Posts Tagged ‘finance’

The 90 Best Lifehacks of 2009: The Year in Review

Another year is winding down, and that means it's time to take a look back at what we've done here at Lifehack over the last 12 months. 2009 was a scary year for a lot of people – corporate layoffs, a shaky global economy, stunningly vicious politics, old wars grinding on and new ones flaring up. In the midst of all this, though, many saw… Continue reading

Getting Productive with the Webware 100

CNet’s Webware 100 singles out 100 web-based applications for excellence in 10 categories. Unlike some other awards which recognize new services, the  Webware 100 are selected as “best-of-breed” from among all the applications currently available.The upshot is, there’s some pretty good apps on the list! Here, then, are my thoughts on the 10 selected in the “Productivity” category; in a future post I’ll look through some of the selections… Continue reading

Review (and a Contest!): “10,001 Ways to Live Large on a Small Budget” by the Writers at Wisebread

For years now, the folks at Wisebread have been giving out great advice on living well for less. Now they’ve gathered all their wisdom together between two covers in 10,001 Ways to Live Large on a Small Budget, a new book featuring hundreds of great ideas from all their talented writers. Beautifully designed and engagingly written, 10,001 Ways… is a fun read straight through… Continue reading

3 Areas You Must Invest in During an Economic Recession

The global economy is plummeting and people are starting to lose hope, faith in our government practices and in their ability to be successful during these challenging times.  With millions of job losses and the media poisoning our minds with information that may be only half accurate, we need to start taking the time to invest in three main areas: our financial education, our personal brands and building strong relationships… Continue reading

An Interview with Patrick Ritchie, Author of “The Credit Roadmap”

Patrick Ritchie is the author of The Credit Road Map, an in-depth look into how the credit world works. He is a certified instructor with the Arizona Department of Real Estate. Patrick is a guest lecturer for The Ohio State University and Arizona State University MBA programs. His book is approved by the National Association of REALTORS® and is required reading in finance… Continue reading

Why Most Budgets Fail but YNAB Succeeds

Chances are at least one of your New Year's resolutions had to do with money. So how are you doing on your budget?I can't count the number the times I've created budgets only to throw in the towel and decide that they just don't work. Usually my frustration is due to any of the following:

  1. The amount assigned to a category just isn't realistic. After figuring the numbers and seeing

Social Implications of Wealth Creation

At the base of almost every ethical system in the world is the idea that the pursuit and worship of unrighteous mammon is unfulfilling, and there is much truth to this.  While idolizing material wealth is likely to be a path to spiritual and moral poverty, it is important to remember some of the reasons why people get rich in a market economy as well as some of the implications… Continue reading

In Uncertain Times, Prepare Yourself for New Opportunities

We live in uncertain times. Global financial collapse, rapid relocation of industries, emerging markets, political unrest, and just the fast pace of change in the Information Era in general all mea that things you take for granted today might be completely different tomorrow.Now is certainly not a time for rigidity. The career you’re working in this year might not even exist in 2010. And vice versa – the field you… Continue reading

How to Ask for (and Get) a Raise

Asking for a raise can be a fearsome experience. If you're like most people, you worry that asking for more will make you appear uncommitted. Or that you'll be talked into settling for what you've already got. Or even that you'll be seen as greedy if you ask to be rewarded well for work you do well."The first thing that people associate negotiation with is buying a car," says career… Continue reading

How to Free Yourself from Paper Clutter

I frequently chase the dream of being paperless. But I have come to the brink of acceptance: for me, it will never be wholly achievable. You will always need some papers to actually exist in physical form. Even with the theory of a paperless office, clutter still manages to amass somewhere. Whether it’s on your desk or on your hard drive, you know if you… Continue reading

Lifehack Readers’ Advice for College Graduates

Last week, I asked lifehack.org readers, "What advice would you offer to a recent college graduate entering your field?" The response was great, with a dozen readers offering excellent advice not just for their fields, but for college graduates faced with the prospect of building a life as well.My own advice follows the same pattern; although directed at future academics, it is applicable to anyone looking to enter… Continue reading

How Not To Overspend On Your Christmas Shopping

Christmas - it's the lovely time of the year again; the time for giving and sharing of gifts with family and friends. As much as we want to celebrate and be jolly during this festive season, we want to make sure that we are careful about spending so that we don’t spoil the festive mood.From past years’ experiences, my challenge with Christmas shopping has always been overspending. Retailers are… Continue reading

Living Without Credit

Picture this: I'm 18, going to college, living 3,000 miles away from home. I stop in at a music store and fiddle around with one of the keyboards there. It's nice. I strike up a conversation with one of the salespeople. He's nice. He asks if I'd like to buy the keyboard I'm playing. I tell him I couldn't possibly, since it's a good $2000… Continue reading

7 Tips to Get on the Property Ladder

Despite the much publicised problems in the US Housing Market, there are still many long term advantages to buying a house in preference to renting.Buying a house has historically been a good investment; since 1945, house prices have increased faster than inflation and have also outperformed the stock market. Also, buying a house gives you the opportunity to live rent free when you have paid off the mortgage. Mortgages… Continue reading

How to Live on a Tight Budget

Do you go out to eat at least once a week? Do you frequent the movie theater? Are you are Starbucks addict? If so, you are spending thousands of dollars a year on the little things. Just think of the money you would save if you just cut a few corners each day. Now think about what your savings account would look like if you put that money in… Continue reading

Three FREE Audiobooks RISK-FREE from Audible
Recent Writers SEE MORE
Latest Poll

Do you like the new design?

View Results

Loading ... Loading ...