Posts Tagged ‘spending’

32 Hacks for Sticking to Your Budget

In January, we asked you for your tips about living within your means and keeping to your budget, with the chance to win a db clay wallet. You gave us 144 responses in total – some of which had excellent advice.

Here’s our round-up of the best tips and tricks for budgeting:

1. Don’t spend more money than you have.

2. Stick to your grocery lists – compile them based on… » Continue

Living Without Credit

Picture this: I’m 18, going to college, living 3,000 miles away from home. I stop in at a music store and fiddle around with one of the keyboards there. It’s nice. I strike up a conversation with one of the salespeople. He’s nice. He asks if I’d like to buy the keyboard I’m playing. I tell him I couldn’t possibly, since it’s a good $2000… » Continue

10 Reasons You & I Aren’t Rich

Jeffrey Strain from TheStreet.com has a few hints to why we’re not rich yet. Mostly, it appears, this is due to how we spend money and not how much money we make. You be the judge.
1. You Care What Your Neighbors Think

2. You Aren’t Patient

3. You Have Bad Habits

4. You Have No Goals

5. You Haven’t Prepared

6. You Try to Make a Quick Buck

7. You Rely on Others to Take… » Continue

Sixteen ways being disorganized costs you money

Having poor organizational skills can impact more than your productivity. John from MightyBargainHunter.com gives sixteen ways that disorganization can hurt your finances. Some highlights from this list include:

  • Missed rebates
  • Dining out
  • Missed tax deductions
  • Susceptibility of sales pitches

Sixteen ways being disorganized costs you money - [MightyBargainHunter.com]… » Continue

Heresy and Progress

We live in world full of pressures to conform: to believe what others tell us is true, to toe the line, to accept the values of those in positions of power, and to follow conventional, approved paths. That’s the way to get on in life and business, we are told. You need to fit in, play the game, and avoid rocking any boats.

Fitting in and following generally accepted views on… » Continue

7 Finance Tips From a Guy Who’s Broke

Because I’m dead center of trying to figure out my own personal financial Rubik’s Cube, and because I’ve been listening every day to the Financial Aid Podcast, I’ve had finance hacks on the brain. Besides, Graeme wanted me to talk about them, too. So, here goes 7 tips on finance from a guy who’s broke:

  1. Keep the change- Whenever you pay for anything with

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