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How To Boost Your Budget This Christmas

How To Boost Your Budget This Christmas

Tech trade-in sites such as Mazuma offer a chunk of cash in exchange for unwanted mobile devices, which can be handy for cashing in when you upgrade or switch deals. With our viewing habits increasingly moving online, our DVD shelves are often a bloated and unused repository for clutter these days. High street exchange stores like CeX are a great way to cash in on your unwanted media and technology, and redeem for cash or in-store credit.

But saving money doesn’t necessarily mean selling, clearing or working extra hours. Simple changes to your day-to-day lifestyle can yield a remarkable saving. Taking a packed lunch to work, cycling rather than taking the bus, or moving your weekly shop to a more affordable supermarket can save as much as £30 to £40 a week. And who knows? Your budgetary innovations may open up new experiences and cost-effective habits that stick around beyond new year.

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Every saving will add up to something special. By combining these online and offline solutions, you can find real wiggle room in your budget for festive frivolity.

The days are getting shorter, and our budgets are getting tighter. With Christmas on the horizon, the prospect of funding the festive season can feel like a little too much pressure on the purse strings. Don’t panic though – there are many simple, stress-free ways to make a little more money in time for yuletide. Relax and indulge your friends and family this year by building your very own Christmas bonus.

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Playing the markets

There are any number of nifty solutions for making money online quickly. Many cannot be actioned overnight, and require a long-term strategy and effort. However, some sites allow you to sign up and start earning money almost straightaway. Sites such as Swagbucks allow you to ‘put cash back in your wallet’ by completing quick surveys when you search, shop, watch and browse online. There are loads of these sites out there, and there’s good money to be made – users often earn upwards of £200 per year. For the dos and don’ts for this form of money-making, check out this guide.

Taking part in simple market research is also a healthy budget booster. Create a profile then accept ‘tasks’ on sites such as Streetspotr, Roamler and Field Agent. You will be expected to pop in to shops and businesses and carry out a basic request, such as taking a photograph or checking a price. You earn money for every mission you complete, which will add up sharpish if you can integrate the tasks into your daily routine. Many of these sites work with nationwide high street brands – so it could be delightfully simple for you to make a little extra money on your walk to work, or during your lunch hour. Signing up for a real-world research recruitment agency can also be very lucrative. They’ll book you into evening focus groups, perfect for fitting around your schedule.

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Declutter for Christmas

While a spring clean may not be seasonally appropriate right now, it can still have a transformative effect on your home. Decluttering is proven to boost productivity and improve mood – and can lead to a little extra cash if you can sell those unloved shoes or superfluous home-wares online. Marketplaces such as eBay can seem tremendously old hat these days, but there is still a huge audience and money to be made if you have the time to promote and post your unwanted paraphernalia. If you’ve got clutter to conquer, selling online can be the fastest way to monetize your miscellany.

Saving money for Christmas? Do you have any other top money-saving tips to bolster your budget? Let us know!

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Featured photo credit: Lights up the darkness / Susanne Nilsson via flickr.com

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Last Updated on March 13, 2019

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

Have you gotten into a rut before? Or are you in a rut right now?

You know you’re in a rut when you run out of ideas and inspiration. I personally see a rut as a productivity vacuum. It might very well be a reason why you aren’t getting results. Even as you spend more time on your work, you can’t seem to get anything constructive done. While I’m normally productive, I get into occasional ruts (especially when I’ve been working back-to-back without rest). During those times, I can spend an entire day in front of the computer and get nothing done. It can be quite frustrating.

Over time, I have tried and found several methods that are helpful to pull me out of a rut. If you experience ruts too, whether as a working professional, a writer, a blogger, a student or other work, you will find these useful. Here are 12 of my personal tips to get out of ruts:

1. Work on the small tasks.

When you are in a rut, tackle it by starting small. Clear away your smaller tasks which have been piling up. Reply to your emails, organize your documents, declutter your work space, and reply to private messages.

Whenever I finish doing that, I generate a positive momentum which I bring forward to my work.

2. Take a break from your work desk.

Get yourself away from your desk and go take a walk. Go to the washroom, walk around the office, go out and get a snack.

Your mind is too bogged down and needs some airing. Sometimes I get new ideas right after I walk away from my computer.

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3. Upgrade yourself

Take the down time to upgrade yourself. Go to a seminar. Read up on new materials (#7). Pick up a new language. Or any of the 42 ways here to improve yourself.

The modern computer uses different typefaces because Steve Jobs dropped in on a calligraphy class back in college. How’s that for inspiration?

4. Talk to a friend.

Talk to someone and get your mind off work for a while.

Talk about anything, from casual chatting to a deep conversation about something you really care about. You will be surprised at how the short encounter can be rejuvenating in its own way.

5. Forget about trying to be perfect.

If you are in a rut, the last thing you want to do is step on your own toes with perfectionist tendencies.

Just start small. Do what you can, at your own pace. Let yourself make mistakes.

Soon, a little trickle of inspiration will come. And then it’ll build up with more trickles. Before you know it, you have a whole stream of ideas.

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6. Paint a vision to work towards.

If you are continuously getting in a rut with your work, maybe there’s no vision inspiring you to move forward.

Think about why you are doing this, and what you are doing it for. What is the end vision in mind?

Make it as vivid as possible. Make sure it’s a vision that inspires you and use that to trigger you to action.

7. Read a book (or blog).

The things we read are like food to our brain. If you are out of ideas, it’s time to feed your brain with great materials.

Here’s a list of 40 books you can start off with. Stock your browser with only the feeds of high quality blogs, such as Lifehack.org, DumbLittleMan, Seth Godin’s Blog, Tim Ferris’ Blog, Zen Habits or The Personal Excellence Blog.

Check out the best selling books; those are generally packed with great wisdom.

8. Have a quick nap.

If you are at home, take a quick nap for about 20-30 minutes. This clears up your mind and gives you a quick boost. Nothing quite like starting off on a fresh start after catching up on sleep.

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9. Remember why you are doing this.

Sometimes we lose sight of why we do what we do, and after a while we become jaded. A quick refresher on why you even started on this project will help.

What were you thinking when you thought of doing this? Retrace your thoughts back to that moment. Recall why you are doing this. Then reconnect with your muse.

10. Find some competition.

Nothing quite like healthy competition to spur us forward. If you are out of ideas, then check up on what people are doing in your space.

Colleagues at work, competitors in the industry, competitors’ products and websites, networking conventions.. you get the drill.

11. Go exercise.

Since you are not making headway at work, might as well spend the time shaping yourself up.

Sometimes we work so much that we neglect our health and fitness. Go jog, swim, cycle, whichever exercise you prefer.

As you improve your physical health, your mental health will improve, too. The different facets of ourselves are all interlinked.

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Here’re 15 Tips to Restart the Exercise Habit (and How to Keep It).

12. Take a good break.

Ruts are usually signs that you have been working too long and too hard. It’s time to get a break.

Beyond the quick tips above, arrange for a 1-day or 2-days of break from your work. Don’t check your (work) emails or do anything work-related. Relax and do your favorite activities. You will return to your work recharged and ready to start.

Contrary to popular belief, the world will not end from taking a break from your work. In fact, you will be much more ready to make an impact after proper rest. My best ideas and inspiration always hit me whenever I’m away from my work.

Take a look at this to learn the importance of rest: The Importance of Scheduling Downtime

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Featured photo credit: Joshua Earle via unsplash.com

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