In North America, students can apply for credit when they attend a post-secondary institution, even without verifiable income. The credit available to them ranges from low limit credit cards to education loans that can reach into the tens of thousands. A person can use this to their advantage, credit decisions made as a student can make a…

Consider this: In three weeks time, you have a big presentation to a long-hoped-for new client. Three weeks is plenty of time, though, so each day you sit down at your computer and, instead of working on your presentation, play game after game of Desktop Tower Defense. Three weeks and a day…

My son was born on July 31, 2008.  To prepare for the trials and travails of fatherhood, I spent my Sunday mornings working in our church’s preschool ministry.  It was really, really fun, and I look forward to getting back to it over the next couple of weeks (I’ve taken a hiatus because of travel…

I like to think that I am a very good driver, if not an expert. Even so, once in a while I miss a red light, I speed. and sometimes even make a wrong turn. Does that mean I should quit driving altogether? I don’t think so. I need to be aware of these…

OK, you screwed up. Something’s gone horribly, horribly wrong, and it’s all your fault. And now, it’s time to pay the piper. Maybe you lost your company’s big client. Maybe you forgot to do a critical part of that big project. Maybe you weren’t there for someone when they needed you, even when you said…

I had promised you I would follow up with my Rules for Self-Leadership this week, and they follow. A Preface: Management and Leadership are not interchangeable words for me. We need both of them, for in part, management tends to be more internally focused (within a company, within an industry, within a person) whereas…

Management is not just for managers, just as leadership is not just for leaders. We all manage, and we all lead; these are not actions reserved for only those people who happen to hold these “positions” in a company. I personally think of management and leadership as callings, and we all get these callings to…