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5 iPad Alternatives For The Creative Entrepreneur On A Budget

5 iPad Alternatives For The Creative Entrepreneur On A Budget

There are so many reasons why Apple’s iPad is one of the best choices for anyone who is interested in an effective gadget for work. For the creative entrepreneur, it is a great way to create or edit webpages, there are an abundance of apps that can simplify your life (and it seems as if more and more apps are being released on iOS first), it’s a great productive tool for your business, and as if these aren’t reason enough, it is just plain fun to use!

Not everyone, however, has the budget for an iPad, nor is it always a great fit for everyone. Your business needs may be different from someone else’s, which means that even if you can afford to start with an iPad, it may not be for you. If you are looking for alternatives or simply want to try something new, one of these 5 may be for you.

Alcatel OneTouch Xess

5 Ipad Alternatives For Creative Entrepreneurs

    I live for gadgets that allow me to multitask. It is a must for me because I juggle multiple duties throughout the day, from my freelance work to social media, my own growing community, and my little ones. That is precisely why I love the Alcatel Xess tablet. The 17.3-inch device is more reminiscent of an all-in-one than a tablet, but it offers flexibility with a stand that is easily maneuverable.

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    I can move fluidly from managing my social media accounts to putting on a show for the girls to watch while I get lunch ready with very little effort. Although it is larger than its counterparts, I love having a larger screen with the ability to pick up and to move from one room to the next easily.

    At $499, it is $100 less than the smaller iPad pro, and $200 less than the larger one.

    Microsoft Surface 3

    5 Ipad Alternatives For Creative Entrepreneurs

      Why did I go with the Microsoft Surface 3 rather than the 4 Pro? Because having the newest model is not always necessary, especially when you are working on a budget.

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      These Microsoft tablets are top of the line for productivity, with the option of transforming your tablet into a small laptop. The keyboard allows you to work a lot faster, and with the surface pen and several ports, it is made for a busy entrepreneur on the go. A great tool for multitasking, the Surface comes with a full version of Windows 10.

      There are also more options to customize the device, which starts at $799 for the base Surface Pro 3 model and $499 for the base Surface 3 model.

      Samsung Galaxy S2

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        With the smaller model starting as $399, the Samsung Galaxy X2 is affordable, with options to expand your device to fit your lifestyle and business needs. From a USB converter to using a microSD card, you can also expand your storage. Get the entire Microsoft Office App suite in order to use your favorite business tools on the go.

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        The Samsung Galaxy S2 tablet is great for anyone who wants the performance and quality of an iPad Air 2, but on the Android ecosystem.

        Dell Venue Pro 8

        5 Ipad Alternatives For Creative Entrepreneurs

          Perfect for the creative entrepreneur on a strict budget, the Dell Pro 8 Pro 3000 series is currently available on Amazon for $149.00. With the trusted dependability of Dell, the Venue Pro is for the entrepreneur who needs quick access and simplicity. Get access to the full Windows suite in a compact device without the bulk and size, along with a quad-core intel processor. With options to pair your device with a bluetooth keyboard and mouse, or expand your storage with an SD card, this device offers flexibility at an affordable price.

          For a larger option, check out the Pro-10.

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          Asus Transformer Book Flip 2-in-1

          5 Ipad Alternatives For Creative Entrepreneurs

            For $349, you can own the Asus equivalent of the Microsoft Surface Pro. The Asus Transformer has many models, but the versatility of the Flip captivated me instantly. Smaller than a sheet of A4 Paper and feather light, it is the perfect tool to take along with me as I juggle motherhood and business. It can slip easily into the side of a diaper bag or take very little space in a packed bag. It looks amazing and is power-packed with goodies, including an 8-hour battery life, 46% larger touchpad, a Windows 10 experience and a Quad Core or Dual Core Processor.

            Featured photo credit: Kārlis Dambrāns via flickr.com

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            Nancy Laws

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            Last Updated on July 10, 2020

            The Definitive Guide to Get out of Debt Fast (and Forever)

            The Definitive Guide to Get out of Debt Fast (and Forever)

            Debt can feel crushing, like a weight that is always weighing you down. Looking at those numbers, it can feel as if you’ll never get out from under it. However, if you really want to learn how to get out of debt, it is possible with a great deal of focus and self-control.

            Getting out of debt isn’t impossible. Like any big goal, all that it takes is an action plan to identify where you are and creating a plan to zero out your debt.

            Identifying All of Your Debts

            The first part of paying off your debt is getting a complete picture of what you owe. When you have everything written out in front of you, it makes it much easier to create an action plan. Depending on how much you owe, it might also help you realize it’s not as bad you might have originally thought.

            Here’s how you can get started identifying your debts:

            1. Own Your Debt

            Before you start identifying all of your debts, take a moment to process that you have debt but want to get out of it.

            Forgive yourself for any past mistakes, missed payments, or overspending. It might be painful to accept how much debt you have at first, but you must own it.

            2. Make a Debt Tracker

            It’s astonishing how few people ever created a tracker to understand their total debts. Most likely, it comes from not wanting to accept the guilt of having debt, but, if avoided, it can make it nearly impossible to get out of debt.

            Open up a new Google or Microsoft Excel sheet and list out all of your debts. Start with the name of the creditor, interest rates, total balance, loan term length (if any), and the minimum amount due each payment. This will include student loans, credit cards, and any other type of debt owed.

            3. Get Your Debt Number

            Once you’ve made your debt tracker and taken the other steps, identify your total payoff number. This is crucial, as you will have a starting point and a clear goal that you are trying to achieve.

            Prioritizing Your Debts

            All debt is not created equal. It’s imperative to understand that there are different types of debt.

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            1. Understand Bad and Good Debts

            Bad debts are usually paying for things you want instead of always need. While there might be some emergencies that max out your credit cards, often times it’s excessive spending[1].

            There are three main types of bad debt:

            • Credit Card Debt: The average American household owes over $16,000 in credit card debt!
            • Auto Loan Debt: According to CNBC , the average auto loan in the US is $30,032!
            • Consumer Loan Debt: Consumer loan debt isn’t as common as credit card and auto loan debt, but it’s still considered bad as interest rates are usually between 10-28%.

            Good debt is identified as investments in your future. Here are three common types of good debt:

            • Student Loan Debt
            • Mortgage Loan
            • Business Loans

            2. Decide Which Debt to Pay off First

            Once you know each type of debt and their interest rates, you can begin to pay off debt quickly.

            Focus on paying off bad debt first, regardless of if it is a credit card or auto loan. Start by paying off the loan with the highest interest rate first.

            If you have several credit cards with different interest rates, you want to focus on the one with a higher APR. You will actually save more money by eliminating the card with the highest interest rate.

            3. Don’t Pay the Minimum Amount

            Paying the minimum amount digs you into a hole as interest rates will offset your payment. Even a small amount more than the minimum can help you pay off debt much faster.

            Removing Obstacles to Pay off Debt Quickly

            Creating a debt tracker and prioritizing a plan is simple, but avoiding temptation can be difficult.

            1. Set a Reminder to Track Your Debt

            “If you can’t measure it you can’t manage it.” -Peter Drucker

            It’s so important to track your debt to ensure that you get it paid off quickly. Similar to working out and measuring your results, you need to track your debt constantly. Start with a weekly reminder, where you sign on and log your updated number. Did you increase, decrease, or stay the same?

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            Regularly tracking your student loan balance can be incredibly motivating, as well. You will get a huge confidence boost each time you see your total debt amount decreases.

            Set weekly and monthly goals so you can have short term wins and keep the momentum going.

            2. Hide Your Credit Cards

            If your biggest debt is credit cards, you need to eliminate temptation and remove them from your wallet.

            Some people have gone to extreme measures by freezing their credit cards. Why? This would create an ice block around your card, which would require you to chip away at it slowly. This will give you time to think if it’s the best idea to buy that thing you’re about to buy.

            3. Automate Everything

            Willpower can be a huge downfall to paying off your debt. By automating your bills each month, you will ensure that willpower isn’t involved.

            4. Plan Ahead

            Getting out of debt will require some sacrifices, but with enough planning, you can make it work.

            For example, if you know that you have a friend’s birthday or family dinner coming up, plan ahead for the costs. Whether you need to cut back on spending the week before, pick up a side job, or meet them after dinner, do what is needed.

            5. Live Cheaply

            The only way to get out of debt is to make some sacrifices on your spending habits. Find ways to save money each month so you can apply that amount to your outstanding debts. Here are some ways to save money each month:

            • Live with roommates
            • Cook dinners and prepare lunches for work instead of eating out
            • Cut cable and choose Netflix or Amazon Prime
            • Take public transit or bike to work

            Finding the Lowest Interest Rates

            The higher your interest rates, the harder (and longer) it will take you to pay off any debt.

            If possible, you want to find ways to lower your interest rates to help get out of debt quickly. Here’s how you can get started:

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            1. Maintain a High Credit Score

            Your credit score will have a large impact on your ability to refinance your loans and receive a lower interest rate. If you have a low credit score, it’s unlikely you will be able to refinance your loans. Use these credit tips to increase and maintain an excellent score:

            • Never miss a payment
            • Don’t exceed 30% of your credit limit
            • Don’t sign up for more than one card at once
            • Limit hard inquires, like auto-loans and new credit cards
            • Monitor frequently with free credit-tracking software

            2. Find Balance Transfer Offers

            Start by opening a free account on credit.com. Credit.com offers you the chance to open a free account and see what type of balance transfer offers you can receive. Some of your existing credit cards might already have 0% or lower APR balance transfer offers available.

            Contact each of your credit card providers to ask about lowering your rate for a one-time balance transfer offer[2].

            If you do take advantage of this option, make sure that you use a balance transfer and not a cash advance. Cash advances have a ton of high interest fees (15-25%, depending on your credit card) and will only compound your debt problem.

            How to Get Rid of Debt Forever

            Setting up a plan, removing temptations, and getting the lowest interest rates is the first step to get out of debt.

            1. Keep Monitoring and Adjusting

            Once you have a plan, don’t get comfortable. Track your debt payoff plan and make the necessary adjustments when needed.

            Monitor your credit scores with a free site like CreditKarma. The higher your credit score climbs, the more likely you will be to secure a new, lower-interest loan.

            2. Earn More Money

            There are only so many ways to save money. Instead of clipping another coupon or making sacrifices for your morning coffee, find ways to earn more money!

            Think about it…it is much easier to find ways to earn an extra $1,000 per month than find $1,000 to cut from your budget.

            Here are some examples of ways to earn more money:

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            Talk to Your Boss

            Have a conversation with your boss about current salary and/or commission rates. If you’re not satisfied or want a change, don’t be afraid to look around at other positions. Some of them might even have a student loan debt reimbursement plan!

            Start a Side Hustle

            This could be coaching students on the weekends, driving for Uber, or taking paid online surveys. There are tons of ways to make money outside your 9-5. Now that you have a clear plan to pay off your debts, you’ll be more motivated than ever to figure out creative new ways to earn money.

            Build an Online Business

            There are so many websites and blogs that earn money from ads, affiliates, and other online products. Find your niche and get started.

            3. Celebrate Your Wins

            As you progress in your debt payoff journey, don’t forget to celebrate your wins. You need to always reward yourself for the hard work and discipline that is required to get out of debt.

            While you shouldn’t celebrate so big that it increases debt, make sure to factor in little rewards to keep you motivated.

            4. Set New Financial Goals

            Eventually, with a plan and these steps, you can rid yourself of your debt. Once you do, make sure to celebrate your monumental achievement, but don’t stop there.

            Now, you can focus on acquiring wealth and increasing your net worth. Set new financial goals so you have a new target to aim toward. Here’s how to set financial goals and actually meet them.

            These could be anything now that you are debt free! Think about where you want to travel, buying your first home, or saving for your future retirement. Just like before, make sure that your goals are specific, measurable, and achievable.

            Conclusion

            Congrats, you can now set a plan in motion to finally pay off your debt quickly (and hopefully forever)!

            Remember, if you want to get out of debt quickly, it’s not always easy. Just like any big goal, there will be sacrifices, challenges, and problems to overcome.

            More Tips on Getting out of Debt

            Featured photo credit: Pepi Stojanovski via unsplash.com

            Reference

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