You To Be Rich by Ramit Sethi, and as scammy as it sounds, it delivers real value. A free app worth checking out is Mint.com, which automatically integrates your bank accounts and analyzes your spending, budgeting, and income for you in a visual and easy-to-understand application.

      3. Investing

      Making trading online on the smart phone. New ways to make economy and trading

        Once you have your personal finances in order, it’s time to start investing. None of us can get the wealth we want without investing our way there. If you’re not 100% sure which avenue you should pursue (stocks, bonds, real estate, etc.), it’s worth investing some of your time to learn about it before you get into the game.

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        Where to go: Check out a tool like Investopedia, which has an abundance of resources to teach you the terminology of investing, and even have a virtual stock market platform that allows you to invest “fake” money into the stock market. Wealthfront is another great option to go to, which automates your investments for you depending on your goals, risk-tolerance, etc.

        4. Foreign language

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          We’re quickly entering a multilingual era, where everything from culture, business, and people are integrating globally. Whether you’re looking to advance your career, form a deeper connection with your family & friends, or looking to travel in the near future, learning a foreign language is a life-changer.

          Where to go: The good news is, learning a language has never been easier. Take advantage of free options like this Learn A Language Challenge, delivering 10 new most common words in your inbox every morning. Or if you’re busy, like most people, you can check out Duolingo, which is a gamified application, or Rype, which offers unlimited private language lessons 24/7.

          5. Web/Mobile development

          A few shots of 500px team working on exciting new things at HQ here in Toronto

            Have a great idea, but no idea how to build it?

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            Instead of spending tens of thousands of dollars on developers or agencies, why not take the time to learn it yourself? Learning how to code has never been more accessible and affordable, and luckily it’s also in huge demand.

            Where to go: Check out free options like Codeacademy, which has you building real applications and websites on their platform, while giving you real-time feedback.

            6. Speed reading

            Reading room with open window

              Books are a game-changer in our lives and careers. They condense the knowledge of experts and thought leaders into one place, and can significantly improve the quality of our lives. The problem is, books can consume a lot of time, especially if we’re busy with our work and personal lives.

              One way to overcome this is to increase our reading speed. The faster you read, the more books you can read in less time.

              Where to go: First, you should take this quick reading speed test to see where you’re currently at. With speed reading, you can either go the technology route, with apps like Spreeder, or you can try to improve your own reading speed through free courses.

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              7. Meditating

              Yoga exercises at the city park

                Meditating has been scientifically proven to increase happiness levels, reduce stress, and enhance productivity to get more done throughout the day. While it was once an uncommon practice, meditation is becoming more mainstream in our culture–for the better.

                Where to go: There are free (with premium options) apps like Calm or Headspace, which will guide you through a meditation practice if you’re just getting started. All you need is 10 minutes a day, and you’ll quickly begin to build a habit that will positively impact your life.

                Which of these life-changing skills were your favorite? Share this with someone that’s also trying to learn something new!

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                Last Updated on November 5, 2018

                8 Powerful Reasons to Love Your Enemies

                8 Powerful Reasons to Love Your Enemies

                We’ve all got our enemies; people who take pleasure in causing us pain and misery. Sometimes, the development of an enemy is due to certain differences in your characters and events have led to that. Other times, some people end up hating you for apparently no reason at all.

                Regardless of how you got this enemy, as opposed to the paradigm of fighting fire with fire, consider the following reasons and see why you should actually appreciate your enemies. This article will show you not only how to not be bothered by your enemies, but how to actually foster love for them.

                Read on to learn the secret.

                1. It’s a practical lesson in anger management

                To be honest, your enemies are the best people to help you understand your sense of anger management. When it might be true that your enemies have a way of bringing out the worst in you as regards anger, it is also true that they can help you in your quest to have that anger managed. You can’t get truly angry at someone you love and it is only in that time when you get truly annoyed that you learn how to manage it.

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                Anger management is more effective when it is in practice and not in theory

                Your enemies are like the therapists who you need, but actually don’t want. Inasmuch as you might want to hate them, they provide you an opportunity to control the anger impulse that you have.

                2. It’s an opportunity for healthy competition

                You might not know it, but your enemies make for great rivals as they help harness the competitor in you (sometimes, you might not even know or bee conversant with this competitive side until you come across an adversary). You get the right motivation to compete and this can go a long way to spur you to victory.

                However, while doing so, it is also essential that you remember not to become a worse version of yourself while competing. Working against an adversary is tricky, and you need to ensure that you don’t cause harm to yourself or your morals in the process. Healthy competition is all you need to get out of this.

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                3. Their negative comments can help you make a breakthrough

                It is true that your enemies never really have much good to say about you. However, in as much as they might be talking out of a place of hate, there might be some truth to what they’re saying.

                To wit, whenever you hear something mean or nasty from an enemy, you might want to take a step back and evaluate yourself. There is a chance that what this enemy is saying is true and coming to face that fact is a major step in helping you to become a better person overall. This is another testament to the fact that enemies can be therapists in their own way.

                4. Enemies can also be powerful allies

                Loving your enemies can also mean making an effort to interact and make peace with them. In the end, if you are able to establish some common ground and patch things up, you’ll have succeeded in making another friend. And who doesn’t need friends?

                This can also help you in working with people in the long run. You get to hone your inter-personal skills, and that can be a big plus to your ledger.

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                5. It gives you the ability to realize positivity

                In a multitude of negativity, a speck of positivity always seems to find its way through.

                Sometimes, a knowledge of the fact that you have enemies will also help you to focus on the many positives and good things that are in your life. A lot of times, we neglect what really matters in life. This can be due to being overly concerned with the enemies we have.

                However, it is also possible for this acknowledgement to spur you to take a step back and appreciate the goo things (and people who surround you).

                6. There might just be a misunderstanding

                Sometimes, the reason why you have an enemy might be something very innocuous. You might not have known the cause of this fractured relationship and your enemy will help complete the picture.

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                Simply approaching them will help you to understand the reason for the fracture. This, in turn, can help you to work towards healing your relationship moving forward. Misunderstandings happen, and you need to be able to work around them.

                7. You learn to appreciate love as well

                A constant reminder of the fact that there are enemies will also help you not to take those who love you for granted. Love and hate are two opposing emotions and it is possible for one to momentarily overshadow the other.

                However, while you’ll always have enemies, there will also always be people who love you. These people need to be appreciated for what they do for you. Never let the hate projected to you from your enemies take the place of that.

                8. Do you really need the hate?

                The truth is that enemies bring only toxic emotions and generate bad reactions from you. If you’re truly to live a prosperous life, you can’t really be carrying all this baggage around.

                Hate is bad and you should try all you can to get rid of it. It is a well-known fact that nobody can get really far in life while carrying a lot of emotional baggage. Well, hate is the biggest form of emotional baggage there is.

                Featured photo credit: rawpixel via unsplash.com

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