Despite the much publicised problems in the US Housing Market, there are still many long term advantages to buying a house in preference to renting. Buying a house has historically been a good investment; since 1945, house prices have increased faster than inflation and have also outperformed the stock market. Also, buying a house gives you…

If you have some doubts on what is mortgage and what are all those jargons, make sure to check out BBC News on a basic guide to get started. It has some quick terms explaination, and also top 10 key points you should enquiry about when agreeing a motgage with a lender: Mortgages should be straightforward…