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Here’s Why Home Buying Is Easier Today

Here’s Why Home Buying Is Easier Today

Thirty or 40 years ago, in the days when our parents were buying homes, the actual process of researching and calculating wasn’t exactly ideal. With today’s technology and development, the home-buying process is a lot more convenient.

Here are five resources and reasons that prove why home buying is now easier than ever.

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1. MLS Apps

No, not the ones you order before dinner with friends, but on your smartphone! My favorite apps for searching for homes online are Trulia.com, Redfin.com, and Realtor.com. You can even search your area Realtor Association’s database to find tons of homes featured on the MLS without being an MLS member. Though, don’t stop there — there are many many more to chose from.

2. Homesnap

This site/app is amazing because you can snap a photo of any house across the nation to gain instant property info. This includes value, taxes, nearby schools, and more.

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3. Aroundme

This app isn’t just for the homebuyer, but is very convenient when checking out your potential new home. Login to find surrounding businesses and attractions. This is particularly convenient when you’re in an area that you aren’t familiar with. This nifty tool will pull up everything around you!

4. Funding

Long ago (OK, not so long ago), there was a time when to prove worthy to buy a home, you needed at least a 20% downpayment, good credit, a documented income, and it helped to be married, give up your first born, and donate a kidney (just kidding on the last two!). Now, that isn’t the case. With loan programs such as those offered by the USDA, HUD, FHA, and VA, you can close on a house with 100% financing and a credit score under 600. For those of you who live rural, the USDA offers some really great programs with 100% financing and 33-year loans. You can also get agricultural tax breaks for owning livestock. Of course, don’t forget all of the online mortgage companies — just search and you shall find.

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5. Real Estate Agents

Realtors nowadays really know their markets. They are a tremendous source of information and possess larger networks than in years past. They not only help you find your dream home, but also the best title and mortgage companies, exterminators, the best neighborhoods, and more. I highly suggest interviewing several — just because one was good for your mom or BFF doesn’t mean they are the perfect match for you. Make a list of questions, and if you’re not sure what to ask, Google or Pinterest search “how to interview a realtor?”.

These are just five points, though I could really go on and on.  You’ll learn so much online and from industry professionals as you search for your new home. Purchasing a home may not be easy, but it’s easier now given all that is available to us through technology today. Don’t let fear keep you from making the biggest investment of your life.

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Last Updated on December 9, 2019

5 Simple Ways to Relieve Stress Effectively

5 Simple Ways to Relieve Stress Effectively

Everyone experiences mental stress at one time or another. Maybe you’re starting a new career, job, or business, or you feel incredibly overwhelmed between work, parenting, and your love life (or a lack of it). It could even be that you simply feel that you have way too much to do and not enough time to do it,  plus, on top of everything, nothing seems to be going the way it should!

Yup, we all experience mental stress from time-to-time, and that’s okay as long as you have the tools, techniques and knowledge that allow you to fully relieve it once it comes.

Here are 5 tips for relieving mental stress when it comes so you can function at your best while feeling good (and doing well) in work, love, or life:

1. Get Rationally Optimistic

Mental stress starts with your perception of your experiences. For instance, most people get stressed out when they perceive their reality as “being wrong” in some way. Essentially, they have a set idea of how things “should be” at any given moment, and when reality ends up being different (not even necessarily bad), they get stressed.

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This process is simply a result of perception and can be easily “fixed” by recognizing that although life might not always be going as YOU think it should, it’s still going as it should—for your own benefit.

In fact, once you fully recognize that everything in your life ultimately happens for your own growth, progress, and development—so you can achieve your goals and dreams—your perception works in your favor. You soon process and respond to your experience of life differently, for your advantage. That’s the essence of becoming “rationally optimistic.”

The result: no more mental stress.

2. Unplug

Just like you might need to unplug your computer when it starts acting all crazy, you should also “unplug” your mind.

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How on earth do you unplug your mind? Simple: just meditate.

It isn’t nearly difficult or complicated as some people think, so, if you don’t already meditate, give it a try. Whether you meditate for 5 minutes, 30 minutes, or 2 hours, this is a surefire way to reduce mental stress.

Meditation has been scientifically proven to relax your body (resulting in less mental stress), while also reducing anxiety and high blood pressure.

3. Easy on the Caffeine

Yes, we know, we know—everyone loves a nice java buzz, and that’s okay, but there’s a fine line between a small caffeine pick-me-up and a racing heart and mind that throws you into a frenzy of mental stress.

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Try giving up caffeine for a while and see how you feel. And, if that’s completely out of the question for you, at least try to minimize it. You might find that lots of your mental stress mysteriously “disappears” as your caffeine intake goes down.

4. Attack Mental Stress Via the Back Door

That’s right: your body and mind are part of the whole being, and are constantly influencing and affecting each other. If you’re experiencing a lot of mental stress, try to reduce it by calming your body down—a calm body equals a calmer mind.

How do you calm your body down and reduce physical stress? A  great way to reduce physical stress (thereby reducing mental stress) is to take natural supplements that are proven to reduce stress and anxiety while lifting your mood. Three good ones to look into are kava-kava, St John’s wort, and rhodiola rosea:

  • Kava-kava is a natural plant known to have mild sedative properties, and you should be able to find it at your natural health food store or vitamin store. It’s available in capsules or liquid extract form.
  • St John’s wort is a natural flower used to treat depression. Again, it’s found at your local health store in capsules or liquid. Because it uplifts mood (enabling you to see the brighter side of all experiences) it helps relieve mental stress as well.
  • Rhodiola rosea is a natural plant shown to reduce stress and uplift mood, and Russian athletes have been using it forever. Like the other two supplements mentioned, rhodiola rosea can be found at your natural health store in capsule or liquid form.

While these supplements are all natural and can be very helpful for most people, always check with your health care provider first as they can cause side-effects depending on your current health situation etc.

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5. Good Old-Fashioned Exercise

This tip has been around forever because it works. Nothing relieves mental stress like running, kickboxing—you name it. Anything super-physical will wipe out most of your mental stresses once the exercise endorphins (happy chemicals) are released into your brain.

The result: mental stress will be gone!

So, if you’re feeling overwhelmed or just plain stressed, try using some of the above tips. You can even print this out or save it to refer to regularly.

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Featured photo credit: Radu Florin via unsplash.com

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