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11 Best Colleges In America You Need To Know

11 Best Colleges In America You Need To Know

There are thousands of colleges in the United States. Each one has something different to offer prospective students, and each has successful graduates who speak with pride about their alma mater. However, there are a few schools that stand out because they provide an educational experience that is tailored to the needs of students who are seeking more than just a standard 4-year degree. Each college in this list stands out because it has something unique and original to offer.

Webster University: to Earn Your Degree While Studying Abroad

Webster Sign 1915

    The flagship campus of Webster University is located just outside of St. Louis, but the college has campuses on four continents. This makes it an ideal choice for students who want the experience of studying abroad while maintaining a continuity in their education. The Global Citizenship Program prepares undergraduates to work, compete, and contribute on the global stage.

    Bard College at Simons Rock: To Get a Jump Start on Your Dreams

    Bard College

      Every year, there are so many bright students who either drop out of high school, or who simply coast until graduation. Bard College at Simons Rock gives these students an alternative. The average incoming freshman is a young 16.5 years of age. Keep in mind though, that not every high school student can bypass their last two years of high school and head into this school. The students (also known as rockers) at Bard College must demonstrate a track record of being curious learners with serious academic goals. Once they do make the cut, there is no babying involved. Students are treated as capable adults who have something valuable to contribute.

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      Reed College: to Join an Alumni Class of Excellence

      Reed College

        Reed college is one of the most intellectually rigorous liberal arts colleges in America. Reed was the first college in the United States to add fine arts requirements to its liberal arts programs. Reed college alumni have gone on to win major international awards. It also has an impressive list of other accomplished graduates including:

        • Pulitzer Prize Winner Gary Snyder
        • Author Janet Fitch
        • Wikipedia Co-founder – Larry Sanger
        • Television Chef – Steven Raichlen
        • Apple Co-founder – Steve Jobs

        Bennington College: To Design Your Own Future

        Bennington College

          The founders of Bennington College believe that students are responsible for their own education. Because of this, the curriculum at Bennington is self directed. Each student works with an adviser to plan their education, and then evaluates their own progress and receives feedback from instructors on their achievements as well.

          Blackburn College: To Learn and be Debt Free

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            Every student at Blackburn College participates in a work program that allows them to gain work experience, and help offset the cost of their education. Not only is this work program nationally recognized, it is entirely run and staffed by Blackburn students. This is a great school for anybody who wants to reduce or limit their student debt. Students hold jobs on campus, at local businesses, with local law enforcement, and at nearby schools.

            Cornell College: To Tackle Higher Education One Class at a Time

            Cornell College

              Imagine attending college and being able to focus on one course at a time. Students who attend Cornell college are able to do just that. Because they are able to focus on one discipline at a time, students gain a much deeper understanding of the subject matter. Just 18 days after a student starts a class, they are finished and have earned their credits. In addition to this, all students adhere to the same time schedule. This gives each student plenty of time to spend with their peers and to participate in on and off campus activities.

              Earlham College: To Learn and Become a Better Person Through Quaker Values

              Earlham College

                Quakers believe in pacifism, activism, service, and that the pursuit of truth is a virtue. One of their mottos is that all truth is God’s truth. If you are interested in a global education that focuses on strong personal morality, peace, and equality, Earlham University might be the perfect choice. Students who graduate from Earlham are very active in the social justice movement, politics, and charitable works.

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                Green Mountain College: To Earn a Degree and Save the Planet

                Green Mountain College

                  Most colleges and universities have begun incorporating an earth friendly philosophy in their policies and classes over the last few years. Green Mountain College has been doing this for decades. In fact, the Princeton Review has voted this college the greenest in the nation. Students who attend this college, located in beautiful rural Vermont, can choose from a variety of majors. However, they will also be required to complete 37 hours of Environmental Liberal Arts coursework.

                  American University: To Become a Great Modern Day Journalist

                  American University

                    American University has become the school of choice for students who are interested in modern journalism. Students who attend the school of communication who wish to become journalists will learn about interactive journalism, take classes in social media, and attend workshops in investigative reporting. This excellent school combines the longstanding rules of ethical journalism while also embracing new technology and new communication media.

                    University of Washington: To Become a Great Healer

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                    University of Washington

                      Students who make the grade for admission into medical school have accomplished something that most of us never dream of. Students who get into the University of Washington’s School of Medicine have accomplished something even more amazing. They have been accepted into the nation’s top medical school program, and will have the opportunity to work with and learn from some of the brightest minds in the medical field.

                      Vanderbilt University: To Learn to Teach

                      Vanderbilt University

                        Students who long to teach future generations should take a look at this prestigious school in Nashville, TN. It is nationally recognized as one of the top schools for teachers. Students attending Vanderbilt to become teachers, school counselors, school administrators or educational policy makers attend the school’s Peabody college where they will work hand in hand with nationally renowned instructors.

                        Of course, you can skip going to college, but only if you are talented enough to master the skill of self-learning and can succeed in life without any assistance.

                        Featured photo credit: Dave Meier via picography.co

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                        Last Updated on June 22, 2018

                        How to Nix Your Credit Card Debt in Less Than 3 Years

                        How to Nix Your Credit Card Debt in Less Than 3 Years

                        Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

                        By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

                        This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

                        Hint: there are ways that are easier than you think.

                        1. Consider consolidating multiple credit cards if possible

                        This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

                        It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

                        Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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                        Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

                        My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

                        Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

                        2. Try to pay the full balance you spent each month at the very least

                        You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

                        Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

                        If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

                        3. Pay extra when you can – every small amount counts

                        This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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                        It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

                        4. Create a plan on how to pay extra

                        Back to the main point, having this plan is giving you one less thing to think about.

                        This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

                        For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

                        Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

                        5. Cut out costs for services you do not use

                        If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

                        In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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                        6. Get aggressive about it

                        Consider these points:

                        Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

                        Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

                        Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

                        Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

                        7. Reevaluate your progress at set intervals

                        Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

                        By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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                        Finally (and most importantly)…

                        8. Keep trying

                        Do not get discouraged. Pushing it off will make it worse. Just keep trying.

                        Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

                        Start knocking out your debt today

                        The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

                        Featured photo credit: Pexels via pexels.com

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