Posts Tagged ‘budget’

211 Shopping Days Until Christmas: Are You Ready?

We haven’t even crossed the six month mark for Christmas this year, but here I am, talking about gift-giving. I haven’t lost it, though: along with Christmas, I’ve already got my gift giving for Father’s Day, various birthdays and a few weddings planned for. How many hours each year do you spend shuffling around for birthday presents or holiday gifts? What about cards? Or even trying to remember to… » Continue

May 29 2008 | By Thursday | Tagged: budget, gift, present, time | 5 comments»

5 Questions That Will Save You Time And Money

When you’re thinking about productivity, one of the most important questions you should ask yourself is just how much your time is worth. There is no question that there are some tasks you should pay other people to do, but it can be hard to decide just which ones to hand over to trained professional — especially if you are trying to save money.

Beyond that one crucial question, though, there… » Continue

May 27 2008 | By Thursday | Tagged: budget, personal finance, time | 3 comments»

32 Hacks for Sticking to Your Budget

In January, we asked you for your tips about living within your means and keeping to your budget, with the chance to win a db clay wallet. You gave us 144 responses in total – some of which had excellent advice.

Here’s our round-up of the best tips and tricks for budgeting:

1. Don’t spend more money than you have.

2. Stick to your grocery lists – compile them based on… » Continue

March 11 2008 | By Joel | Tagged: budget, frugality, Money, spending | 40 comments»

How Not To Overspend On Your Christmas Shopping

Christmas - it’s the lovely time of the year again; the time for giving and sharing of gifts with family and friends. As much as we want to celebrate and be jolly during this festive season, we want to make sure that we are careful about spending so that we don’t spoil the festive mood.

From past years’ experiences, my challenge with Christmas shopping has always been overspending. Retailers are… » Continue

December 13 2007 | By Lawrence | Tagged: budget, christmas, finance, shopping | 29 comments»

22 Tips for Effective Deadlines

Unless you’re infinitely rich or prepared to rack up major debt, you need to budget your income. Setting limits on how much you are willing to spend helps control expenses. But what about your time? Do you budget your time or spend it carelessly?

Deadlines are the chronological equivalent of a budget. By setting aside a portion of time to complete a task, goal or project… » Continue

August 16 2007 | By Scott H | Tagged: budget, deadline, Management, Productivity, time | 15 comments»

A Basic Guide to Thrift Store Shopping

We live in expensive times. As prices go up and up and up (gas is hovering around $3.00 a gallon across the U.S., milk is expected to top $5.00 a gallon before the end of the year, and so on), even the normal discount stores are starting to feel a little pricey. For many of your basic household needs, you might well find a better deal at thrift stores… » Continue

August 1 2007 | By Dustin | Tagged: budget, charityshops, frugal, guide, Money, shopping, thriftstore | 7 comments»

10 Habits to Develop Financial Stability

Zen Habits has another excellent article about the importance of habits and goal setting to achieving success. This post lists the habits that will help you to become financially stable. Some of my favorites from the list are detailed below:

Make savings automagical. This should be your top priority, especially if you don’t have a solid emergency fund yet. Make it the first bill you pay… » Continue

March 8 2007 | By Kyle | Tagged: budget, financial+stability, Management, Money | 1 comment»

Trade your DVDs, CDs, and Games

SwitchPlanet is a site that lets you trade the DVDs, CDs, and games you no longer want for stuff that you do want. SwitchPlanet lets you enter your preferences for the stuff you want, and what you’re willing to trade. What’s particularly nice about SwitchPlanet is that it’s free to join, and SwitchPlanet does not charge a “commission” for any exchanges — it really is completely… » Continue

March 5 2007 | By Kyle | Tagged: budget, low+cost, Money, trading | 2 comments»

Tips for Saving Money at College

Ask the Advisor has an exhaustive list of 136 tips for college students to save money. I wish I had seen this list when I was still in school. Many of the tips are common sense, and I was able to come up with some of these tips during my own four-year journey. Although the tips are geared toward college students, many of the tips… » Continue

February 23 2007 | By Kyle | Tagged: budget, college, Money | 3 comments»

8 Expenses to Cut and How

Are you looking to simplify your life? Do you have financial issues? Are you still paying off debts with no end in sight? Hey, me too! Part of my methodology includes plugging expense holes, and shunting that money towards my debts. Here are eight expenses to cut and how:

Make Your Own Morning Coffee- I have a tiny little one-cup machine with a steel filter. Why? Because it’s silly easy

» Continue

July 30 2006 | By Chris | Tagged: budget, expenses, finances, Money, saving | 22 comments»

Budgeting Easily with PearBudget Spreadsheet

PearBudget is a free spreadsheet for budgeting and expense tracking. Simply enter your estimation of your spending every year, record your expenses with your receipts throughout the month - then it will give you a detail analysis automatically. It has pretty attractive design so you won’t get bored with it. One advantage is that you can bring this spreadsheet along with your USB stick, open it with Portable OpenOffice

» Continue

June 30 2006 | By Leon | Tagged: budget, Money | 4 comments»

7 Finance Tips From a Guy Who’s Broke

Because I’m dead center of trying to figure out my own personal financial Rubik’s Cube, and because I’ve been listening every day to the Financial Aid Podcast, I’ve had finance hacks on the brain. Besides, Graeme wanted me to talk about them, too. So, here goes 7 tips on finance from a guy who’s broke:

Keep the change- Whenever you pay for anything with

» Continue

June 29 2006 | By Chris | Tagged: advice, budget, budgeting, finance, financialaid, financialaidpodcast, Money, spending, tips | 9 comments»

Budget Vacation Hacks

Here are a few hacks and tips for getting yourself ready for vacations. Some deal with money. Others deal with planning. They all hopefully add up to ways you might get more fun and comfort out of your next vacation:

Save Change and Coffee Money- Make it a project to raise jars of money for vacations. One trick is to always pocket your change from purchases and only buy using bills

» Continue

June 18 2006 | By Chris | Tagged: budget, expense, hacks, holiday, lifehacks, Lifestyle, morewithless, tips, travel, vacation | 3 comments»

Spending Money vs. Time

There are lots of services out there that will do things on your behalf. You can drop your clothes off at the laundromat to get them washed and folded for you. You can purchase your groceries online and have them delivered to the house. You can pay people to mow your lawn and rake the yard.

People’s first reaction when I tell them I get my groceries sent to my… » Continue

May 23 2006 | By Chris | Tagged: budget, Lifestyle, Money, Productivity, service, timemanagement | 6 comments»