Talking about money and the economy can sure be depressing for most, especially since we haven’t seemed to shake the “Great Recession” and many areas of the world are under financial pressure. But, as some think we are starting to “come out of” the worst of it, we all can afford to look forward and…
Tagged with `saving`
Procrastination Makes for Easy Frugality
We’re used to thinking of procrastination as a bad thing. We should avoid procrastinating; if we do something now, we don’t have to worry about it later. But when it comes to our personal finances, procrastination isn’t necessarily a bad thing. Sure, we need to get our bills paid on time, but by practicing putting…
Does Social Saving Really Work?
There’s a Web 2.0, socially networked version of just about everything these days — including saving money for your goals. Sites like SmartyPig allow users to announce their financial goals to the world, network with other savers, talk about saving money on their other social networks and ask for help from friends and…
Get Rich(er)
It is true that no one can serve two masters, and slavish devotion to unrighteous mammon is indeed a road to misery. Ambition to produce and “be rich” is not necessarily a bad thing, though. And if you’re reading this, you’re likely among the richest 1-2% of people who have ever lived. Historically speaking, you’re…
Simple Ways To Save $100 A Week
Getting out of debt or saving is all about building from scratch. It begins with a small amount here and there that gets larger and larger, getting you to the financial point you want. Think of what putting away another $100 a week would do for you. How would you do it? CashBulge has a popular article…
4 Money Lessons To Teach Your Kids
Children won’t understand the value of money until they need to, unless you tell them. This article from BankRate.com outlines four lessons to get your kids money smart and in the know. Today’s parents face many challenges, including teaching their children good financial habits. These four fiscal lessons are a good foundation for your kids’ sound…
20 Money Saving Firefox Extensions
Tina Parcell at SavingAdvice.com has put together a list of Firefox extensions that should save you some money. There are some great ideas there for those who shop online and want price comparisons and want to track time and expenses. 10. Send Tab URLs 0.4: Say you’ve searched using all the price comparison extensions above…
How to Live on a Tight Budget
Do you go out to eat at least once a week? Do you frequent the movie theater? Are you are Starbucks addict? If so, you are spending thousands of dollars a year on the little things. Just think of the money you would save if you just cut a few corners each day. Now think…
How to gain financial peace of mind
Lifehack.org guest contributor and Zen Habits editor, Leo Babauta, gives some very practical advice about how to get your finances under control and gain some financial peace of mind. The following are my favorite take-aways from the list: Make your payments automatic. I’ve covered this before … it’s an great alternative to the above method. Instead…
10 Bad Money Habits to Break
If you want to save, some discipline is involved. Maybe not even some, but a lot. MSN Money runs through some bad habits that can slow your savings’ growth. Spending without a budget. Carrying a balance on credit cards. Ignoring interest rates. Not investigating disability insurance. Failing to see how little purchases add up. Not matching employer’s contribution to retirement. One…
20 ways to plug financial leaks
As the title implies, Real Simple brings to light 20 reoccurring transactions that can cost you big money in the long run. According to Real Simple, following these tips can save up to $3000 per year. I would call $3000 per year more of a waterfall than a leak. Here…
Save Money This Week
The Simple Dollar gives 10 suggestions that will help you save money this week. I tend to spend more time thinking about how to save money then actually saving money. The idea behind these tips is to get you to start saving money ASAP. The Simple Dollar recommends trying these money…
Tips for an inexpensive Valentine’s Day
Young Money put together a list of ten tips to help you enjoy a romantic Valentine’s Day while saving money. For the unaware, Wednesday is Valentine’s Day. If you don’t plan on becoming rich in six days, this list might be for you. Valentine’s Day is one holiday where this sentiment rings…
Money Management: You’re never too old
MSN Money gives some great advice for those that can see retirement slowly creeping up. The point of the article is to emphasize that no matter what your age and financial situation, your savings can still make an impact. Specifically, MSN gears the article for the following situation, “You’re over 40 and you…
8 Expenses to Cut and How
Are you looking to simplify your life? Do you have financial issues? Are you still paying off debts with no end in sight? Hey, me too! Part of my methodology includes plugging expense holes, and shunting that money towards my debts. Here are eight expenses to cut and how: Make Your Own Morning Coffee- I…