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How To Boost Your Budget This Christmas

How To Boost Your Budget This Christmas

Tech trade-in sites such as Mazuma offer a chunk of cash in exchange for unwanted mobile devices, which can be handy for cashing in when you upgrade or switch deals. With our viewing habits increasingly moving online, our DVD shelves are often a bloated and unused repository for clutter these days. High street exchange stores like CeX are a great way to cash in on your unwanted media and technology, and redeem for cash or in-store credit.

But saving money doesn’t necessarily mean selling, clearing or working extra hours. Simple changes to your day-to-day lifestyle can yield a remarkable saving. Taking a packed lunch to work, cycling rather than taking the bus, or moving your weekly shop to a more affordable supermarket can save as much as £30 to £40 a week. And who knows? Your budgetary innovations may open up new experiences and cost-effective habits that stick around beyond new year.

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Every saving will add up to something special. By combining these online and offline solutions, you can find real wiggle room in your budget for festive frivolity.

The days are getting shorter, and our budgets are getting tighter. With Christmas on the horizon, the prospect of funding the festive season can feel like a little too much pressure on the purse strings. Don’t panic though – there are many simple, stress-free ways to make a little more money in time for yuletide. Relax and indulge your friends and family this year by building your very own Christmas bonus.

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Playing the markets

There are any number of nifty solutions for making money online quickly. Many cannot be actioned overnight, and require a long-term strategy and effort. However, some sites allow you to sign up and start earning money almost straightaway. Sites such as Swagbucks allow you to ‘put cash back in your wallet’ by completing quick surveys when you search, shop, watch and browse online. There are loads of these sites out there, and there’s good money to be made – users often earn upwards of £200 per year. For the dos and don’ts for this form of money-making, check out this guide.

Taking part in simple market research is also a healthy budget booster. Create a profile then accept ‘tasks’ on sites such as Streetspotr, Roamler and Field Agent. You will be expected to pop in to shops and businesses and carry out a basic request, such as taking a photograph or checking a price. You earn money for every mission you complete, which will add up sharpish if you can integrate the tasks into your daily routine. Many of these sites work with nationwide high street brands – so it could be delightfully simple for you to make a little extra money on your walk to work, or during your lunch hour. Signing up for a real-world research recruitment agency can also be very lucrative. They’ll book you into evening focus groups, perfect for fitting around your schedule.

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Declutter for Christmas

While a spring clean may not be seasonally appropriate right now, it can still have a transformative effect on your home. Decluttering is proven to boost productivity and improve mood – and can lead to a little extra cash if you can sell those unloved shoes or superfluous home-wares online. Marketplaces such as eBay can seem tremendously old hat these days, but there is still a huge audience and money to be made if you have the time to promote and post your unwanted paraphernalia. If you’ve got clutter to conquer, selling online can be the fastest way to monetize your miscellany.

Saving money for Christmas? Do you have any other top money-saving tips to bolster your budget? Let us know!

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Featured photo credit: Lights up the darkness / Susanne Nilsson via flickr.com

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Last Updated on February 15, 2019

Why Is Goal Setting Important to a Truly Fulfilling Life?

Why Is Goal Setting Important to a Truly Fulfilling Life?

In Personal Development-speak, we are always talking about goals, outcomes, success, desires and dreams. In other words, all the stuff we want to do, achieve and create in our world.

And while it’s important for us to know what we want to achieve (our goal), it’s also important for us to understand why we want to achieve it; the reason behind the goal or some would say, our real goal.

Why is goal setting important?

1. Your needs and desire will be fulfilled.

Sometimes when we explore our “why”, (why we want to achieve a certain thing) we realize that our “what” (our goal) might not actually deliver us the thing (feeling, emotion, internal state) we’re really seeking.

For example, the person who has a goal to lose weight in the belief that weight loss will bring them happiness, security, fulfillment, attention, popularity and the partner of their dreams. In this instance, their “what” is weight-loss and their “why” is happiness (etc.) and a partner.

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Six months later, they have lost the weight (achieved their goal) but as is often the case, they’re not happier, not more secure, not more confident, not more fulfilled and in keeping with their miserable state, they have failed to attract their dream partner.

After all, who wants to be with someone who’s miserable? They achieved their practical goal but still failed to have their needs met.

So they set a goal to lose another ten pounds. And then another. And maybe just ten more. With the destructive and erroneous belief that if they can get thin enough, they’ll find their own personal nirvana. And we all know how that story ends.

2. You’ll find out what truly motivates you

The important thing in the process of constructing our best life is not necessarily what goals we set (what we think we want) but what motivates us towards those goals (what we really want).

The sooner we begin to explore, identify and understand what motivates us towards certain achievements, acquisitions or outcomes (that is, we begin moving towards greater consciousness and self awareness), the sooner we will make better decisions for our life, set more intelligent (and dare I say, enlightened) goals and experience more fulfilment and less frustration.

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We all know people who have achieved what they set out to, only to end up in the same place or worse (emotionally, psychologically, sociologically) because what they were chasing wasn’t really what they were needing.

What we think we want will rarely provide us with what we actually need.

3. Your state of mind will be a lot healthier

We all set specific goals to achieve/acquire certain things (a job, a car, a partner, a better body, a bank balance, a title, a victory) because at some level, most of us believe (consciously or not) that the achievement of those goals will bring us what we really seek; joy, fulfilment, happiness, safety, peace, recognition, love, acceptance, respect, connection.

Of course, setting practical, material and financial goals is an intelligent thing to do considering the world we live in and how that world works.

But setting goals with an expectation that the achievement of certain things in our external, physical world will automatically create an internal state of peace, contentment, joy and total happiness is an unhealthy and unrealistic mindset to inhabit.

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What you truly want and need

Sometimes we need to look beyond the obvious (superficial) goals to discover and secure what we really want.

Sadly, we live in a collective mindset which teaches that the prettiest and the wealthiest are the most successful.

Some self-help frauds even teach this message. If you’re rich or pretty, you’re happy. If you’re both, you’re very happy. Pretty isn’t what we really want; it’s what we believe pretty will bring us. Same goes with money.

When we cut through the hype, the jargon and the self-help mumbo jumbo, we all have the same basic goals, desires and needs:

Joy, fulfilment, happiness, safety, peace, recognition, love, acceptance, respect, connection.

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Nobody needs a mansion or a sport’s car but we all need love.

Nobody needs massive pecs, six percent body-fat, a face lift or bigger breasts but we all need connection, acceptance and understanding.

Nobody needs to be famous but we all need peace, calm, balance and happiness.

The problem is, we live in a culture which teaches that one equals the other. If only we lived in a culture which taught that real success is far more about what’s happening in our internal environment, than our external one.

It’s a commonly-held belief that we’re all very different and we all have different goals — whether short term or long term goals. But in many ways we’re not, and we don’t; we all want essentially the same things.

Now all you have to do is see past the fraud and deception and find the right path.

Featured photo credit: Unsplash via unsplash.com

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