This is a scary time. Everyone you know knows at least one person who has gotten downsized and new jobs are scarce.  People are scared to start businesses and they’re scared to invest in their existing businesses right now. Part of it is that in an economy like this, mistakes are even more costly than…

We’re used to thinking of procrastination as a bad thing. We should avoid procrastinating; if we do something now, we don’t have to worry about it later. But when it comes to our personal finances, procrastination isn’t necessarily a bad thing. Sure, we need to get our bills paid on time, but by practicing putting…

Every newspaper has ran a story about how to improve your finances in the past few weeks. The same goes for every news show — and most online media as well. No matter the source, though, every tip or trick falls into one of two categories: increasing your income or decreasing your spending. Basically…

In January, we asked you for your tips about living within your means and keeping to your budget, with the chance to win a db clay wallet. You gave us 144 responses in total – some of which had excellent advice. Here’s our round-up of the best tips and tricks for budgeting: 1. Don’t spend more…

Last week, I asked lifehack.org readers, “What advice would you offer to a recent college graduate entering your field?” The response was great, with a dozen readers offering excellent advice not just for their fields, but for college graduates faced with the prospect of building a life as well. My own advice follows the same…

The Simple Dollar gives 10 suggestions that will help you save money this week. I tend to spend more time thinking about how to save money then actually saving money. The idea behind these tips is to get you to start saving money ASAP. The Simple Dollar recommends trying these money…

A few days ago, Dustin suggested that I write a post about “ways to use ___” to kick off the new year. At first, I was at a loss to fill in that blank. I couldn’t think of any gadget, program or trick that was important enough to make a year-long impact. Then it…