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Find an “Office” Anywhere: Working While Traveling

Find an “Office” Anywhere: Working While Traveling

Thanks to modern technology, you no longer have to be chained to your desk to get your work done. You can work from pretty much any location in the world, as long as you have an Internet connection. Of course, there are things that you are going to need in order to make working away from the office as convenient as possible. Your office can be anywhere, if you follow these tips.

Devices

If your office is anywhere you happen to be, you need to make sure that you are using the proper devices and accessories. Your devices need to be fully charged, and working efficiently. Keep a power cord with you, as well as a power strip so you can share outlets with others. Keep your gear in a strong bag that will protect everything.

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Files

Storing your files in the cloud is great, but you should also keep other copies of your files on your devices. If you are in an area without an Internet connection, you will have access to your files. Keep files in folders so you can access them quickly and easily. Make sure that you know how to connect to the company database and email from other locations, and check your passwords before leaving the office.

Software for Teams

You don’t have to be in the office if you are working with a team. All you need is the right software. USB Network Gate is a great tool that allows you to share the USB devices of a network. You can give others access to a USB device that is connected to your computer, and access the device remotely. You will be able to scan, print, fax, and more. You can even use it to watch your favorite television programs if you decide to take a break, through a remote tuner from any computer in the world.

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Make Notes

In addition to new technology, doing things the old fashioned way is also a good idea. Get a diary and make actual notes. Use it for keeping track of meetings, tasks, interviews, telephone numbers, things you need to remember later, etc. If your device suddenly conks out on you, at least you will have access to some data.

Work at Coffee Shops

You may be looking for a place where you can work. Coffee shops are an excellent choice, as long as you find one that has a strong Internet connection, and free WiFi. Use Foursquare to find coffee shops that offer free WiFi, and take advantage of a free work space and great coffee.

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Coworking Spaces

Another option is to use coworking spaces. Unlike coffee shops, this isn’t a free option, but it is definitely one to consider. This is a work-friendly space, and it is a place you know is reliable (the space you need and a strong Internet connection). You will be able to really get things done here. Some of these spaces even offer equipment, as well as meeting spaces, and even free coffee and tea. Not only will you have space to work, you will have the opportunity to network with new people. Most coworking spaces also feature great interior design.

Offices

You can also sublet an office space when you need to work away from your regular office. Basically, you will be subletting a desk. You will have to pay for this space, but it is often less expensive than renting coworking spaces, and you have the same facilities. You may even have the use of some office equipment. This is a great option when you need office space in the short-term.

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Featured photo credit: Ed Gregory via stokpic.com

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Jane Hurst

Writer, editor

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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