Jimmy Atkinson at Ask the Advisor sent me a note on his recent article on personal finance tips for oversea travel. As I have just back from a long trip, I understand getting everything ready, especially safety and financial prepared, are extremely important. He suggested 27 tips around safety, health, and financial issues:
Make two photocopies of any important papers.
Travel light (clothing-wise) and forget the bling.
Find answers to your questions before you leave home.
Safeguard your health.
Purchase travel insurance.
Purchase travel medical insurance and death insurance.
Continue to cover your assets.
Get phone numbers.
Purchase an international phone card and open an accessible email account.
Plan your itinerary before you leave home.
Travel light (financially) and carry a spare card.
Decide whether you want to use traveler’s checks.
Check your ATM, credit and debit cards before you leave.
Inform credit, debit, and ATM card banks and companies about your travel plans.
Get information about fees and charges for overseas card usage.
Consider a new card for an extensive trip.
Check for overseas partner banks and consider a debit card.
The overseas ATM and your debit card.
Consider pre-paid debit cards.
Consider a money belt.
Learn to loop.
Learn about the Dynamic Currency Conversion (DCC) process and avoid it.
Purchase some foreign currency at your local bank just before you leave.
Avoid Cash-to-Cash machines.
Use cash whenever possible.
Hotel rooms between the second and seventh floors.