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6 Ways Your Credit Card Can Help You Travel In Style for Free!

6 Ways Your Credit Card Can Help You Travel In Style for Free!

Ever walk onto a plane and wonder how so many people can afford to fly first class? The answer’s in their wallet:

Miles and miles of miles!

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There’s no easier way to fly free, in style and luxury, than with the right travel credit card. There are a host of rewards and benefits the savviest frequent travelers take advantage of and now it’s your turn.

Free Flight Welcome Bonuses

Loyalty doesn’t pay folks. Stick with your credit card year after year, and you’re playing right into the hands of your credit card company. The best way to get the most from a credit card is through new credit card welcome bonus offers. Whether you’re in the United States or Canada, most sign-up bonuses will offer a free return ticket to almost anywhere in North America, just for getting a new credit card. Don’t be afraid to churn and burn, getting a few new credit cards every year.

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Annual Companion Ticket

Some cards will give you a companion ticket, once a year, for a fee of $120 or so. That means, you buy a ticket to Hawaii, and you can bring your significant other along for the ride at only $120! That’s hundreds of dollars in savings, every year. Here’s the best part, some airlines even match the class of ticket your buying. So if you buy a first class ticket to Hawaii, your companion gets to fly first class with you for only $120. Imagine getting that every year.

Free Airport Lounge Access

We all know what it’s like to have a long layover, a flight delay or missed connection. It’s hours and hours of discomfort, frustration and anxiety: everything you were trying to get away from on your vacation. But there is an alternative. Airport lounges offer travelers comfortable seats, showers, free food, coffee, a business center and a quiet place to relax. Many credit cards will either upgrade your loyalty status so you get free lounge access, or will give you a select number of free lounge passes every year.

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Priority Check-in and Boarding

Ever get to the airport and find a check-in line as long and daunting as waiting for bread in the old Soviet Union? Get the right credit card and you’ll be brushing the proletariat aside, getting the VIP treatment.

Don’t underestimate priority boarding either. Nothing’s worse than your chin getting reacquainted with your knees because you had to tuck your carry-on under the seat in front of you. Get priority boarding and you’ll board first, giving you plenty of space to put your bags where they belong – above your head.

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Passing Through Security Swiftly

Don’t overlook this one. It’s not unheard of to face a security line with a few hundred people. Murphy’s Law states it will happen at the exact time when you’re late for your flight. Enter that credit card that gives you access to the expedited security line.

Free Room Upgrades

This one is simple, with the right travel, rewards or hotel card, you might be able to get an upgrade to a room with a better view or larger suite. Check to see if your loyalty status automatically upgrades your room, or whether you can use your points to upgrade your room. Either way, it’s a great way to make your stay that much more special.

There are plenty of other perks and benefits your credit card might offer to help you travel further and better. From concierge services, to seat upgrades, to discounts at prestigious hotels and restaurants, your card can pack a luxurious punch. The right credit card can also get you complimentary hotel internet, free checked bags, even a complimentary breakfast. Get familiar with your card’s benefits and start travelling smarter and farther today!

Featured photo credit: Richard Moross, Flickr Creative Commons via flickr.com

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Marc Felgar

Marc Felgar is an aging, health & senior care expert focused on improving the lives of mature adults.

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Last Updated on October 20, 2020

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

You have a deadline looming. However, instead of doing your work, you are fiddling with miscellaneous things like checking email, social media, watching videos, surfing blogs and forums. You know you should be working, but you just don’t feel like doing anything.

We are all familiar with the procrastination phenomenon. When we procrastinate, we squander away our free time and put off important tasks we should be doing them till it’s too late. And when it is indeed too late, we panic and wish we got started earlier.

The chronic procrastinators I know have spent years of their life looped in this cycle. Delaying, putting off things, slacking, hiding from work, facing work only when it’s unavoidable, then repeating this loop all over again. It’s a bad habit that eats us away and prevents us from achieving greater results in life.

Don’t let procrastination take over your life. Here, I will share my personal steps on how to stop procrastinating. These 11 steps will definitely apply to you too:

1. Break Your Work into Little Steps

Part of the reason why we procrastinate is because subconsciously, we find the work too overwhelming for us. Break it down into little parts, then focus on one part at the time. If you still procrastinate on the task after breaking it down, then break it down even further. Soon, your task will be so simple that you will be thinking “gee, this is so simple that I might as well just do it now!”.

For example, I’m currently writing a new book (on How to achieve anything in life). Book writing at its full scale is an enormous project and can be overwhelming. However, when I break it down into phases such as –

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  • (1) Research
  • (2) Deciding the topic
  • (3) Creating the outline
  • (4) Drafting the content
  • (5) Writing Chapters #1 to #10,
  • (6) Revision
  • (7) etc.

Suddenly it seems very manageable. What I do then is to focus on the immediate phase and get it done to my best ability, without thinking about the other phases. When it’s done, I move on to the next.

2. Change Your Environment

Different environments have different impact on our productivity. Look at your work desk and your room. Do they make you want to work or do they make you want to snuggle and sleep? If it’s the latter, you should look into changing your workspace.

One thing to note is that an environment that makes us feel inspired before may lose its effect after a period of time. If that’s the case, then it’s time to change things around. Refer to Steps #2 and #3 of 13 Strategies To Jumpstart Your Productivity, which talks about revamping your environment and workspace.

3. Create a Detailed Timeline with Specific Deadlines

Having just 1 deadline for your work is like an invitation to procrastinate. That’s because we get the impression that we have time and keep pushing everything back, until it’s too late.

Break down your project (see tip #1), then create an overall timeline with specific deadlines for each small task. This way, you know you have to finish each task by a certain date. Your timelines must be robust, too – i.e. if you don’t finish this by today, it’s going to jeopardize everything else you have planned after that. This way it creates the urgency to act.

My goals are broken down into monthly, weekly, right down to the daily task lists, and the list is a call to action that I must accomplish this by the specified date, else my goals will be put off.

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Here’re more tips on setting deadlines: 22 Tips for Effective Deadlines

4. Eliminate Your Procrastination Pit-Stops

If you are procrastinating a little too much, maybe that’s because you make it easy to procrastinate.

Identify your browser bookmarks that take up a lot of your time and shift them into a separate folder that is less accessible. Disable the automatic notification option in your email client. Get rid of the distractions around you.

I know some people will out of the way and delete or deactivate their facebook accounts. I think it’s a little drastic and extreme as addressing procrastination is more about being conscious of our actions than counteracting via self-binding methods, but if you feel that’s what’s needed, go for it.

5. Hang out with People Who Inspire You to Take Action

I’m pretty sure if you spend just 10 minutes talking to Steve Jobs or Bill Gates, you’ll be more inspired to act than if you spent the 10 minutes doing nothing. The people we are with influence our behaviors. Of course spending time with Steve Jobs or Bill Gates every day is probably not a feasible method, but the principle applies — The Hidden Power of Every Single Person Around You

Identify the people, friends or colleagues who trigger you – most likely the go-getters and hard workers – and hang out with them more often. Soon you will inculcate their drive and spirit too.

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As a personal development blogger, I “hang out” with inspiring personal development experts by reading their blogs and corresponding with them regularly via email and social media. It’s communication via new media and it works all the same.

6. Get a Buddy

Having a companion makes the whole process much more fun. Ideally, your buddy should be someone who has his/her own set of goals. Both of you will hold each other accountable to your goals and plans. While it’s not necessary for both of you to have the same goals, it’ll be even better if that’s the case, so you can learn from each other.

I have a good friend whom I talk to regularly, and we always ask each other about our goals and progress in achieving those goals. Needless to say, it spurs us to keep taking action.

7. Tell Others About Your Goals

This serves the same function as #6, on a larger scale. Tell all your friends, colleagues, acquaintances and family about your projects. Now whenever you see them, they are bound to ask you about your status on those projects.

For example, sometimes I announce my projects on The Personal Excellence Blog, Twitter and Facebook, and my readers will ask me about them on an ongoing basis. It’s a great way to keep myself accountable to my plans.

8. Seek out Someone Who Has Already Achieved the Outcome

What is it you want to accomplish here, and who are the people who have accomplished this already? Go seek them out and connect with them. Seeing living proof that your goals are very well achievable if you take action is one of the best triggers for action.

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9. Re-Clarify Your Goals

If you have been procrastinating for an extended period of time, it might reflect a misalignment between what you want and what you are currently doing. Often times, we outgrow our goals as we discover more about ourselves, but we don’t change our goals to reflect that.

Get away from your work (a short vacation will be good, else just a weekend break or staycation will do too) and take some time to regroup yourself. What exactly do you want to achieve? What should you do to get there? What are the steps to take? Does your current work align with that? If not, what can you do about it?

10. Stop Over-Complicating Things

Are you waiting for a perfect time to do this? That maybe now is not the best time because of X, Y, Z reasons? Ditch that thought because there’s never a perfect time. If you keep waiting for one, you are never going to accomplish anything.

Perfectionism is one of the biggest reasons for procrastination. Read more about why perfectionist tendencies can be a bane than a boon: Why Being A Perfectionist May Not Be So Perfect.

11. Get a Grip and Just Do It

At the end, it boils down to taking action. You can do all the strategizing, planning and hypothesizing, but if you don’t take action, nothing’s going to happen. Occasionally, I get readers and clients who keep complaining about their situations but they still refuse to take action at the end of the day.

Reality check:

I have never heard anyone procrastinate their way to success before and I doubt it’s going to change in the near future. Whatever it is you are procrastinating on, if you want to get it done, you need to get a grip on yourself and do it.

Bonus: Think Like a Rhino

More Tips for Procrastinators to Start Taking Action

Featured photo credit: Malvestida Magazine via unsplash.com

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