Advertising
Advertising

7 Life-Changing Skills You Can Learn Even If You’re Broke

7 Life-Changing Skills You Can Learn Even If You’re Broke

Skills are the gateway to a better quality career and life.

The problem is, money is tight for most of us after covering rent/mortgage, car payments, and just maintaining our quality of life. But don’t worry, there are many ways for you to acquire new skills without breaking the bank.

Here are seven life-changing skills you can learn even if you’re broke (and where to learn them).

1. Public speaking

Speaker giving a talk on corporate Business Conference. Audience at the conference hall. Business and Entrepreneurship event.

    When Warren Buffett was asked to give one piece of advice to recent graduates, he said that improving your ability to communicate and speak publicly is one of the most valuable skill sets you can develop.

    Most of us don’t have regular opportunities to improve our speaking skills, but there are cheap options you can take advantage of to start practicing immediately.

    Advertising

    Where to go: The International Toastmasters organization puts you in a tight-knit community of supportive people with the same goal as you: to improve public speaking skills. Having been a Toastmaster member myself, it’s one of the most affordable ways to get consistent feedback and practice around a great group of people.

    2. Personal finance

    stock-photo-67556053

      As basic as it seems, getting your personal finances down is something many people haven’t yet handled. It’s one thing to remember that you should spend less than you make, it’s another to know the details of how much you should be saving, where you should be allocating your funds, etc.

      Where to go: A great book that will teach you how to automate your personal finance is I Will Teach You To Be Rich by Ramit Sethi, and as scammy as it sounds, it delivers real value. A free app worth checking out is Mint.com, which automatically integrates your bank accounts and analyzes your spending, budgeting, and income for you in a visual and easy-to-understand application.

      3. Investing

      Making trading online on the smart phone. New ways to make economy and trading

        Once you have your personal finances in order, it’s time to start investing. None of us can get the wealth we want without investing our way there. If you’re not 100% sure which avenue you should pursue (stocks, bonds, real estate, etc.), it’s worth investing some of your time to learn about it before you get into the game.

        Advertising

        Where to go: Check out a tool like Investopedia, which has an abundance of resources to teach you the terminology of investing, and even have a virtual stock market platform that allows you to invest “fake” money into the stock market. Wealthfront is another great option to go to, which automates your investments for you depending on your goals, risk-tolerance, etc.

        4. Foreign language

        lessons-1024x536

          We’re quickly entering a multilingual era, where everything from culture, business, and people are integrating globally. Whether you’re looking to advance your career, form a deeper connection with your family & friends, or looking to travel in the near future, learning a foreign language is a life-changer.

          Where to go: The good news is, learning a language has never been easier. Take advantage of free options like this Learn A Language Challenge, delivering 10 new most common words in your inbox every morning. Or if you’re busy, like most people, you can check out Duolingo, which is a gamified application, or Rype, which offers unlimited private language lessons 24/7.

          5. Web/Mobile development

          A few shots of 500px team working on exciting new things at HQ here in Toronto

            Have a great idea, but no idea how to build it?

            Advertising

            Instead of spending tens of thousands of dollars on developers or agencies, why not take the time to learn it yourself? Learning how to code has never been more accessible and affordable, and luckily it’s also in huge demand.

            Where to go: Check out free options like Codeacademy, which has you building real applications and websites on their platform, while giving you real-time feedback.

            6. Speed reading

            Reading room with open window

              Books are a game-changer in our lives and careers. They condense the knowledge of experts and thought leaders into one place, and can significantly improve the quality of our lives. The problem is, books can consume a lot of time, especially if we’re busy with our work and personal lives.

              One way to overcome this is to increase our reading speed. The faster you read, the more books you can read in less time.

              Where to go: First, you should take this quick reading speed test to see where you’re currently at. With speed reading, you can either go the technology route, with apps like Spreeder, or you can try to improve your own reading speed through free courses.

              Advertising

              7. Meditating

              Yoga exercises at the city park

                Meditating has been scientifically proven to increase happiness levels, reduce stress, and enhance productivity to get more done throughout the day. While it was once an uncommon practice, meditation is becoming more mainstream in our culture–for the better.

                Where to go: There are free (with premium options) apps like Calm or Headspace, which will guide you through a meditation practice if you’re just getting started. All you need is 10 minutes a day, and you’ll quickly begin to build a habit that will positively impact your life.

                Which of these life-changing skills were your favorite? Share this with someone that’s also trying to learn something new!

                More by this author

                Sean Kim

                Sean is the founder and CEO of Rype, a language learning app. He's an entrepreneur and blogger.

                How to Learn Anything Fast? Take These 5 Powerful Steps 7 Best Language Learning Apps and Websites What’s the Easiest Language to Learn for English Speakers? 7 Hardest Languages to Learn For English Speakers 7 Best Languages to Learn to Stay Competitive

                Trending in 20-Something

                1 One Solid Practice for Tackling Low Self-Esteem 2 7 Tools to Optimize Your Next Long-Term Traveling Experience 3 How To Go Through College And Stay Sane 4 The Battle Of The Voices In My Head 5 How to Have the Best Spring With Your Pets

                Read Next

                Advertising
                Advertising
                Advertising

                Last Updated on October 20, 2020

                10 Principles for Success to Start Living Your Dream Life

                10 Principles for Success to Start Living Your Dream Life

                Are you stressed out and overwhelmed, wishing you had more time to do the things that really matter? Are you ready to do something better, something special in your life or your career? If you’re ready to take responsibility for your life, then you need to tap into some principles for success.

                Many people—maybe you—stopped following their passion and purpose way too early in life because their talents were ignored, minimized, or shamed. They didn’t have the chops to win an American Idol competition or nab an Olympic gold medal, so they stopped expressing their inborn gifts altogether.

                You don’t need to be an award winner to rock your life. Living your dream life is about discovering your superpowers and feeling vibrant and joyful when you use them. It’s about owning what makes you unique and finding like-minded people to support you.

                Here are 10 success principles to help you reach your goals and live a rich life on your terms.

                1. Get a Hobby to Move Closer to Your Dreams

                If you never became a professional dancer or a world-renowned author, it does NOT mean you should stop dancing or writing! These activities make you come alive, even if you “only” do them as favorite pastimes.

                Engaging in a hobby is one of the most important success principles you can follow to move closer to your dreams.

                When you try something creative for the first time or in a long while, you begin to see opportunities at work and in life that you were unaware of before. You also feel happier and more energized, according to a recent study from New Zealand[1].

                Some of my most burned-out executive clients reinvigorated their careers by discovering a creative outlet that refueled them after the workday ended. Research at San Francisco State University shows that having a hobby lowers stress and helps you succeed at work[2].

                Give yourself permission to try new things and revisit old passions you gave up long ago. Setting aside just one hour a week for personal exploration can significantly change your life and help you focus on goal setting.

                2. Focus on Your Strengths

                Did you know that you are more likely to succeed when you develop your natural strengths rather than work on your weaknesses? The problem is that you probably don’t know where your true talents lie.

                Advertising

                Once you understand what makes you tick, you can use these skills at work and your personal life to get more done in less time. If you boost your unique abilities through practice and study, you can accelerate your career and become a leader in a field that matters to you. It’s worth investing in yourself this way.

                3. Jumping off a Cliff is NOT Required

                Here’s the deal: most people are too afraid to change. When participants first come to my workshops, they tell me they have mouths to feed, bills to pay, and fear that if they follow their dreams, someone will get hurt.

                The old saying “leap and the net shall appear” does not comfort them. Because they are hesitant to plunge into the unknown, they believe their only option is to stay put where they are in life. Can you relate?

                You do not have to sacrifice the life you have now to start a new one. I was a psychology professor by day and singer by night for years before I transitioned into a full-time music career.

                To use this principle for success, take a little time out each week to do what enlivens you through a hobby, volunteer work, etc. Get a feel for it. Is it what you really want? If it’s what you really want to be doing, increase the time you spend doing it and make the transition when the time feels right.

                4. Give Your Inner Critic Some Love

                The main culprit that keeps you from stepping outside your comfort zone and getting the life of your dreams is KCRP or K-CRAP, the radio station that plays 24/7 in your head. The moment you try to do something interesting with your life, it slaps you down with such chart-topping killer hooks as “Who do you think you are?” and “You’ll never be good enough!”.

                Have you ever noticed that KCRP’s mean-spirited DJ sounds like your parents, teachers, bosses, and other authority figures who shut you down creatively? These folks don’t need to stifle you any longer (although they often still do) because your inner critic does it for them. That keeps you stuck in a rut[3].

                Silencing your inner critic is one of the best principles for success.

                  To break free, try thinking of this DJ as a gruff old grandfather who gives you crap to keep you safe. Remember, this grumpy grandpa is woefully out of touch with the times. Give him a pat on the back for his good intentions, and put your focus back on what makes you come alive.

                  This is one of the principles for success that will give you the courage to venture into the unknown where you can dance to the beat of your own drummer.

                  Advertising

                  5. Embrace Your Inner Self

                  Many of us don’t go after our dreams because we’re afraid people will find out how odd or strange we are. However, our little eccentricities often turn out to be our greatest strengths.

                  Odds are that you lost track of your true passions and talents before you were even old enough to know you were getting off-track. You became slowly “adulterated” by learning to:

                  • Take on family roles that don’t match who you really are.
                  • Spit back what teachers taught you in school rather than risk getting bad grades for being original.
                  • Hide parts of yourself that don’t seem acceptable to certain social groups.

                  The price for fitting in is that you may wind up leading a life that doesn’t fit you all that well. Your true calling becomes clear when you embrace what makes you different from others and allow yourself to stand out from the crowd, even if it feels awkward. Often, the very qualities you view as your flaws are your greatest gifts.

                  Here’s How to Listen to Your Inner Voice for Greater Fulfillment.

                  6. See the Bigger Picture to Find Your True Calling

                  I cannot stress the importance of this success principle enough. Your true calling is right in front of you, but you may miss it because you’re looking for it in the wrong place.

                  To “see” it clearly, try widening your point of view.

                  Case in point: Maria felt she needed to retire early from being a police detective, so she could travel abroad. I encouraged Maria to think of ways that she could continue to serve as a law enforcer (a career she loved) and travel overseas at the same time.

                  A few months later, Maria landed a job with the United Nations in Bosnia training the local police force to understand and embrace human rights procedures.

                  Like Maria, you are an everyday rock star capable of accomplishing greater things than you can imagine. Is what you’re looking for right in front of you, too? Do you have an inkling of what it may be?

                  Look beyond your day-to-day activities, your current job, and even the town you live in. View your life from an eagle’s perspective and be open to new possibilities.

                  Advertising

                  7. Try a Little Wish-List Magic

                  Pretend I’m your fairy godmother, and I give you permission right now to be your most magnificent self. What kind of life would be music to your ears? It doesn’t matter whether it seems unattainable or even downright crazy. Write it down on a wish list.

                  What would you like your career, your relationships, your health, your finances, and your spiritual life to be like? Jot down enough details so that your wishes seem tangible to you. Then, look at this list every morning before you start your day and every night before you go to sleep.

                  8. Take Breaks to Get Clues About Your Ideal Future

                  Did you know that working straight through to a deadline leads to diminishing returns? Research shows that taking a break for 15 minutes every 75 to 90 minutes can help you recharge, refresh your focus, and get more done in less time[4].

                  Furthermore, a Stanford study shows that walking increases your creative output by 60 percent. Doing repetitive activities such as walking, running, riding your bike, swimming, and sweeping allow solutions to problems to pop into your mind out of nowhere[5].

                  What does this success principle have to do with creating your dream life?

                  These mini-breaks allow you to get vital clues for what to do next to attain your ideal future. Plus, you won’t waste precious time and energy getting lost in other people’s agendas.

                  9. Take Action on Your Inspired Ideas

                  Once an inspired thought pops into your mind, take action.

                  This is one of the most powerful principles for success for turning your dreams into reality; the sooner the better. Whatever it is—from calling an old friend to taking a new route home—be sure to do it!

                  Pay attention to your oddball hunches. You need to go after what you want, not just dream about it. As comedian Jim Carrey warns,

                  “You can’t just visualize and go eat a sandwich.”

                  To learn more about how to get off autopilot and take specific actions towards your goals, check out this video:

                  10. Count Your Rockstar Moments

                  Still not sure you have what it takes to get your dream life? This final success principle is guaranteed to help.

                  Make a list of everything you’ve ever accomplished. As you read back through it, put a star next to each item, and let it sink in.

                  You’ll be pleasantly surprised by how good you’ll feel about yourself afterward. You’ll also see how effective you’ve been in the past at getting what you want. You’ve succeeded before, and you can succeed again.

                  Final Thoughts

                  Eleanor Roosevelt said,

                  “The future belongs to those who believe in the beauty of their dreams.”

                  Following these principles for success will help you find the time and energy to achieve your goals and live with clear intention.

                  Stand still, get quiet, and listen. Your life is constantly telling you what you need to do to realize your own rock star potential in life and business. It may be just a whisper now, but the more you pay attention to it, the louder it will get, and the easier it will be to follow.

                  More About Success in Life

                  Featured photo credit: Rahul Dey via unsplash.com

                  Reference

                  Read Next