Before I begin, I need to give full credit of this post to Rob Lawrence, a great friend of mine and the co-author of a book we wrote together called Get Noticed. Rob is also a creativity coach who has inspired me on numerous occasions with his advice. One particular instance was when he was…

It’s been just over two years since I got my first credit card. I now have three and I’m never looking back. Ah, credit cards. How do I love thee? Let me count the ways: ·         Credit cards track my spending. The problem with withdrawing money from an ATM and paying for everything in cash…

If you’ve been working on getting your personal budget balanced, going offline can make some sense. There are plenty of web applications and other tools that really do well at interpreting your spending patterns and other information just by taking a look at your monthly bank statement. But there’s really no substitute for doing some…

Who doesn’t have a goal for the new year that involves money? Many of us have goals that involve making more money or managing the money we already have — but, no matter exactly what goal you might have for your money, you’ll probably need some baseline information about it. While understanding your expenses…

In January, we asked you for your tips about living within your means and keeping to your budget, with the chance to win a db clay wallet. You gave us 144 responses in total – some of which had excellent advice. Here’s our round-up of the best tips and tricks for budgeting: 1. Don’t spend more…

Picture this: I’m 18, going to college, living 3,000 miles away from home. I stop in at a music store and fiddle around with one of the keyboards there. It’s nice. I strike up a conversation with one of the salespeople. He’s nice. He asks if I’d like to buy the keyboard…

Jeffrey Strain from TheStreet.com has a few hints to why we’re not rich yet. Mostly, it appears, this is due to how we spend money and not how much money we make. You be the judge. 1. You Care What Your Neighbors Think 2. You Aren’t Patient 3. You Have Bad Habits 4. You Have No Goals 5. You Haven’t…

Having poor organizational skills can impact more than your productivity. John from MightyBargainHunter.com gives sixteen ways that disorganization can hurt your finances. Some highlights from this list include: Missed rebates Dining out Missed tax deductions Susceptibility of sales pitches Sixteen ways being disorganized costs you money – [MightyBargainHunter.com]…

We live in world full of pressures to conform: to believe what others tell us is true, to toe the line, to accept the values of those in positions of power, and to follow conventional, approved paths. That’s the way to get on in life and business, we are told. You need to fit in…

Because I’m dead center of trying to figure out my own personal financial Rubik’s Cube, and because I’ve been listening every day to the Financial Aid Podcast, I’ve had finance hacks on the brain. Besides, Graeme wanted me to talk about them, too. So, here goes 7 tips…