Posts Tagged ‘saving’

Procrastination Makes for Easy Frugality

We're used to thinking of procrastination as a bad thing. We should avoid procrastinating; if we do something now, we don't have to worry about it later. But when it comes to our personal finances, procrastination isn't necessarily a bad thing. Sure, we need to get our bills paid on time, but by practicing putting off other expenses we can save money in the long-term. Procrastination and Saving The longer we… Continue reading

Does Social Saving Really Work?

There's a Web 2.0, socially networked version of just about everything these days — including saving money for your goals. Sites like SmartyPig allow users to announce their financial goals to the world, network with other savers, talk about saving money on their other social networks and ask for help from friends and family. But does the social experience really help people save more money than they might… Continue reading

Get Rich(er)

It is true that no one can serve two masters, and slavish devotion to unrighteous mammon is indeed a road to misery.  Ambition to produce and "be rich" is not necessarily a bad thing, though.  And if you're reading this, you're likely among the richest 1-2% of people who have ever lived.  Historically speaking, you're not just rich.  You're super-rich. This means a couple of things.  First, it means that foregoing… Continue reading

Simple Ways To Save $100 A Week

Getting out of debt or saving is all about building from scratch. It begins with a small amount here and there that gets larger and larger, getting you to the financial point you want. Think of what putting away another $100 a week would do for you. How would you do it? CashBulge has a popular article of 13 ways to get that extra money, simply. They aren't entirely creative, as… Continue reading

4 Money Lessons To Teach Your Kids

Children won't understand the value of money until they need to, unless you tell them. This article from BankRate.com outlines four lessons to get your kids money smart and in the know. Today's parents face many challenges, including teaching their children good financial habits. These four fiscal lessons are a good foundation for your kids' sound money management in the future.
  • Differentiate between needs and wants
  • Share the secrets of saving
  • Instill smart
  • 20 Money Saving Firefox Extensions

    Tina Parcell at SavingAdvice.com has put together a list of Firefox extensions that should save you some money. There are some great ideas there for those who shop online and want price comparisons and want to track time and expenses. 10. Send Tab URLs 0.4: Say you’ve searched using all the price comparison extensions above, and now you have umpteen different tabs with results that you want to roll together… Continue reading

    How to Live on a Tight Budget

    Do you go out to eat at least once a week? Do you frequent the movie theater? Are you are Starbucks addict? If so, you are spending thousands of dollars a year on the little things. Just think of the money you would save if you just cut a few corners each day. Now think about what your savings account would look like if you put that money in… Continue reading

    How to gain financial peace of mind

    Lifehack.org guest contributor and Zen Habits editor, Leo Babauta, gives some very practical advice about how to get your finances under control and gain some financial peace of mind. The following are my favorite take-aways from the list: Make your payments automatic. I’ve covered this before … it’s an great alternative to the above method. Instead of paying bills as they come in, you can set up automatic payments and automatic… Continue reading

    10 Bad Money Habits to Break

    If you want to save, some discipline is involved. Maybe not even some, but a lot. MSN Money runs through some bad habits that can slow your savings' growth.
    • Spending without a budget.
    • Carrying a balance on credit cards.
    • Ignoring interest rates.
    • Not investigating disability insurance.
    • Failing to see how little purchases add up.
    • Not matching employer's contribution to retirement. One of the biggest mistakes that lots and lots of people make, especially young people

    20 ways to plug financial leaks

    As the title implies, Real Simple brings to light 20 reoccurring transactions that can cost you big money in the long run. According to Real Simple, following these tips can save up to $3000 per year. I would call $3000 per year more of a waterfall than a leak. Here are some of the more meaningful tips for me: The Leak: Paying bills by snail… Continue reading

    Save Money This Week

    The Simple Dollar gives 10 suggestions that will help you save money this week. I tend to spend more time thinking about how to save money then actually saving money. The idea behind these tips is to get you to start saving money ASAP. The Simple Dollar recommends trying these money saving tips for a week and seeing if any of them mesh well with… Continue reading

    Tips for an inexpensive Valentine’s Day

    Young Money put together a list of ten tips to help you enjoy a romantic Valentine's Day while saving money. For the unaware, Wednesday is Valentine's Day. If you don't plan on becoming rich in six days, this list might be for you. Valentine's Day is one holiday where this sentiment rings most true. Rich in love unfortunately does not necessarily mean rich in pocket. Yet… Continue reading

    Money Management: You’re never too old

    MSN Money gives some great advice for those that can see retirement slowly creeping up. The point of the article is to emphasize that no matter what your age and financial situation, your savings can still make an impact. Specifically, MSN gears the article for the following situation, "You're over 40 and you haven't started seriously saving for retirement. You have more debt than you'd like to admit… Continue reading

    8 Expenses to Cut and How

    Are you looking to simplify your life? Do you have financial issues? Are you still paying off debts with no end in sight? Hey, me too! Part of my methodology includes plugging expense holes, and shunting that money towards my debts. Here are eight expenses to cut and how:

    • Make Your Own Morning Coffee- I have a tiny little one-cup machine with a steel filter. Why? Because it's silly easy

    Effective Saving from spending ony 60%

    Spending is easy, saving is hard. Budgeting sometimes work for people, sometimes it just bears time. Richard Jenkins had experience, and by analyzing his spending pattern, he sees a solution. He determines to keep his comitted expenses at or below 60%. Then he plans his remaining 40% income on different type of spending: After analyzing our spending patterns over the past couple of years using our Microsoft Money data file, I… Continue reading

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