Posts Tagged ‘creditcard’

Free Credit Rating Estimator

The DumbLittleMan has written about a handy tool to 'accurately' estimate your FICO credit score, which is important when you are applying for loans and what not.He says it was very accurate, as he shelled out the $15 it usually costs to have a company give you this information and the results were similar.Meanwhile, here are some things you can do to build your credit rating:
  • Open checking and savings

Complaining Has Its Rewards

ABC News have a little article about making complaints to companies to get what you want. If you have a problem with a service, you are generally entitled to something and you'll need to complain to get it.Wendy Bounds, senior editor of the Wall Street Journal, has some tips in 3 areas. Cell PhonesWhen trying to wiggle out of a long-term contract, Bounds said it's important to look for loopholes… Continue reading

What to do in case of Identity Theft

We're all wondering when it's going to happen to us. Are we taking the right precautions? Is it really safe?Like everything there is some inherit risk; but also like everything there are ways to handle the situation with things turn bad. Bad like someone has your credit card details and is buying Christmas presents on eBay.While the news can be overwhelming at first, and you most likely want to… Continue reading

Paypal or credit cards – Which is better?

Dwayne Melancon at Genuine Curiosity and Bren at Slacker Manager share some of their insights on using PayPal and Credit Card.While Bren praises for PayPal and its ability to use it as a virtual MasterCard, Dwayne says there are something that keeps him using a traditional credit card - Reward Points. With my thoughts, to summarize the advantages of using PayPal and credit cards:

PayPal:
  • Very convenient to use it

Calculating Credit Card Debt

John Maeda has created a online calculator to make himself more understand on how the credit card payment works. If you have data on APR, minimum monthly payment, principal and monthly payment it will create a table of calendar for you on the how much you have pay and owe per year:

I've had a problem understanding credit cards since the first time I was offered one… Continue reading

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