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The Quick Guide to Buying a Home

The Quick Guide to Buying a Home

When you’re buying a home, it can be exciting and frightening! If you’re a first time homebuyer, it can be hard to know what to expect. That’s why we created this infographic that walks you through the complete home-buying process.

Surprisingly, buying a home doesn’t actually start with looking at homes. It starts with looking at your budget to see how much of a mortgage payment you could afford each month. Then, you begin saving for a down payment and shop around for the best mortgage with the least expensive interest rate. During this time, you can hire a highly recommended buyer’s agent who can help you find your dream home.

After getting your finances in order, you should decide what you want and need in a home, and then give that list to your buyer’s agent. The agent can take this list and find possible houses that you may be interested in at your price range.

Once you have found the perfect home, make an offer. Depending on your offer, you and the seller may haggle until you agree on a price, in which time you will enter into contract on the home. While the home is under contract you as the buyer must finalize the mortgage, have the home appraised, surveyed and inspected, and purchase title and home insurance.

Finally, you and the seller enter closing, where you will pay for the down payment and provided services that got the home ready. (Title insurance, appraisals and home inspections.) The seller hands over the keys, and with that you’re the owner of a home!

Quick guide to buying a home 2

    Featured photo credit: Landmark Home Warranty via landmarkhw.com

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    Last Updated on February 17, 2020

    5 Reasons Why You Should Always Be Who You Are

    5 Reasons Why You Should Always Be Who You Are

    When it comes to being yourself, there can be a lot of pressure from the outside world as it tries to influence who you are. Living in a society that is constantly developing, it’s important for you to always be yourself from the inside out.

    When you deeply know yourself and the boundaries that you have set, you are more likely to experience a fulfilling and rewarding life. Without knowing yourself and establishing those boundaries, you can easily be pushed around and end up on a dirt path.

    So how to be who you are and always be yourself?

    “Enter through the narrow gate. For wide is the gate and broad is the road that leads to destruction, and many enter through it. But small is the gate and narrow the road that leads to life, and only a few find it” – Matthew 7:13-14

    You have the option of taking the path that is broad or taking the path that is narrow. You can either conform to what life wants you to be, or have the courage to remain true to yourself throughout the years. It’s definitely a challenge to have a strong sense of self when we are constantly getting distracted and being influenced by the media and society’s way of life. But if you want to reach your fullest potential in life, it all starts with being yourself.

    Why should you always be yourself? Because you will:

    1. Live in Alignment With Your Values and Beliefs

    Being yourself is all about knowing what you believe in and the values that you live by. When you are not yourself, you will take on the values and beliefs of others. This is when you start conforming to other people’s expectations and way of thinking.

    When you know your values and why you do what you do, you will live according to your own values and beliefs.

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    2. Establish Your Own Identity

    When you are able to have a solid foundation of being you, you are establishing your own sense of identity. No matter what happens in your life, you will always know who you are.

    There will be times where you may feel lost or distracted, but if you have your own identity you’ll be able to get back on the right path. Without establishing your own identity, you may easily conform and lose yourself.

    3. Build Courage

    It takes a great amount of courage when you decide to take the path that goes against the crowd. The reason why the majority of people take the broad path is because it’s easy.

    It’s easy to just follow the crowd. It’s more of a challenge when you stay true to yourself and establish your own identity. This challenge of always being yourself takes courage and inner strength. No matter what comes your way, you’ll know how to handle it.

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    4. Establish Boundaries

    When you are always yourself, you know what your limits are and the boundaries that you have set for yourself. When people cross your boundaries, you will know.

    But if you don’t establish boundaries, people may very well walk all over you and take advantage of you. If you are always yourself and you establish boundaries, you are more likely to be aware when people start taking advantage of you.

    Create and establish your boundaries.

    5. Find Focus and Direction

    When you are always yourself, you are more likely to have focus and direction in your life. Imagine someone who is constantly conforming to other people’s expectations, do you think this person has focus and direction? I don’t think so.

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    When you stay true to who you are, you are more likely to know the goals you want to accomplish and how to go about accomplishing them. You are able to stay focused and know which direction to take in order for you to accomplish your goals.

    No matter what you experience in life, the only person that will always remain constant is you.

    More Tips about Staying True to Yourself

    Featured photo credit: María Victoria Heredia Reyes via unsplash.com

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