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Internet Scams We Are Still Falling For

Internet Scams We Are Still Falling For

In the old days, snake oil scams were incredibly prevalent–and successful. Anyone with charm and a way with words could waltz into a small town and swindle the entire population by promising eternal youth, extreme happiness, or riches beyond anyone’s wildest imagination.

You would think that with all the information available on the Internet nowadays these scams would be impossible to pull off. Unfortunately, thousands of people still fall for similar “too good to be true” schemes every day. Scammers prey on innocent people who put their trust in anyone seeming to be offering assistance all the time. As you browse the World Wide Web, be on the lookout for:

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Disaster relief scams

This is perhaps the most despicable method people use to swindle others out of their hard-earned cash. Whenever a natural disaster or terrorist attack occurs, the vast majority of the population is more than willing to open their hearts and their wallets to help those in need–and scammers know this. When Hurricane Katrina hit the United States, hundreds of people saw their fellow countryman’s suffering as an opportunity to profit. At a time in which people are most vulnerable, some scumbags only see dollar signs.

Collector’s items scams

Most people who collect specific items as a hobby do so with no ulterior motive in mind. Those who have amassed a collection of baseball cards or supposedly rare silver dollars throughout their lives aren’t looking to profit; for the most part, they want to share their collection with their children and pass down something that represents them. Of course, it would be nice if they were able to sell some of their collection if absolutely necessary. Unfortunately, when the time comes to cash in on their investment, many collectors are heartbroken to discover that their memorabilia is virtually worthless. And, of course, by the time they figure this out, the person who sold them the useless junk is long gone, and the poor collector is left with nothing.

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Auction scams

You’ve probably seen commercials for auction sites that offer iPads and Xbox consoles for a fraction of the retail price and wondered how they do it. Hopefully you stopped at this stage, realizing that if something is too good to be true, it probably is. But if you didn’t stop yourself and opened a $50 bid on a new $1,000 Macbook, you likely immediately regretted your decision. These sites often charge a monthly subscription fee to use their services–whether you use them or not. Not only that, but some of them also take the money you bid on an item regardless of whether or not you actually won the auction. Now you see how they can afford to “give away” these expensive items for a tenth of the price, right?

Free trial scams

I like to live by the old saying, “If it’s free, it’s for me!” I think a lot of people do. But you have to use discretion while living by this motto, especially when browsing the Internet. A lot of sites offer free trials for their services or products for one month, but they require your credit card information “just for verification.” What they really use your information for is to charge your card the minute your free trial period runs out and the paid monthly subscription kicks in. And–you guessed it–these subscriptions aren’t cheap. And they aren’t refundable, either. These companies bank on people forgetting to cancel their subscription within the first month. Then they count on you being too busy to deal with the hassle of complaining, so you chalk up the $49.99 fee as a loss and move on with your life. While it might not seem like making fifty bucks from a once-off customer might not seem like a lot, think about it. If only 1% of the population of America falls for the scam, the “company” will make about $150 million for doing absolutely nothing!

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Work from home scams

When you see the phrase “work from home,” you most likely imagine lounging on your couch with your iPad in your hand, the TV on in the background, and a cup of coffee (or a glass of wine) next to you while you breeze through your day. While working from home is certainly possible (ahem), it’s not like you won’t be working. But that’s exactly what many “work from home” scams promise–the ability to click around on your computer for an hour a day and spend the rest of your afternoon watching soap opera reruns while the dividends roll in. They’ll promise to give you “the secret” to making residual cash with minimal effort–but only if you pay an upfront, non-refundable fee. Of course, the “secret” usually involves some type of Ponzi scheme that requires you to either admit you’ve been swindled, or become a swindler yourself. Take it from me, there are much better ways to make a living working from home.

Featured photo credit: A Fool and His Money / David Goehring via farm4.staticflickr.com

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Last Updated on August 15, 2018

30 Fun Things You Can Do This Summer Without Spending Much

30 Fun Things You Can Do This Summer Without Spending Much

Summertime can be a real strain on your wallet. The sun is out, there are people to see, places to be; it’s no wonder you might be short of funds during these sunny months. Not everything has to cost you an arm and a leg.

Take some time to go through this list of 20 cheap summer activities and make some realistic goals to complete as many as you can.

Video Summary

1. Visit a strawberry festival

Summer is prime time for tasting strawberries. More often than not, an area that grows strawberries will have a strawberry festival. Indulge yourself in strawberry pies, jams, cakes and more!

2. Have a picnic

Take your partner or your family to the local park and enjoy a relaxing picnic. Designate each person to bring one food item of their choice to add to the fun.

3. Camp in your back yard

    The summer heat can sometimes make it hard to sleep. Why not enjoy the heat outside in the yard? Pitch a tent or gaze into the night sky.

    4. Take long walks

    Discover something new where you live. Take the afternoon off from your chores and go for a long walk. You may be surprised by what you discover.

    5. Break a world record

    Breaking a world record doesn’t have to be time-consuming. You could even break one on your lunch hour. Give it a go!

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    6. Go on a bike ride

    The number of bike paths on roads in big cities has increased dramatically over the years. Take advantage, and enjoy the summer breeze.

    7. Join a gym class

      The gym is not everyone’s idea of a good time, but why not go with a friend a join a class? Spinning, yoga and step classes are always more fun with friends, and a lot of gyms allow you to pay-as-you-go.

      8. Find a new hobby

      The summer is the perfect time to find a new hobby. Serotonin (our body’s natural “happy” hormone) is produced by the sunshine and will be at a yearly high, which is great for when we want to tackle something new.

      9. Join a sports team

      Not all sports teams are competitive and require huge amounts of your time. Join in the fun with like-minded people, get fit, stay healthy and make some friends along the way.

      10. Make a slip ‘n slide

        Gather your friends, some plastic sheeting, a hose, washing up liquid if desired, and make a huge slip ‘n slide just like these guys. Granted, yours won’t be as big, but you get the idea… it’s fun!

        11. Make a treasure hunt for your kids

        Today’s digital world sees our children more often than not playing inside than outside. Why not create a sense of adventure by making a treasure hunt? Only rule? It has to be outside.

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        12. Visit a free festival

        Towns and cities are awash with free festivals, with themes from film to science. Scout your local area and discover something new.

        13. Visit the zoo

          Let’s face it: we love animals. While browsing news websites and social media networks you’re bound to come across a few pictures of cats. Take a trip to your local zoo for a better experience.

          14. Take a road trip

          Enjoy the open road with a few friends and take a road trip somewhere–anywhere. Just go out and enjoy the sunshine!

          15. Play ultimate frisbee in the park

            Frisbee is always great fun down the park, but why not turn it into more of a competitive sport by playing ultimate frisbee?

            16. Make your own ice cream

            Ice cream is a very versatile dessert. Make a sandwich, enjoy a cone, or simply just enjoy a bowl full. Better yet, making your own ice cream allows you to create any flavor you want.

            17. Invite your neighbors over for a BBQ

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              When was the last time you invited your neighbors over? Do you even know them? Now’s your chance. Just ask each person to bring a food item so costs don’t mount up for you.

              18. Get a summer job

              For many students, summer is the time for relaxation and fun. But who said earning money and being productive isn’t fun? You only get out what you put into a situation.

              19. Attend a charity event

              Attending a charity event is a great way to raise funds and awareness for a cause, meet new people, and generally have a good time. Search for your local charity event today.

              20. Visit a national park

              National parks are a great way to explore nature and learn something new. You could even volunteer and make a difference in helping restore natural habitats.

              21. Visit your local comedy club

                Local comedy clubs are extremely underrated. They are cheap to attend and no doubt you’ll have a barrel of laughs.

                22. Make your own hammock

                  Hammocks are very relaxing, are perfect for summer afternoons and are surprisingly easy to make.

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                  23. Read in your new hammock

                  Now you have your very own hammock, the only thing left to do is enjoy it. Grab your favorite book and read to your heart’s content.

                  24. Watch a movie outside

                  Movies are great. Relaxing outside in the evening is great. Put them together and you’ve got a perfect combination. In D.C, Maryland and Virginia this summer, for example, you can enjoy a huge number of movies outside.

                  25. Take a hike

                    Hikes are a great way to keep fit and see more of Mother Nature. There are countless trails available for you to explore. Why not try some this summer?

                    26. Learn how to fly a kite

                    As a child, you probably had a kite and haven’t touched it since. Why not dust it off and attempt to fly it? It’s tricky, but well worth the challenge.

                    27. Work out at the park

                    American cities are full of parks with ample space for a work out session. No doubt you’ll be happier to work out in the sun rather than a crowded gym.

                    28. Take your dog to the beach

                      One of the many joys of owning a dog is taking him or her for long walks during the summertime. This joy is enhanced when visiting the beach, for both you and your dog.

                      29. Make a summer smoothie

                      Healthy, delicious and perfect for the summer. Not only that, there are countless recipes ready for you to try.

                      30. Attend a free yoga session at the beach

                      No experience needed and all skill levels are welcome. Take yourself and a buddy down to the beach and try some yoga. You’ve got nothing to lose!

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