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How To Boost Your Budget This Christmas

How To Boost Your Budget This Christmas

Tech trade-in sites such as Mazuma offer a chunk of cash in exchange for unwanted mobile devices, which can be handy for cashing in when you upgrade or switch deals. With our viewing habits increasingly moving online, our DVD shelves are often a bloated and unused repository for clutter these days. High street exchange stores like CeX are a great way to cash in on your unwanted media and technology, and redeem for cash or in-store credit.

But saving money doesn’t necessarily mean selling, clearing or working extra hours. Simple changes to your day-to-day lifestyle can yield a remarkable saving. Taking a packed lunch to work, cycling rather than taking the bus, or moving your weekly shop to a more affordable supermarket can save as much as £30 to £40 a week. And who knows? Your budgetary innovations may open up new experiences and cost-effective habits that stick around beyond new year.

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Every saving will add up to something special. By combining these online and offline solutions, you can find real wiggle room in your budget for festive frivolity.

The days are getting shorter, and our budgets are getting tighter. With Christmas on the horizon, the prospect of funding the festive season can feel like a little too much pressure on the purse strings. Don’t panic though – there are many simple, stress-free ways to make a little more money in time for yuletide. Relax and indulge your friends and family this year by building your very own Christmas bonus.

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Playing the markets

There are any number of nifty solutions for making money online quickly. Many cannot be actioned overnight, and require a long-term strategy and effort. However, some sites allow you to sign up and start earning money almost straightaway. Sites such as Swagbucks allow you to ‘put cash back in your wallet’ by completing quick surveys when you search, shop, watch and browse online. There are loads of these sites out there, and there’s good money to be made – users often earn upwards of £200 per year. For the dos and don’ts for this form of money-making, check out this guide.

Taking part in simple market research is also a healthy budget booster. Create a profile then accept ‘tasks’ on sites such as Streetspotr, Roamler and Field Agent. You will be expected to pop in to shops and businesses and carry out a basic request, such as taking a photograph or checking a price. You earn money for every mission you complete, which will add up sharpish if you can integrate the tasks into your daily routine. Many of these sites work with nationwide high street brands – so it could be delightfully simple for you to make a little extra money on your walk to work, or during your lunch hour. Signing up for a real-world research recruitment agency can also be very lucrative. They’ll book you into evening focus groups, perfect for fitting around your schedule.

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Declutter for Christmas

While a spring clean may not be seasonally appropriate right now, it can still have a transformative effect on your home. Decluttering is proven to boost productivity and improve mood – and can lead to a little extra cash if you can sell those unloved shoes or superfluous home-wares online. Marketplaces such as eBay can seem tremendously old hat these days, but there is still a huge audience and money to be made if you have the time to promote and post your unwanted paraphernalia. If you’ve got clutter to conquer, selling online can be the fastest way to monetize your miscellany.

Saving money for Christmas? Do you have any other top money-saving tips to bolster your budget? Let us know!

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Featured photo credit: Lights up the darkness / Susanne Nilsson via flickr.com

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Last Updated on December 2, 2018

How to Flow Your Way to a More Productive Life

How to Flow Your Way to a More Productive Life

Ebb and flow. Contraction and expansion. Highs and lows. It’s all about the cycles of life.

The entire course of our life follows this up and down pattern of more and then less. Our days flow this way, each following a pattern of more energy, then less energy, more creativity and periods of greater focus bookended by moments of low energy when we cringe at the thought of one more meeting, one more call, one more sentence.

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The key is in understanding how to use the cycles of ebb and flow to our advantage. The ability to harness these fluctuations, understand how they affect our productivity and mood and then apply that knowledge as a tool to improve our lives is a valuable strategy that few individuals or corporations have mastered.

Here are a few simple steps to start using this strategy today:

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Review Your Past Flow

Take just a few minutes to look back at how your days and weeks have been unfolding. What time of the day are you the most focused? Do you prefer to be more social at certain times of the day? Do you have difficulty concentrating after lunch or are you energized? Are there days when you can’t seem to sit still at your desk and others when you could work on the same project for hours?

Do you see a pattern starting to emerge? Eventually you will discover a sort of map or schedule that charts your individual productivity levels during a given day or week.  That’s the first step. You’ll use this information to plan your days going forward.

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Schedule According to Your Flow Pattern

Look at the types of things you do each day…each week. What can you move around so that it’s a better fit for you? Can you suggest to your team that you schedule meetings for late morning if you can’t stand to be social first thing? Can you schedule detailed project work or highly creative tasks, like writing or designing when you are best able to focus? How about making sales calls or client meetings on days when you are the most social and leaving billing or reports until another time when you are able to close your door and do repetitive tasks.

Keep in mind that everyone is different and some things are out of our control. Do what you can. You might be surprised at just how flexible clients and managers can be when they understand that improving your productivity will result in better outcomes for them.

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Account for Big Picture Fluctuations

Look at the bigger picture. Consider what happens during different months or times during the year. Think about what is going on in the other parts of your life. When is the best time for you to take on a new project, role or responsibility? Take into account other commitments that zap your energy. Do you have a sick parent, a spouse who travels all the time or young children who demand all of your available time and energy?

We all know people who ignore all of this advice and yet seem to prosper and achieve wonderful success anyway, but they are usually the exception, not the rule. For most of us, this habitual tendency to force our bodies and our brains into patterns of working that undermine our productivity result in achieving less than desired results and adding more stress to our already overburdened lives.

Why not follow the ebb and flow of your life instead of fighting against it?

    Featured photo credit: Nathan Dumlao via unsplash.com

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