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8 Ways To Protect Yourself After An Accident

8 Ways To Protect Yourself After An Accident

“More than 330,000 commercial truck accidents occur each year, contributing to about 10 percent of all traffic-related fatalities in the U.S.” – Federal Motor Carrier Safety Administration (FMCSA)

Accidents can happen at any time. It does not come with any warning signs and you need to stay aware of keeping yourself safe every time, especially when you are driving.

The increasing number of vehicles on the road and the amount of traffic are what has also increased the chances of an accident to happen. We’ve often recorded accidents during the rush hour traffic and in the bustling freeways, and when changing lanes. However, if things go wrong, your life can be jeopardized any moment and if you are not prepared to deal with such situations, you need to start taking actions and learning the basics of what needs to be done to protect yourself.

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Here are 10 ways to protect yourself after an accident.

1. Check yourself

The first thing to do after you get in an accident is to check yourself. You need to make sure everything is alright. Yes, you might lose your common sense for a while, but take a deep breath, focus on things around you and see if you and your car is okay. Always pay special attention when you are on a busy roadway to make sure that you don’t get hit again.

2. Call the police

Once you assess the situation you are in, call the police immediately. No matter the size of the accident, you need to call the police to perform the inspection and prepare a report. Also, if you or anyone is hurt and has sustained an injury, you need to call the ambulance right away.

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3. Offer assistance

As you slowly step out of the vehicle, assess the details involved in the accident. If you find anyone injured, help them immediately. You don’t need to wait for the ambulance or the police to arrive to help someone who is in danger. Also, make sure that you don’t blame anyone for the accident and make a scene for yourself.

4. Gather details

Once you find yourself in a safe position, it’s time to look for details associated with the accident. If you’ve been hit by another vehicle, get the name, address, phone number and details of the driver. Also, check the policy number, model, and license plate number of the other vehicle right away.

5. Take photos

It’s always useful to take photos after you get involved in an accident. Though there are police who do all those things related to the law, you can do too so that you can access that information anytime you require without needing to call the police. See if your camera or smartphone is working and document the complete location of the accident and those who are involved.

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6. Consult a doctor

If you sustain an injury, no matter how small it may be, always consult a doctor. You always need to stay aware about your health and even if you don’t see any scratch in your body, you need to seek for a medical care. Doctors perform a full extent analysis of your body to check if you’ve been injured. If any legal actions need to be taken, a thorough analysis should be done as well.

7. Seek legal advice

What I’ve seen with most people involved in an accident is that they get paid much lesser from the insurance companies than what they actually deserved. This is why you need to seek legal advice to assess details regarding the accident and the insurance costs associated with it.

According to Just Great Lawyers, “An experienced car accident lawyer can carefully review the facts and evidence of the case to determine which drivers (and/or other parties) are liable, helping victims maximize their recoveries.”

Never try to settle the case on your own as a prompt payment from insurance companies might tempt you to do so. This will jeopardize the chances of making future claims if you settle immediately.

8. Keep a note

You might not be able to remember all the details regarding the accident in the future when you need to. This is where a note can help you with. Write down everything about the entire process during the accident, detail about any conversations you made, include details about visits to the doctor and injuries sustained from the collision. You can keep yourself organized this way and help you when you need to take any legal actions.

Featured photo credit: Flickr via flic.kr

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Grishma Giri

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Last Updated on September 16, 2019

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

You have a deadline looming. However, instead of doing your work, you are fiddling with miscellaneous things like checking email, social media, watching videos, surfing blogs and forums. You know you should be working, but you just don’t feel like doing anything.

We are all familiar with the procrastination phenomenon. When we procrastinate, we squander away our free time and put off important tasks we should be doing them till it’s too late. And when it is indeed too late, we panic and wish we got started earlier.

The chronic procrastinators I know have spent years of their life looped in this cycle. Delaying, putting off things, slacking, hiding from work, facing work only when it’s unavoidable, then repeating this loop all over again. It’s a bad habit that eats us away and prevents us from achieving greater results in life.

Don’t let procrastination take over your life. Here, I will share my personal steps on how to stop procrastinating. These 11 steps will definitely apply to you too:

1. Break Your Work into Little Steps

Part of the reason why we procrastinate is because subconsciously, we find the work too overwhelming for us. Break it down into little parts, then focus on one part at the time. If you still procrastinate on the task after breaking it down, then break it down even further. Soon, your task will be so simple that you will be thinking “gee, this is so simple that I might as well just do it now!”.

For example, I’m currently writing a new book (on How to achieve anything in life). Book writing at its full scale is an enormous project and can be overwhelming. However, when I break it down into phases such as –

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  • (1) Research
  • (2) Deciding the topic
  • (3) Creating the outline
  • (4) Drafting the content
  • (5) Writing Chapters #1 to #10,
  • (6) Revision
  • (7) etc.

Suddenly it seems very manageable. What I do then is to focus on the immediate phase and get it done to my best ability, without thinking about the other phases. When it’s done, I move on to the next.

2. Change Your Environment

Different environments have different impact on our productivity. Look at your work desk and your room. Do they make you want to work or do they make you want to snuggle and sleep? If it’s the latter, you should look into changing your workspace.

One thing to note is that an environment that makes us feel inspired before may lose its effect after a period of time. If that’s the case, then it’s time to change things around. Refer to Steps #2 and #3 of 13 Strategies To Jumpstart Your Productivity, which talks about revamping your environment and workspace.

3. Create a Detailed Timeline with Specific Deadlines

Having just 1 deadline for your work is like an invitation to procrastinate. That’s because we get the impression that we have time and keep pushing everything back, until it’s too late.

Break down your project (see tip #1), then create an overall timeline with specific deadlines for each small task. This way, you know you have to finish each task by a certain date. Your timelines must be robust, too – i.e. if you don’t finish this by today, it’s going to jeopardize everything else you have planned after that. This way it creates the urgency to act.

My goals are broken down into monthly, weekly, right down to the daily task lists, and the list is a call to action that I must accomplish this by the specified date, else my goals will be put off.

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Here’re more tips on setting deadlines: 22 Tips for Effective Deadlines

4. Eliminate Your Procrastination Pit-Stops

If you are procrastinating a little too much, maybe that’s because you make it easy to procrastinate.

Identify your browser bookmarks that take up a lot of your time and shift them into a separate folder that is less accessible. Disable the automatic notification option in your email client. Get rid of the distractions around you.

I know some people will out of the way and delete or deactivate their facebook accounts. I think it’s a little drastic and extreme as addressing procrastination is more about being conscious of our actions than counteracting via self-binding methods, but if you feel that’s what’s needed, go for it.

5. Hang out with People Who Inspire You to Take Action

I’m pretty sure if you spend just 10 minutes talking to Steve Jobs or Bill Gates, you’ll be more inspired to act than if you spent the 10 minutes doing nothing. The people we are with influence our behaviors. Of course spending time with Steve Jobs or Bill Gates every day is probably not a feasible method, but the principle applies — The Hidden Power of Every Single Person Around You

Identify the people, friends or colleagues who trigger you – most likely the go-getters and hard workers – and hang out with them more often. Soon you will inculcate their drive and spirit too.

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As a personal development blogger, I “hang out” with inspiring personal development experts by reading their blogs and corresponding with them regularly via email and social media. It’s communication via new media and it works all the same.

6. Get a Buddy

Having a companion makes the whole process much more fun. Ideally, your buddy should be someone who has his/her own set of goals. Both of you will hold each other accountable to your goals and plans. While it’s not necessary for both of you to have the same goals, it’ll be even better if that’s the case, so you can learn from each other.

I have a good friend whom I talk to regularly, and we always ask each other about our goals and progress in achieving those goals. Needless to say, it spurs us to keep taking action.

7. Tell Others About Your Goals

This serves the same function as #6, on a larger scale. Tell all your friends, colleagues, acquaintances and family about your projects. Now whenever you see them, they are bound to ask you about your status on those projects.

For example, sometimes I announce my projects on The Personal Excellence Blog, Twitter and Facebook, and my readers will ask me about them on an ongoing basis. It’s a great way to keep myself accountable to my plans.

8. Seek out Someone Who Has Already Achieved the Outcome

What is it you want to accomplish here, and who are the people who have accomplished this already? Go seek them out and connect with them. Seeing living proof that your goals are very well achievable if you take action is one of the best triggers for action.

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9. Re-Clarify Your Goals

If you have been procrastinating for an extended period of time, it might reflect a misalignment between what you want and what you are currently doing. Often times, we outgrow our goals as we discover more about ourselves, but we don’t change our goals to reflect that.

Get away from your work (a short vacation will be good, else just a weekend break or staycation will do too) and take some time to regroup yourself. What exactly do you want to achieve? What should you do to get there? What are the steps to take? Does your current work align with that? If not, what can you do about it?

10. Stop Over-Complicating Things

Are you waiting for a perfect time to do this? That maybe now is not the best time because of X, Y, Z reasons? Ditch that thought because there’s never a perfect time. If you keep waiting for one, you are never going to accomplish anything.

Perfectionism is one of the biggest reasons for procrastination. Read more about why perfectionist tendencies can be a bane than a boon: Why Being A Perfectionist May Not Be So Perfect.

11. Get a Grip and Just Do It

At the end, it boils down to taking action. You can do all the strategizing, planning and hypothesizing, but if you don’t take action, nothing’s going to happen. Occasionally, I get readers and clients who keep complaining about their situations but they still refuse to take action at the end of the day.

Reality check:

I have never heard anyone procrastinate their way to success before and I doubt it’s going to change in the near future.  Whatever it is you are procrastinating on, if you want to get it done, you need to get a grip on yourself and do it.

More About Procrastination

Featured photo credit: Malvestida Magazine via unsplash.com

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