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8 Ways Money Can Destroy Your Relationship

8 Ways Money Can Destroy Your Relationship

It can be very sensitive to open up to your significant other about your finances. It’s no secret that money is closely related to personal vulnerabilities and self-esteem. Money plays an important part in many aspects of day-to-day life, but it may be getting in the way of the things that really matter to you; love and relationships.

Ask yourself the following questions and be honest.  If your answer is yes, it’s time to reassess your relationship goals and talk with your partner.

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1. Does money come before your partner?

If you make money the top priority, then your relationship is going to take the backseat, no matter how you want to justify or make up for it.  What you focus on is what you are going to get. If you spend more time and energy on accumulating wealth and neglect your partner’s wants and needs, your relationship will suffer. Money is there for convenience to enjoy the benefits money ultimately brings… hopefully with your partner.  If your life revolves around money, you give money the power to control you and your relationship. Don’t be surprise to see how quickly it will tear you apart.

2. Did you choose your partner for money?

Money can be icing on the cake in a healthy relationships. It can help you pay for a nice vacation together or buy a house to start a family. However, if you decide to be with someone because he or she is financially well-off and able to provide you and your family, forget the true love or having a fulfilling relationship. Little by little, you will end up feeling empty inside and money won’t fill that void for you. No matter how corny it sounds, money can’t buy love. Millions of dollars just can’t make you feel butterflies in your stomach and a desire to commit to someone for life. You want someone to fall in love with you for who you are, not your wallet.

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3. Are you in competition with your partner over income?

Your partner is not your competitor. There is no need to claim who earns more money. If you are making more than your partner, but don’t recognize your partner’s hard work, he or she won’t feel appreciated and will become resentful. It doesn’t matter how small his or her contribution is, be supportive and work on the goal to improve each other’s well-being.

4. Are you upset that your partner keeps spending your money?

It’s best to come up with some spending or saving rules as early as possible in the relationship. Otherwise, you risk having a big argument and feeling resentful or angry, which can start a fight, and eventually harm your relationship. When you have different family histories or approaches to using money there can be problems. You tend to expect your partner to handle money by the way money was handled in your home growing up. Try to get an understanding of your partner’s financial upbringing to bridge the gap and come to the solution that serves both of you.

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5. Do you fight over money too often?

Have you argued with your partner about something minor or tedious and found it actually has something to do with money problems? If you find yourself lashing out at your partner over things that you truly aren’t angry about because you are harboring secret venom over money issues, deep down you have a money trouble in your relationship and it’s time to talk it out with your partner. Remember while you are having a heated discussion over money to see the bigger picture and what’s more important to you and your partner.

6. Do you keep secrets about your finances?

If you truly want to trust someone, and have them trust you, then you need to be open and transparent with them about most things, especially your finances.  It’s important to discuss where you are financially, particularly if you plan to move in together or eventually get married.  Not only will simply failing to tell your partner about your financial position potentially cause a lack of trust, but if you wait too long, you may later find out that you and your partner are on completely different paths as far as finances go. This can be devastating to the relationship because money issues can cause feelings of shame, fear and resentment which are sometimes hard to get past.

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7. Are you a selfish, money-grubbing, or materialist?

Money can cause greed within us. It is easy to get caught up in the money trap. You can’t do much or get anywhere without money today, and this causes us to be greedy. If you always want to have the best of the best, it starts to change the way you handle relationships and time with your significant other. You are willing to do anything to make more money and keep it to yourself even if it is something you have to sacrifice your relationship. Ironically if you sacrifice your relationship for merely building your wealth, you have a reasonable chance of losing both.

8. Are you the CEO, COO and CFO in your household?

Money decisions should be made together. When only one person takes control of the finances, this can enhance money stress in your relationship. And if you or your partner gets angry or upset when the other person tries to have a say in a discussion, this can come off as controlling.  This will surely backfire and damage a relationship at the speed of light.  So the best course is to develop a plan where you both stay on the same page in regards to what’s going on with the money and where you are headed financially, together.

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Last Updated on December 17, 2018

Why You Think You’re Not Good Enough and How To Believe in Yourself

Why You Think You’re Not Good Enough and How To Believe in Yourself

Have you ever wanted to say something at work, but a little voice of doubt crept in and said, “what if you are wrong”?

Maybe you wanted to apply for that promotion or ask that special someone on a date, but something kept you from taking action. When you think you’re not good enough, you tend to fear the outcome and lack faith in your abilities. That is why it is vital you discover how to believe in yourself so you can accomplish your goals and create your dream life.

Whatever your situation, the fears and self-doubt your false beliefs create will always stop you in your tracks. Identifying the beliefs that cause you to sabotage your life is the first step to removing them.

Self-doubt causes inaction, and inaction leads to regret. When you are not following your passion and living your dream life, you are left with a lot of questions:

  • What if I took a chance on myself?
  • Could I have had a better life if I took more risks?
  • Am I be satisfied with the legacy I am leaving behind?
  • What could I have accomplished if I did not settle for less?

So why would you think you’re not good enough?

1. Parenting

The perception you have of yourself is based on your past experiences. There are studies that show children mimic everything from their parents ability to regulate emotions, to their parents belief about money.[1]

I have had clients who did not believe they were good enough because they did not receive any positive reinforcement as a child. When they were young, their parents were extremely overprotective.

Think of your childhood challenges like dragons you had to slay. Each obstacle you overcame was another dragon you successfully removed from your life. As you slay more dragons, your self-esteem and confidence increase. When someone has overprotective parents, their parents end up slaying the dragons.

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As a result, the child builds more confidence in their parent’s abilities, while still doubting their own.

If you are never encouraged to slay your own dragons, you start to doubt whether you can. It is only natural for a child to conclude their parents are always helping them because they think they need it. This child ages into an adult who still believes they are not good enough. They seek the help and confirmation of others, and they rarely stand-up to opposition.

Solution: Slay Your Dragons!

If you want to believe in yourself, you are going to have to take steps to rebuild your trust in yourself. Start by keeping your word to others and arriving on-time. By showing yourself that others can (and do) trust you, you are going to feel more comfortable trusting yourself.

As you move onto larger and more challenging tasks, you have built a foundation of trust in your ability to keep your word. Next, you are going to want to reclaim your sword from others. At first, you may want to confide in whoever it is currently slaying your dragons.

Understand if it is your parent or someone who loves you, they want the best for you and mean well. You are simply going to tell them that you want to do the work, and will ask them for their thoughts in the planning phase. Feel free to check in with them and give them updates on your progress, while making sure they understand you are wanting to do the work yourself.

Then when the task is completed, let them know so you can celebrate together. Now that you have slayed your own dragon, you can start to reclaim your confidence. By you utilizing them as your guide, you get the added bonus of someone you respect and admire, telling you how amazing you are.

Think of it like a symbolic passing of the torch. Now, you are both dragon slayers. Which means all the positive attributes you attributed to them slaying your dragons, now belong to you.

2. Over-Exaggerating and Oversimplifying

Your past experiences may involve you or someone close to you failing. When you experience failure, you can lose your desire to continue. This has less to do with whether you are brave or scared, and more to do with the fact that your mind does not like failure.

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No one enjoys participating in events in which they under-perform. Outside of the usual reasons of embarrassment, feelings of inadequacy, and fear of failure – it is simply not fun.

Who wants to play baseball if they strikeout every time it is their turn? Would you enjoy singing in front of an audience if you were booed off the stage every time you performed? I could go on, but I think you get the point.

The thing about those two examples is no one really strikes out “every” at-bat. It is also unlikely someone could be booed off the stage “every time” they performed in-front of an audience.

What ends up happening is you oversimplify and exaggerate your past experiences and then your mind believes you. If you believe you are not good enough to ask someone on a date because they “always” tell you no, then do not be surprised you never muster the courage to do so.

If you want to overcome these feelings of inadequacy, start by changing your beliefs. This exercise does not need to be complicated. If you believe you strikeout every time it is your turn, I want to you to go to a batting cage and keep swinging until you hit the baseball.

When you experience success, I want you to take a mental note, write it down, or have someone video it. This is your proof that you do not always strike out. Then, whenever your belief that you are not good enough resurfaces, you are going to replay that video.

Regardless of the situation, you can find a successful experience that you are overlooking.

Solution: Read About the Failures of Others

It sounds a little crazy, I know, but reading about the failures of other successful people will improve your confidence. In a study conducted by Columbia University, they found that teaching students about the failures of great scientists encouraged them to do better.[2]

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When you are battling fear and self-doubt, you tend to over-exaggerate the abilities of others and diminish your own by comparison. You start to believe the successful are successful because they are courageous risk-takers, who do not take no for an answer. You tell yourself, they are meant to succeed, while you on the other hand are not.

When you are able to relate to the successful, you start to realize they have the same struggles and challenges you do. The only difference is they kept going.

Now it is not a question of whether you can succeed, it is a question of whether you want to succeed.

3. Undervalue Yourself

What is the main difference between someone who believes they are good enough and someone who does not? The person who believes they are good enough understands they are a person of value.

What I mean by this is if you do not believe you are worth being listened to, you will not have anything to say. If you do not believe you are good enough to be respected and treated as such, you will accept and rationalize all kinds of mistreatment.

There is an old saying that we are treated as we allow ourselves to be treated. When someone has the confidence and self-esteem that commands respect, they will not accept being treated any kind of way. However, if someone does not see themselves as worthy, they will remain in toxic situations because they do not believe anything better is on the horizon.

Dr. Jennifer Crocker, who worked on a series of self-esteem studies, found in her latest research that:[3]

“College students who based their self-worth on external sources–including appearance, approval from others and even their academic performance–reported more stress, anger, academic problems, relationship conflicts, and had higher levels of drug and alcohol use and symptoms of eating disorders”

Solution: Internalize Your Self-Worth

Instead of valuing yourself based on the awards, recognition, and accolades of others, you need to search internally. By basing your perception of yourself on your core values, you can regain control over self-image.

Instead of focusing on things that are outside of control, keep your mind on what it is that makes you special. You are not defined by your job, relationships, religion, or education. Rather, you are defined by the manner in which you participate in these things. You may be a creative, hard-working, and compassionate person; and that shows up in every thing you do.

Understand that you do not need to be creative, hard-working, and compassionate all the time to consider yourself these things. You are not trying to be perfect, but you are trying to connect with your true self.

By understanding the similarities in which you tackle objectives, you will build a consistent and powerful self-worth that stands apart from external confirmation.

Final Thoughts

Do not allow your past experiences do dictate your future success. You do not want to look back on your life and have a lot of questions and regrets.

Build trust in yourself by taking action today. This will help you build the confidence you need to believe in yourself and your ability to become the champion of your life.

More Inspiration About Motivation

Featured photo credit: Riccardo Mion via unsplash.com

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