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8 Ways To Protect Yourself After An Accident

8 Ways To Protect Yourself After An Accident

“More than 330,000 commercial truck accidents occur each year, contributing to about 10 percent of all traffic-related fatalities in the U.S.” – Federal Motor Carrier Safety Administration (FMCSA)

Accidents can happen at any time. It does not come with any warning signs and you need to stay aware of keeping yourself safe every time, especially when you are driving.

The increasing number of vehicles on the road and the amount of traffic are what has also increased the chances of an accident to happen. We’ve often recorded accidents during the rush hour traffic and in the bustling freeways, and when changing lanes. However, if things go wrong, your life can be jeopardized any moment and if you are not prepared to deal with such situations, you need to start taking actions and learning the basics of what needs to be done to protect yourself.

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Here are 10 ways to protect yourself after an accident.

1. Check yourself

The first thing to do after you get in an accident is to check yourself. You need to make sure everything is alright. Yes, you might lose your common sense for a while, but take a deep breath, focus on things around you and see if you and your car is okay. Always pay special attention when you are on a busy roadway to make sure that you don’t get hit again.

2. Call the police

Once you assess the situation you are in, call the police immediately. No matter the size of the accident, you need to call the police to perform the inspection and prepare a report. Also, if you or anyone is hurt and has sustained an injury, you need to call the ambulance right away.

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3. Offer assistance

As you slowly step out of the vehicle, assess the details involved in the accident. If you find anyone injured, help them immediately. You don’t need to wait for the ambulance or the police to arrive to help someone who is in danger. Also, make sure that you don’t blame anyone for the accident and make a scene for yourself.

4. Gather details

Once you find yourself in a safe position, it’s time to look for details associated with the accident. If you’ve been hit by another vehicle, get the name, address, phone number and details of the driver. Also, check the policy number, model, and license plate number of the other vehicle right away.

5. Take photos

It’s always useful to take photos after you get involved in an accident. Though there are police who do all those things related to the law, you can do too so that you can access that information anytime you require without needing to call the police. See if your camera or smartphone is working and document the complete location of the accident and those who are involved.

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6. Consult a doctor

If you sustain an injury, no matter how small it may be, always consult a doctor. You always need to stay aware about your health and even if you don’t see any scratch in your body, you need to seek for a medical care. Doctors perform a full extent analysis of your body to check if you’ve been injured. If any legal actions need to be taken, a thorough analysis should be done as well.

7. Seek legal advice

What I’ve seen with most people involved in an accident is that they get paid much lesser from the insurance companies than what they actually deserved. This is why you need to seek legal advice to assess details regarding the accident and the insurance costs associated with it.

According to Just Great Lawyers, “An experienced car accident lawyer can carefully review the facts and evidence of the case to determine which drivers (and/or other parties) are liable, helping victims maximize their recoveries.”

Never try to settle the case on your own as a prompt payment from insurance companies might tempt you to do so. This will jeopardize the chances of making future claims if you settle immediately.

8. Keep a note

You might not be able to remember all the details regarding the accident in the future when you need to. This is where a note can help you with. Write down everything about the entire process during the accident, detail about any conversations you made, include details about visits to the doctor and injuries sustained from the collision. You can keep yourself organized this way and help you when you need to take any legal actions.

Featured photo credit: Flickr via flic.kr

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Grishma Giri

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Last Updated on November 19, 2019

20 Time Management Tips to Super Boost Your Productivity

20 Time Management Tips to Super Boost Your Productivity

Are you usually punctual or late? Do you finish things within the time you stipulate? Do you hand in your reports/work on time? Are you able to accomplish what you want to do before deadlines? Are you a good time manager?

If your answer is “no” to any of the questions above, that means you’re not managing your time as well as you want. Here are 20 time management tips to help you manage time better:

1. Create a Daily Plan

Plan your day before it unfolds. Do it in the morning or even better, the night before you sleep. The plan gives you a good overview of how the day will pan out. That way, you don’t get caught off guard. Your job for the day is to stick to the plan as best as possible.

2. Peg a Time Limit to Each Task

Be clear that you need to finish X task by 10am, Y task by 3pm, and Z item by 5:30pm. This prevents your work from dragging on and eating into time reserved for other activities.

3. Use a Calendar

Having a calendar is the most fundamental step to managing your daily activities. If you use outlook or lotus notes, calendar come as part of your mailing software.

I use it. It’s even better if you can sync your calendar to your mobile phone and other hardwares you use – that way, you can access your schedule no matter where you are. Here’re the 10 Best Calendar Apps to Stay on Track .

Find out more tips about how to use calendar for better time management here: How to Use a Calendar to Create Time and Space

4. Use an Organizer

An organizer helps you to be on top of everything in your life. It’s your central tool to organize information, to-do lists, projects, and other miscellaneous items.

These Top 15 Time Management Apps and Tools can help you organize better, pick one that fits your needs.

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5. Know Your Deadlines

When do you need to finish your tasks? Mark the deadlines out clearly in your calendar and organizer so you know when you need to finish them.

But make sure you don’t make these 10 Common Mistakes When Setting Deadlines.

6. Learn to Say “No”

Don’t take on more than you can handle. For the distractions that come in when you’re doing other things, give a firm no. Or defer it to a later period.

Leo Babauta, the founder of Zen Habits has some great insights on how to say no: The Gentle Art of Saying No

7. Target to Be Early

When you target to be on time, you’ll either be on time or late. Most of the times you’ll be late. However, if you target to be early, you’ll most likely be on time.

For appointments, strive to be early. For your deadlines, submit them earlier than required.

Learn from these tips about how to prepare yourself to be early, instead of just in time.

8. Time Box Your Activities

This means restricting your work to X amount of time. Why time boxing is good for you? Here’re 10 reasons why you should start time-boxing.

You can also read more about how to do time boxing here: #5 of 13 Strategies To Jumpstart Your Productivity.

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9. Have a Clock Visibly Placed Before You

Sometimes we are so engrossed in our work that we lose track of time. Having a huge clock in front of you will keep you aware of the time at the moment.

10. Set Reminders 15 Minutes Before

Most calendars have a reminder function. If you have an important meeting to attend, set that alarm 15 minutes before.

You can learn more about how reminders help you remember everything in this article: The Importance of Reminders (And How to Make a Reminder That Works)

11. Focus

Are you multi-tasking so much that you’re just not getting anything done? If so, focus on just one key task at one time. Multitasking is bad for you.

Close off all the applications you aren’t using. Close off the tabs in your browser that are taking away your attention. Focus solely on what you’re doing. You’ll be more efficient that way.

Lifehack’s CEO has written a definitive guide on how to focus, learn the tips: How to Focus and Maximize Your Productivity (the Definitive Guide)

12. Block out Distractions

What’s distracting you in your work? Instant messages? Phone ringing? Text messages popping in?

I hardly ever use chat nowadays. The only times when I log on is when I’m not intending to do any work. Otherwise it gets very distracting.

When I’m doing important work, I also switch off my phone. Calls during this time are recorded and I contact them afterward if it’s something important. This helps me concentrate better.

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Find more tips on how to minimize distractions to achieve more in How to Minimize Distraction to Get Things Done

13. Track Your Time Spent

When you start to track your time, you’re more aware of how you spend your time. For example, you can set a simple countdown timer to make sure that you finish a task within a period of time, say 30 minutes or 1 hour. The time pressure can push you to stay focused and work more efficiently.

You can find more time tracking apps here and pick one that works for you.

14. Don’t Fuss About Unimportant Details

You’re never get everything done in exactly the way you want. Trying to do so is being ineffective.

Trying to be perfect does you more harm than good, learn here about how perfectionism kills your productivity and how to ditch the perfectionism mindset.

15. Prioritize

Since you can’t do everything, learn to prioritize the important and let go of the rest.

Apply the 80/20 principle which is a key principle in prioritization. You can also take up this technique to prioritize everything on your plate: How to Prioritize Right in 10 Minutes and Work 10X Faster

16. Delegate

If there are things that can be better done by others or things that are not so important, consider delegating. This takes a load off and you can focus on the important tasks.

When you delegate some of your work, you free up your time and achieve more. Learn about how to effectively delegate works in this guide: How to Delegate Work (the Definitive Guide for Successful Leaders)

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17. Batch Similar Tasks Together

For related work, batch them together.

For example, my work can be categorized into these core groups:

  1. writing (articles, my upcoming book)
  2. coaching
  3. workshop development
  4. business development
  5. administrative

I batch all the related tasks together so there’s synergy. If I need to make calls, I allocate a time slot to make all my calls. It really streamlines the process.

18. Eliminate Your Time Wasters

What takes your time away your work? Facebook? Twitter? Email checking? Stop checking them so often.

One thing you can do is make it hard to check them – remove them from your browser quick links / bookmarks and stuff them in a hard to access bookmarks folder. Replace your browser bookmarks with important work-related sites.

While you’ll still checking FB/Twitter no doubt, you’ll find it’s a lower frequency than before.

19. Cut off When You Need To

The number one reason why things overrun is because you don’t cut off when you have to.

Don’t be afraid to intercept in meetings or draw a line to cut-off. Otherwise, there’s never going to be an end and you’ll just eat into the time for later.

20. Leave Buffer Time In-Between

Don’t pack everything closely together. Leave a 5-10 minute buffer time in between each tasks. This helps you wrap up the previous task and start off on the next one.

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Featured photo credit: Unsplash via unsplash.com

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