Thursday Bram

Posts by Thursday Bram

Stuck in a tight spot: 9 tips for working under stress

Your work environment may not be ideal. In fact, as more and more people work from home, take their work on the road or otherwise explore some flexibility for their work situations, the more likely it is that a person will wind up working somewhere full of distractions, stress and more. On airplanes, doctor’s offices…

Organize Your Work in 2009

Regina Leeds, the best-selling author of One Year to an Organized Life: From Your Desk to Your Deadlines, the Week-by-Week Guide to Eliminating Office Stress for Good, has a brand new book out that might come in handy as you work on getting your work organized for 2009. It’s called One Year to An Organized…

21 Entrepreneurship Websites Worth Checking Out

The number of websites dedicated to helping entrepreneurs is incredible: there are always new sites, to the point that it can be hard to keep track of them. However, I have a few favorites. There are some tools I absolutely rely on for everything from marketing to billing, some blogs I read constantly and a…

5 Reasons to Care About Your Online Presence, and 3 to Forget About It

It’s gotten to the point that you just aren’t keeping up with the times if you don’t have a Facebook account, a LinkedIn profile, a Twitter feed and a presence on a dozen other websites. It can be crazy trying to keep up with all of it — and there are new social networking websites…

30 Money Sites to Check Out in 2009

There are so many personal finance resources online that it’s hard to know where to start. There are blogs, web applications, news sites and more. This list is a beginning — if you take a look at the sites included here, I know you’ll find something new for 2009. Some of these sites are brand…

Expertise: Is It Your Ticket To Bigger and Better Things?

Being an expert isn’t always as beneficial to your career as you might hope: some companies target their expert employees during layoffs in favor of employees still learning the ropes. It isn’t because those employees are necessarily assets — it’s just that they’re cheaper. Either way, though, it makes you question how worthwhile your expertise…

Procrastination Makes for Easy Frugality

We’re used to thinking of procrastination as a bad thing. We should avoid procrastinating; if we do something now, we don’t have to worry about it later. But when it comes to our personal finances, procrastination isn’t necessarily a bad thing. Sure, we need to get our bills paid on time, but by practicing putting…

Holiday Windfalls: 7 Tips on Using Them

The holidays often come with a windfall or two: a monetary gift from a relative or a bonus from an employer. We don’t necessarily expect these gifts — that’s why they’re called windfalls — so deciding what to do with them can be a little complicated. Perhaps you have a pressing need for cash to…

10 Improvements You Can Make to Your Resume Right Now

I spent several years behind a desk at an employment agency. The first thing we would ask any client was how recently they had updated their resume. The question’s objective wasn’t really about making sure that every applicant had their most recent job down on paper — instead, we wanted a chance to assess just…

Hack Your Taxes Before Jan. 1

If you live in the U.S., the due date to file your tax return isn’t until next April. If you want to get some major benefits on your taxes, though, you have to take action before the end of the year: after all, in April, you’re paying taxes for the year of 2008. There…

Do A Home Inventory: 4 Financial Reasons

Stuff. We all have it: books, clothes, other items that just build up in our homes. Some of us have more stuff in the garage, in storage, in our parents’ basement. Stuff isn’t necessarily a bad thing — although too much stuff can be a major problem. But for many of us, the issue…

An Introduction to Expense Tracking

Who doesn’t have a goal for the new year that involves money? Many of us have goals that involve making more money or managing the money we already have — but, no matter exactly what goal you might have for your money, you’ll probably need some baseline information about it. While understanding your expenses…

Does Social Saving Really Work?

There’s a Web 2.0, socially networked version of just about everything these days — including saving money for your goals. Sites like SmartyPig allow users to announce their financial goals to the world, network with other savers, talk about saving money on their other social networks and ask for help from friends and…

Income & Thrift: The Two Strategies to Improving Your Finances

Every newspaper has ran a story about how to improve your finances in the past few weeks. The same goes for every news show — and most online media as well. No matter the source, though, every tip or trick falls into one of two categories: increasing your income or decreasing your spending. Basically…

5 Key Characteristics of a Successful Entrepreneur

I’ve heard a lot of great business ideas lately — and more than a few people announcing that now is the right time to go into business for yourself. I think that there’s a lot to be said for becoming an entrepreneur during a down economy — although the risks definitely go up. With…