Posts Tagged ‘credit’

An Interview with Patrick Ritchie, Author of “The Credit Roadmap”

Patrick Ritchie is the author of The Credit Road Map, an in-depth look into how the credit world works. He is a certified instructor with the Arizona Department of Real Estate. Patrick is a guest lecturer for The Ohio State University and Arizona State University MBA programs. His book is approved by the National Association of REALTORS® and is required reading in finance… Continue reading

April 13 2009 | By Art | Tagged: credit, finance, Money, Productivity | 2 comments»

Cash Only: One Route Out of Debt

There are more than a few ways to deal with credit card debt, as well as other financial crunches. More than a few financial gurus recommend making the switch to a cash-only lifestyle: getting rid of credit cards and using only the cash in your wallet to make purchases. There's a reason that the cash-only approach is so popular. If you stick to only cash, it's virtually impossible to add… Continue reading

February 3 2009 | By Thursday | Tagged: cash only, credit, debt | 22 comments»

Living Without Credit

Picture this: I'm 18, going to college, living 3,000 miles away from home. I stop in at a music store and fiddle around with one of the keyboards there. It's nice. I strike up a conversation with one of the salespeople. He's nice. He asks if I'd like to buy the keyboard I'm playing. I tell him I couldn't possibly, since it's a good $2000… Continue reading

November 16 2007 | By Dustin | Tagged: credit, expense, finance, living, spending | 54 comments»