Do you crave a life without financial constraints? Too often our ability to make progress towards our passions has been limited by the “rat race.” In the rat race, we work for our employers, the government by paying taxes, and the lenders (ie, of our mortgages, credit cards, car loans, and student loans). Usually, our own…

Money can be a tricky issue for many people, especially in the last few years when we have had record high unemployment rates and difficulty making ends meet. As you get ready for the new year, you can prepare yourself with some new tools that can make 2012 one of the best years for…

Who wants to end 2012 even better financially? You need more than just a “that sounds like a good idea” attitude to make that happen. So let’s not waste anymore time, shall we? Here are three actions you can take now — before we even hit 2012 — to end next year with a better balance…

If you are self-employed or own a small business, you know all too well that out-of-control overhead costs can be crippling. Operating costs are a necessary evil– you need to spend money to make money, after all. But for businesses trying to weather tough economic conditions, or for start-ups just trying to break even, one…

A shoebox full of receipts seem to be the norm for most of us, whether or not we manage our money online. Every time we make a purchase, we shove receipts in wallets, pockets or purses. We bring them home, sometimes sort them and drop them into a shoebox. From there, we ignore them until…

Bank fees, software, tax preparation: if you aren’t careful, your money can wind up costing you a pretty penny. I’m of the opinion that in most cases, you really shouldn’t have to pay to manage your own money. As long as you’re an individual (as opposed to a business), I can’t see the point of…

Geezeo isn’t the newest online money management tool on the block. It’s been around for over a year and a half — an eternity as far as these things go. But the site does have an unusual promotion going on right now, turning basic money management options into incentives. Geezeo’s Perks The Great Geezeo

The internet is full of lies. Without plenty of effort, you can’t even prove my name is Thursday Bram. So why should you hand over your bank account numbers, passwords and other financial data to me? That’s essentially what Mint and other money management sites are asking you to do. These companies have many…