Jimmy Atkinson at Ask the Advisor sent me a note on his recent article on personal finance tips for oversea travel. As I have just back from a long trip, I understand getting everything ready, especially safety and financial prepared, are extremely important. He suggested 27 tips around safety, health, and financial issues:
- Make two photocopies of any important papers.
- Travel light (clothing-wise) and forget the bling.
- Find answers to your questions before you leave home.
- Safeguard your health.
- Purchase travel insurance.
- Purchase travel medical insurance and death insurance.
- Continue to cover your assets.
- Get phone numbers.
- Purchase an international phone card and open an accessible email account.
- Plan your itinerary before you leave home.
- Travel light (financially) and carry a spare card.
- Decide whether you want to use traveler’s checks.
- Check your ATM, credit and debit cards before you leave.
- Inform credit, debit, and ATM card banks and companies about your travel plans.
- Get information about fees and charges for overseas card usage.
- Consider a new card for an extensive trip.
- Check for overseas partner banks and consider a debit card.
- The overseas ATM and your debit card.
- Consider pre-paid debit cards.
- Consider a money belt.
- Learn to loop.
- Learn about the Dynamic Currency Conversion (DCC) process and avoid it.
- Purchase some foreign currency at your local bank just before you leave.
- Avoid Cash-to-Cash machines.
- Use cash whenever possible.
- Hotel rooms between the second and seventh floors.
- Public transportation saves money.
27 Personal Finance Tips for Overseas Travel – [Ask The Advisor]
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