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Here’s Why Home Buying Is Easier Today

Here’s Why Home Buying Is Easier Today

Thirty or 40 years ago, in the days when our parents were buying homes, the actual process of researching and calculating wasn’t exactly ideal. With today’s technology and development, the home-buying process is a lot more convenient.

Here are five resources and reasons that prove why home buying is now easier than ever.

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1. MLS Apps

No, not the ones you order before dinner with friends, but on your smartphone! My favorite apps for searching for homes online are Trulia.com, Redfin.com, and Realtor.com. You can even search your area Realtor Association’s database to find tons of homes featured on the MLS without being an MLS member. Though, don’t stop there — there are many many more to chose from.

2. Homesnap

This site/app is amazing because you can snap a photo of any house across the nation to gain instant property info. This includes value, taxes, nearby schools, and more.

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3. Aroundme

This app isn’t just for the homebuyer, but is very convenient when checking out your potential new home. Login to find surrounding businesses and attractions. This is particularly convenient when you’re in an area that you aren’t familiar with. This nifty tool will pull up everything around you!

4. Funding

Long ago (OK, not so long ago), there was a time when to prove worthy to buy a home, you needed at least a 20% downpayment, good credit, a documented income, and it helped to be married, give up your first born, and donate a kidney (just kidding on the last two!). Now, that isn’t the case. With loan programs such as those offered by the USDA, HUD, FHA, and VA, you can close on a house with 100% financing and a credit score under 600. For those of you who live rural, the USDA offers some really great programs with 100% financing and 33-year loans. You can also get agricultural tax breaks for owning livestock. Of course, don’t forget all of the online mortgage companies — just search and you shall find.

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5. Real Estate Agents

Realtors nowadays really know their markets. They are a tremendous source of information and possess larger networks than in years past. They not only help you find your dream home, but also the best title and mortgage companies, exterminators, the best neighborhoods, and more. I highly suggest interviewing several — just because one was good for your mom or BFF doesn’t mean they are the perfect match for you. Make a list of questions, and if you’re not sure what to ask, Google or Pinterest search “how to interview a realtor?”.

These are just five points, though I could really go on and on.  You’ll learn so much online and from industry professionals as you search for your new home. Purchasing a home may not be easy, but it’s easier now given all that is available to us through technology today. Don’t let fear keep you from making the biggest investment of your life.

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Last Updated on October 18, 2018

10 Benefits of Sleeping Naked You Probably Didn’t Know

10 Benefits of Sleeping Naked You Probably Didn’t Know

Sleeping is one of the most important things we do every night.

Getting the right amount of sleep has an untold number of health benefits and not getting enough sleep is a serious problem in many countries around the world.

So you should have heard of the many benefits of getting adequate sleep, but did you know that you can get additional benefits by sleeping naked?

Here are some benefits of sleeping in the nude:

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Video Summary

1. It is easier.

When you don’t have to worry about sleeping in clothes, things start to get easier. You don’t have to buy pajamas, which can save you money. You have less clothes to wash and less clothes to put away. You may have to clean your bed sheets more often, but not nearly as often as you’d have to wash your pajamas when you run out.

2. It forces you to be ready to go more often.

Some people get off of work, change into their pajamas, and use this as an excuse to stay home the rest of the evening. This can lead to a more sedentary lifestyle, which has been attributed to things like weight gain.[1] When you keep your regular clothes on, you tend to go out more often and that’s a good thing.

3. It can make you feel happier and more free.

Just imagine the feeling of laying in bed naked. You’re free of your pants and underwear. Women, you’re not wearing a constrictive bra. It’s just you sandwiched between two cool sheets. The feeling just makes you want to smile and it makes you feel more free. Everyone can use that kind of good feeling every now and then, and it may even help you be happier as a person.

4. Skin-on-skin contact is the best.

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    If you’re married, or living with your significant other, sleeping naked gives a greater chance of skin-on-skin contact, especially when it comes to cuddling. This kind of contact can also lead to a more active sex life. All of this releases copious amounts of oxytocin, which is the neurotransmitter that helps you feel those good feelings about your significant other.[2]

    5. It could lead to better sleep.

    Let’s revisit the scenario I described above. There are no drawstrings or clothes getting tangled in sheets. You don’t have to worry about shirts getting twisted. All of these distractions go away when you sleep naked and it may help you get better, deeper sleep. You don’t need science to tell you that better, deeper sleep only helps you be healthier.

    6. It can help your skin.

    For once your body gets to breathe. Your private parts, armpits, and feet are generally restricted all day and are often covered by multiple layers, even in the summer time. Give those parts a chance to air out and breathe. This can lower the risk of skin diseases, like athlete’s foot, that result from wet, restricted skin.[3]

    7. It helps you regulate your cortisol.

    Cortisol is a very strange chemical in the body but it can do a lot of damage. When you sleep naked, it helps keep your body temperature at the optimal ranges so your body can better create cortisol. If you sleep overheated your cortisol levels tend to stay high, even after you wake up. This can lead to increased anxiety, cravings for bad food, weight gain, and more terrible things.[4] Sleep naked so you can keep your body temperature down and sleep well so your body can properly produce and regulate cortisol.

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    8. It balances your melatonin and growth hormone.

    Continuing along that same vein, keeping your sleeping environment below 70 degrees (F) every night can help your body regulate its melatonin and growth hormone levels. These chemicals help the body do things like prevent aging and are essential to good health. When you sleep in clothes, your body heats up and prevents effective use of these hormones. In other words, sleeping with clothes on makes you grow old faster.

    9. It can keep your sex organs happier.

    For men, the cooler sleeping conditions allows your testes to remain at a cooler temperature. This helps keep your sperm healthy and your reproductive systems functioning as normal. For women, the cooler and more airy sleeping conditions can actually help prevent yeast infections. Yeast grows better in warm, moist conditions.[5] When it’s cooler and dryer, the growth of yeast is prevented.

    10. Sleeping in the summer is more bearable.

      Summertime is a tricky time to get good sleep. If you don’t have air conditioning, then you may find your bedroom a bit stuffy at night.

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      Shedding those bedtime clothes can help the bedroom feel more comfortable. You may even be able to turn the A/C off on those cooler nights, which can save you a few bucks on your electricity bill.

      Don’t wake up drenched in sweat again because your thermostat is downstairs and the hot air expands up to your bedroom where the thermostat can’t read the warm temperatures.

      Sleep well with your naked body!

      With these tips in mind, it’s time to start taking off your clothes at night!

      Of course, there are times where clothes are preferable. If you are ill or it’s cold outside, then you should sleep with clothes on to help you stay warm and prevent further illness. Otherwise, go commando!

      If you’re looking for more tips to sleep well and get up feeling energetic, I recommend you to check out this guide:

      Want to Feel More Energized Throughout the Day? Start With This

      Reference

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