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5 Things Prudent People Should Think About

5 Things Prudent People Should Think About

A lot of people live their lives on a day to day basis – without guessing at the future too much, just existing in the moment, dealing with problems as they arise. There is a lot to say in favor of such an approach – namely, that it is easy as long as everything is alright. However, it immediately loses its appeal once you get into trouble.

Want to be more prudent in everyday life? Here are 5 things you should definitely think about ticking off your to-do list.

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1. Undergoing Full Medical Checkups Regularly

Most people don’t go to a doctor unless they feel obviously ill, believing that if they feel alright it means that they are alright. Unfortunately, it is quite far from the truth. Many diseases don’t appear overnight – they develop over the course of months or years, growing from poor lifestyle choices. Many people live with early stage and realistically curable cancers but don’t find out until it is too late to do anything. The same goes for many other conditions, from tooth decay to heart disease – if treated early on, it will cut your expenses and may save your life.

2. Applying for EHIC

Thinking about a trip across Europe? Consider applying for European Health Insurance Card. Of course, chances are you won’t need it, but if worst comes to worst and you or one of your family members fall ill or get into an accident on a journey, dealing with a foreign healthcare system may turn into an extremely costly affair. UKEHIC, formerly known as the E111 Card, will serve as your safeguard against such contingencies – it entitles you to medical treatment either at a reduced cost or even free of charge in 31 countries other than the United Kingdom.

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3. Getting Additional Education

People often think that after graduating from college they are happily through with education once and for all. However, the modern world shows time and again that this is a very misguided approach. In order to stay competitive in the working place, today one has to acquire new skills to prove one’s worth. Old jobs become obsolete, and new ones appear on a regular basis. For example, only a decade or two ago coding was the career training choice of a rather esoteric minority – today it is often considered to be either a must or a very big asset for an ever widening roster of jobs. Additional education doesn’t have to be formal – but you should definitely think about expanding your horizons.

4. Having a Savings Account

Many people lead hand-to-mouth existence without realizing it. They may look prosperous and probably even believe themselves to be such – but they are dependent on no unexpected changes impacting their life. If they are out of a job, or are seriously injured, they find themselves without a financial support system in place. If you want to be ready to deal with such eventualities, maintain a savings account with enough money to preserve your current lifestyle for at least half a year.

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5. Inventing Your Own Way to Create Safe Passwords

In today’s world we have to register our details in hundreds of places, and each registration requires a password. Creating and remembering a safe password for each registration is unrealistic; using the same password for every registration is dangerous; password managers aren’t always trustworthy. That is why it pays to choose a mnemonic rule and create all your passwords according to it – this way they will be unique and complex yet easy to remember.

These steps aren’t hard to follow (at least if you apply them steadily and gradually), but they can go a long way towards improving your life and making it safer.

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I hope this list will help you to make your life easier. Good luck!

Featured photo credit: Check List/ Gerardo Hernández Arias via flickr.com

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Last Updated on March 13, 2019

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

Have you gotten into a rut before? Or are you in a rut right now?

You know you’re in a rut when you run out of ideas and inspiration. I personally see a rut as a productivity vacuum. It might very well be a reason why you aren’t getting results. Even as you spend more time on your work, you can’t seem to get anything constructive done. While I’m normally productive, I get into occasional ruts (especially when I’ve been working back-to-back without rest). During those times, I can spend an entire day in front of the computer and get nothing done. It can be quite frustrating.

Over time, I have tried and found several methods that are helpful to pull me out of a rut. If you experience ruts too, whether as a working professional, a writer, a blogger, a student or other work, you will find these useful. Here are 12 of my personal tips to get out of ruts:

1. Work on the small tasks.

When you are in a rut, tackle it by starting small. Clear away your smaller tasks which have been piling up. Reply to your emails, organize your documents, declutter your work space, and reply to private messages.

Whenever I finish doing that, I generate a positive momentum which I bring forward to my work.

2. Take a break from your work desk.

Get yourself away from your desk and go take a walk. Go to the washroom, walk around the office, go out and get a snack.

Your mind is too bogged down and needs some airing. Sometimes I get new ideas right after I walk away from my computer.

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3. Upgrade yourself

Take the down time to upgrade yourself. Go to a seminar. Read up on new materials (#7). Pick up a new language. Or any of the 42 ways here to improve yourself.

The modern computer uses different typefaces because Steve Jobs dropped in on a calligraphy class back in college. How’s that for inspiration?

4. Talk to a friend.

Talk to someone and get your mind off work for a while.

Talk about anything, from casual chatting to a deep conversation about something you really care about. You will be surprised at how the short encounter can be rejuvenating in its own way.

5. Forget about trying to be perfect.

If you are in a rut, the last thing you want to do is step on your own toes with perfectionist tendencies.

Just start small. Do what you can, at your own pace. Let yourself make mistakes.

Soon, a little trickle of inspiration will come. And then it’ll build up with more trickles. Before you know it, you have a whole stream of ideas.

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6. Paint a vision to work towards.

If you are continuously getting in a rut with your work, maybe there’s no vision inspiring you to move forward.

Think about why you are doing this, and what you are doing it for. What is the end vision in mind?

Make it as vivid as possible. Make sure it’s a vision that inspires you and use that to trigger you to action.

7. Read a book (or blog).

The things we read are like food to our brain. If you are out of ideas, it’s time to feed your brain with great materials.

Here’s a list of 40 books you can start off with. Stock your browser with only the feeds of high quality blogs, such as Lifehack.org, DumbLittleMan, Seth Godin’s Blog, Tim Ferris’ Blog, Zen Habits or The Personal Excellence Blog.

Check out the best selling books; those are generally packed with great wisdom.

8. Have a quick nap.

If you are at home, take a quick nap for about 20-30 minutes. This clears up your mind and gives you a quick boost. Nothing quite like starting off on a fresh start after catching up on sleep.

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9. Remember why you are doing this.

Sometimes we lose sight of why we do what we do, and after a while we become jaded. A quick refresher on why you even started on this project will help.

What were you thinking when you thought of doing this? Retrace your thoughts back to that moment. Recall why you are doing this. Then reconnect with your muse.

10. Find some competition.

Nothing quite like healthy competition to spur us forward. If you are out of ideas, then check up on what people are doing in your space.

Colleagues at work, competitors in the industry, competitors’ products and websites, networking conventions.. you get the drill.

11. Go exercise.

Since you are not making headway at work, might as well spend the time shaping yourself up.

Sometimes we work so much that we neglect our health and fitness. Go jog, swim, cycle, whichever exercise you prefer.

As you improve your physical health, your mental health will improve, too. The different facets of ourselves are all interlinked.

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Here’re 15 Tips to Restart the Exercise Habit (and How to Keep It).

12. Take a good break.

Ruts are usually signs that you have been working too long and too hard. It’s time to get a break.

Beyond the quick tips above, arrange for a 1-day or 2-days of break from your work. Don’t check your (work) emails or do anything work-related. Relax and do your favorite activities. You will return to your work recharged and ready to start.

Contrary to popular belief, the world will not end from taking a break from your work. In fact, you will be much more ready to make an impact after proper rest. My best ideas and inspiration always hit me whenever I’m away from my work.

Take a look at this to learn the importance of rest: The Importance of Scheduling Downtime

More Resources About Getting out of a Rut

Featured photo credit: Joshua Earle via unsplash.com

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